The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   1,123,587 6,229 SH   SOLE 0 1,435 0 4,794
INVESCO QQQ TRUST SERIES I ETF 46090E103   1,949,755 4,391 SH   SOLE 0 971 0 3,419
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   69,146 332 SH   SOLE 0 332 0 0
STARBUCKS CORP COM Stock 855244109   30,433 333 SH   SOLE 0 0 0 333
HANCOCK JOHN INVT TR II COM CEF 410142103   660 50 SH   SOLE 0 0 0 50
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107   273,602 7,979 SH   SOLE 0 2,660 0 5,319
ELEVANCE HEALTH INC COM Stock 036752103   59,632 115 SH   SOLE 0 0 0 115
ISHARES GOLD TRUST ETF 464285204   68,980 1,642 SH   SOLE 0 52 0 1,590
EBAY INC. COM Stock 278642103   9,131 173 SH   SOLE 0 0 0 173
BAR HBR BANKSHARES COM Stock 066849100   3,625 137 SH   SOLE 0 27 0 109
BLACKROCK MUNIYIELD N Y QUALIT COM CEF 09255E102   631 60 SH   SOLE 0 60 0 0
PIMCO CALIF MUN INCOME FD III COM CEF 72201C109   2,603 343 SH   SOLE 0 343 0 0
JOHNSON & JOHNSON COM Stock 478160104   281,736 1,781 SH   SOLE 0 759 0 1,022
WASTE MGMT INC DEL COM Stock 94106L109   140,679 660 SH   SOLE 0 0 0 660
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   27,549 106 SH   SOLE 0 106 0 0
VANGUARD ENERGY ETF ETF 92204A306   12,775 97 SH   SOLE 0 97 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   18,344 225 SH   SOLE 0 225 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   20,640 300 SH   SOLE 0 300 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   743,619 1,015 SH   SOLE 0 830 0 185
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   107,219 2,610 SH   SOLE 0 0 0 2,610
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570   10,379,214 102,958 SH   SOLE 0 77,974 0 24,984
SHELL PLC SPON ADS ADR 780259305   3,620 54 SH   SOLE 0 54 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   3,795 96 SH   SOLE 0 96 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   249,541 1,538 SH   SOLE 0 1,248 0 290
COCA COLA CO COM Stock 191216100   189,780 3,102 SH   SOLE 0 1,550 0 1,552
BLACKROCK MUNICIPAL INCOME COM CEF 09253X102   13,604 1,128 SH   SOLE 0 1,128 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT CEF 746922103   12,101 1,191 SH   SOLE 0 1,191 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   3,405 55 SH   SOLE 0 0 0 55
BLACKROCK MUNI INCOME TR II COM CEF 09249N101   13,727 1,264 SH   SOLE 0 1,264 0 0
GENERAL MLS INC COM Stock 370334104   27,988 400 SH   SOLE 0 72 0 328
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   11,134 545 SH   SOLE 0 545 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   166,855 1,123 SH   SOLE 0 55 0 1,067
MARRIOTT INTL INC NEW CL A Stock 571903202   67,367 267 SH   SOLE 0 27 0 240
VANGUARD REAL ESTATE ETF ETF 922908553   73,508 850 SH   SOLE 0 0 0 850
BIOGEN INC COM Stock 09062X103   199,458 925 SH   SOLE 0 925 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   24,826 465 SH   SOLE 0 0 0 465
ALLIANCEBERNSTEIN NATL MUN INM COM CEF 01864U106   3,792 345 SH   SOLE 0 345 0 0
INTEL CORP COM Stock 458140100   200,249 4,534 SH   SOLE 0 189 0 4,344
STATE STR CORP COM Stock 857477103   7,732 100 SH   SOLE 0 0 0 100
MEDTRONIC PLC SHS Stock G5960L103   9,587 110 SH   SOLE 0 110 0 0
CLOROX CO DEL COM Stock 189054109   6,124 40 SH   SOLE 0 40 0 0
NETFLIX INC COM Stock 64110L106   42,513 70 SH   SOLE 0 70 0 0
PAYCHEX INC COM Stock 704326107   111,536 908 SH   SOLE 0 145 0 763
ISHARES CORE AGGRESSIVE ALLOCATION ETF ETF 464289859   268,717 3,658 SH   SOLE 0 1,045 0 2,613
