The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 1,065 327 SH   SOLE 0 327 0 0
INVESCO QQQ TRUST ETF 46090E103 146 467 SH   SOLE 0 466 0 0
STERICYCLE INC COM Stock 858912108 139 2,000 SH   SOLE 0 2,000 0 0
STARBUCKS CORP COM Stock 855244109 10 90 SH   SOLE 0 90 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 7 35 SH   SOLE 0 35 0 0
JOHNSON & JOHNSON COM Stock 478160104 705 4,480 SH   SOLE 0 4,480 0 0
SEAGATE TECHNOLOGY PLC SHS Stock G7945M107 1,919 30,870 SH   SOLE 0 30,870 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 31 158 SH   SOLE 0 158 0 0
VANGUARD ENERGY INDEX FUND ETF 92204A306 7 141 SH   SOLE 0 141 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 0 0 SH   SOLE 0 0 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 8 20 SH   SOLE 0 20 0 0
COCA COLA CO COM Stock 191216100 6 115 SH   SOLE 0 115 0 0
TRUIST FINL CORP COM Stock 89832Q109 31 650 SH   SOLE 0 649 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 3,135 18,614 SH   SOLE 0 18,614 0 0
BIOGEN INC COM Stock 09062X103 70 285 SH   SOLE 0 285 0 0
STATE STR CORP COM Stock 857477103 93 1,278 SH   SOLE 0 1,277 0 0
MEDTRONIC PLC SHS Stock G5960L103 6 55 SH   SOLE 0 55 0 0
NETFLIX INC COM Stock 64110L106 14 25 SH   SOLE 0 25 0 0
ISHARES SILVER TRUST ETF 46428Q109 123 5,000 SH   SOLE 0 5,000 0 0
MERCK & CO. INC COM Stock 58933Y105 245 3,000 SH   SOLE 0 3,000 0 0
SPDR S&P 500 ETF ETF 78462F103 142 379 SH   SOLE 0 379 0 0
MCKESSON CORP COM Stock 58155Q103 61 348 SH   SOLE 0 348 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 288 808 SH   SOLE 0 808 0 0
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104 141 500 SH   SOLE 0 500 0 0
ALCOA CORP COM Stock 013872106 0 2 SH   SOLE 0 2 0 0
ISHARES TIPS BOND ETF ETF 464287176 119 932 SH   SOLE 0 931 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND ETF 464288182 561 6,265 SH   SOLE 0 6,264 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102 80 977 SH   SOLE 0 977 0 0
VANGUARD EXTENDED DURATION TREASURY INDEX FUND ETF 921910709 6,805 44,682 SH   SOLE 0 44,681 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 411 4,500 SH   SOLE 0 4,500 0 0
HOWMET AEROSPACE INC COM Stock 443201108 91 3,194 SH   SOLE 0 3,194 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 70 574 SH   SOLE 0 574 0 0
PULTE GROUP INC COM Stock 745867101 94 2,172 SH   SOLE 0 2,172 0 0
PEPSICO INC COM Stock 713448108 12 80 SH   SOLE 0 80 0 0
TE CONNECTIVITY LTD REG SHS Stock H84989104 0 0 SH   SOLE 0 0 0 0
HONEYWELL INTL INC COM Stock 438516106 12 55 SH   SOLE 0 55 0 0
MICROSTRATEGY INC CL A NEW Stock 594972408 78 200 SH   SOLE 0 200 0 0
BAXTER INTL INC COM Stock 071813109 6 80 SH   SOLE 0 80 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 13 188 SH   SOLE 0 188 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 0 3 SH   SOLE 0 2 0 0
SPDR GOLD SHARES ETF 78463V107 4,668 26,169 SH   SOLE 0 26,169 0 0
ROKU INC COM CL A Stock 77543R102 0 1 SH   SOLE 0 1 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 0 1 SH   SOLE 0 1 0 0
BECTON DICKINSON & CO COM Stock 075887109 11 45 SH   SOLE 0 45 0 0
RETAIL OPPORTUNITY INVTS CORP COM REIT 76131N101 0 1 SH   SOLE 0 1 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 0 1 SH   SOLE 0 1 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 29 315 SH   SOLE 0 315 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 156 674 SH   SOLE 0 674 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 650 21,201 SH   SOLE 0 21,201 0 0
