The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES QQQ TR ETF 46090E103   218,836 611 SH   SOLE 0 0 0 610
VANGUARD REIT INDEX ETF ETF 922908553   2,890,940 38,210 SH   SOLE 0 1,450 0 36,758
ISHARES RUSSELL 2000 VALUE ETF 464287630   425,698 3,141 SH   SOLE 0 493 0 2,647
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,395,035 5,245 SH   SOLE 0 0 0 5,244
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   248,040 4,976 SH   SOLE 0 0 0 4,975
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   506,187 14,905 SH   SOLE 0 0 0 14,905
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   2,614,103 51,662 SH   SOLE 0 0 0 51,662
ISHARES US REAL ESTATE ETF ETF 464287739   1,451,361 18,574 SH   SOLE 0 370 0 18,203
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   2,878,291 39,580 SH   SOLE 0 0 0 39,580
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   940,068 9,966 SH   SOLE 0 0 0 9,965
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   334,890 13,989 SH   SOLE 0 0 0 13,988
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   2,056,660 31,906 SH   SOLE 0 0 0 31,905
VANGUARD S&P 500 ETF ETF 922908363   662,814 1,688 SH   SOLE 0 0 0 1,687
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   525,046 1,150 SH   SOLE 0 0 0 1,149
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   1,175,528 17,002 SH   SOLE 0 0 0 17,002
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839   616,172 9,500 SH   SOLE 0 0 0 9,500
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473   1,190,331 11,408 SH   SOLE 0 1,140 0 10,268
ISHARES RUSSELL 2000 ETF ETF 464287655   775,374 4,387 SH   SOLE 0 0 0 4,387
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF ETF 46432F834   806,434 13,443 SH   SOLE 0 5,929 0 7,512
ISHARES CORE MSCI EAFE ETF 46432F842   17,123,685 266,102 SH   SOLE 0 7,430 0 258,672
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   7,909,490 166,201 SH   SOLE 0 1,236 0 164,963
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   363,449 5,248 SH   SOLE 0 0 0 5,248
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   2,178,326 19,861 SH   SOLE 0 633 0 19,226
FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881   435,910 9,864 SH   SOLE 0 0 0 9,864
ISHARES S&P 500 VALUE ETF ETF 464287408   9,046,916 58,807 SH   SOLE 0 3,768 0 55,038
ISHARES S&P 500 GROWTH ETF ETF 464287309   7,418,121 108,420 SH   SOLE 0 1,025 0 107,395
ISHARES S&P 500 INDEX ETF 464287200   12,307,744 28,661 SH   SOLE 0 761 0 27,898
VANGUARD MID-CAP VALUE ETF ETF 922908512   345,200 2,636 SH   SOLE 0 0 0 2,635
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   729,907 21,743 SH   SOLE 0 616 0 21,125
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   5,224,581 119,501 SH   SOLE 0 3,318 0 116,182
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   3,171,783 35,550 SH   SOLE 0 665 0 34,884
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   7,835,450 108,464 SH   SOLE 0 2,997 0 105,466
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705   4,613,860 45,713 SH   SOLE 0 520 0 45,192
ISHARES CORE S&P MID CAP ETF ETF 464287507   2,229,830 8,943 SH   SOLE 0 811 0 8,130
ISHARES RUSSELL 1000 ETF ETF 464287622   1,622,394 6,906 SH   SOLE 0 0 0 6,906
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   3,844,188 25,321 SH   SOLE 0 0 0 25,320