The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100   679 6,183 SH   DFND   5,413 0 770
ABBVIE INC COMMON STOCK 00287Y109   1,633 10,106 SH   DFND   9,036 0 1,070
ADOBE INC COMMON STOCK 00724F101   7,838 23,292 SH   DFND   23,205 0 87
ADOBE INC COMMON STOCK 00724F101   141 420 SH   OTR   420 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106   277 900 SH   DFND   900 0 0
ALPHABET INC CL A COMMON STOCK 02079K305   544 6,162 SH   DFND   6,022 0 140
ALPHABET INC CL C COMMON STOCK 02079K107   350 3,950 SH   DFND   3,850 0 100
AMAZON.COM INC COMMON STOCK 023135106   326 3,880 SH   DFND   3,880 0 0
AMGEN INC COMMON STOCK 031162100   272 1,036 SH   DFND   966 0 70
APPLE INC COMMON STOCK 037833100   2,754 21,196 SH   DFND   19,190 0 2,006
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   318 1,332 SH   DFND   919 0 413
BAR HBR BANKSHARES COMMON STOCK 066849100   190 5,925 SH   DFND   0 0 5,925
BAR HBR BANKSHARES COMMON STOCK 066849100   32 1,000 SH   OTR   1,000 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   929 3,007 SH   DFND   2,852 0 155
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   271 3,764 SH   DFND   3,764 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108   4,018 96,375 SH   DFND   0 0 96,375
CAMDEN NATIONAL CORP COMMON STOCK 133034108   45 1,075 SH   OTR   0 0 1,075
CATERPILLAR INC COMMON STOCK 149123101   362 1,510 SH   DFND   1,510 0 0
CATERPILLAR INC COMMON STOCK 149123101   24 100 SH   OTR   100 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   5,686 31,676 SH   DFND   30,399 0 1,277
CHEVRON CORPORATION COMMON STOCK 166764100   71 397 SH   OTR   397 0 0
CIGNA CORP COMMON STOCK 125523100   261 787 SH   DFND   783 0 4
CISCO SYSTEMS INC COMMON STOCK 17275R102   312 6,543 SH   DFND   6,543 0 0
COCA COLA CO COMMON STOCK 191216100   637 10,020 SH   DFND   9,920 0 100
COLGATE PALMOLIVE CO COMMON STOCK 194162103   324 4,114 SH   DFND   4,114 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   346 9,895 SH   DFND   9,895 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   4,359 18,807 SH   DFND   18,772 0 35
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   48 208 SH   OTR   208 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   10,543 23,095 SH   DFND   23,045 0 50
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   124 272 SH   OTR   272 0 0
DANAHER CORP COMMON STOCK 235851102   1,248 4,703 SH   DFND   4,703 0 0
DEERE & CO COMMON STOCK 244199105   8,946 20,864 SH   DFND   20,824 0 40
DEERE & CO COMMON STOCK 244199105   104 242 SH   OTR   242 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106   221 2,545 SH   DFND   1,701 0 844
DOMINION ENERGY INC COMMON STOCK 25746U109   254 4,148 SH   DFND   4,148 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   6,326 61,422 SH   DFND   61,222 0 200
DUKE ENERGY CORP COMMON STOCK 26441C204   63 610 SH   OTR   610 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   5,389 72,231 SH   DFND   72,056 0 175
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   66 880 SH   OTR   880 0 0
EMERSON ELEC CO COMMON STOCK 291011104   227 2,368 SH   DFND   2,368 0 0
EXPEDITORS INTL OF WASHINGTON COMMON STOCK 302130109   4,193 40,350 SH   DFND   40,265 0 85
EXPEDITORS INTL OF WASHINGTON COMMON STOCK 302130109   38 367 SH   OTR   367 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,494 13,548 SH   DFND   10,285 0 3,263
EXXON MOBIL CORP COMMON STOCK 30231G102   11 100 SH   OTR   100 0 0
FORTINET INC COMMON STOCK 34959E109   3,537 72,355 SH   DFND   72,210 0 145
FORTINET INC COMMON STOCK 34959E109   44 900 SH   OTR   900 0 0
GENUINE PARTS CO COMMON STOCK 372460105   10,893 62,779 SH   DFND   62,632 0 147
