The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408   12,286,993 65,773 SH   SOLE   413 0 65,360
ISHARES TR TIPS BD ETF 464287176   457,577 4,260 SH   SOLE   0 0 4,260
GENERAL DYNAMICS CORP COM 369550108   120,961 428 SH   SOLE   0 0 428
MCDONALDS CORP COM 580135101   88,311 313 SH   SOLE   0 0 313
INTEL CORP COM 458140100   53,088 1,202 SH   SOLE   0 0 1,202
BAUSCH PLUS LOMB CORP COMMON SHARES 071705107   2,284 132 SH   SOLE   0 0 132
MONDELEZ INTL INC CL A 609207105   82,670 1,181 SH   SOLE   0 0 1,181
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   14,733 108 SH   SOLE   0 0 108
ELI LILLY & CO COM 532457108   97,744 126 SH   SOLE   0 0 126
ISHARES TR IBONDS 2026 TERM 46436E528   159,539 6,918 SH   SOLE   0 0 6,918
VERTIV HOLDINGS CO COM CL A 92537N108   3,267 40 SH   SOLE   0 0 40
DLOCAL LTD CLASS A COM G29018101   14,700 1,000 SH   SOLE   0 0 1,000
ISHARES TR MSCI EMG MKT ETF 464287234   293,403 7,142 SH   SOLE   0 0 7,142
ISHARES TR MBS ETF 464288588   10,584,080 114,522 SH   SOLE   861 0 113,661
HERSHEY CO COM 427866108   6,224 32 SH   SOLE   0 0 32
GLOBAL PARTNERS LP COM UNITS 37946R109   7,008 158 SH   SOLE   0 0 158
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   32,948 502 SH   SOLE   0 0 502
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   74,472 1,200 SH   SOLE   0 0 1,200
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104   27,379 3,829 SH   SOLE   0 0 3,829
ELEVANCE HEALTH INC COM 036752103   8,297 16 SH   SOLE   0 0 16
ISHARES TR TRS FLT RT BD 46434V860   64,187 1,266 SH   SOLE   0 0 1,266
VANECK ETF TRUST RARE EARTH/STRTG 92189H805   8,372 163 SH   SOLE   0 0 163
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   7,547 83 SH   SOLE   0 0 83
EXXON MOBIL CORP COM 30231G102   66,297 570 SH   SOLE   0 0 570
LULULEMON ATHLETICA INC COM 550021109   11,329 29 SH   SOLE   0 0 29
MONGODB INC CL A 60937P106   35,864 100 SH   SOLE   0 0 100
SBA COMMUNICATIONS CORP NEW CL A 78410G104   31,919 147 SH   SOLE   0 0 147
ALPHABET INC CAP STK CL C 02079K107   409,933 2,692 SH   SOLE   0 0 2,692
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   28,525 435 SH   SOLE   0 0 435
ISHARES TR US TREAS BD ETF 46429B267   658,504 28,920 SH   SOLE   0 0 28,920
HALLIBURTON CO COM 406216101   120,231 3,050 SH   SOLE   0 0 3,050
BRISTOL-MYERS SQUIBB CO COM 110122108   7,173 132 SH   SOLE   0 0 132
BLACK STONE MINERALS L P COM UNIT 09225M101   2,275 142 SH   SOLE   0 0 142
PIONEER NAT RES CO COM 723787107   6,300 24 SH   SOLE   0 0 24
UGI CORP NEW COM 902681105   17,385 708 SH   SOLE   0 0 708
MICROSOFT CORP COM 594918104   619,832 1,473 SH   SOLE   0 0 1,473
MARSH & MCLENNAN COS INC COM 571748102   46,963 228 SH   SOLE   0 0 228
PINTEREST INC CL A 72352L106   10,990 317 SH   SOLE   0 0 317
SHOPIFY INC CL A 82509L107   18,598 241 SH   SOLE   0 0 241
JUMIA TECHNOLOGIES AG SPONSORED ADS 48138M105   15,360 3,000 SH   SOLE   0 0 3,000
SPDR SER TR S&P BIOTECH 78464A870   14,234 150 SH   SOLE   0 0 150
TRANSOCEAN LTD REGISTERED SHS H8817H100   9,420 1,500 SH   SOLE   0 0 1,500
VIATRIS INC COM 92556V106   179 15 SH   SOLE   0 0 15
SKYWATER TECHNOLOGY INC COM 83089J108   2,715 267 SH   SOLE   0 0 267
NANO X IMAGING LTD ORD SHS M70700105   2,443 250 SH   SOLE   0 0 250
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   26,179 1,664 SH   SOLE   0 0 1,664
ANALOG DEVICES INC COM 032654105   65,073 329 SH   SOLE   0 0 329
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   26,427 218 SH   SOLE   0 0 218