SOUTHERN COPPER CORP COM Stock 84265V105 8 121 SH   SOLE 0 121 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 771 440 SH   SOLE 0 440 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 102 2,055 SH   SOLE 0 2,055 0 0
INTUIT COM Stock 461202103 152 400 SH   SOLE 0 400 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108 0 1 SH   SOLE 0 1 0 0
COMCAST CORP NEW CL A Stock 20030N101 14 265 SH   SOLE 0 265 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 134 4,475 SH   SOLE 0 4,474 0 0
MICROSOFT CORP COM Stock 594918104 899 4,044 SH   SOLE 0 4,044 0 0
DISCOVERY INC COM SER A Stock 25470F104 67 2,233 SH   SOLE 0 2,233 0 0
CVS HEALTH CORP COM Stock 126650100 13 185 SH   SOLE 0 185 0 0
AMERIPRISE FINL INC COM Stock 03076C106 194 1,000 SH   SOLE 0 1,000 0 0
PROSHARES ONLINE RETAIL ETF ETF 74347B169 0 0 SH   SOLE 0 0 0 0
VANGUARD TOTAL WORLD BOND ETF ETF 92206C565 161 1,962 SH   SOLE 0 1,962 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 0 0 SH   SOLE 0 0 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 4 15 SH   SOLE 0 15 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 11 62 SH   SOLE 0 62 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 7 19 SH   SOLE 0 19 0 0
FOX CORP CL B COM Stock 35137L204 57 1,974 SH   SOLE 0 1,974 0 0
HANESBRANDS INC COM Stock 410345102 64 4,393 SH   SOLE 0 4,393 0 0
KKR & CO INC COM Stock 48251W104 121 3,000 SH   SOLE 0 3,000 0 0
UNITED AIRLS HLDGS INC COM Stock 910047109 35 817 SH   SOLE 0 817 0 0
CONAGRA BRANDS INC COM Stock 205887102 109 3,000 SH   SOLE 0 3,000 0 0
GLOBAL X CLOUD COMPUTING ETF ETF 37954Y442 562 20,140 SH   SOLE 0 20,140 0 0
WESTERN UN CO COM Stock 959802109 51 2,318 SH   SOLE 0 2,318 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 36 500 SH   SOLE 0 500 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 556 5,324 SH   SOLE 0 5,323 0 0
RIBBON COMMUNICATIONS INC COM Stock 762544104 129 19,701 SH   SOLE 0 19,701 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 1 17 SH   SOLE 0 17 0 0
WABTEC COM Stock 929740108 1 14 SH   SOLE 0 14 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 7 25 SH   SOLE 0 25 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 0 3 SH   SOLE 0 2 0 0
DRAFTKINGS INC COM CL A Stock 26142R104 23 500 SH   SOLE 0 500 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 45 227 SH   SOLE 0 227 0 0
XEROX HOLDINGS CORP COM NEW Stock 98421M106 45 1,955 SH   SOLE 0 1,955 0 0
ISHARES MSCI CHINA SMALL-CAP ETF ETF 46429B200 27 540 SH   SOLE 0 539 0 0
SPIRIT AIRLS INC COM Stock 848577102 0 1 SH   SOLE 0 1 0 0
MATCH GROUP INC NEW COM Stock 57667L107 457 3,021 SH   SOLE 0 3,021 0 0
IAC INTERACTIVECORP NEW COM Stock 44891N109 265 1,400 SH   SOLE 0 1,400 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 0 1 SH   SOLE 0 1 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 40 391 SH   SOLE 0 390 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 17 215 SH   SOLE 0 215 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 2,546 17,904 SH   SOLE 0 17,904 0 0
VIATRIS INC COM Stock 92556V106 0 25 SH   SOLE 0 25 0 0
AIRBNB INC COM CL A Stock 009066101 5 34 SH   SOLE 0 34 0 0
GOLDEN NUGGET ONLINE GAMIN COM CL A Stock 38113L107 20 1,000 SH   SOLE 0 1,000 0 0
VISA INC COM CL A Stock 92826C839 478 2,185 SH   SOLE 0 2,185 0 0
ISHARES MSCI CHINA ETF ETF 46429B671 253 3,129 SH   SOLE 0 3,128 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 3 40 SH   SOLE 0 39 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 0 1 SH   SOLE 0 1 0 0
