The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 1,030 327 SH   SOLE 0 327 0 0
INVESCO QQQ TRUST ETF 46090E103 154 556 SH   SOLE 0 555 0 0
STERICYCLE INC COM Stock 858912108 126 2,000 SH   SOLE 0 2,000 0 0
JOHNSON & JOHNSON COM Stock 478160104 661 4,440 SH   SOLE 0 4,440 0 0
SEAGATE TECHNOLOGY PLC SHS Stock G7945M107 1,521 30,870 SH   SOLE 0 30,870 0 0
VANGUARD ENERGY INDEX FUND ETF 92204A306 6 155 SH   SOLE 0 155 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 5 18 SH   SOLE 0 18 0 0
TRUIST FINL CORP COM Stock 89832Q109 24 644 SH   SOLE 0 643 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 3,198 19,195 SH   SOLE 0 19,194 0 0
BIOGEN INC COM Stock 09062X103 81 285 SH   SOLE 0 285 0 0
STATE STR CORP COM Stock 857477103 75 1,268 SH   SOLE 0 1,267 0 0
NETFLIX INC COM Stock 64110L106 13 25 SH   SOLE 0 25 0 0
ISHARES SILVER TRUST ETF 46428Q109 108 5,000 SH   SOLE 0 5,000 0 0
MERCK & CO. INC COM Stock 58933Y105 249 3,000 SH   SOLE 0 3,000 0 0
SPDR S&P 500 ETF ETF 78462F103 127 379 SH   SOLE 0 379 0 0
MCKESSON CORP COM Stock 58155Q103 52 348 SH   SOLE 0 348 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 261 773 SH   SOLE 0 773 0 0
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104 159 500 SH   SOLE 0 500 0 0
ALCOA CORP COM Stock 013872106 0 2 SH   SOLE 0 2 0 0
ISHARES TIPS BOND ETF ETF 464287176 117 928 SH   SOLE 0 928 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102 68 977 SH   SOLE 0 977 0 0
VANGUARD EXTENDED DURATION TREASURY INDEX FUND ETF 921910709 7,224 43,636 SH   SOLE 0 43,635 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 359 4,500 SH   SOLE 0 4,500 0 0
HOWMET AEROSPACE INC COM Stock 443201108 53 3,194 SH   SOLE 0 3,194 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 73 689 SH   SOLE 0 689 0 0
PULTE GROUP INC COM Stock 745867101 101 2,172 SH   SOLE 0 2,172 0 0
TE CONNECTIVITY LTD REG SHS Stock H84989104 203 2,074 SH   SOLE 0 2,074 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 0 3 SH   SOLE 0 2 0 0
SPDR GOLD SHARES ETF 78463V107 5,044 28,479 SH   SOLE 0 28,479 0 0
ROKU INC COM CL A Stock 77543R102 0 1 SH   SOLE 0 1 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 0 1 SH   SOLE 0 1 0 0
RETAIL OPPORTUNITY INVTS CORP COM REIT 76131N101 0 1 SH   SOLE 0 1 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 0 2 SH   SOLE 0 1 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 0 1 SH   SOLE 0 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 128 600 SH   SOLE 0 600 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 62 2,299 SH   SOLE 0 2,299 0 0
SOUTHERN COPPER CORP COM Stock 84265V105 5 121 SH   SOLE 0 121 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 645 440 SH   SOLE 0 440 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 83 2,055 SH   SOLE 0 2,055 0 0
INTUIT COM Stock 461202103 130 400 SH   SOLE 0 400 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108 0 1 SH   SOLE 0 1 0 0
MICROSOFT CORP COM Stock 594918104 827 3,934 SH   SOLE 0 3,934 0 0
DISCOVERY INC COM SER A Stock 25470F104 49 2,233 SH   SOLE 0 2,233 0 0
AMERIPRISE FINL INC COM Stock 03076C106 154 1,000 SH   SOLE 0 1,000 0 0
PROSHARES ONLINE RETAIL ETF ETF 74347B169 2 37 SH   SOLE 0 37 0 0
VANGUARD TOTAL WORLD BOND ETF ETF 92206C565 201 2,461 SH   SOLE 0 2,460 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 2 12 SH   SOLE 0 12 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 3 15 SH   SOLE 0 15 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 17 102 SH   SOLE 0 102 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 6 19 SH   SOLE 0 19 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 0 1 SH   SOLE 0 0 0 0
FOX CORP CL B COM Stock 35137L204 55 1,974 SH   SOLE 0 1,974 0 0
HANESBRANDS INC COM Stock 410345102 69 4,393 SH   SOLE 0 4,393 0 0
KKR & CO INC COM Stock 48251W104 103 3,000 SH   SOLE 0 3,000 0 0
UNITED AIRLS HLDGS INC COM Stock 910047109 28 817 SH   SOLE 0 817 0 0
CONAGRA BRANDS INC COM Stock 205887102 107 3,000 SH   SOLE 0 3,000 0 0
