The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company Common 88579Y101 5,059 21,495 SH   SOLE   0 0 21,495
A T & T Inc New Common 00206R102 4,744 122,026 SH   SOLE   0 0 122,026
Abbvie Inc Com USD0.01 Common 00287Y109 6,012 62,165 SH   SOLE   0 0 62,165
Apple Inc Common 037833100 325 1,922 SH   SOLE   0 0 1,922
Banco Bilbao Vizcaya Argentin Common 05946K101 105 12,338 SH   SOLE   0 0 12,338
Bristol-Myers Squibb Co Common 110122108 132 2,153 SH   SOLE   0 0 2,153
Chevron Corporation Common 166764100 5,299 42,326 SH   SOLE   0 0 42,326
Cincinnati Financial Cp Common 172062101 4,771 63,636 SH   SOLE   0 0 63,636
Coca Cola Company Common 191216100 159 3,455 SH   SOLE   0 0 3,455
Colgate-Palmolive Co Common 194162103 4,956 65,681 SH   SOLE   0 0 65,681
Consolidated Edison Inc Common 209115104 4,625 54,448 SH   SOLE   0 0 54,448
Dowdupont Inc Common 26078J100 254 3,565 SH   SOLE   0 0 3,565
Emerson Electric Co Common 291011104 5,485 78,706 SH   SOLE   0 0 78,706
Exxon Mobil Corporation Common 30231G102 4,878 58,320 SH   SOLE   0 0 58,320
Gallagher Arthur J & Co Common 363576109 4,954 78,287 SH   SOLE   0 0 78,287
General Mills Inc Common 370334104 4,953 83,530 SH   SOLE   0 0 83,530
Gilead Sciences Inc Common 375558103 110 1,536 SH   SOLE   0 0 1,536
Google Inc Class A Common 38259P508 114 108 SH   SOLE   0 0 108
Home Depot Inc Common 437076102 5,691 30,026 SH   SOLE   0 0 30,026
Intel Corp Common 458140100 5,477 118,660 SH   SOLE   0 0 118,660
Intl Business Machines Common 459200101 4,552 29,668 SH   SOLE   0 0 29,668
Johnson & Johnson Common 478160104 5,027 35,981 SH   SOLE   0 0 35,981
JP Morgan Chase & Co Common 46625H100 122 1,139 SH   SOLE   0 0 1,139
Kimberly-Clark Corp Common 494368103 4,683 38,814 SH   SOLE   0 0 38,814
Kinder Morgan Inc Common 49456B101 166 9,195 SH   SOLE   0 0 9,195
Leggett & Platt Inc Common 524660107 4,596 96,301 SH   SOLE   0 0 96,301
Lockheed Martin Corp Common 539830109 5,015 15,619 SH   SOLE   0 0 15,619
Mc Donalds Corp Common 580135101 5,276 30,652 SH   SOLE   0 0 30,652
Microsoft Corp Common 594918104 5,213 60,948 SH   SOLE   0 0 60,948
NextEra Energy Inc Common 65339F101 5,005 32,047 SH   SOLE   0 0 32,047
Norfolk Southern Corp Common 655844108 156 1,078 SH   SOLE   0 0 1,078
Novartis A G Spon Adr Common 66987V109 4,879 58,113 SH   SOLE   0 0 58,113
Nvidia Corp Common 67066G104 118 610 SH   SOLE   0 0 610
Paychex Inc Common 704326107 5,362 78,764 SH   SOLE   0 0 78,764
Pepsico Incorporated Common 713448108 4,847 40,418 SH   SOLE   0 0 40,418
Philip Morris Intl Inc Common 718172109 111 1,051 SH   SOLE   0 0 1,051
Proassurance Corporation Common 74267C106 469 8,201 SH   SOLE   0 0 8,201
Procter & Gamble Common 742718109 4,733 51,516 SH   SOLE   0 0 51,516
Regions Financial Cp New Common 7591EP100 120 6,942 SH   SOLE   0 0 6,942
Royal Bk Cda Montreal Common 780087102 268 3,278 SH   SOLE   0 0 3,278
Royal Dutch Shell A Adrf Common 780259206 2,056 30,827 SH   SOLE   0 0 30,827
Royal Dutch Shell B Adrf Common 780259107 3,479 50,951 SH   SOLE   0 0 50,951
Servisfirst Bancshares Common 81768T108 216 5,200 SH   SOLE   0 0 5,200
The Southern Company Common 842587107 5,410 112,491 SH   SOLE   0 0 112,491
Torchmark Corporation Common 891027104 933 10,283 SH   SOLE   0 0 10,283
Unilever Plc Adr New Common 904767704 4,704 85,002 SH   SOLE   0 0 85,002
United Technologies Corp Common 913017109 5,108 40,038 SH   SOLE   0 0 40,038
Verizon Communications Common 92343V104 5,051 95,430 SH   SOLE   0 0 95,430
Visa Inc Cl A Common 92826C839 116 1,017 SH   SOLE   0 0 1,017
Ishares S&P 500 Value Common 464287408 268 2,346 SH   SOLE   0 0 2,346
Ishares Silver TRUST Common 46428Q109 255 15,926 SH   SOLE   0 0 15,926
Ishares TRUST S&P Common 464287200 571 2,125 SH   SOLE   0 0 2,125
Streettracks Gold TRUST Common 863307104 281 2,269 SH   SOLE   0 0 2,269
Vanguard Emerging Market Common 922042858 224 4,871 SH   SOLE   0 0 4,871