The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JOHNSON CTLS INTL PLC SHS ISIN#IE00BY7QL619 COM G51502105 0 1 SH   DFND   0 0 1
ALPHABET INC CL A COM 02079K305 4 4 SH   DFND   0 0 4
AerCap Holdings N.V. COM N00985106 3,297 71,000 SH   SOLE   71,000 0 0
EXCO RES INC COM NEW COM 269279501 0 37 SH   DFND   0 0 37
Alphabet Inc. COM 02079K107 1,999 2,200 SH   SOLE   2,200 0 0
ISHARES TR GLOBAL CONSUMER STAPLES ETF ETF 464288737 5 50 SH   DFND   0 0 50
TARGET CORP COM COM 87612E106 3 50 SH   DFND   0 0 50
Magna International Inc. COM 559222401 883 19,075 SH   DFND   19,000 0 75
American International Group, Inc. COM 026874784 2,376 38,000 SH   SOLE   38,000 0 0
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 10 88 SH   DFND   0 0 88
Anthem, Inc. COM 036752103 2,728 14,500 SH   SOLE   14,500 0 0
ISHARES TR U S HEALTHCARE ETF ETF 464287762 21 125 SH   DFND   0 0 125
Applied Materials, Inc. COM 038222105 1,797 43,500 SH   SOLE   43,500 0 0
ISHARES TR US INDUSTRIALS ETF ETF 464287754 16 125 SH   DFND   0 0 125
Honeywell International Inc. COM 438516106 2,419 18,150 SH   DFND   18,000 0 150
ISHARES TR GLOBAL 100 ETF ETF 464287572 12 150 SH   DFND   0 0 150
ISHARES TR NORTH AMERN TECH ETF ETF 464287549 22 150 SH   DFND   0 0 150
Celgene Corporation COM 151020104 2,597 20,000 SH   SOLE   20,000 0 0
ISHARES TR U S CONSUMER GOODS ETF ETF 464287812 18 150 SH   DFND   0 0 150
ISHARES TR U S CONSUMER SVCS ETF ETF 464287580 25 150 SH   DFND   0 0 150
ISHARES TR US FINANCIALS ETF INDEX FD ETF 464287788 16 150 SH   DFND   0 0 150
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 48 200 SH   DFND   0 0 200
STANLEY BLACK & DECKER INC COM COM 854502101 28 200 SH   DFND   0 0 200
CHEVRON CORP NEW COM COM 166764100 26 250 SH   DFND   0 0 250
Facebook, Inc. COM 30303M102 1,249 8,270 SH   DFND   8,000 0 270
General Motors Company COM 37045V100 1,830 52,400 SH   DFND   52,000 0 400
VeriFone Systems, Inc. COM 92342Y109 2,904 160,400 SH   DFND   160,000 0 400
Energy Transfer Partners, L.P. COM 29278N103 1,570 77,000 SH   SOLE   77,000 0 0
Analog Devices, Inc. COM 032654105 774 9,950 SH   DFND   9,500 0 450
DU PONT E I DE NEMOURS & CO COM COM 263534109 40 500 SH   DFND   0 0 500
OCH-ZIFF CAP MGMT GROUP CL A SHS COM 67551U105 1 500 SH   DFND   0 0 500
AMAZON COM INC COM 023135106 501 515 SH   DFND   0 0 515
METLIFE INC COM COM 59156R108 43 800 SH   DFND   0 0 800
PIMCO ETF TR ACTIVE BD ETF ETF 72201R775 85 800 SH   DFND   0 0 800
VANGUARD INDEX FDS VANGUARD SMALL-CAP VALUE ETF ETF 922908611 101 819 SH   DFND   0 0 819
PHILIP MORRIS INTL INC COM COM 718172109 98 825 SH   DFND   0 0 825
ISHARES TR RUSSELL 1000 GROWTH ETF ETF 464287614 100 843 SH   DFND   0 0 843
BlackRock, Inc. COM 09247X101 2,490 5,890 SH   DFND   5,000 0 890
Hanesbrands Inc. COM 410345102 2,687 116,000 SH   SOLE   116,000 0 0
