The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 313 2,096 SH   SOLE   0 0 2,096
ABBOTT LABS COM 002824100 310 2,605 SH   SOLE   0 0 2,605
ABBVIE INC COM 00287Y109 311 1,921 SH   SOLE   0 0 1,921
ALPHABET INC CAP STK CL A 02079K305 1,178 412 SH   SOLE   0 0 412
ALPHABET INC CAP STK CL C 02079K107 256 89 SH   SOLE   0 0 89
ALTRIA GROUP INC COM 02209S103 229 4,347 SH   SOLE   0 0 4,347
AMAZON COM INC COM 023135106 1,077 320 SH   SOLE   0 0 320
AMERICAN EXPRESS CO COM 025816109 215 1,147 SH   SOLE   0 0 1,147
AMGEN INC COM 031162100 208 850 SH   SOLE   0 0 850
APPLE INC COM 037833100 2,066 11,577 SH   SOLE   0 0 11,577
ASTRAZENECA PLC SPONSORED ADR 046353108 274 4,115 SH   SOLE   0 0 4,115
AUTOMATIC DATA PROCESSING IN COM 053015103 791 3,362 SH   SOLE   0 0 3,362
BECTON DICKINSON & CO COM 075887109 366 1,417 SH   SOLE   0 0 1,417
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,370 6,862 SH   SOLE   0 0 6,862
BK OF AMERICA CORP COM 060505104 417 10,206 SH   SOLE   0 0 10,206
BOEING CO COM 097023105 1,029 5,382 SH   SOLE   0 0 5,382
CATERPILLAR INC COM 149123101 938 4,250 SH   SOLE   0 0 4,250
CHEVRON CORP NEW COM 166764100 1,087 6,614 SH   SOLE   0 0 6,614
CISCO SYS INC COM 17275R102 587 10,507 SH   SOLE   0 0 10,507
COCA COLA CO COM 191216100 233 3,727 SH   SOLE   0 0 3,727
COMPASS DIVERSIFIED SH BEN INT 20451Q104 633 25,901 SH   SOLE   0 0 25,901
COSTCO WHSL CORP NEW COM 22160K105 1,428 2,483 SH   SOLE   0 0 2,483
CUMMINS INC COM 231021106 359 1,773 SH   SOLE   0 0 1,773
DEERE & CO COM 244199105 1,113 2,666 SH   SOLE   0 0 2,666
DIAGEO PLC SPON ADR NEW 25243Q205 478 2,321 SH   SOLE   0 0 2,321
DISNEY WALT CO COM 254687106 256 1,848 SH   SOLE   0 0 1,848
EMERSON ELEC CO COM 291011104 240 2,437 SH   SOLE   0 0 2,437
EXXON MOBIL CORP COM 30231G102 320 3,850 SH   SOLE   0 0 3,850
INTEL CORP COM 458140100 552 11,228 SH   SOLE   0 0 11,228
INTERNATIONAL BUSINESS MACHS COM 459200101 254 1,952 SH   SOLE   0 0 1,952
ISHARES TR CORE MSCI EAFE 46432F842 30,206 428,694 SH   SOLE   0 0 428,694
ISHARES TR CORE S&P SCP ETF 464287804 42,023 387,019 SH   SOLE   0 0 387,019
ISHARES TR SHORT TREAS BD 464288679 21,319 193,455 SH   SOLE   0 0 193,455
ISHARES TR TRS FLT RT BD 46434V860 21,357 424,332 SH   SOLE   0 0 424,332
JOHNSON & JOHNSON COM 478160104 1,175 6,659 SH   SOLE   0 0 6,659
LILLY ELI & CO COM 532457108 927 3,180 SH   SOLE   0 0 3,180
LOCKHEED MARTIN CORP COM 539830109 533 1,200 SH   SOLE   0 0 1,200
MARKEL CORP COM 570535104 282 191 SH   SOLE   0 0 191
MASTERCARD INCORPORATED CL A 57636Q104 681 1,855 SH   SOLE   0 0 1,855
MCDONALDS CORP COM 580135101 272 1,101 SH   SOLE   0 0 1,101
MERCK & CO. INC COM 58933Y105 297 3,555 SH   SOLE   0 0 3,555
MICROSOFT CORP COM 594918104 827 2,627 SH   SOLE   0 0 2,627
MONDELEZ INTL INC CL A 609207105 426 6,757 SH   SOLE   0 0 6,757
NIKE INC CL B 654106103 409 3,048 SH   SOLE   0 0 3,048
PACCAR INC COM 693718108 260 3,082 SH   SOLE   0 0 3,082
PAYCHEX INC COM 704326107 410 2,945 SH   SOLE   0 0 2,945
PEPSICO INC COM 713448108 579 3,418 SH   SOLE   0 0 3,418
PFIZER INC COM 717081103 252 4,954 SH   SOLE   0 0 4,954
PHILIP MORRIS INTL INC COM 718172109 367 3,815 SH   SOLE   0 0 3,815
PROCTER AND GAMBLE CO COM 742718109 821 5,330 SH   SOLE   0 0 5,330
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 18,879 264,115 SH   SOLE   0 0 264,115
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 75,877 1,391,977 SH   SOLE   0 0 1,391,977
SCHWAB STRATEGIC TR US REIT ETF 808524847 14,551 576,045 SH   SOLE   0 0 576,045
SPDR S&P 500 ETF TR TR UNIT 78462F103 253 555 SH   SOLE   0 0 555
SYSCO CORP COM 871829107 370 4,467 SH   SOLE   0 0 4,467
TRAVELERS COMPANIES INC COM 89417E109 281 1,545 SH   SOLE   0 0 1,545
UNILEVER PLC SPON ADR NEW 904767704 229 4,925 SH   SOLE   0 0 4,925
UNION PAC CORP COM 907818108 406 1,576 SH   SOLE   0 0 1,576
US BANCORP DEL COM NEW 902973304 265 5,041 SH   SOLE   0 0 5,041
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 241 1,607 SH   SOLE   0 0 1,607
VANGUARD INDEX FDS MID CAP ETF 922908629 48,338 201,067 SH   SOLE   0 0 201,067
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 251 2,279 SH   SOLE   0 0 2,279
VANGUARD INDEX FDS SM CP VAL ETF 922908611 18,991 107,665 SH   SOLE   0 0 107,665
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,280 5,551 SH   SOLE   0 0 5,551
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,548 262,348 SH   SOLE   0 0 262,348
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 28,766 569,062 SH   SOLE   0 0 569,062