The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY MSCI RL EST ETF 316092857 1,821 75,040 SH   SOLE   75,040 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 267 7,993 SH   SOLE   7,993 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 301 10,385 SH   SOLE   10,385 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 579 11,592 SH   SOLE   11,592 0 0
ISHARES INC CORE MSCI EMKT 46434G103 10,959 202,873 SH   SOLE   202,873 0 0
ISHARES TR RUS 1000 ETF 464287622 856 6,118 SH   SOLE   6,118 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,564 69,024 SH   SOLE   69,024 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 294 11,496 SH   SOLE   11,496 0 0
ISHARES TR JPMORGAN USD EMG 464288281 5,089 43,712 SH   SOLE   43,712 0 0
ISHARES TR MULTIFACTOR USA 46434V282 274 9,150 SH   SOLE   9,150 0 0
ISHARES TR CORE S&P SCP ETF 464287804 576 7,756 SH   SOLE   7,756 0 0
ISHARES TR CORE S&P MCP ETF 464287507 627 3,502 SH   SOLE   3,502 0 0
ISHARES TR CORE S&P TTL STK 464287150 16,852 292,423 SH   SOLE   292,423 0 0
ISHARES TR TIPS BD ETF 464287176 15,418 135,746 SH   SOLE   135,746 0 0
ISHARES TR CORE MSCI EAFE 46432F842 10,947 170,588 SH   SOLE   170,588 0 0
ISHARES TR CORE S&P500 ETF 464287200 506 2,002 SH   SOLE   2,002 0 0
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 7,957 267,270 SH   SOLE   267,270 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 509 12,364 SH   SOLE   12,364 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,197 155,951 SH   SOLE   155,951 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,156 124,160 SH   SOLE   124,160 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,212 23,143 SH   SOLE   23,143 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,704 48,940 SH   SOLE   48,940 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 609 10,145 SH   SOLE   10,145 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,873 112,831 SH   SOLE   112,831 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,490 17,934 SH   SOLE   17,934 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 22,154 171,045 SH   SOLE   171,045 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,323 282,821 SH   SOLE   282,821 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,388 285,376 SH   SOLE   285,376 0 0