The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF ETF 464287200 25,851 100,044 SH   SOLE   94,248 0 5,796
Vanguard FTSE Developed Markets ETF ETF 921943858 6,147 184,376 SH   SOLE   173,977 0 10,399
Microsoft Corp COM 594918104 4,412 27,976 SH   SOLE   27,484 0 492
Schwab US Large-Cap ETF ETF 808524201 4,153 67,810 SH   SOLE   67,810 0 0
Abbott Laboratories COM 002824100 3,274 41,492 SH   SOLE   40,667 0 825
Nike Inc B COM 654106103 3,024 36,549 SH   SOLE   35,839 0 710
Novartis AG COM 66987V109 2,861 34,702 SH   SOLE   33,989 0 713
Johnson & Johnson COM 478160104 2,810 21,431 SH   SOLE   20,984 0 447
AbbVie Inc COM 00287Y109 2,802 36,773 SH   SOLE   36,051 0 722
BlackRock Inc COM 09247X101 2,771 6,298 SH   SOLE   6,164 0 134
Intel Corp COM 458140100 2,764 51,065 SH   SOLE   50,141 0 924
Home Depot Inc COM 437076102 2,632 14,098 SH   SOLE   13,805 0 293
Accenture PLC A COM G1151C101 2,591 15,870 SH   SOLE   15,538 0 332
Norfolk Southern Corp COM 655844108 2,554 17,490 SH   SOLE   17,151 0 339
PepsiCo Inc COM 713448108 2,539 21,141 SH   SOLE   20,675 0 466
Hershey Co COM 427866108 2,452 18,509 SH   SOLE   18,071 0 438
T. Rowe Price Group Inc COM 74144T108 2,433 24,916 SH   SOLE   24,391 0 525
Dominion Energy Inc COM 25746U109 2,331 32,295 SH   SOLE   31,726 0 569
Automatic Data Processing Inc COM 053015103 2,326 17,021 SH   SOLE   16,680 0 341
Coca-Cola Co COM 191216100 2,305 52,097 SH   SOLE   51,197 0 900
Oracle Corp COM 68389X105 2,300 47,581 SH   SOLE   46,600 0 981
United Parcel Service Inc Class B COM 911312106 2,299 24,612 SH   SOLE   24,078 0 534
iShares Core S&P Mid-Cap ETF ETF 464287507 2,281 15,859 SH   SOLE   15,096 0 763
Walt Disney Co COM 254687106 2,242 23,204 SH   SOLE   22,789 0 415
Colgate-Palmolive Co COM 194162103 2,225 33,522 SH   SOLE   32,816 0 706
Cisco Systems Inc COM 17275R102 2,187 55,629 SH   SOLE   54,579 0 1,050
Medtronic Plc F COM G5960L103 2,158 23,927 SH   SOLE   23,443 0 484
Comcast Corp Class A COM 20030N101 2,079 60,465 SH   SOLE   59,292 0 1,173
JPMorgan Chase & Co COM 46625H100 2,043 22,690 SH   SOLE   22,147 0 543
Vanguard FTSE Emerging Markets ETF ETF 922042858 2,024 60,335 SH   SOLE   54,777 0 5,558
Northern Trust Corp COM 665859104 2,019 26,756 SH   SOLE   26,193 0 563
Raytheon Technologies COM 75513E101 1,942 20,583 SH   SOLE   20,252 0 331
Equifax Inc COM 294429105 1,935 16,200 SH   SOLE   15,819 0 381
3M Co COM 88579Y101 1,910 13,988 SH   SOLE   13,710 0 278
Pfizer Inc COM 717081103 1,899 58,183 SH   SOLE   56,980 0 1,203
Starbucks Corp COM 855244109 1,874 28,507 SH   SOLE   27,967 0 540
Enbridge Inc Com COM 29250N105 1,866 64,161 SH   SOLE   63,009 0 1,152
iShares Core S&P Small-Cap ETF ETF 464287804 1,851 32,994 SH   SOLE   31,098 0 1,896
Eastman Chemical Co COM 277432100 1,793 38,487 SH   SOLE   37,814 0 673
US Bancorp COM 902973304 1,760 51,076 SH   SOLE   50,106 0 970
Genuine Parts Co COM 372460105 1,617 24,022 SH   SOLE   23,566 0 456
VF Corp COM 918204108 1,609 29,749 SH   SOLE   29,176 0 573
Chevron Corp COM 166764100 1,581 21,821 SH   SOLE   21,371 0 450
Vanguard FTSE All-World ex-US Small-Cap ETF ETF 922042718 1,548 19,781 SH   SOLE   19,451 0 330
Omnicom Group COM 681919106 1,369 24,938 SH   SOLE   24,371 0 567
Analog Devices Inc COM 032654105 1,351 15,072 SH   SOLE   14,646 0 426
Vanguard Total Stock Market ETF ETF 922908769 1,302 10,099 SH   SOLE   10,099 0 0
Vanguard Total International Stock ETF ETF 921909768 1,166 27,783 SH   SOLE   27,783 0 0
Schwab International Equity ETF ETF 808524805 1,041 40,298 SH   SOLE   40,298 0 0
Philip Morris International Inc COM 718172109 437 5,989 SH   SOLE   5,989 0 0
Schwab US Mid-Cap ETF ETF 808524508 337 7,998 SH   SOLE   7,998 0 0
Schwab US Small-Cap ETF ETF 808524607 322 6,246 SH   SOLE   6,246 0 0
Schwab Emerging Markets Equity ETF ETF 808524706 308 14,890 SH   SOLE   14,890 0 0
Apple Inc COM 037833100 304 1,196 SH   SOLE   1,196 0 0
Schwab International Small-Cap Eq ETF ETF 808524888 289 11,858 SH   SOLE   11,858 0 0
Snap-On Inc COM 833034101 284 2,612 SH   SOLE   2,612 0 0
International Business Machines Corp COM 459200101 221 1,996 SH   SOLE   1,996 0 0
Exxon Mobil Corp COM 30231G102 220 5,801 SH   SOLE   5,801 0 0
PLx Pharma Inc COM 72942A107 94 41,712 SH   SOLE   41,712 0 0
TILT Holdings Inc COM 88688R104 2 11,472 SH   SOLE   11,472 0 0