The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 232 6,295 SH   SOLE NONE 0 0 6,295
PIMCO ETF TR ACTIVE BD ETF 72201R775 8,746 77,322 SH   SOLE NONE 0 0 77,322
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 5,241 50,147 SH   SOLE NONE 0 0 50,147
SPDR SER TR SSGA US LRG ETF 78468R804 438 3,649 SH   SOLE NONE 0 0 3,649
INNOVATOR ETFS TR S&P 500 PWR 45782C656 262 9,389 SH   SOLE NONE 0 0 9,389
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 542 9,991 SH   SOLE NONE 0 0 9,991
AMAZON COM INC COM 023135106 234 72 SH   SOLE NONE 0 0 72
ISHARES TR MSCI USA MIN VOL 46429B697 2,712 39,946 SH   SOLE NONE 0 0 39,946
APPLE INC COM 037833100 1,147 8,644 SH   SOLE NONE 0 0 8,644
ISHARES TR MSCI ACWI EX US 464288240 513 9,669 SH   SOLE NONE 0 0 9,669
ISHARES TR U.S. MED DVC ETF 464288810 4,769 14,571 SH   SOLE NONE 0 0 14,571
PROCTER AND GAMBLE CO COM 742718109 27,072 194,566 SH   SOLE NONE 0 0 194,566
ISHARES INC ESG AWR MSCI EM 46434G863 9,850 234,637 SH   SOLE NONE 0 0 234,637
ISHARES TR CORE S&P SCP ETF 464287804 3,293 35,828 SH   SOLE NONE 0 0 35,828
ISHARES TR US TREAS BD ETF 46429B267 9,964 365,799 SH   SOLE NONE 0 0 365,799
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 216 3,024 SH   SOLE NONE 0 0 3,024
ISHARES TR CORE DIV GRWTH 46434V621 8,073 180,119 SH   SOLE NONE 0 0 180,119
ISHARES TR IBOXX INV CP ETF 464287242 11,658 84,402 SH   SOLE NONE 0 0 84,402
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 525 3,719 SH   SOLE NONE 0 0 3,719
ISHARES TR CORE S&P TTL STK 464287150 593 6,880 SH   SOLE NONE 0 0 6,880
ISHARES TR ESG AWR MSCI USA 46435G425 20,583 239,258 SH   SOLE NONE 0 0 239,258
DBX ETF TR XTRCKR MSCI US 233051150 2,523 74,012 SH   SOLE NONE 0 0 74,012
ISHARES TR CORE US AGGBD ET 464287226 10,556 89,313 SH   SOLE NONE 0 0 89,313
ISHARES TR S&P 500 GRWT ETF 464287309 516 8,085 SH   SOLE NONE 0 0 8,085
TESLA INC COM 88160R101 222 314 SH   SOLE NONE 0 0 314
ISHARES TR S&P 500 VAL ETF 464287408 6,024 47,057 SH   SOLE NONE 0 0 47,057
ISHARES TR CORE MSCI EAFE 46432F842 3,209 46,446 SH   SOLE NONE 0 0 46,446
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E885 52 13,200 SH   SOLE NONE 0 0 13,200
PEOPLES FINL SVCS CORP COM 711040105 863 23,476 SH   SOLE NONE 0 0 23,476
ISHARES TR MBS ETF 464288588 5,424 49,254 SH   SOLE NONE 0 0 49,254
ISHARES TR ISHS 1-5YR INVS 464288646 6,204 112,458 SH   SOLE NONE 0 0 112,458
ISHARES TR 20 YR TR BD ETF 464287432 1,237 7,843 SH   SOLE NONE 0 0 7,843
ISHARES TR CORE S&P500 ETF 464287200 28,605 76,200 SH   SOLE NONE 0 0 76,200
ISHARES TR EAFE GRWTH ETF 464288885 12,412 122,999 SH   SOLE NONE 0 0 122,999
ISHARES TR SHORT TREAS BD 464288679 246 2,229 SH   SOLE NONE 0 0 2,229
ISHARES TR 0-5YR HI YL CP 46434V407 3,803 83,699 SH   SOLE NONE 0 0 83,699