ISHARES TR MSCI EMERGING MKTS ETF ETF 464287234 44 1,053 SH   DFND   0 0 1,053
PEPSICO INC COM COM 713448108 162 1,400 SH   DFND   0 0 1,400
FIRST TR EXCHANGE-TRADED FD IV NORTH AMERN ENERGY INFRASTRUCTURE FD ETF 33738D101 37 1,500 SH   DFND   0 0 1,500
VANGUARD INDEX FDS VANGUARD REIT ETF ETF 922908553 125 1,510 SH   DFND   0 0 1,510
ISHARES TR CORE U S AGGREGATE BD ETF ETF 464287226 216 1,990 SH   DFND   0 0 1,990
Visa Inc. COM 92826C839 3,200 34,110 SH   DFND   32,000 0 2,110
DELL TECHNOLOGIES INC CL V COM 24703L103 137 2,234 SH   DFND   0 0 2,234
Raytheon Company COM 755111507 1,182 7,335 SH   DFND   5,000 0 2,335
ISHARES TR RUSSELL 1000 VALUE ETF ETF 464287598 293 2,518 SH   DFND   0 0 2,518
REYNOLDS AMERN INC COM COM 761713106 167 2,550 SH   DFND   0 0 2,550
SPDR SER TR S&P DIVID ETF ETF 78464A763 234 2,627 SH   DFND   0 0 2,627
Costco Wholesale Corporation COM 22160K105 2,512 15,710 SH   DFND   13,000 0 2,710
SELECT SECTOR SPDR TR UTILS ETF 81369Y886 155 3,000 SH   DFND   0 0 3,000
ISHARES TR INTL DEVELOPED REAL ESTATE ETF ETF 464288489 89 3,137 SH   DFND   0 0 3,137
PIMCO ETF TR ENHANCED SHORT MAT ACTIVE ETF ETF 72201R833 333 3,275 SH   DFND   0 0 3,275
The Boeing Company COM 097023105 3,617 18,285 SH   DFND   15,000 0 3,285
Johnson & Johnson COM 478160104 1,335 10,060 SH   DFND   6,500 0 3,560
ISHARES TR S&P U S PFD STK INDEX FD ETF 464288687 144 3,683 SH   DFND   0 0 3,683
The Home Depot, Inc. COM 437076102 3,107 20,210 SH   DFND   16,500 0 3,710
The Procter & Gamble Company COM 742718109 1,292 14,845 SH   DFND   11,000 0 3,845
ISHARES U S ETF TR SHORT MTY BD ETF ETF 46431W507 211 4,200 SH   DFND   0 0 4,200
KeyCorp COM 493267108 2,332 124,400 SH   DFND   120,000 0 4,400
The J. M. Smucker Company COM 832696405 1,957 16,510 SH   DFND   12,000 0 4,510
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 305 4,635 SH   DFND   0 0 4,635
MASTERCARD INC CL A COM COM 57636Q104 609 5,045 SH   DFND   0 0 5,045
Nasdaq, Inc. COM 631103108 1,512 21,135 SH   DFND   16,000 0 5,135
ISHARES TR CMBS ETF ETF 46429B366 268 5,200 SH   DFND   0 0 5,200
ISHARES TR MBS ETF ETF 464288588 603 5,655 SH   DFND   0 0 5,655
ISHARES TR INTL SELECT DIVID ETF INDEX FD ETF 464288448 187 5,696 SH   DFND   0 0 5,696
GENERAL MILLS INC COM COM 370334104 326 5,825 SH   DFND   0 0 5,825
KKR & Co. L.P. COM 48248M102 707 38,000 SH   SOLE   38,000 0 0
SPDR INDEX SHS FDS S&P CHINA ETF ETF 78463X400 515 5,845 SH   DFND   0 0 5,845
Apple Inc. COM 037833100 3,734 25,955 SH   DFND   20,000 0 5,955
ALTRIA GROUP INC COM COM 02209S103 451 6,000 SH   DFND   0 0 6,000
The Walt Disney Company COM 254687106 3,719 35,005 SH   DFND   29,000 0 6,005
Wal-Mart Stores, Inc. COM 931142103 2,364 31,200 SH   DFND   25,000 0 6,200
JPMorgan Chase & Co. COM 46625H100 3,267 35,740 SH   DFND   29,500 0 6,240
VERIZON COMMUNICATIONS INC COM COM 92343V104 291 6,646 SH   DFND   0 0 6,646