GENUINE PARTS CO COMMON STOCK 372460105   114 656 SH   OTR   656 0 0
HOME DEPOT INC COMMON STOCK 437076102   8,145 25,787 SH   DFND   25,712 0 75
HOME DEPOT INC COMMON STOCK 437076102   85 270 SH   OTR   270 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   1,480 6,905 SH   DFND   6,905 0 0
HUBBELL INC COMMON STOCK 443510607   745 3,173 SH   DFND   3,173 0 0
IDEXX LABS INC COMMON STOCK 45168D104   228 560 SH   DFND   560 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109   402 1,823 SH   DFND   1,823 0 0
INTEL CORP COMMON STOCK 458140100   4,019 152,061 SH   DFND   151,626 0 435
INTEL CORP COMMON STOCK 458140100   52 1,983 SH   OTR   1,983 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101   262 1,859 SH   DFND   1,334 0 525
INTUIT INC COMMON STOCK 461202103   246 632 SH   DFND   582 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104   10,218 57,842 SH   DFND   57,375 0 467
JOHNSON & JOHNSON COMMON STOCK 478160104   151 855 SH   OTR   855 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   8,476 63,203 SH   DFND   62,960 0 243
JP MORGAN CHASE & CO COMMON STOCK 46625H100   84 625 SH   OTR   625 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   252 1,860 SH   DFND   1,630 0 230
KINDER MORGAN INC COMMON STOCK 49456B101   6,081 336,319 SH   DFND   335,369 0 950
KINDER MORGAN INC COMMON STOCK 49456B101   18 1,010 SH   OTR   1,010 0 0
LILLY ELI & CO COMMON STOCK 532457108   686 1,875 SH   DFND   1,875 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   259 533 SH   DFND   405 0 128
LOWES COS INC COMMON STOCK 548661107   332 1,667 SH   DFND   1,667 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   5,598 26,888 SH   DFND   26,813 0 75
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   49 235 SH   OTR   235 0 0
MCCORMICK & CO INC COMMON STOCK 579780206   4,719 56,933 SH   DFND   56,823 0 110
MCCORMICK & CO INC COMMON STOCK 579780206   37 450 SH   OTR   450 0 0
MCDONALDS CORP COMMON STOCK 580135101   10,934 41,492 SH   DFND   41,378 0 114
MCDONALDS CORP COMMON STOCK 580135101   104 393 SH   OTR   393 0 0
MERCK & CO INC COMMON STOCK 58933Y105   11,462 103,310 SH   DFND   101,452 0 1,858
MERCK & CO INC COMMON STOCK 58933Y105   163 1,470 SH   OTR   615 0 855
MICROSOFT CORP COMMON STOCK 594918104   13,995 58,355 SH   DFND   58,082 0 273
MICROSOFT CORP COMMON STOCK 594918104   223 930 SH   OTR   930 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   7,721 115,850 SH   DFND   115,490 0 360
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   108 1,615 SH   OTR   1,615 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   7,876 94,209 SH   DFND   94,017 0 192
NEXTERA ENERGY INC COMMON STOCK 65339F101   86 1,025 SH   OTR   1,025 0 0
NVIDIA CORP COMMON STOCK 67066G104   2,664 18,227 SH   DFND   17,924 0 303
NVIDIA CORP COMMON STOCK 67066G104   7 50 SH   OTR   50 0 0
OMNICOM GROUP COMMON STOCK 681919106   7,789 95,483 SH   DFND   95,237 0 246
OMNICOM GROUP COMMON STOCK 681919106   81 995 SH   OTR   995 0 0
ORACLE CORPORATION COMMON STOCK 68389X105   7,268 88,912 SH   DFND   88,737 0 175
ORACLE CORPORATION COMMON STOCK 68389X105   84 1,028 SH   OTR   1,028 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109   4,408 34,458 SH   DFND   34,393 0 65
PACKAGING CORP OF AMERICA COMMON STOCK 695156109   52 405 SH   OTR   405 0 0
PEPSICO INC COMMON STOCK 713448108   9,602 53,147 SH   DFND   53,032 0 115
PEPSICO INC COMMON STOCK 713448108   131 725 SH   OTR   725 0 0
PFIZER INC COMMON STOCK 717081103   507 9,897 SH   DFND   7,226 0 2,671
PROCTER & GAMBLE CO COMMON STOCK 742718109   11,489 75,806 SH   DFND   73,233 0 2,573