ZIMMER BIOMET HOLDINGS INC COM 98956P102   16,366 124 SH   SOLE   0 0 124
CISCO SYS INC COM 17275R102   20,526 411 SH   SOLE   0 0 411
NORTHROP GRUMMAN CORP COM 666807102   9,733 20 SH   SOLE   0 0 20
CECO ENVIRONMENTAL CORP COM 125141101   1,703 74 SH   SOLE   0 0 74
FORTINET INC COM 34959E109   1,435 21 SH   SOLE   0 0 21
INTELLIA THERAPEUTICS INC COM 45826J105   2,036 74 SH   SOLE   0 0 74
GOLDMAN SACHS ETF TR ACTIVEBETA WRLD 38149W739   20,750 442 SH   SOLE   0 0 442
KENVUE INC COM 49177J102   542 25 SH   SOLE   0 0 25
MORGAN STANLEY COM NEW 617446448   6,591 70 SH   SOLE   0 0 70
COMFORT SYS USA INC COM 199908104   22,894 72 SH   SOLE   0 0 72
COLUMBIA SELIGM PREM TECH GR COM 19842X109   4,589 144 SH   SOLE   0 0 144
GILEAD SCIENCES INC COM 375558103   2,491 34 SH   SOLE   0 0 34
WARNER BROS DISCOVERY INC COM SER A 934423104   210 24 SH   SOLE   0 0 24
OVINTIV INC COM 69047Q102   3,180 61 SH   SOLE   0 0 61
VANGUARD INDEX FDS TOTAL STK MKT 922908769   201,504 775 SH   SOLE   0 0 775
HOME DEPOT INC COM 437076102   231,780 604 SH   SOLE   0 0 604
ISHARES TR CORE MSCI TOTAL 46432F834   19,348,917 285,130 SH   SOLE   0 0 285,130
TRIUMPH GROUP INC NEW COM 896818101   978 65 SH   SOLE   0 0 65
AMERICAN INTL GROUP INC COM NEW 026874784   625 8 SH   SOLE   0 0 8
STERLING INFRASTRUCTURE INC COM 859241101   4,964 45 SH   SOLE   0 0 45
MAKEMYTRIP LIMITED MAURITIUS SHS V5633W109   35,525 500 SH   SOLE   0 0 500
GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123   353,645 4,927 SH   SOLE   0 0 4,927
ISHARES TR CORE S&P500 ETF 464287200   76,472,518 145,460 SH   SOLE   1,050 0 144,409
CANADIAN PACIFIC KANSAS CITY COM 13646K108   14,025 159 SH   SOLE   0 0 159
GENERAL ELECTRIC CO COM NEW 369604301   27,920 159 SH   SOLE   0 0 159
TOTALENERGIES SE SPONSORED ADS 89151E109   5,988 87 SH   SOLE   0 0 87
CITIZENS FINL SVCS INC COM 174615104   31,537 641 SH   SOLE   0 0 641
COTERRA ENERGY INC COM 127097103   45,432 1,630 SH   SOLE   0 0 1,630
MEDTRONIC PLC SHS G5960L103   5,229 60 SH   SOLE   0 0 60
ACI WORLDWIDE INC COM 004498101   5,214 157 SH   SOLE   0 0 157
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   24,740 385 SH   SOLE   0 0 385
WABTEC COM 929740108   291 2 SH   SOLE   0 0 2
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108   938 18 SH   SOLE   0 0 18
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   201,916 7,739 SH   SOLE   0 0 7,739
AGILENT TECHNOLOGIES INC COM 00846U101   37,675 259 SH   SOLE   0 0 259
WHIRLPOOL CORP COM 963320106   2,431 20 SH   SOLE   0 0 20
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107   4,525 42 SH   SOLE   0 0 42
CLEANSPARK INC COM NEW 18452B209   54,298 2,560 SH   SOLE   0 0 2,560
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   60,480 867 SH   SOLE   0 0 867
CROWDSTRIKE HLDGS INC CL A 22788C105   10,900 34 SH   SOLE   0 0 34
HONEYWELL INTL INC COM 438516106   37,188 181 SH   SOLE   0 0 181
SEA LTD SPONSORD ADS 81141R100   16,113 300 SH   SOLE   0 0 300
CHESAPEAKE ENERGY CORP *W EXP 02/09/202 165167180   44,303 604 SH   SOLE   0 0 604
BANK NEW YORK MELLON CORP COM 064058100   5,108 89 SH   SOLE   0 0 89
CARNIVAL CORP UNIT 99/99/9999 143658300   2,124 130 SH   SOLE   0 0 130
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   4,125 57 SH   SOLE   0 0 57
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   47,519 113 SH   SOLE   0 0 113
GSK PLC SPONSORED ADR 37733W204   29,923 698 SH   SOLE   0 0 698
BLACKROCK INC COM 09247X101   55,024 66 SH   SOLE   0 0 66