GLOBAL X CLOUD COMPUTING ETF ETF 37954Y442 53 2,200 SH   SOLE 0 2,200 0 0
WESTERN UN CO COM Stock 959802109 50 2,318 SH   SOLE 0 2,318 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 39 500 SH   SOLE 0 500 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 549 5,275 SH   SOLE 0 5,275 0 0
RIBBON COMMUNICATIONS INC COM Stock 762544104 128 33,201 SH   SOLE 0 33,201 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 1 17 SH   SOLE 0 17 0 0
WABTEC COM Stock 929740108 1 14 SH   SOLE 0 14 0 0
LANDCADIA HLDGS II INC CL A Stock 51476X105 14 1,000 SH   SOLE 0 1,000 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 0 3 SH   SOLE 0 2 0 0
DRAFTKINGS INC COM CL A Stock 26142R104 29 500 SH   SOLE 0 500 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 34 226 SH   SOLE 0 226 0 0
XEROX HOLDINGS CORP COM NEW Stock 98421M106 37 1,955 SH   SOLE 0 1,955 0 0
E TRADE FINANCIAL CORP COM NEW Stock 269246401 51 1,024 SH   SOLE 0 1,024 0 0
SPIRIT AIRLS INC COM Stock 848577102 0 1 SH   SOLE 0 1 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 0 0 SH   SOLE 0 0 0 0
MATCH GROUP INC NEW COM Stock 57667L107 334 3,021 SH   SOLE 0 3,021 0 0
IAC INTERACTIVECORP NEW COM Stock 44891N109 168 1,400 SH   SOLE 0 1,400 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 0 1 SH   SOLE 0 1 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 34 195 SH   SOLE 0 195 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 2,005 18,121 SH   SOLE 0 18,121 0 0
VISA INC COM CL A Stock 92826C839 420 2,100 SH   SOLE 0 2,100 0 0
ISHARES MSCI CHINA ETF ETF 46429B671 230 3,105 SH   SOLE 0 3,105 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 3 40 SH   SOLE 0 39 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 56 245 SH   SOLE 0 244 0 0
FACEBOOK INC CL A Stock 30303M102 500 1,910 SH   SOLE 0 1,910 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 16 44 SH   SOLE 0 44 0 0
INVESCO DWA SMALLCAP MOMENTUM ETF ETF 46138E842 2,169 36,534 SH   SOLE 0 36,534 0 0
PVH CORPORATION COM Stock 693656100 50 845 SH   SOLE 0 845 0 0
D R HORTON INC COM Stock 23331A109 119 1,577 SH   SOLE 0 1,577 0 0
TECHNIPFMC PLC COM Stock G87110105 36 5,724 SH   SOLE 0 5,724 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 87 1,000 SH   SOLE 0 1,000 0 0
NVIDIA CORPORATION COM Stock 67066G104 1 2 SH   SOLE 0 2 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 432 3,900 SH   SOLE 0 3,899 0 0
ABBVIE INC COM Stock 00287Y109 88 1,000 SH   SOLE 0 1,000 0 0
ISHARES GLOBAL CONSUMER STAPLES ETF ETF 464288737 1,730 31,225 SH   SOLE 0 31,225 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 8,175 162,044 SH   SOLE 0 162,043 0 0
PTC INC COM Stock 69370C100 1 18 SH   SOLE 0 18 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 203 2,500 SH   SOLE 0 2,500 0 0
BLACKSTONE GROUP INC COM CL A Stock 09260D107 47 900 SH   SOLE 0 900 0 0
ANSYS INC COM Stock 03662Q105 91 279 SH   SOLE 0 279 0 0
HAIN CELESTIAL GROUP INC COM Stock 405217100 69 2,000 SH   SOLE 0 2,000 0 0
CISCO SYS INC COM Stock 17275R102 247 6,277 SH   SOLE 0 6,277 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 43 746 SH   SOLE 0 746 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 20 250 SH   SOLE 0 250 0 0
AUTODESK INC COM Stock 052769106 16 69 SH   SOLE 0 69 0 0
NEWS CORP NEW CL B Stock 65249B208 68 4,846 SH   SOLE 0 4,846 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 1,300 13,909 SH   SOLE 0 13,908 0 0
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF ETF 37954Y293 2,425 109,820 SH   SOLE 0 109,820 0 0
GENERAL ELECTRIC CO COM Stock 369604103 16 2,514 SH   SOLE 0 2,514 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 5,710 55,043 SH   SOLE 0 55,042 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 13,243 89,844 SH   SOLE 0 89,844 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 314 1,043 SH   SOLE 0 1,042 0 0
NETAPP INC COM Stock 64110D104 51 1,169 SH   SOLE 0 1,169 0 0
POTBELLY CORP COM Stock 73754Y100 0 1 SH   SOLE 0 1 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 17 28 SH   SOLE 0 28 0 0
