Note 6 - Loans - Major Categories of Loans (Details) - USD ($) |
Dec. 31, 2021 |
Dec. 31, 2020 |
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Loans | $ 486,381,167 | $ 525,911,047 |
Allowance for loan losses | 3,650,268 | 3,296,538 |
Deferred origination fees net of costs | 719,565 | 923,995 |
Loans and Leases Receivable, Net Amount, Total | 482,011,334 | 521,690,514 |
Commercial Real Estate Portfolio Segment [Member] | ||
Loans | 319,185,116 | 309,284,811 |
Construction and Land Development [Member] | ||
Loans | 28,221,854 | 33,641,916 |
Residential Portfolio Segment [Member] | ||
Loans | 107,436,033 | 121,327,761 |
Commercial Portfolio Segment [Member] | ||
Loans | 31,182,206 | 61,368,105 |
Consumer Portfolio Segment [Member] | ||
Loans | $ 355,958 | $ 288,454 |
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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