The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMYRIS INC COM NEW 03236M200 77 14,224 SH   SOLE NONE 0 0 14,224
PFIZER INC COM 717081103 371 6,288 SH   SOLE NONE 0 0 6,288
PIMCO ETF TR ACTIVE BD ETF 72201R775 919 8,399 SH   SOLE NONE 0 0 8,399
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 4,416 78,969 SH   SOLE NONE 0 0 78,969
SPDR S&P 500 ETF TR TR UNIT 78462F103 45,352 95,486 SH   SOLE NONE 0 0 95,486
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4,201 136,039 SH   SOLE NONE 0 0 136,039
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 5,507 40,672 SH   SOLE NONE 0 0 40,672
ISHARES TR TIPS BD ETF 464287176 7,849 60,749 SH   SOLE NONE 0 0 60,749
AMAZON COM INC COM 023135106 220 66 SH   SOLE NONE 0 0 66
ISHARES TR MSCI USA MIN VOL 46429B697 2,974 36,760 SH   SOLE NONE 0 0 36,760
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 414 7,815 SH   SOLE NONE 0 0 7,815
ISHARES TR 10-20 YR TRS ETF 464288653 598 4,029 SH   SOLE NONE 0 0 4,029
APPLE INC COM 037833100 1,468 8,267 SH   SOLE NONE 0 0 8,267
ISHARES TR MSCI ACWI EX US 464288240 468 8,419 SH   SOLE NONE 0 0 8,419
PROCTER AND GAMBLE CO COM 742718109 34,803 212,758 SH   SOLE NONE 0 0 212,758
ISHARES TR CORE TOTAL USD 46434V613 16,374 309,351 SH   SOLE NONE 0 0 309,351
ISHARES INC ESG AWR MSCI EM 46434G863 5,245 131,943 SH   SOLE NONE 0 0 131,943
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 770 5,369 SH   SOLE NONE 0 0 5,369
ISHARES TR CORE S&P SCP ETF 464287804 7,423 64,822 SH   SOLE NONE 0 0 64,822
ISHARES TR US TREAS BD ETF 46429B267 12,783 479,108 SH   SOLE NONE 0 0 479,108
ISHARES TR CORE MSCI TOTAL 46432F834 19,055 268,602 SH   SOLE NONE 0 0 268,602
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 200 2,268 SH   SOLE NONE 0 0 2,268
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 3,852 253,782 SH   SOLE NONE 0 0 253,782
INNOVATOR ETFS TR US EQTY ULTRA B 45782C649 490 17,070 SH   SOLE NONE 0 0 17,070
ADVANCED MICRO DEVICES INC COM 007903107 210 1,460 SH   SOLE NONE 0 0 1,460
PROSHARES TR ULTRPRO S&P500 74347X864 1,094 7,169 SH   SOLE NONE 0 0 7,169
ISHARES TR ESG AWR MSCI USA 46435G425 30,257 280,421 SH   SOLE NONE 0 0 280,421
ISHARES TR CORE US AGGBD ET 464287226 1,578 13,832 SH   SOLE NONE 0 0 13,832
DBX ETF TR XTRCKR MSCI US 233051150 2,300 51,830 SH   SOLE NONE 0 0 51,830
ISHARES TR S&P 500 GRWT ETF 464287309 249 2,970 SH   SOLE NONE 0 0 2,970
TESLA INC COM 88160R101 315 298 SH   SOLE NONE 0 0 298
INNOVATOR ETFS TR US EQT ULTRA BF 45782C292 242 8,395 SH   SOLE NONE 0 0 8,395
ISHARES TR S&P 500 VAL ETF 464287408 6,363 40,621 SH   SOLE NONE 0 0 40,621
PEOPLES FINL SVCS CORP COM 711040105 953 18,092 SH   SOLE NONE 0 0 18,092
ISHARES TR FALN ANGLS USD 46435G474 6,362 212,265 SH   SOLE NONE 0 0 212,265
ISHARES TR MBS ETF 464288588 330 3,073 SH   SOLE NONE 0 0 3,073
ISHARES TR EAFE VALUE ETF 464288877 15,842 314,397 SH   SOLE NONE 0 0 314,397
ISHARES TR 20 YR TR BD ETF 464287432 278 1,877 SH   SOLE NONE 0 0 1,877
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805 387 14,700 SH   SOLE NONE 0 0 14,700
ISHARES TR CORE S&P500 ETF 464287200 34,004 71,289 SH   SOLE NONE 0 0 71,289
ISHARES TR EAFE GRWTH ETF 464288885 15,440 139,990 SH   SOLE NONE 0 0 139,990
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 215 6,185 SH   SOLE NONE 0 0 6,185