T-MOBILE US INC COM 872590104   17,954 110 SH   SOLE   0 0 110
ONEOK INC NEW COM 682680103   12,510 156 SH   SOLE   0 0 156
FLEXSHARES TR MORNSTAR UPSTR 33939L407   197,588 4,811 SH   SOLE   0 0 4,811
CITIZENS & NORTHN CORP COM 172922106   1,447,262 77,064 SH   SOLE   0 0 77,064
RECURSION PHARMACEUTICALS IN CL A 75629V104   947 95 SH   SOLE   0 0 95
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   1,585 35 SH   SOLE   0 0 35
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   13,165 414 SH   SOLE   0 0 414
ISHARES TR IBOXX HI YD ETF 464288513   8,286 107 SH   SOLE   0 0 107
M & T BK CORP COM 55261F104   67,920 467 SH   SOLE   0 0 467
TJX COS INC NEW COM 872540109   170,558 1,682 SH   SOLE   0 0 1,682
SCHLUMBERGER LTD COM STK 806857108   73,391 1,339 SH   SOLE   0 0 1,339
SOFI TECHNOLOGIES INC COM 83406F102   12,213 1,673 SH   SOLE   0 0 1,673
ARM HOLDINGS PLC SPONSORED ADR 042068205   4,375 35 SH   SOLE   0 0 35
EDWARDS LIFESCIENCES CORP COM 28176E108   19,208 201 SH   SOLE   0 0 201
GEOSPACE TECHNOLOGIES CORP COM 37364X109   1,042 79 SH   SOLE   0 0 79
CHESAPEAKE ENERGY CORP COM 165167735   28,616 322 SH   SOLE   0 0 322
NEWAMSTERDAM PHARMA COMPANY ORDINARY SHARES N62509109   7,686 325 SH   SOLE   0 0 325
ISHARES TR CORE DIV GRWTH 46434V621   335,879 5,785 SH   SOLE   0 0 5,785
ISHARES TR IBOXX INV CP ETF 464287242   478,362 4,392 SH   SOLE   0 0 4,392
WALMART INC COM 931142103   39,390 655 SH   SOLE   0 0 655
ISHARES TR ISHARES BIOTECH 464287556   4,039 29 SH   SOLE   0 0 29
PHILIP MORRIS INTL INC COM 718172109   29,290 320 SH   SOLE   0 0 320
ISHARES TR CORE INTL AGGR 46435G672   108,995 2,182 SH   SOLE   0 0 2,182
MICROCHIP TECHNOLOGY INC. COM 595017104   5,741 64 SH   SOLE   0 0 64
ISHARES TR CONV BD ETF 46435G102   243,561 3,051 SH   SOLE   0 0 3,051
UNDER ARMOUR INC CL C 904311206   29 4 SH   SOLE   0 0 4
ISHARES TR IBONDS 25 TRM HG 46435U168   10,053 430 SH   SOLE   0 0 430
RANPAK HOLDINGS CORP COM CL A 75321W103   1,574 200 SH   SOLE   0 0 200
ISHARES GOLD TR ISHARES NEW 464285204   69,653 1,658 SH   SOLE   0 0 1,658
ISHARES TR JPMORGAN USD EMG 464288281   1,902,985 21,222 SH   SOLE   215 0 21,007
CHEVRON CORP NEW COM 166764100   88,879 563 SH   SOLE   0 0 563
FIRSTENERGY CORP COM 337932107   80,534 2,085 SH   SOLE   0 0 2,085
MERCADOLIBRE INC COM 58733R102   30,239 20 SH   SOLE   0 0 20
DUKE ENERGY CORP NEW COM NEW 26441C204   10,832 112 SH   SOLE   0 0 112
FNCB BANCORP INC COM 302578109   1,180 194 SH   SOLE   0 0 194
ISHARES TR CORE US AGGBD ET 464287226   9,489,754 96,894 SH   SOLE   0 0 96,894
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   3,843,813 73,271 SH   SOLE   617 0 72,654
ISHARES TR CORE TOTAL USD 46434V613   43,717,586 958,929 SH   SOLE   7,089 0 951,840
NIKE INC CL B 654106103   48,964 521 SH   SOLE   0 0 521
PALANTIR TECHNOLOGIES INC CL A 69608A108   9,733 423 SH   SOLE   0 0 423
BARRICK GOLD CORP COM 067901108   24,960 1,500 SH   SOLE   0 0 1,500
ARK ETF TR 3D PRINTING ETF 00214Q500   1,361 60 SH   SOLE   0 0 60
NGL ENERGY PARTNERS LP COM UNIT REPST 62913M107   1,054 183 SH   SOLE   0 0 183
HANESBRANDS INC COM 410345102   1,736 299 SH   SOLE   0 0 299
PROSHARES TR ULTRPRO S&P500 74347X864   1,049,539 14,877 SH   SOLE   0 0 14,877
ISHARES TR ESG AWR MSCI USA 46435G425   1,181,444 10,277 SH   SOLE   221 0 10,056
VERIZON COMMUNICATIONS INC COM 92343V104   25,719 613 SH   SOLE   0 0 613
FREEPORT-MCMORAN INC CL B 35671D857   40,625 864 SH   SOLE   0 0 864
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   38,783 569 SH   SOLE   0 0 569