ISHARES SILVER TRUST ETF 46428Q109   44,909 1,974 SH   SOLE 0 0 0 1,974
FORTIS INC COM Stock 349553107   3,595 91 SH   SOLE 0 91 0 0
ISHARES CORE GROWTH ALLOCATION ETF ETF 464289867   179,881 3,231 SH   SOLE 0 2,773 0 457
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   4,304,047 53,861 SH   SOLE 0 42,922 0 10,939
ISHARES MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF ETF 46435G532   18,654 237 SH   SOLE 0 237 0 0
SUN LIFE FINANCIAL INC. COM Stock 866796105   1,090 20 SH   SOLE 0 19 0 0
MERCK & CO INC COM Stock 58933Y105   70,725 536 SH   SOLE 0 272 0 264
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   47,129 450 SH   SOLE 0 450 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   238,520 456 SH   SOLE 0 456 0 0
FIDELITY HIGH DIVIDEND ETF ETF 316092840   13,112,266 289,390 SH   SOLE 0 191,361 0 98,028
MCKESSON CORP COM Stock 58155Q103   22,011 41 SH   SOLE 0 41 0 0
FIDELITY DIVIDEND ETF FOR RISING RATES ETF 316092832   1,186,485 25,488 SH   SOLE 0 4,615 0 20,873
MASTERCARD INCORPORATED CL A Stock 57636Q104   45,749 95 SH   SOLE 0 95 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100   1 32 SH   SOLE 0 32 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   112,430 419 SH   SOLE 0 208 0 211
CRISPR THERAPEUTICS AG NAMEN AKT Stock H17182108   2,795 41 SH   SOLE 0 41 0 0
EMERSON ELEC CO COM Stock 291011104   139,393 1,229 SH   SOLE 0 787 0 442
ALCOA CORP COM Stock 013872106   101,370 3,000 SH   SOLE 0 0 0 3,000
ISHARES CORE CONSERVATIVE ALLOCATION ETF ETF 464289883   13,552 368 SH   SOLE 0 193 0 175
DIAGEO PLC SPON ADR NEW ADR 25243Q205   7,140 48 SH   SOLE 0 0 0 48
ANNALY CAPITAL MANAGEMENT INC COM NEW REIT 035710839   4,923 250 SH   SOLE 0 0 0 250
ISHARES TIPS BOND ETF ETF 464287176   61,944 577 SH   SOLE 0 526 0 50
CONDUENT INC COM Stock 206787103   135 40 SH   SOLE 0 0 0 40
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF ETF 46138J833   4,091 180 SH   SOLE 0 180 0 0
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   2,811 844 SH   SOLE 0 844 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   9,078 95 SH   SOLE 0 95 0 0
JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF ETF 46641Q878   4,804 104 SH   SOLE 0 104 0 0
HOWMET AEROSPACE INC COM Stock 443201108   684,300 10,000 SH   SOLE 0 0 0 10,000
VERIZON COMMUNICATIONS INC COM Stock 92343V104   995,010 23,713 SH   SOLE 0 8,258 0 15,455
CHUBB LIMITED COM Stock H1467J104   7,515 29 SH   SOLE 0 0 0 29
SONOCO PRODS CO COM Stock 835495102   5,784 100 SH   SOLE 0 0 0 100
FEDEX CORP COM Stock 31428X106   52,153 180 SH   SOLE 0 50 0 130
SNAP ON INC COM Stock 833034101   14,811 50 SH   SOLE 0 50 0 0
PEPSICO INC COM Stock 713448108   382,047 2,183 SH   SOLE 0 522 0 1,661
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201   2,240,420 29,371 SH   SOLE 0 23,987 0 5,384
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300   2,428,885 62,503 SH   SOLE 0 48,464 0 14,038
ISHARES CORE MODERATE ALLOCATION ETF ETF 464289875   21,818 510 SH   SOLE 0 375 0 135
KIMBERLY-CLARK CORP COM Stock 494368103   64,416 498 SH   SOLE 0 90 0 408
EATON VANCE MUN BD FD COM CEF 27827X101   15,784 1,525 SH   SOLE 0 1,525 0 0
TE CONNECTIVITY LTD SHS Stock H84989104   12,055 83 SH   SOLE 0 83 0 0
HONEYWELL INTL INC COM Stock 438516106   130,334 635 SH   SOLE 0 182 0 453
FORD MTR CO DEL COM Stock 345370860   3,052 230 SH   SOLE 0 0 0 229