PROCTER & GAMBLE CO COMMON STOCK 742718109   133 880 SH   OTR   880 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   4,649 32,622 SH   DFND   32,562 0 60
QUANTA SERVICES INC COMMON STOCK 74762E102   52 364 SH   OTR   364 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100   9,880 76,595 SH   DFND   76,427 0 168
REPUBLIC SERVICES INC COMMON STOCK 760759100   132 1,025 SH   OTR   1,025 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   4,609 13,760 SH   DFND   13,290 0 470
S&P GLOBAL INC COMMON STOCK 78409V104   47 140 SH   OTR   140 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108   5,062 46,418 SH   DFND   46,318 0 100
T ROWE PRICE GROUP INC COMMON STOCK 74144T108   50 462 SH   OTR   462 0 0
T-MOBILE US INC COMMON STOCK 872590104   10,701 76,436 SH   DFND   76,231 0 205
T-MOBILE US INC COMMON STOCK 872590104   131 935 SH   OTR   935 0 0
TARGET CORP COMMON STOCK 87612E106   6,831 45,835 SH   DFND   45,694 0 141
TARGET CORP COMMON STOCK 87612E106   108 725 SH   OTR   725 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   6,306 38,170 SH   DFND   38,090 0 80
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   81 489 SH   OTR   489 0 0
THE TRADE DESK INC CL A COMMON STOCK 88339J105   226 5,037 SH   DFND   0 0 5,037
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   3,929 7,135 SH   DFND   7,112 0 23
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   51 92 SH   OTR   92 0 0
TJX COS INC COMMON STOCK 872540109   8,882 111,586 SH   DFND   111,261 0 325
TJX COS INC COMMON STOCK 872540109   166 2,085 SH   OTR   2,085 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   621 3,312 SH   DFND   3,312 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   3,339 77,591 SH   DFND   77,387 0 204
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   40 922 SH   OTR   922 0 0
UNION PAC CORP COMMON STOCK 907818108   408 1,972 SH   DFND   436 0 1,536
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   885 1,669 SH   DFND   1,669 0 0
US BANCORP NEW COMMON STOCK 902973304   3,528 80,904 SH   DFND   80,688 0 216
US BANCORP NEW COMMON STOCK 902973304   40 923 SH   OTR   923 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100   5,471 18,945 SH   DFND   18,895 0 50
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100   39 135 SH   OTR   135 0 0
VISA INC CL A COMMON STOCK 92826C839   9,404 45,263 SH   DFND   45,143 0 120
VISA INC CL A COMMON STOCK 92826C839   208 1,000 SH   OTR   1,000 0 0
WALMART INC COMMON STOCK 931142103   618 4,360 SH   DFND   4,300 0 60
WALMART INC COMMON STOCK 931142103   14 100 SH   OTR   100 0 0
WELLS FARGO & CO COMMON STOCK 949746101   219 5,298 SH   DFND   5,298 0 0
XYLEM INC COMMON STOCK 98419M100   8,280 74,884 SH   DFND   74,683 0 201
XYLEM INC COMMON STOCK 98419M100   122 1,101 SH   OTR   1,101 0 0
YUM! BRANDS INC COMMON STOCK 988498101   236 1,840 SH   DFND   240 0 1,600
ZOETIS INC COMMON STOCK 98978V103   8,587 58,593 SH   DFND   58,437 0 156
ZOETIS INC COMMON STOCK 98978V103   114 775 SH   OTR   775 0 0
3M CO COMMON STOCK 88579Y101   230 1,918 SH   DFND   1,288 0 630
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109   6,114 67,391 SH   DFND   67,181 0 210
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109   72 791 SH   OTR   791 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101   10,839 40,618 SH   DFND   40,501 0 117
ACCENTURE PLC CL A COMMON STOCK G1151C101   119 447 SH   OTR   447 0 0
ALCON INC COMMON STOCK H01301128   4,030 58,794 SH   DFND   58,657 0 137
ALCON INC COMMON STOCK H01301128   37 539 SH   OTR   539 0 0
BCE INC COMMON STOCK 05534B760   6,176 140,512 SH   DFND   140,127 0 385