HARTE HANKS INC COM 416196202   1,070 143 SH   SOLE   0 0 143
NUCOR CORP COM 670346105   21,175 107 SH   SOLE   0 0 107
CF INDS HLDGS INC COM 125269100   3,744 45 SH   SOLE   0 0 45
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   112,546 1,943 SH   SOLE   0 0 1,943
BATH & BODY WORKS INC COM 070830104   31,763 635 SH   SOLE   0 0 635
YUM CHINA HLDGS INC COM 98850P109   4,021 101 SH   SOLE   0 0 101
MP MATERIALS CORP COM CL A 553368101   14,300 1,000 SH   SOLE   0 0 1,000
METLIFE INC COM 59156R108   9,931 134 SH   SOLE   0 0 134
NOVO-NORDISK A S ADR 670100205   55,467 432 SH   SOLE   0 0 432
JPMORGAN CHASE & CO COM 46625H100   225,734 1,127 SH   SOLE   0 0 1,127
TORONTO DOMINION BK ONT COM NEW 891160509   2,476 41 SH   SOLE   0 0 41
SAMSARA INC COM CL A 79589L106   2,078 55 SH   SOLE   0 0 55
LEONARDO DRS INC COM 52661A108   1,149 52 SH   SOLE   0 0 52
RTX CORPORATION COM 75513E101   1,951 20 SH   SOLE   0 0 20
RANGE RES CORP COM 75281A109   1,323 38 SH   SOLE   0 0 38
AEROVIRONMENT INC COM 008073108   3,066 20 SH   SOLE   0 0 20
ALTIMMUNE INC COM NEW 02155H200   5,090 500 SH   SOLE   0 0 500
DOW INC COM 260557103   2,259 39 SH   SOLE   0 0 39
ISHARES TR MSCI USA QLT FCT 46432F339   22,822,795 138,867 SH   SOLE   1,053 0 137,814
PRUDENTIAL FINL INC COM 744320102   48,635 414 SH   SOLE   0 0 414
ENOVIX CORPORATION COM 293594107   50,543 6,310 SH   SOLE   0 0 6,310
MASTEC INC COM 576323109   9,325 100 SH   SOLE   0 0 100
AMAZON COM INC COM 023135106   1,029,970 5,710 SH   SOLE   0 0 5,710
ISHARES INC MSCI EMRG CHN 46434G764   7,650,560 132,891 SH   SOLE   1,087 0 131,804
ROCKWELL AUTOMATION INC COM 773903109   2,939 10 SH   SOLE   0 0 10
AMERICAN EXPRESS CO COM 025816109   9,635 42 SH   SOLE   0 0 42
Q2 HLDGS INC COM 74736L109   2,628 50 SH   SOLE   0 0 50
EMERSON ELEC CO COM 291011104   12,363 109 SH   SOLE   0 0 109
MODERNA INC COM 60770K107   21,312 200 SH   SOLE   0 0 200
SNOWFLAKE INC CL A 833445109   3,394 21 SH   SOLE   0 0 21
ISHARES TR CORE S&P SCP ETF 464287804   118,201 1,069 SH   SOLE   0 0 1,069
AMGEN INC COM 031162100   60,825 214 SH   SOLE   0 0 214
VISTA ENERGY S.A.B. DE C.V. SPONSORED ADS 92837L109   1,986 48 SH   SOLE   0 0 48
CHART INDS INC COM 16115Q308   12,683 77 SH   SOLE   0 0 77
COSTCO WHSL CORP NEW COM 22160K105   171,509 234 SH   SOLE   0 0 234
KB HOME COM 48666K109   1,778 25 SH   SOLE   0 0 25
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   2,132 51 SH   SOLE   0 0 51
TOYOTA MOTOR CORP ADS 892331307   7,081 28 SH   SOLE   0 0 28
CUMMINS INC COM 231021106   6,016 20 SH   SOLE   0 0 20
NBT BANCORP INC COM 628778102   75,228 2,051 SH   SOLE   0 0 2,051
TESLA INC COM 88160R101   121,559 692 SH   SOLE   0 0 692
BOEING CO COM 097023105   97,653 506 SH   SOLE   0 0 506
MDU RES GROUP INC COM 552690109   7,358 292 SH   SOLE   0 0 292
NEXTDOOR HOLDINGS INC COM CL A 65345M108   2,250 1,000 SH   SOLE   0 0 1,000
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207   956 52 SH   SOLE   0 0 52
UNITEDHEALTH GROUP INC COM 91324P102   167,054 338 SH   SOLE   0 0 338
NVIDIA CORPORATION COM 67066G104   618,064 684 SH   SOLE   0 0 684
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   2,227 15 SH   SOLE   0 0 15
DEVON ENERGY CORP NEW COM 25179M103   51,836 1,033 SH   SOLE   0 0 1,033
ILLINOIS TOOL WKS INC COM 452308109   5,903 22 SH   SOLE   0 0 22
YUM BRANDS INC COM 988498101   15,138 109 SH   SOLE   0 0 109
ISHARES TR CORE 1 5 YR USD 46432F859   1,739,768 36,673 SH   SOLE   0 0 36,673
