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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   257,820 859 SH   SOLE   0 0 859
STERIS PLC SHS USD G8473T100   363,839 1,970 SH   SOLE   0 0 1,970
TRANSOCEAN LTD REG SHS H8817H100   319,200 70,000 SH   SOLE   0 0 70,000
ABBOTT LABS COM 002824100   237,146 2,160 SH   SOLE   0 0 2,160
ALAMOS GOLD INC NEW COM CL A 011532108   262,860 26,000 SH   SOLE   0 0 26,000
ALPHABET INC CAP STK CL C 02079K107   688,545 7,760 SH   SOLE   0 0 7,760
ALPHABET INC CAP STK CL A 02079K305   587,740 6,661 SH   SOLE   0 0 6,661
AMAZON COM INC COM 023135106   679,980 8,095 SH   SOLE   0 0 8,095
AMETEK INC COM 031100100   261,696 1,873 SH   SOLE   0 0 1,873
ANALOG DEVICES INC COM 032654105   303,456 1,850 SH   SOLE   0 0 1,850
APPLE INC COM 037833100   5,053,699 38,896 SH   SOLE   0 0 38,896
BECTON DICKINSON & CO COM 075887109   211,323 831 SH   SOLE   0 0 831
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   464,586 1,504 SH   SOLE   0 0 1,504
BLACKSTONE INC COM 09260D107   222,570 3,000 SH   SOLE   0 0 3,000
BRISTOL-MYERS SQUIBB CO COM 110122108   201,991 2,807 SH   SOLE   0 0 2,807
CACI INTL INC CL A 127190304   240,773 801 SH   SOLE   0 0 801
CATERPILLAR INC COM 149123101   209,615 875 SH   SOLE   0 0 875
CENOVUS ENERGY INC COM 15135U109   242,625 12,500 SH   SOLE   0 0 12,500
CHEVRON CORP NEW COM 166764100   328,084 1,828 SH   SOLE   0 0 1,828
CISCO SYS INC COM 17275R102   252,354 5,297 SH   SOLE   0 0 5,297
CUMMINS INC COM 231021106   242,290 1,000 SH   SOLE   0 0 1,000
DARDEN RESTAURANTS INC COM 237194105   214,412 1,550 SH   SOLE   0 0 1,550
DEERE & CO COM 244199105   343,008 800 SH   SOLE   0 0 800
DEVON ENERGY CORP NEW COM 25179M103   210,856 3,428 SH   SOLE   0 0 3,428
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   365,706 8,789 SH   SOLE   0 0 8,789
DUKE ENERGY CORP NEW COM NEW 26441C204   205,053 1,991 SH   SOLE   0 0 1,991
EXXON MOBIL CORP COM 30231G102   425,396 3,857 SH   SOLE   0 0 3,857
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   202,847 8,176 SH   SOLE   0 0 8,176
FIRSTENERGY CORP COM 337932107   207,477 4,947 SH   SOLE   0 0 4,947
GLOBAL X FDS US PFD ETF 37954Y657   13,405,377 692,069 SH   SOLE   0 0 692,069
HOME DEPOT INC COM 437076102   267,720 848 SH   SOLE   0 0 848
HONEYWELL INTL INC COM 438516106   522,463 2,438 SH   SOLE   0 0 2,438
HUNTINGTON BANCSHARES INC COM 446150104   454,767 32,253 SH   SOLE   0 0 32,253
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   306,062 1,109 SH   SOLE   0 0 1,109
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   442,254 3,131 SH   SOLE   0 0 3,131
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   200,198 12,711 SH   SOLE   0 0 12,711
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   200,280 12,544 SH   SOLE   0 0 12,544
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   241,683 10,280 SH   SOLE   0 0 10,280
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   244,902 10,070 SH   SOLE   0 0 10,070
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   223,663 12,583 SH   SOLE   0 0 12,583
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   312,977 15,956 SH   SOLE   0 0 15,956
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   352,471 18,556 SH   SOLE   0 0 18,556
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   949,543 50,174 SH   SOLE   0 0 50,174
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,404,402 69,732 SH   SOLE   0 0 69,732
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,719,028 83,916 SH   SOLE   0 0 83,916
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   943,785 44,985 SH   SOLE   0 0 44,985
INVESCO EXCHNG TRAD SLF INDE BULLETSHS 2032 46139W858   202,878 10,200 SH   SOLE   0 0 10,200
ISHARES INC EM MKT SM-CP ETF 464286475   253,615 5,253 SH   SOLE   0 0 5,253
ISHARES INC MSCI GERMANY ETF 464286806   524,128 21,194 SH   SOLE   0 0 21,194
ISHARES TR S&P 100 ETF 464287101   280,588 1,645 SH   SOLE   0 0 1,645
ISHARES TR SELECT DIVID ETF 464287168   1,191,287 9,878 SH   SOLE   0 0 9,878
ISHARES TR CORE S&P500 ETF 464287200   1,574,108 4,097 SH   SOLE   0 0 4,097
ISHARES TR CORE US AGGBD ET 464287226   2,085,285 21,500 SH   SOLE   0 0 21,500
