The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR NATIONAL MUN ETF 464288414 246 2,243 SH   SOLE NONE 0 0 2,243
AMYRIS INC COM NEW 03236M200 62 14,224 SH   SOLE NONE 0 0 14,224
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 216 4,354 SH   SOLE NONE 0 0 4,354
PFIZER INC COM 717081103 242 4,684 SH   SOLE NONE 0 0 4,684
PIMCO ETF TR ACTIVE BD ETF 72201R775 874 8,583 SH   SOLE NONE 0 0 8,583
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4,872 121,636 SH   SOLE NONE 0 0 121,636
SPDR S&P 500 ETF TR TR UNIT 78462F103 47,660 105,526 SH   SOLE NONE 0 0 105,526
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 3,611 29,337 SH   SOLE NONE 0 0 29,337
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 295 3,319 SH   SOLE NONE 0 0 3,319
ISHARES TR TIPS BD ETF 464287176 4,237 34,010 SH   SOLE NONE 0 0 34,010
AMAZON COM INC COM 023135106 218 67 SH   SOLE NONE 0 0 67
ISHARES TR 10-20 YR TRS ETF 464288653 2,793 20,745 SH   SOLE NONE 0 0 20,745
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 502 10,086 SH   SOLE NONE 0 0 10,086
ISHARES TR MSCI USA MIN VOL 46429B697 3,126 40,293 SH   SOLE NONE 0 0 40,293
APPLE INC COM 037833100 1,427 8,172 SH   SOLE NONE 0 0 8,172
ISHARES TR 0-5 YR TIPS ETF 46429B747 382 3,644 SH   SOLE NONE 0 0 3,644
INNOVATOR ETFS TR S&P 500 ULTRA 45782C821 299 10,550 SH   SOLE NONE 0 0 10,550
ISHARES TR MSCI ACWI EX US 464288240 717 13,719 SH   SOLE NONE 0 0 13,719
PROCTER AND GAMBLE CO COM 742718109 33,146 216,927 SH   SOLE NONE 0 0 216,927
ISHARES INC ESG AWR MSCI EM 46434G863 5,740 156,273 SH   SOLE NONE 0 0 156,273
ISHARES TR CORE TOTAL USD 46434V613 21,377 430,718 SH   SOLE NONE 0 0 430,718
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 577 4,816 SH   SOLE NONE 0 0 4,816
ISHARES TR CORE S&P SCP ETF 464287804 5,579 51,715 SH   SOLE NONE 0 0 51,715
ISHARES TR US TREAS BD ETF 46429B267 12,914 518,435 SH   SOLE NONE 0 0 518,435
ISHARES TR CORE MSCI TOTAL 46432F834 15,879 238,495 SH   SOLE NONE 0 0 238,495
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 456 9,515 SH   SOLE NONE 0 0 9,515
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 543 8,275 SH   SOLE NONE 0 0 8,275
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 4,529 216,304 SH   SOLE NONE 0 0 216,304
PROSHARES TR ULTRPRO S&P500 74347X864 909 14,283 SH   SOLE NONE 0 0 14,283
ISHARES TR ESG AWR MSCI USA 46435G425 31,295 308,781 SH   SOLE NONE 0 0 308,781
ISHARES TR CORE US AGGBD ET 464287226 384 3,588 SH   SOLE NONE 0 0 3,588
DBX ETF TR XTRCKR MSCI US 233051150 2,111 50,654 SH   SOLE NONE 0 0 50,654
ISHARES TR S&P 500 GRWT ETF 464287309 246 3,226 SH   SOLE NONE 0 0 3,226
TESLA INC COM 88160R101 321 298 SH   SOLE NONE 0 0 298
INNOVATOR ETFS TR S&P 500 ULTRA BF 45782C292 242 8,395 SH   SOLE NONE 0 0 8,395
ISHARES TR S&P 500 VAL ETF 464287408 3,496 22,451 SH   SOLE NONE 0 0 22,451
INNOVATOR ETFS TR S&P 500 ULTRA 45782C300 362 11,705 SH   SOLE NONE 0 0 11,705
ISHARES TR CORE 1 5 YR USD 46432F859 1,188 24,514 SH   SOLE NONE 0 0 24,514
PEOPLES FINL SVCS CORP COM 711040105 665 13,175 SH   SOLE NONE 0 0 13,175
ISHARES TR MBS ETF 464288588 324 3,177 SH   SOLE NONE 0 0 3,177
ISHARES TR FALN ANGLS USD 46435G474 3,809 137,209 SH   SOLE NONE 0 0 137,209
ISHARES TR EAFE VALUE ETF 464288877 15,013 298,700 SH   SOLE NONE 0 0 298,700
INNOVATOR ETFS TR S&P 500 ULTRA 45782C805 389 14,700 SH   SOLE NONE 0 0 14,700
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 256 5,593 SH   SOLE NONE 0 0 5,593
ISHARES TR CORE S&P500 ETF 464287200 51,876 114,343 SH   SOLE NONE 0 0 114,343
ISHARES TR EAFE GRWTH ETF 464288885 8,178 84,950 SH   SOLE NONE 0 0 84,950