ISHARES SHORT MATURITY BOND ETF ETF 46431W507 324 6,468 SH   SOLE 0 6,467 0 0
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865 2,644 69,696 SH   SOLE 0 69,695 0 0
CARMAX INC COM Stock 143130102 248 2,700 SH   SOLE 0 2,700 0 0
INVESCO DWA MOMENTUM ETF ETF 46137V837 104 1,357 SH   SOLE 0 1,356 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 405 917 SH   SOLE 0 917 0 0
ONE LIBERTY PPTYS INC COM REIT 682406103 0 1 SH   SOLE 0 1 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 263 2,732 SH   SOLE 0 2,732 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 64 1,590 SH   SOLE 0 1,590 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 5,066 43,703 SH   SOLE 0 43,702 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 97 2,380 SH   SOLE 0 2,379 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 3 27 SH   SOLE 0 27 0 0
SPDR NYSE TECHNOLOGY ETF ETF 78464A102 61 514 SH   SOLE 0 514 0 0
INVESCO DWA TECHNOLOGY MOMENTUM ETF ETF 46137V811 5,626 51,128 SH   SOLE 0 51,127 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 594 13,730 SH   SOLE 0 13,730 0 0
PFIZER INC COM Stock 717081103 8 206 SH   SOLE 0 205 0 0
HP INC COM Stock 40434L105 66 3,480 SH   SOLE 0 3,480 0 0
BAKER HUGHES COMPANY CL A Stock 05722G100 40 3,009 SH   SOLE 0 3,009 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 492 335 SH   SOLE 0 335 0 0
AMERICAN EXPRESS CO COM Stock 025816109 0 1 SH   SOLE 0 1 0 0
ANALOG DEVICES INC COM Stock 032654105 146 1,250 SH   SOLE 0 1,250 0 0
CANADIAN NATL RY CO COM Stock 136375102 106 1,000 SH   SOLE 0 1,000 0 0
ISHARES CORE S&P U.S. VALUE ETF ETF 464287663 4,510 83,073 SH   SOLE 0 83,073 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 4,607 39,027 SH   SOLE 0 39,026 0 0
ISHARES GLOBAL REIT ETF ETF 46434V647 2,349 111,677 SH   SOLE 0 111,676 0 0
ISHARES LIQUIDITY INCOME ETF ETF 46434V878 1,992 39,388 SH   SOLE 0 39,388 0 0
CANOPY GROWTH CORP COM Stock 138035100 1 102 SH   SOLE 0 102 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 35 118 SH   SOLE 0 118 0 0
BORGWARNER INC COM Stock 099724106 65 1,675 SH   SOLE 0 1,675 0 0
DELTA AIR LINES INC DEL COM NEW Stock 247361702 38 1,245 SH   SOLE 0 1,245 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 3,551 42,756 SH   SOLE 0 42,756 0 0
NUCOR CORP COM Stock 670346105 47 1,054 SH   SOLE 0 1,054 0 0
INVESCO DWA DEVELOPED MARKETS MOMENTUM ETF ETF 46138E875 0 0 SH   SOLE 0 0 0 0
INVESCO DWA EMERGING MARKETS MOMENTUM ETF ETF 46138E867 234 12,113 SH   SOLE 0 12,112 0 0
VANGUARD MEGA CAP ETF ETF 921910873 3,624 30,228 SH   SOLE 0 30,227 0 0
ALTRIA GROUP INC COM Stock 02209S103 51 1,331 SH   SOLE 0 1,331 0 0
AGILENT TECHNOLOGIES INC COM Stock 00846U101 121 1,200 SH   SOLE 0 1,200 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 234 750 SH   SOLE 0 750 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108 141 1,100 SH   SOLE 0 1,100 0 0
LOWES COS INC COM Stock 548661107 332 2,000 SH   SOLE 0 2,000 0 0
DEERE & CO COM Stock 244199105 9 41 SH   SOLE 0 41 0 0
NOMAD FOODS LTD USD ORD SHS Stock G6564A105 153 6,000 SH   SOLE 0 6,000 0 0
SOUTHWEST AIRLS CO COM Stock 844741108 0 1 SH   SOLE 0 1 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 602 19,217 SH   SOLE 0 19,216 0 0
SHOPIFY INC CL A Stock 82509L107 153 150 SH   SOLE 0 150 0 0
NEW YORK TIMES CO CL A Stock 650111107 0 0 SH   SOLE 0 0 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 394 2,000 SH   SOLE 0 2,000 0 0
SCHWAB CHARLES CORP COM Stock 808513105 109 3,000 SH   SOLE 0 3,000 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 83 500 SH   SOLE 0 500 0 0
ISHARES S&P GLOBAL CLEAN ENERGY INDEX FUND ETF 464288224 5 254 SH   SOLE 0 254 0 0
ISHARES MSCI EAFE ETF ETF 464287465 182 2,862 SH   SOLE 0 2,861 0 0
APPLE INC COM Stock 037833100 1,397 12,060 SH   SOLE 0 12,060 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 62 500 SH   SOLE 0 500 0 0
ISHARES MSCI INTL MOMENTUM FACTOR ETF ETF 46434V449 354 10,416 SH   SOLE 0 10,416 0 0
UNIVERSAL HLTH SVCS INC CL B Stock 913903100 55 512 SH   SOLE 0 512 0 0