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   527,207 4,586 SH   SOLE 0 4,586 0 0
US BANCORP DEL COM NEW Stock 902973304   14,304 320 SH   SOLE 0 85 0 235
HOME DEPOT INC COM Stock 437076102   352,192 918 SH   SOLE 0 734 0 184
BAXTER INTL INC COM Stock 071813109   26,584 622 SH   SOLE 0 0 0 622
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF ETF 381430479   10,303 225 SH   SOLE 0 225 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   399,334 1,599 SH   SOLE 0 451 0 1,148
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND ETF 33734X101   11,423 177 SH   SOLE 0 0 0 177
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243   399,855 16,334 SH   SOLE 0 5,448 0 10,885
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   4,447 28 SH   SOLE 0 28 0 0
BECTON DICKINSON & CO COM Stock 075887109   38,602 156 SH   SOLE 0 18 0 138
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   22,739 111 SH   SOLE 0 111 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   26,688 542 SH   SOLE 0 542 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   21,234 63 SH   SOLE 0 63 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409   41,507 190 SH   SOLE 0 0 0 190
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   30,906 498 SH   SOLE 0 498 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   31,689 415 SH   SOLE 0 415 0 0
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX ETF 33737A108   33,008 288 SH   SOLE 0 288 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHORT INCOME FUND ETF 46641Q837   19,502,238 386,566 SH   SOLE 0 235,045 0 151,520
AON PLC SHS CL A Stock G0403H108   37,043 111 SH   SOLE 0 19 0 92
GALLAGHER ARTHUR J & CO COM Stock 363576109   10,252 41 SH   SOLE 0 41 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   42,651 460 SH   SOLE 0 460 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474   512,455 17,214 SH   SOLE 0 12,936 0 4,277
LINCOLN ELEC HLDGS INC COM Stock 533900106   42,403 166 SH   SOLE 0 166 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   6,616,581 59,868 SH   SOLE 0 34,409 0 25,458
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,017,238 2,419 SH   SOLE 0 699 0 1,720
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   7,196 285 SH   SOLE 0 285 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326   503,609 7,502 SH   SOLE 0 3,224 0 4,278
ADOBE INC COM Stock 00724F101   22,202 44 SH   SOLE 0 44 0 0
SOUTHERN COPPER CORP COM Stock 84265V105   22,050 207 SH   SOLE 0 0 0 207
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   557,067 7,206 SH   SOLE 0 7,205 0 0
EXELON CORP COM Stock 30161N101   7,063 188 SH   SOLE 0 188 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   31,962 397 SH   SOLE 0 0 0 397
ALPHABET INC CAP STK CL A Stock 02079K305   620,322 4,110 SH   SOLE 0 1,420 0 2,690
PROGRESSIVE CORP COM Stock 743315103   9,721 47 SH   SOLE 0 47 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107   13,547 12 SH   SOLE 0 12 0 0
INTUIT COM Stock 461202103   5,200 8 SH   SOLE 0 8 0 0
HALLIBURTON CO COM Stock 406216101   39,735 1,008 SH   SOLE 0 0 0 1,008
CONSTELLATION BRANDS INC CL A Stock 21036P108   10,327 38 SH   SOLE 0 0 0 38
CSX CORP COM Stock 126408103   25,245 681 SH   SOLE 0 0 0 681
COMCAST CORP NEW CL A Stock 20030N101   83,622 1,929 SH   SOLE 0 279 0 1,650
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713   262,288 6,049 SH   SOLE 0 1,495 0 4,554