FACEBOOK INC CL A Stock 30303M102 522 1,910 SH   SOLE 0 1,910 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 21 44 SH   SOLE 0 44 0 0
INVESCO DWA SMALLCAP MOMENTUM ETF ETF 46138E842 3,199 42,488 SH   SOLE 0 42,487 0 0
PVH CORPORATION COM Stock 693656100 79 845 SH   SOLE 0 845 0 0
D R HORTON INC COM Stock 23331A109 109 1,577 SH   SOLE 0 1,577 0 0
TECHNIPFMC PLC COM Stock G87110105 54 5,724 SH   SOLE 0 5,724 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 94 1,000 SH   SOLE 0 1,000 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 17 245 SH   SOLE 0 245 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 16 60 SH   SOLE 0 60 0 0
NVIDIA CORPORATION COM Stock 67066G104 1 2 SH   SOLE 0 2 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 432 3,906 SH   SOLE 0 3,906 0 0
ABBVIE INC COM Stock 00287Y109 107 1,000 SH   SOLE 0 1,000 0 0
S&P GLOBAL INC COM Stock 78409V104 8 25 SH   SOLE 0 25 0 0
ISHARES GLOBAL CONSUMER STAPLES ETF ETF 464288737 2,029 34,819 SH   SOLE 0 34,818 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 61 985 SH   SOLE 0 985 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 9,490 162,605 SH   SOLE 0 162,604 0 0
FIRST TRUST CHINDIA ETF ETF 33733A102 543 9,199 SH   SOLE 0 9,199 0 0
PTC INC COM Stock 69370C100 2 18 SH   SOLE 0 18 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 273 2,500 SH   SOLE 0 2,500 0 0
BLACKSTONE GROUP INC COM CL A Stock 09260D107 58 900 SH   SOLE 0 900 0 0
ANSYS INC COM Stock 03662Q105 102 279 SH   SOLE 0 279 0 0
HAIN CELESTIAL GROUP INC COM Stock 405217100 80 2,000 SH   SOLE 0 2,000 0 0
CISCO SYS INC COM Stock 17275R102 281 6,277 SH   SOLE 0 6,277 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 51 749 SH   SOLE 0 748 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 23 250 SH   SOLE 0 250 0 0
AUTODESK INC COM Stock 052769106 21 69 SH   SOLE 0 69 0 0
NEWS CORP NEW CL B Stock 65249B208 86 4,846 SH   SOLE 0 4,846 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 1,296 13,961 SH   SOLE 0 13,960 0 0
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF ETF 37954Y293 3,082 114,346 SH   SOLE 0 114,346 0 0
GENERAL ELECTRIC CO COM Stock 369604103 27 2,514 SH   SOLE 0 2,514 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 6,860 59,031 SH   SOLE 0 59,031 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 11,819 73,275 SH   SOLE 0 73,275 0 0
NETAPP INC COM Stock 64110D104 77 1,169 SH   SOLE 0 1,169 0 0
POTBELLY CORP COM Stock 73754Y100 0 1 SH   SOLE 0 1 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 19 28 SH   SOLE 0 28 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 326 6,489 SH   SOLE 0 6,489 0 0
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865 2,797 68,924 SH   SOLE 0 68,924 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 24 65 SH   SOLE 0 65 0 0
FEDERATED HERMES INC CL B Stock 314211103 41 1,425 SH   SOLE 0 1,425 0 0
ECOLAB INC COM Stock 278865100 3 15 SH   SOLE 0 15 0 0
CARMAX INC COM Stock 143130102 255 2,700 SH   SOLE 0 2,700 0 0
INVESCO DWA MOMENTUM ETF ETF 46137V837 120 1,367 SH   SOLE 0 1,366 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 427 917 SH   SOLE 0 917 0 0
ONE LIBERTY PPTYS INC COM REIT 682406103 0 1 SH   SOLE 0 1 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 359 2,822 SH   SOLE 0 2,822 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 79 1,590 SH   SOLE 0 1,590 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 4,929 42,053 SH   SOLE 0 42,053 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 113 2,400 SH   SOLE 0 2,400 0 0