ISHARES TR S&P 500 GRWT ETF 464287309   2,016,612 34,472 SH   SOLE   0 0 34,472
ISHARES TR S&P 500 VAL ETF 464287408   1,469,269 10,128 SH   SOLE   0 0 10,128
ISHARES TR RUS MID CAP ETF 464287499   501,558 7,436 SH   SOLE   0 0 7,436
ISHARES TR CORE S&P MCP ETF 464287507   1,707,743 7,060 SH   SOLE   0 0 7,060
ISHARES TR S&P MC 400GR ETF 464287606   402,970 5,900 SH   SOLE   0 0 5,900
ISHARES TR RUS 1000 ETF 464287622   444,197 2,110 SH   SOLE   0 0 2,110
ISHARES TR RUSSELL 2000 ETF 464287655   302,166 1,733 SH   SOLE   0 0 1,733
ISHARES TR S&P MC 400VL ETF 464287705   640,080 6,350 SH   SOLE   0 0 6,350
ISHARES TR CORE S&P SCP ETF 464287804   1,613,612 17,050 SH   SOLE   0 0 17,050
ISHARES TR SP SMCP600VL ETF 464287879   290,366 3,180 SH   SOLE   0 0 3,180
ISHARES TR S&P SML 600 GWT 464287887   232,351 2,150 SH   SOLE   0 0 2,150
ISHARES TR CRE U S REIT ETF 464288521   2,127,339 43,020 SH   SOLE   0 0 43,020
ISHARES TR PFD AND INCM SEC 464288687   1,732,669 56,753 SH   SOLE   0 0 56,753
ISHARES TR MRNING SM CP ETF 464288703   1,064,731 20,452 SH   SOLE   0 0 20,452
ISHARES TR RUS TP200 VL ETF 464289420   610,588 9,398 SH   SOLE   0 0 9,398
ISHARES TR RUS TP200 GR ETF 464289438   413,418 3,430 SH   SOLE   0 0 3,430
ISHARES TR CORE HIGH DV ETF 46429B663   13,270,273 127,305 SH   SOLE   0 0 127,305
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,198,232 12,358 SH   SOLE   0 0 12,358
ISHARES TR CORE DIV GRWTH 46434V621   2,681,450 53,629 SH   SOLE   0 0 53,629
ISHARES TR INTL DIV GRWTH 46435G524   1,728,208 29,988 SH   SOLE   0 0 29,988
ISHARES TR CORE INTL AGGR 46435G672   661,753 13,917 SH   SOLE   0 0 13,917
ISHARES TR BROAD USD HIGH 46435U853   866,841 25,104 SH   SOLE   0 0 25,104
JPMORGAN CHASE & CO COM 46625H100   495,365 3,694 SH   SOLE   0 0 3,694
JOHNSON & JOHNSON COM 478160104   440,386 2,493 SH   SOLE   0 0 2,493
MARSH & MCLENNAN COS INC COM 571748102   536,817 3,244 SH   SOLE   0 0 3,244
MASTERCARD INCORPORATED CL A 57636Q104   434,663 1,250 SH   SOLE   0 0 1,250
MCDONALDS CORP COM 580135101   239,812 910 SH   SOLE   0 0 910
MERCK & CO INC COM 58933Y105   277,042 2,497 SH   SOLE   0 0 2,497
MICROSOFT CORP COM 594918104   1,708,487 7,124 SH   SOLE   0 0 7,124
NIKE INC CL B 654106103   313,444 2,679 SH   SOLE   0 0 2,679
NORDSON CORP COM 655663102   261,492 1,100 SH   SOLE   0 0 1,100
PAYCHEX INC COM 704326107   215,519 1,865 SH   SOLE   0 0 1,865
PEPSICO INC COM 713448108   345,783 1,914 SH   SOLE   0 0 1,914
PHILLIPS 66 COM 718546104   256,869 2,468 SH   SOLE   0 0 2,468
PROCTER AND GAMBLE CO COM 742718109   286,636 1,891 SH   SOLE   0 0 1,891
PROGRESSIVE CORP COM 743315103   474,349 3,657 SH   SOLE   0 0 3,657
PROSHARES TR PSHS ULT S&P 500 74347R107   222,250 5,000 SH   SOLE   0 0 5,000
RAYMOND JAMES FINL INC COM 754730109   312,536 2,925 SH   SOLE   0 0 2,925
SPDR S&P 500 ETF TR TR UNIT 78462F103   425,324 1,112 SH   SOLE   0 0 1,112
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,865,470 56,598 SH   SOLE   0 0 56,598
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   954,377 35,651 SH   SOLE   0 0 35,651
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,868,184 62,923 SH   SOLE   0 0 62,923
SPDR SER TR PORTFOLIO SHORT 78464A474   2,761,367 93,988 SH   SOLE   0 0 93,988
SPDR SER TR DJ REIT ETF 78464A607   514,882 5,908 SH   SOLE   0 0 5,908
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,169,916 45,416 SH   SOLE   0 0 45,416
SPDR SER TR PORTFOLIO S&P400 78464A847   2,537,675 59,710 SH   SOLE   0 0 59,710
SPDR SER TR PORTFOLIO S&P500 78464A854   11,013,083 244,844 SH   SOLE   0 0 244,844
SPDR SER TR PORTFOLIO SH TSR 78468R101   875,540 30,306 SH   SOLE   0 0 30,306
SPDR SER TR BLOOMBERG INVT 78468R200   8,419,884 277,061 SH   SOLE   0 0 277,061
SPDR SER TR BLOOMBERG 3-12 M 78468R523   904,631 9,111 SH   SOLE   0 0 9,111
SPDR SER TR PORTFLI HIGH YLD 78468R606   11,987,264 536,583 SH   SOLE   0 0 536,583
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   718,040 7,850 SH   SOLE   0 0 7,850
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,374,336 34,723 SH   SOLE   0 0 34,723
SPDR SER TR PORTFOLIO S&P600 78468R853   1,783,987 48,255 SH   SOLE   0 0 48,255
SCHWAB CHARLES CORP COM 808513105   5,287,198 63,502 SH   SOLE   0 0 63,502