BCE INC COMMON STOCK 05534B760   82 1,870 SH   OTR   1,870 0 0
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104   7,689 60,950 SH   DFND   60,755 0 195
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104   103 815 SH   OTR   815 0 0
CHUBB LTD COMMON STOCK H1467J104   9,847 44,638 SH   DFND   44,494 0 144
CHUBB LTD COMMON STOCK H1467J104   124 560 SH   OTR   560 0 0
LINDE PLC COMMON STOCK G5494J103   11,419 35,007 SH   DFND   34,912 0 95
LINDE PLC COMMON STOCK G5494J103   138 424 SH   OTR   424 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   4,421 56,878 SH   DFND   56,674 0 204
MEDTRONIC PLC COMMON STOCK G5960L103   65 835 SH   OTR   835 0 0
TC ENERGY CORP COMMON STOCK 87807B107   4,180 104,855 SH   DFND   104,530 0 325
TC ENERGY CORP COMMON STOCK 87807B107   54 1,354 SH   OTR   1,354 0 0
PROLOGIS INC REIT OTHER 74340W103   7,262 64,415 SH   DFND   64,260 0 155
PROLOGIS INC REIT OTHER 74340W103   76 670 SH   OTR   670 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109   6,761 24,129 SH   DFND   24,068 0 61
PUBLIC STORAGE INC REIT OTHER 74460D109   83 295 SH   OTR   295 0 0
FIRST TRUST NASDAQ CLEAN EDGE OTHER 33733E500   358 758 SH   DFND D 7,295 0 290
FIRST TRUST NASDAQ CLEAN EDGE OTHER 33733E500   48 1,015 SH   OTR   1,015 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   2,367 9,785 SH   DFND   9,785 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   6,194 65,451 SH   DFND   65,361 0 90
ISHARES CORE S&P 500 ETF OTHER 464287200   659 1,715 SH   DFND   1,715 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168   573 4,750 SH   DFND   4,575 0 175
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168   12 100 SH   OTR   100 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   481 7,333 SH   DFND   7,333 0 0
ISHARES MSCI EMR MRK EX CHNA OTHER 46434G764   223 4,694 SH   DFND   4,694 0 0
ISHARES MSCI USA MIN VOL FACTO OTHER 46429B697   4,496 62,354 SH   DFND   62,054 0 300
ISHARES RUSSELL 3000 ETF OTHER 464287689   307 1,390 SH   DFND   0 0 1,390
KAYNE ANDERSON NEXTGEN ENERGY OTHER 48661E108   94 12,500 SH   DFND   12,500 0 0
SCHWAB US DVD EQUITY ETF OTHER 808524797   1,462 19,350 SH   DFND   19,300 0 50
SPDR GOLD TRUST OTHER 78463V107   675 3,981 SH   DFND   3,981 0 0
SPROTT PHYSICAL GOLD AND SIL OTHER 85208R101   216 12,042 SH   DFND   10,450 0 1,592
VANGUARD DIVIDEND APPREC ETF OTHER 921908844   1,142 7,519 SH   DFND   7,519 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   6,680 159,162 SH   DFND   159,022 0 140
VANGUARD INT HIGH DVD YLD IN OTHER 921946794   328 5,508 SH   DFND   5,483 0 25
VANGUARD SMALL-CAP ETF OTHER 922908751   265 1,444 SH   DFND   1,444 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   6,817 64,045 SH   DFND   64,000 0 45
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   61 575 SH   OTR   575 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457   6,471 79,720 SH   DFND   79,720 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457   44 541 SH   OTR   541 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242   2,307 21,886 SH   DFND   21,861 0 25
ISHARES IBOXX INV GRD CORP BON OTHER 464287242   2 20 SH   OTR   20 0 0
ISHARES 0-5 YR INV GRD CORP OTHER 46434V100   12,186 254,623 SH   DFND   254,548 0 75
ISHARES 0-5 YR INV GRD CORP OTHER 46434V100   66 1,374 SH   OTR   1,374 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661   3,315 28,851 SH   DFND   28,826 0 25
SPDR BLOOMBERG 1-3 MONTH T-BIL OTHER 78468R663   300 3,282 SH   DFND   3,282 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827   447 5,940 SH   DFND   5,940 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835   237 3,302 SH   DFND   3,302 0 0