NXP Semiconductors N.V. COM N6596X109 1,095 10,000 SH   SOLE   10,000 0 0
Eaton Corporation Public Limited Company COM G29183103 2,813 36,125 SH   DFND   29,300 0 6,825
Oracle Corporation COM 68389X105 3,109 62,000 SH   SOLE   62,000 0 0
CVS Health Corporation COM 126650100 4,365 54,295 SH   DFND   47,000 0 7,295
ISHARES TR TIPS BD ETF ETF 464287176 908 8,012 SH   DFND   0 0 8,012
Foot Locker, Inc. COM 344849104 2,717 55,150 SH   DFND   47,000 0 8,150
COCA COLA COMPANY COM 191216100 369 8,325 SH   DFND   0 0 8,325
ISHARES TR JPMORGAN USD EMERGING MKTS BD ETF ETF 464288281 981 8,575 SH   DFND   0 0 8,575
QUALCOMM INC COM 747525103 486 8,760 SH   DFND   0 0 8,760
Range Resources Corporation COM 75281A109 1,552 67,000 SH   SOLE   67,000 0 0
TWENTY-FIRST CENTY FOX INC CL A COM 90130A101 258 9,125 SH   DFND   0 0 9,125
Merck & Co., Inc. COM 58933Y105 2,857 44,630 SH   DFND   35,500 0 9,130
AbbVie Inc. COM 00287Y109 3,785 52,255 SH   DFND   43,000 0 9,255
Microsoft Corporation COM 594918104 3,051 44,325 SH   DFND   35,000 0 9,325
Gilead Sciences, Inc. COM 375558103 3,457 48,778 SH   DFND   39,403 0 9,375
The Bank of New York Mellon Corporation COM 064058100 2,760 54,075 SH   DFND   44,000 0 10,075
ISHARES TR 1-3 YR CR BD ETF ETF 464288646 1,108 10,525 SH   DFND   0 0 10,525
UNILEVER PLC SPON ADR NEW ISIN#US9047677045 COM 904767704 586 10,875 SH   DFND   0 0 10,875
Teva Pharmaceutical Industries Ltd COM 881624209 2,641 79,513 SH   SOLE   79,513 0 0
American Campus Communities, Inc. COM 024835100 2,378 50,175 SH   DFND   39,150 0 11,025
Halliburton Company COM 406216101 1,755 41,200 SH   DFND   30,000 0 11,200
BP p.l.c. COM 055622104 1,651 47,680 SH   DFND   35,000 0 12,680
Abbott Laboratories COM 002824100 3,697 76,060 SH   DFND   62,500 0 13,560
ISHARES TR FLTG RATE NT ETF ETF 46429B655 703 13,800 SH   DFND   0 0 13,800
Intel Corporation COM 458140100 2,478 73,550 SH   DFND   58,000 0 15,550
Comcast Corporation COM 20030N101 3,201 82,170 SH   DFND   65,000 0 17,170
Cisco Systems, Inc. COM 17275R102 4,089 130,675 SH   DFND   112,000 0 18,675
GENERAL ELECTRIC CO COM COM 369604103 507 18,725 SH   DFND   0 0 18,725
Valero Energy Corporation COM 91913Y100 1,349 20,000 SH   SOLE   20,000 0 0
The Kroger Co. COM 501044101 3,092 132,835 SH   DFND   114,000 0 18,835
Pfizer Inc. COM 717081103 4,002 119,200 SH   DFND   100,000 0 19,200
Vodafone Group Public Limited Company COM 92857W308 3,056 106,381 SH   DFND   86,500 0 19,881
NABORS INDS LTD SHS ISIN#BMG6359F1032 COM G6359F103 193 23,825 SH   DFND   0 0 23,825
CARLYLE GROUP L P COM UNITS REPSTG LTD PARTNERSHIP INT COM 14309L102 541 27,425 SH   DFND   0 0 27,425
Ford Motor Company COM 345370860 3,222 288,000 SH   DFND   249,000 0 39,000
Bank of America Corporation COM 060505104 5,090 209,800 SH   DFND   160,000 0 49,800