The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC A Common Stock 02079K305 257 118 SH   SOLE   0 0 118
APPLE INC Common Stock 037833100 543 3,974 SH   SOLE   0 0 3,974
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 332 1,216 SH   SOLE   0 0 1,216
INVESCO BULLETSHARES 2024 CORP BD ETF 46138J841 33,928 1,635,866 SH   SOLE   0 0 1,635,866
INVESCO BULLETSHARES 2026 CORP BD ETF 46138J791 33,466 1,736,677 SH   SOLE   0 0 1,736,677
INVESCO QQQ TRUST ETF 46090E103 43,243 154,284 SH   SOLE   0 0 154,284
INVESCO S&P 500 REVENUE ETF 46138G698 88,271 1,263,367 SH   SOLE   0 0 1,263,367
INVESCO S&P MIDCAP 400 REVENUE ETF 46138G672 34,445 439,908 SH   SOLE   0 0 439,908
INVESCO S&P SMALLCAP 600 REVENUE ETF 46138G664 38,702 380,032 SH   SOLE   0 0 380,032
ISHARES CORE MSCI EAFE ETF 46432F842 8,068 137,102 SH   SOLE   0 0 137,102
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 5,783 117,881 SH   SOLE   0 0 117,881
ISHARES CORE S&P 500 ETF 464287200 2,674 7,052 SH   SOLE   0 0 7,052
ISHARES CORE S&P MID-CAP ETF 464287507 499 2,204 SH   SOLE   0 0 2,204
ISHARES CORE S&P SMALL-CAP ETF 464287804 3,177 34,384 SH   SOLE   0 0 34,384
ISHARES MSCI EAFE ETF 464287465 1,091 17,454 SH   SOLE   0 0 17,454
ISHARES MSCI EMERGING MARKETS EX CHINA ETF 46434G764 1,301 27,230 SH   SOLE   0 0 27,230
ISHARES MSCI USA ESG SLCT ETF 464288802 252 3,128 SH   SOLE   0 0 3,128
JP MORGAN EQUITY PREMIUM INCOME ETF 46641Q332 369 6,658 SH   SOLE   0 0 6,658
SPDR PORTFOLIO S&P 400 MID CAP TOTAL ETF 78464A847 591 14,891 SH   SOLE   0 0 14,891
SPDR PORTFOLIO S&P 500 HIGH DIV ETF 78468R788 432 10,825 SH   SOLE   0 0 10,825
SPDR PORTFOLIO S&P 600 SMALL CAP ETF 78468R853 278 7,737 SH   SOLE   0 0 7,737
SPDR S&P 500 TRUST ETF 78462F103 3,832 10,158 SH   SOLE   0 0 10,158
SPDR S&P EMERGING MARKETS ETF 78463X509 307 8,835 SH   SOLE   0 0 8,835
SPDR S&P MIDCAP 400 TR ETF 78467Y107 207 500 SH   SOLE   0 0 500
VANGUARD S&P 500 SHS ETF 922908363 114,946 331,371 SH   SOLE   0 0 331,371
VANGUARD FTSE ALL WORLD EX USA SMALL CAP ETF 922042718 32,272 312,687 SH   SOLE   0 0 312,687
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 68,476 1,678,342 SH   SOLE   0 0 1,678,342
VANGUARD FTSE EMERGING MKTS ETF 922042858 104,525 2,509,608 SH   SOLE   0 0 2,509,608
VANGUARD GROWTH ETF 922908736 843 3,782 SH   SOLE   0 0 3,782
VANGUARD LARGE CAP ETF 922908637 8,143 47,244 SH   SOLE   0 0 47,244
VANGUARD MEGA CAP VALUE ETF 921910840 316 3,290 SH   SOLE   0 0 3,290
VANGUARD MID CAP ETF 922908629 2,256 11,454 SH   SOLE   0 0 11,454
VANGUARD SMALL CAP ETF 922908751 63,578 361,014 SH   SOLE   0 0 361,014
VANGUARD VALUE ETF 922908744 296 2,247 SH   SOLE   0 0 2,247
WISDOMTREE INTERNATIONAL HIGH DIV ETF 97717W802 227 6,558 SH   SOLE   0 0 6,558