INVESCO QQQ TR UNIT SER 1 46090E103   128,132 289 SH   SOLE   0 0 289
COCA COLA CO COM 191216100   114,314 1,868 SH   SOLE   0 0 1,868
MASCO CORP COM 574599106   51,412 652 SH   SOLE   0 0 652
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   6,956 20 SH   SOLE   0 0 20
IMMERSION CORP COM 452521107   722 97 SH   SOLE   0 0 97
ROYAL CARIBBEAN GROUP COM V7780T103   3,197 23 SH   SOLE   0 0 23
SOUTHERN CO COM 842587107   78,699 1,097 SH   SOLE   0 0 1,097
SERVICENOW INC COM 81762P102   16,010 21 SH   SOLE   0 0 21
SCHWAB CHARLES CORP COM 808513105   25,536 353 SH   SOLE   0 0 353
CHIPOTLE MEXICAN GRILL INC COM 169656105   101,737 35 SH   SOLE   0 0 35
ARCHER DANIELS MIDLAND CO COM 039483102   2,512 40 SH   SOLE   0 0 40
MYRIAD GENETICS INC COM 62855J104   21,320 1,000 SH   SOLE   0 0 1,000
ISHARES TR S&P 100 ETF 464287101   881,094 3,561 SH   SOLE   69 0 3,492
INTERCONTINENTAL EXCHANGE IN COM 45866F104   68,303 497 SH   SOLE   0 0 497
PALO ALTO NETWORKS INC COM 697435105   105,128 370 SH   SOLE   0 0 370
BNY MELLON HIGH YIELD STRATE SH BEN INT 09660L105   1,336 552 SH   SOLE   0 0 552
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   10,226 56 SH   SOLE   0 0 56
SENTINELONE INC CL A 81730H109   2,308 99 SH   SOLE   0 0 99
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ARTIF 301505731   4,411 100 SH   SOLE   0 0 100
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373   37,661 1,144 SH   SOLE   0 0 1,144
ISHARES TR ROBOTICS ARTIF 46435U556   2,808 82 SH   SOLE   0 0 82
FLOTEK INDS INC DEL COM NEW 343389409   1,249 334 SH   SOLE   0 0 334
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   19,404,303 437,034 SH   SOLE   2,584 0 434,450
NRG ENERGY INC COM NEW 629377508   203 3 SH   SOLE   0 0 3
CROWN CASTLE INC COM 22822V101   25,698 243 SH   SOLE   0 0 243
AMBARELLA INC SHS G037AX101   1,015 20 SH   SOLE   0 0 20
GLOBAL X FDS GBL X HYDROGEN 37954Y152   1,421 252 SH   SOLE   0 0 252
ORACLE CORP COM 68389X105   14,718 117 SH   SOLE   0 0 117
ISHARES BITCOIN TR SHS 46438F101   18,454 456 SH   SOLE   0 0 456
SOUTHWESTERN ENERGY CO COM 845467109   7,580 1,000 SH   SOLE   0 0 1,000
NORWOOD FINL CORP COM 669549107   10,304 379 SH   SOLE   0 0 379
ROBLOX CORP CL A 771049103   1,069 28 SH   SOLE   0 0 28
ISHARES TR 20 YR TR BD ETF 464287432   6,486,545 68,554 SH   SOLE   479 0 68,075
DIRECT DIGITAL HOLDINGS INC CLASS A COM 25461T105   7,391 485 SH   SOLE   0 0 485
ISHARES TR U.S. TECH ETF 464287721   9,960,523 73,749 SH   SOLE   587 0 73,162
SALESFORCE INC COM 79466L302   126,496 420 SH   SOLE   0 0 420
PFIZER INC COM 717081103   92,668 3,339 SH   SOLE   0 0 3,339
MARATHON PETE CORP COM 56585A102   31,031 154 SH   SOLE   0 0 154
SCANSOURCE INC COM 806037107   1,013 23 SH   SOLE   0 0 23
ISHARES TR 0-5 YR TIPS ETF 46429B747   53,668 540 SH   SOLE   0 0 540
MICRON TECHNOLOGY INC COM 595112103   7,445 63 SH   SOLE   0 0 63
ISHARES TR GLOBAL ENERG ETF 464287341   2,630,275 61,240 SH   SOLE   367 0 60,874
BROOKFIELD BUSINESS PARTNERS UNIT LTD L P G16234109   2,276 103 SH   SOLE   0 0 103
EQUINIX INC COM 29444U700   3,318 4 SH   SOLE   0 0 4
BECTON DICKINSON & CO COM 075887109   6,186 25 SH   SOLE   0 0 25
MASTERCARD INCORPORATED CL A 57636Q104   169,994 353 SH   SOLE   0 0 353
DISNEY WALT CO COM 254687106   59,239 484 SH   SOLE   0 0 484
CENCORA INC COM 03073E105   59,565 245 SH   SOLE   0 0 245
FISERV INC COM 337738108   6,393 40 SH   SOLE   0 0 40
WILLIAMS COS INC COM 969457100   3,001 77 SH   SOLE   0 0 77