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   26,357,726 583,781 SH   SOLE   0 0 583,781
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,530,674 45,548 SH   SOLE   0 0 45,548
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   236,637 3,584 SH   SOLE   0 0 3,584
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   10,028,917 152,857 SH   SOLE   0 0 152,857
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,840,411 168,857 SH   SOLE   0 0 168,857
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   11,834,375 527,849 SH   SOLE   0 0 527,849
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,964,602 251,990 SH   SOLE   0 0 251,990
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   1,119,533 30,315 SH   SOLE   0 0 30,315
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   46,129,100 610,658 SH   SOLE   0 0 610,658
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,160,983 191,275 SH   SOLE   0 0 191,275
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   24,465,711 535,941 SH   SOLE   0 0 535,941
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,294,420 118,943 SH   SOLE   0 0 118,943
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,667,997 148,059 SH   SOLE   0 0 148,059
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   5,045,192 160,318 SH   SOLE   0 0 160,318
SHERWIN WILLIAMS CO COM 824348106   1,423,372 5,997 SH   SOLE   0 0 5,997
SMUCKER J M CO COM NEW 832696405   327,378 2,066 SH   SOLE   0 0 2,066
THERMO FISHER SCIENTIFIC INC COM 883556102   440,001 799 SH   SOLE   0 0 799
UNITEDHEALTH GROUP INC COM 91324P102   212,072 400 SH   SOLE   0 0 400
VALERO ENERGY CORP COM 91913Y100   201,200 1,586 SH   SOLE   0 0 1,586
VANECK ETF TRUST IG FLOATING RATE 92189F486   1,544,227 62,067 SH   SOLE   0 0 62,067
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   31,238,452 205,719 SH   SOLE   0 0 205,719
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,735,877 351,105 SH   SOLE   0 0 351,105
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,793,018 44,294 SH   SOLE   0 0 44,294
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,529,698 25,679 SH   SOLE   0 0 25,679
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   12,507,289 179,625 SH   SOLE   0 0 179,625
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   7,127,666 152,594 SH   SOLE   0 0 152,594
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,392,995 155,872 SH   SOLE   0 0 155,872
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   4,287,907 103,723 SH   SOLE   0 0 103,723
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   10,078,053 98,026 SH   SOLE   0 0 98,026
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   800,686 15,969 SH   SOLE   0 0 15,969
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,456,874 191,300 SH   SOLE   0 0 191,300
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   24,996,013 332,438 SH   SOLE   0 0 332,438
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   219,577 3,984 SH   SOLE   0 0 3,984
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   299,344 3,862 SH   SOLE   0 0 3,862
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,472,364 9,883 SH   SOLE   0 0 9,883
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,197,437 60,614 SH   SOLE   0 0 60,614
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   13,400,031 162,464 SH   SOLE   0 0 162,464
VANGUARD INDEX FDS SM CP VAL ETF 922908611   12,672,558 79,802 SH   SOLE   0 0 79,802
VANGUARD INDEX FDS MID CAP ETF 922908629   1,598,686 7,844 SH   SOLE   0 0 7,844
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,786,769 10,257 SH   SOLE   0 0 10,257
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,032,056 7,768 SH   SOLE   0 0 7,768
VANGUARD INDEX FDS GROWTH ETF 922908736   11,840,587 55,561 SH   SOLE   0 0 55,561
VANGUARD INDEX FDS SMALL CP ETF 922908751   16,115,363 87,803 SH   SOLE   0 0 87,803
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,064,871 16,030 SH   SOLE   0 0 16,030
WEC ENERGY GROUP INC COM 92939U106   211,991 2,261 SH   SOLE   0 0 2,261
WABTEC COM 929740108   587,382 5,885 SH   SOLE   0 0 5,885
WISDOMTREE TR INDIA ERNGS FD 97717W422   266,195 8,168 SH   SOLE   0 0 8,168