TJX COS INC NEW COM Stock 872540109 12 180 SH   SOLE 0 180 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 3 27 SH   SOLE 0 27 0 0
SPDR NYSE TECHNOLOGY ETF ETF 78464A102 0 0 SH   SOLE 0 0 0 0
ORACLE CORP COM Stock 68389X105 7 105 SH   SOLE 0 105 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 7 93 SH   SOLE 0 93 0 0
INVESCO DWA TECHNOLOGY MOMENTUM ETF ETF 46137V811 4,154 29,528 SH   SOLE 0 29,527 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 692 13,814 SH   SOLE 0 13,814 0 0
PFIZER INC COM Stock 717081103 8 208 SH   SOLE 0 207 0 0
MORGAN STANLEY COM NEW Stock 617446448 74 1,074 SH   SOLE 0 1,074 0 0
HP INC COM Stock 40434L105 86 3,480 SH   SOLE 0 3,480 0 0
BAKER HUGHES COMPANY CL A Stock 05722G100 63 3,009 SH   SOLE 0 3,009 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 592 338 SH   SOLE 0 338 0 0
AMERICAN EXPRESS CO COM Stock 025816109 0 1 SH   SOLE 0 1 0 0
ANALOG DEVICES INC COM Stock 032654105 185 1,250 SH   SOLE 0 1,250 0 0
CANADIAN NATL RY CO COM Stock 136375102 110 1,000 SH   SOLE 0 1,000 0 0
ISHARES CORE S&P U.S. VALUE ETF ETF 464287663 4,377 70,374 SH   SOLE 0 70,374 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 4,581 38,762 SH   SOLE 0 38,761 0 0
ISHARES GLOBAL REIT ETF ETF 46434V647 2,369 98,985 SH   SOLE 0 98,985 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 1,993 39,448 SH   SOLE 0 39,447 0 0
CANOPY GROWTH CORP COM Stock 138035100 3 102 SH   SOLE 0 102 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 27 118 SH   SOLE 0 118 0 0
BORGWARNER INC COM Stock 099724106 65 1,675 SH   SOLE 0 1,675 0 0
DELTA AIR LINES INC DEL COM NEW Stock 247361702 50 1,245 SH   SOLE 0 1,245 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 3,536 42,660 SH   SOLE 0 42,659 0 0
NUCOR CORP COM Stock 670346105 56 1,054 SH   SOLE 0 1,054 0 0
INVESCO DWA EMERGING MARKETS MOMENTUM ETF ETF 46138E867 277 12,122 SH   SOLE 0 12,121 0 0
VANGUARD MEGA CAP ETF ETF 921910873 3,949 29,593 SH   SOLE 0 29,592 0 0
ALTRIA GROUP INC COM Stock 02209S103 55 1,331 SH   SOLE 0 1,331 0 0
AGILENT TECHNOLOGIES INC COM Stock 00846U101 142 1,200 SH   SOLE 0 1,200 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 274 780 SH   SOLE 0 780 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108 167 1,100 SH   SOLE 0 1,100 0 0
LOWES COS INC COM Stock 548661107 339 2,109 SH   SOLE 0 2,109 0 0
DEERE & CO COM Stock 244199105 11 41 SH   SOLE 0 41 0 0
NOMAD FOODS LTD USD ORD SHS Stock G6564A105 153 6,000 SH   SOLE 0 6,000 0 0
SOUTHWEST AIRLS CO COM Stock 844741108 0 1 SH   SOLE 0 1 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 690 19,343 SH   SOLE 0 19,343 0 0
SHOPIFY INC CL A Stock 82509L107 170 150 SH   SOLE 0 150 0 0
NEW YORK TIMES CO CL A Stock 650111107 0 0 SH   SOLE 0 0 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 468 2,000 SH   SOLE 0 2,000 0 0
SCHWAB CHARLES CORP COM Stock 808513105 159 3,000 SH   SOLE 0 3,000 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 80 500 SH   SOLE 0 500 0 0
BLACKROCK INC COM Stock 09247X101 7 10 SH   SOLE 0 10 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 15 65 SH   SOLE 0 65 0 0
ISHARES S&P GLOBAL CLEAN ENERGY INDEX FUND ETF 464288224 0 0 SH   SOLE 0 0 0 0
ISHARES MSCI EAFE ETF ETF 464287465 211 2,890 SH   SOLE 0 2,889 0 0
APPLE INC COM Stock 037833100 1,415 10,661 SH   SOLE 0 10,661 0 0
DISNEY WALT CO COM Stock 254687106 100 550 SH   SOLE 0 550 0 0
ISHARES MSCI INTL MOMENTUM FACTOR ETF ETF 46434V449 392 10,416 SH   SOLE 0 10,416 0 0
UNIVERSAL HLTH SVCS INC CL B Stock 913903100 70 512 SH   SOLE 0 512 0 0