MARRIOTT INTL INC NEW CL A 571903202   106,727 423 SH   SOLE   0 0 423
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,138,372 30,338 SH   SOLE   283 0 30,055
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   55,423 2,053 SH   SOLE   0 0 2,053
ISHARES TR INTL DEV RE ETF 464288489   55,578 2,612 SH   SOLE   0 0 2,612
PEOPLES FINL SVCS CORP COM 711040105   501,590 11,635 SH   SOLE   0 0 11,635
UNITED AIRLS HLDGS INC COM 910047109   12,592 263 SH   SOLE   0 0 263
EVERSOURCE ENERGY COM 30040W108   10,041 168 SH   SOLE   0 0 168
AMERICAN SUPERCONDUCTOR CORP SHS NEW 030111207   8,106 600 SH   SOLE   0 0 600
MEDIWOUND LTD SHS NEW M68830112   7,125 500 SH   SOLE   0 0 500
F N B CORP COM 302520101   9,280 658 SH   SOLE   0 0 658
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   1,012 33 SH   SOLE   0 0 33
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   40,328 301 SH   SOLE   0 0 301
UNITY SOFTWARE INC COM 91332U101   961 36 SH   SOLE   0 0 36
VIKING THERAPEUTICS INC COM 92686J106   24,600 300 SH   SOLE   0 0 300
YORK WTR CO COM 987184108   3,627 100 SH   SOLE   0 0 100
TERNS PHARMACEUTICALS INC COM 880881107   6,560 1,000 SH   SOLE   0 0 1,000
CORTEVA INC COM 22052L104   4,960 86 SH   SOLE   0 0 86
COGNEX CORP COM 192422103   2,291 54 SH   SOLE   0 0 54
ABBVIE INC COM 00287Y109   50,495 277 SH   SOLE   0 0 277
CORNING INC COM 219350105   11,564 351 SH   SOLE   0 0 351
VERTEX PHARMACEUTICALS INC COM 92532F100   51,833 124 SH   SOLE   0 0 124
ISHARES SILVER TR ISHARES 46428Q109   6,711 295 SH   SOLE   0 0 295
TRACTOR SUPPLY CO COM 892356106   19,891 76 SH   SOLE   0 0 76
ISHARES TR SHRT NAT MUN ETF 464288158   60,353 576 SH   SOLE   0 0 576
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   10,980 118 SH   SOLE   0 0 118
ASTRAZENECA PLC SPONSORED ADR 046353108   3,049 45 SH   SOLE   0 0 45
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   2,207 30 SH   SOLE   0 0 30
PHILLIPS 66 COM 718546104   2,538 16 SH   SOLE   0 0 16
JOHNSON & JOHNSON COM 478160104   20,588 130 SH   SOLE   0 0 130
TECNOGLASS INC ORD SHS G87264100   8,761 168 SH   SOLE   0 0 168
TRI CONTL CORP COM 895436103   3,624 118 SH   SOLE   0 0 118
VANGUARD INDEX FDS MID CAP ETF 922908629   370,288 1,482 SH   SOLE   0 0 1,482
CONOCOPHILLIPS COM 20825C104   7,572 59 SH   SOLE   0 0 59
FORD MTR CO DEL COM 345370860   1,859 140 SH   SOLE   0 0 140
DOLLAR GEN CORP NEW COM 256677105   3,877 25 SH   SOLE   0 0 25
BEYOND INC COM 690370101   35,910 1,000 SH   SOLE   0 0 1,000
VERTEX ENERGY INC COM 92534K107   3,373 2,409 SH   SOLE   0 0 2,409
CBOE GLOBAL MKTS INC COM 12503M108   3,686 20 SH   SOLE   0 0 20
ISHARES TR EAFE GRWTH ETF 464288885   12,807,364 123,397 SH   SOLE   959 0 122,438
ISHARES TR US INFRASTRUC 46435U713   2,631,352 60,686 SH   SOLE   434 0 60,252
UIPATH INC CL A 90364P105   3,627 160 SH   SOLE   0 0 160
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,012 60 SH   SOLE   0 0 60
UNDER ARMOUR INC CL A 904311107   15 2 SH   SOLE   0 0 2
ISHARES INC CORE MSCI EMKT 46434G103   3,521,443 68,245 SH   SOLE   406 0 67,839
DUPONT DE NEMOURS INC COM 26614N102   8,434 110 SH   SOLE   0 0 110
OBLONG INC COM NEW 674434204   0 1 SH   SOLE   0 0 1
BANK AMERICA CORP COM 060505104   10,480 276 SH   SOLE   0 0 276
AKAMAI TECHNOLOGIES INC COM 00971T101   4,894 45 SH   SOLE   0 0 45
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   43,404 1,385 SH   SOLE   0 0 1,385
PEPSICO INC COM 713448108   76,802 439 SH   SOLE   0 0 439
BLOCK INC CL A 852234103   26,104 309 SH   SOLE   0 0 309
