The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 8,202 72,955 SH   SOLE NONE 0 0 72,955
PFIZER INC COM 717081103 260 7,085 SH   SOLE NONE 0 0 7,085
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,669 67,691 SH   SOLE NONE 0 0 67,691
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 4,645 50,458 SH   SOLE NONE 0 0 50,458
SPDR SER TR SSGA US LRG ETF 78468R804 400 3,688 SH   SOLE NONE 0 0 3,688
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 546 9,989 SH   SOLE NONE 0 0 9,989
ISHARES TR MSCI USA MIN VOL 46429B697 2,466 38,697 SH   SOLE NONE 0 0 38,697
AMAZON COM INC COM 023135106 224 71 SH   SOLE NONE 0 0 71
APPLE INC COM 037833100 1,014 8,754 SH   SOLE NONE 0 0 8,754
ISHARES TR MSCI ACWI EX US 464288240 4,403 95,728 SH   SOLE NONE 0 0 95,728
ISHARES TR U.S. MED DVC ETF 464288810 4,306 14,370 SH   SOLE NONE 0 0 14,370
PROCTER AND GAMBLE CO COM 742718109 26,220 188,650 SH   SOLE NONE 0 0 188,650
ISHARES INC ESG AWR MSCI EM 46434G863 7,235 203,163 SH   SOLE NONE 0 0 203,163
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 456 8,656 SH   SOLE NONE 0 0 8,656
ISHARES TR CORE S&P SCP ETF 464287804 5,271 75,051 SH   SOLE NONE 0 0 75,051
ISHARES TR US TREAS BD ETF 46429B267 18,324 655,615 SH   SOLE NONE 0 0 655,615
ISHARES TR CORE MSCI TOTAL 46432F834 9,540 163,526 SH   SOLE NONE 0 0 163,526
ISHARES TR U.S. FIN SVC ETF 464287770 2,602 21,327 SH   SOLE NONE 0 0 21,327
ISHARES TR CORE DIV GRWTH 46434V621 7,130 179,190 SH   SOLE NONE 0 0 179,190
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 488 3,794 SH   SOLE NONE 0 0 3,794
ISHARES TR IBOXX INV CP ETF 464287242 9,179 68,140 SH   SOLE NONE 0 0 68,140
ISHARES TR CORE S&P TTL STK 464287150 526 6,973 SH   SOLE NONE 0 0 6,973
PROSHARES TR ULTRPRO S&P500 74347X864 429 7,680 SH   SOLE NONE 0 0 7,680
ISHARES TR ESG AWR MSCI USA 46435G425 12,599 165,322 SH   SOLE NONE 0 0 165,322
DBX ETF TR XTRCKR MSCI US 233051150 2,388 77,825 SH   SOLE NONE 0 0 77,825
ISHARES TR CORE US AGGBD ET 464287226 14,041 118,929 SH   SOLE NONE 0 0 118,929
ISHARES TR S&P 500 GRWT ETF 464287309 4,392 19,004 SH   SOLE NONE 0 0 19,004
ISHARES TR S&P MC 400GR ETF 464287606 773 3,233 SH   SOLE NONE 0 0 3,233
ISHARES TR CORE MSCI EAFE 46432F842 4,987 82,726 SH   SOLE NONE 0 0 82,726
ISHARES TR S&P 500 VAL ETF 464287408 5,160 45,888 SH   SOLE NONE 0 0 45,888
ISHARES TR MBS ETF 464288588 6,941 62,870 SH   SOLE NONE 0 0 62,870
PEOPLES FINL SVCS CORP COM 711040105 987 28,393 SH   SOLE NONE 0 0 28,393
ISHARES TR ISHS 1-5YR INVS 464288646 5,885 107,174 SH   SOLE NONE 0 0 107,174
ISHARES TR 20 YR TR BD ETF 464287432 1,246 7,633 SH   SOLE NONE 0 0 7,633
ISHARES TR CORE S&P500 ETF 464287200 34,007 101,192 SH   SOLE NONE 0 0 101,192
ISHARES TR EAFE GRWTH ETF 464288885 12,002 133,529 SH   SOLE NONE 0 0 133,529
ISHARES TR SHORT TREAS BD 464288679 1,954 17,649 SH   SOLE NONE 0 0 17,649
ISHARES TR 0-5YR HI YL CP 46434V407 3,541 80,571 SH   SOLE NONE 0 0 80,571