The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY MSCI RL EST ETF 316092857 2,044 82,763 SH   SOLE   82,763 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 2,161 60,352 SH   SOLE   60,352 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,599 86,624 SH   SOLE   86,624 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 5,089 95,364 SH   SOLE   95,364 0 0
ISHARES INC CORE MSCI EMKT 46434G103 13,305 233,853 SH   SOLE   233,853 0 0
ISHARES TR RUS 1000 ETF 464287622 929 6,249 SH   SOLE   6,249 0 0
ISHARES TR INTL TREA BD ETF 464288117 1,134 22,722 SH   SOLE   22,722 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,150 24,637 SH   SOLE   24,637 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 233 2,771 SH   SOLE   2,771 0 0
ISHARES TR CORE US AGGBD ET 464287226 15,596 142,646 SH   SOLE   142,646 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 2,645 101,377 SH   SOLE   101,377 0 0
ISHARES TR INTRMD CR BD ETF 464288638 2,471 22,627 SH   SOLE   22,627 0 0
ISHARES TR MULTIFACTOR USA 46434V282 1,643 51,679 SH   SOLE   51,679 0 0
ISHARES TR JPMORGAN USD EMG 464288281 5,892 50,746 SH   SOLE   50,746 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,181 54,435 SH   SOLE   54,435 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,899 25,816 SH   SOLE   25,816 0 0
ISHARES TR CORE S&P TTL STK 464287150 20,213 330,603 SH   SOLE   330,603 0 0
ISHARES TR TIPS BD ETF 464287176 17,964 157,467 SH   SOLE   157,467 0 0
ISHARES TR CORE MSCI EAFE 46432F842 13,041 197,325 SH   SOLE   197,325 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,668 17,363 SH   SOLE   17,363 0 0
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 10,365 350,933 SH   SOLE   350,933 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 598 14,367 SH   SOLE   14,367 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,615 165,789 SH   SOLE   165,789 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,494 131,927 SH   SOLE   131,927 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,444 27,767 SH   SOLE   27,767 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,220 58,216 SH   SOLE   58,216 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 638 9,961 SH   SOLE   9,961 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,047 124,327 SH   SOLE   124,327 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,629 19,633 SH   SOLE   19,633 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 24,189 176,384 SH   SOLE   176,384 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,552 295,472 SH   SOLE   295,472 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,501 301,201 SH   SOLE   301,201 0 0