ARISTA NETWORKS INC COM 040413106   5,800 20 SH   SOLE   0 0 20
CME GROUP INC COM 12572Q105   11,410 53 SH   SOLE   0 0 53
ISHARES INC MSCI WORLD ETF 464286392   5,651 39 SH   SOLE   0 0 39
UMH PPTYS INC COM 903002103   25,692 1,582 SH   SOLE   0 0 1,582
ZSCALER INC COM 98980G102   1,926 10 SH   SOLE   0 0 10
DARLING INGREDIENTS INC COM 237266101   27,906 600 SH   SOLE   0 0 600
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   3,398 100 SH   SOLE   0 0 100
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   3,847 350 SH   SOLE   0 0 350
AMERICAN TOWER CORP NEW COM 03027X100   56,251 285 SH   SOLE   0 0 285
PROCTER AND GAMBLE CO COM 742718109   35,399,901 218,181 SH   SOLE   0 0 218,181
ISHARES TR SHORT TREAS BD 464288679   88,074 797 SH   SOLE   0 0 797
AUTOMATIC DATA PROCESSING IN COM 053015103   8,991 36 SH   SOLE   0 0 36
LAUDER ESTEE COS INC CL A 518439104   7,091 46 SH   SOLE   0 0 46
ISHARES TR RUSSELL 2000 ETF 464287655   63,542 302 SH   SOLE   0 0 302
23ANDME HOLDING CO CLASS A COM 90138Q108   532 1,000 SH   SOLE   0 0 1,000
ISHARES TR MSCI USA MIN VOL 46429B697   632,426 7,567 SH   SOLE   156 0 7,411
EXELON CORP COM 30161N101   9,806 261 SH   SOLE   0 0 261
NORFOLK SOUTHN CORP COM 655844108   100,857 396 SH   SOLE   0 0 396
BIOGEN INC COM 09062X103   31,266 145 SH   SOLE   0 0 145
HYDROFARM HLDGS GROUP INC COM 44888K209   540 500 SH   SOLE   0 0 500
SPDR GOLD TR GOLD SHS 78463V107   24,481 119 SH   SOLE   0 0 119
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   51,301 1,120 SH   SOLE   0 0 1,120
DEERE & CO COM 244199105   4,107 10 SH   SOLE   0 0 10
MOSAIC CO NEW COM 61945C103   1,634 50 SH   SOLE   0 0 50
ISHARES TR HDG MSCI EAFE 46434V803   5,832,285 167,210 SH   SOLE   1,009 0 166,201
EDITAS MEDICINE INC COM 28106W103   7,880 1,062 SH   SOLE   0 0 1,062
COMCAST CORP NEW CL A 20030N101   9,667 223 SH   SOLE   0 0 223
TELLURIAN INC NEW COM 87968A104   2,646 4,000 SH   SOLE   0 0 4,000
ABBOTT LABS COM 002824100   63,763 561 SH   SOLE   0 0 561
VTEX SHS CL A G9470A102   1,054 129 SH   SOLE   0 0 129
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   121,384 822 SH   SOLE   0 0 822
BRIGHTHOUSE FINL INC COM 10922N103   618 12 SH   SOLE   0 0 12
ISHARES TR NATIONAL MUN ETF 464288414   7,297,285 67,819 SH   SOLE   1,220 0 66,599
ADOBE INC COM 00724F101   34,313 68 SH   SOLE   0 0 68
EOG RES INC COM 26875P101   45,895 359 SH   SOLE   0 0 359
META PLATFORMS INC CL A 30303M102   102,221 211 SH   SOLE   0 0 211
SMUCKER J M CO COM NEW 832696405   99,272 789 SH   SOLE   0 0 789
SELECT SECTOR SPDR TR ENERGY 81369Y506   75,354 798 SH   SOLE   0 0 798
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   34,316 684 SH   SOLE   0 0 684
WISDOMTREE TR ARTIFICIAL INTEL 97717Y543   29,078 1,400 SH   SOLE   0 0 1,400
ASML HOLDING N V N Y REGISTRY SHS N07059210   39,860 41 SH   SOLE   0 0 41
THE CIGNA GROUP COM 125523100   58,110 160 SH   SOLE   0 0 160
CVS HEALTH CORP COM 126650100   61,459 771 SH   SOLE   0 0 771
ADVANCED MICRO DEVICES INC COM 007903107   350,512 1,942 SH   SOLE   0 0 1,942
CDW CORP COM 12514G108   55,794 218 SH   SOLE   0 0 218
DIGITAL RLTY TR INC COM 253868103   2,161 15 SH   SOLE   0 0 15
SPX TECHNOLOGIES INC COM 78473E103   6,895 56 SH   SOLE   0 0 56
COMMUNITY BK SYS INC COM 203607106   14,649 305 SH   SOLE   0 0 305
NEXTERA ENERGY INC COM 65339F101   6,902 108 SH   SOLE   0 0 108
ALPHABET INC CAP STK CL A 02079K305   426,981 2,829 SH   SOLE   0 0 2,829
APPLIED MATLS INC COM 038222105   19,602 95 SH   SOLE   0 0 95
REDWIRE CORPORATION COM 75776W103   1,317 300 SH   SOLE   0 0 300
ISHARES TR IBONDS DEC2026 46435GAA0   157,023 6,584 SH   SOLE   0 0 6,584
SPDR S&P 500 ETF TR TR UNIT 78462F103   46,825,593 89,521 SH   SOLE   0 0 89,521
DYNATRACE INC COM NEW 268150109   1,533 33 SH   SOLE   0 0 33
STEEL DYNAMICS INC COM 858119100   2,976 20 SH   SOLE   0 0 20
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,100,796 12,701 SH   SOLE   0 0 12,701
AST SPACEMOBILE INC COM CL A 00217D100   1,218 420 SH   SOLE   0 0 420
BAUSCH HEALTH COS INC COM 071734107   15,915 1,500 SH   SOLE   0 0 1,500
ONEMAIN HLDGS INC COM 68268W103   2,708 53 SH   SOLE   0 0 53
ISHARES TR EAFE VALUE ETF 464288877   13,753,175 252,816 SH   SOLE   2,019 0 250,797
ISHARES TR S&P 500 GRWT ETF 464287309   15,931,115 188,668 SH   SOLE   1,260 0 187,408
GRAINGER W W INC COM 384802104   98,734 97 SH   SOLE   0 0 97
MARVELL TECHNOLOGY INC COM 573874104   85,127 1,201 SH   SOLE   0 0 1,201
KNIFE RIVER CORP COMMON STOCK 498894104   5,919 73 SH   SOLE   0 0 73
DANAHER CORPORATION COM 235851102   6,243 25 SH   SOLE   0 0 25
VALERO ENERGY CORP COM 91913Y100   65,204 382 SH   SOLE   0 0 382
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   2,093 100 SH   SOLE   0 0 100
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   120,545 1,161 SH   SOLE   0 0 1,161
LOCKHEED MARTIN CORP COM 539830109   20,266 45 SH   SOLE   0 0 45
DRAFTKINGS INC NEW COM CL A 26142V105   34,058 750 SH   SOLE   0 0 750
QUALCOMM INC COM 747525103   19,551 115 SH   SOLE   0 0 115
WELLS FARGO CO NEW COM 949746101   27,096 467 SH   SOLE   0 0 467
DUTCH BROS INC CL A 26701L100   28,809 873 SH   SOLE   0 0 873
LOWES COS INC COM 548661107   197,954 777 SH   SOLE   0 0 777
FEDEX CORP COM 31428X106   1,582 5 SH   SOLE   0 0 5
ENTERPRISE PRODS PARTNERS L COM 293792107   18,103 620 SH   SOLE   0 0 620
CONSTELLATION ENERGY CORP COM 21037T109   8,318 45 SH   SOLE   0 0 45
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   206,138 6,012 SH   SOLE   0 0 6,012
TRUIST FINL CORP COM 89832Q109   12,123 311 SH   SOLE   0 0 311
APPLE INC COM 037833100   1,064,076 6,205 SH   SOLE   0 0 6,205
NOVARTIS AG SPONSORED ADR 66987V109   1,935 20 SH   SOLE   0 0 20
CATERPILLAR INC COM 149123101   3,664 10 SH   SOLE   0 0 10
TEXTRON INC COM 883203101   1,919 20 SH   SOLE   0 0 20
STOKE THERAPEUTICS INC COM 86150R107   6,750 500 SH   SOLE   0 0 500
ISHARES TR CORE S&P MCP ETF 464287507   532,869 8,773 SH   SOLE   0 0 8,773
CANADIAN NATL RY CO COM 136375102   7,507 57 SH   SOLE   0 0 57
ISHARES TR 10-20 YR TRS ETF 464288653   1,386,919 13,205 SH   SOLE   199 0 13,006
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   1,027 68 SH   SOLE   0 0 68
GLOBAL PMTS INC COM 37940X102   2,005 15 SH   SOLE   0 0 15
LANTERN PHARMA INC COM 51654W101   1,760 200 SH   SOLE   0 0 200
SUPER MICRO COMPUTER INC COM 86800U104   39,391 39 SH   SOLE   0 0 39
HENRY JACK & ASSOC INC COM 426281101   5,088 29 SH   SOLE   0 0 29
SPDR SER TR PORTFOLIO S&P400 78464A847   113,401 2,126 SH   SOLE   0 0 2,126
ISHARES TR CORE MSCI EAFE 46432F842   119,192 1,606 SH   SOLE   0 0 1,606
BLACKSTONE INC COM 09260D107   73,699 561 SH   SOLE   0 0 561
AT&T INC COM 00206R102   9,887 562 SH   SOLE   0 0 562
INTERNATIONAL BUSINESS MACHS COM 459200101   180,013 943 SH   SOLE   0 0 943
ISHARES TR MSCI EAFE ETF 464287465   214,424 2,685 SH   SOLE   0 0 2,685
EQT CORP COM 26884L109   6,349 171 SH   SOLE   0 0 171
FIDELITY NATL INFORMATION SV COM 31620M106   6,167 83 SH   SOLE   0 0 83