MICROSOFT CORP COM Stock 594918104   2,978,714 7,080 SH   SOLE 0 2,826 0 4,254
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663   1,228,665 30,511 SH   SOLE 0 15,172 0 15,338
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   1,117 128 SH   SOLE 0 128 0 0
CVS HEALTH CORP COM Stock 126650100   118,842 1,490 SH   SOLE 0 473 0 1,017
DTE ENERGY CO COM Stock 233331107   23,998 214 SH   SOLE 0 0 0 214
ISHARES ROBOTICS AND ARTIFICIAL INTELLIGENCE MULTISECTOR ETF ETF 46435U556   13,912 405 SH   SOLE 0 167 0 238
TILRAY BRANDS INC COM Stock 88688T100   12 5 SH   SOLE 0 5 0 0
AMERIPRISE FINL INC COM Stock 03076C106   11,399 26 SH   SOLE 0 26 0 0
FEDERAL AGRIC MTG CORP CL C Stock 313148306   71,664 364 SH   SOLE 0 364 0 0
VANGUARD ESG U.S. STOCK ETF ETF 921910733   170,191 1,826 SH   SOLE 0 426 0 1,400
VANGUARD SMALL-CAP ETF ETF 922908751   480,422 2,102 SH   SOLE 0 1,058 0 1,043
VANGUARD MID-CAP ETF ETF 922908629   658,631 2,636 SH   SOLE 0 1,713 0 923
NEXTERA ENERGY INC COM Stock 65339F101   33,936 531 SH   SOLE 0 531 0 0
NIKE INC CL B Stock 654106103   25,563 272 SH   SOLE 0 272 0 0
TESLA INC COM Stock 88160R101   124,987 711 SH   SOLE 0 330 0 381
YETI HLDGS INC COM Stock 98585X104   2,506 65 SH   SOLE 0 65 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   5,744,292 122,063 SH   SOLE 0 92,885 0 29,177
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF ETF 78468R648   16,155 336 SH   SOLE 0 336 0 0
SPDR S&P KENSHO CLEAN POWER ETF ETF 78468R655   65,342 1,009 SH   SOLE 0 721 0 288
VANGUARD HEALTH CARE ETF ETF 92204A504   52,481 194 SH   SOLE 0 25 0 169
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   17,775 422 SH   SOLE 0 422 0 0
ISHARES TRUST ISHARES USD GREEN BOND ETF ETF 46435U440   9,279 198 SH   SOLE 0 197 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   7,810 162 SH   SOLE 0 162 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   5,920 29 SH   SOLE 0 29 0 0
VANGUARD INDUSTRIALS ETF ETF 92204A603   26,368 108 SH   SOLE 0 108 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   271,608 518 SH   SOLE 0 468 0 50
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   33,811 445 SH   SOLE 0 445 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101   4,179 43 SH   SOLE 0 42 0 0
DOW INC COM Stock 260557103   6,720 116 SH   SOLE 0 116 0 0
ONESPAWORLD HOLDINGS LIMITED COM Stock P73684113   54,336 4,107 SH   SOLE 0 4,107 0 0
ZOOM VIDEO COMMUNICATIONS INC CL A Stock 98980L101   6,014 92 SH   SOLE 0 0 0 92
GLOBAL X LITHIUM & BATTERY TECH ETF ETF 37954Y855   7,020 155 SH   SOLE 0 105 0 50
VANGUARD S&P 500 ETF ETF 922908363   2,265,172 4,712 SH   SOLE 0 4,224 0 488
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   17,886 264 SH   SOLE 0 264 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   5,118 39 SH   SOLE 0 39 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   110,167 198 SH   SOLE 0 0 0 198
CONSOLIDATED EDISON INC COM Stock 209115104   6,084 67 SH   SOLE 0 67 0 0
GENERAL MTRS CO COM Stock 37045V100   9,428 208 SH   SOLE 0 0 0 207
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF ETF 381430230   83,891 1,666 SH   SOLE 0 266 0 1,400
ISHARES SELF-DRIVING EV & TECH ETF ETF 46435U366   26,936 857 SH   SOLE 0 857 0 0
JPMORGAN CORE PLUS BOND ETF JPMORGAN CORE PLUS BOND FUND ETF 46641Q670   12,834,838 275,160 SH   SOLE 0 188,104 0 87,055
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF ETF 46435U168   4,489 192 SH   SOLE 0 192 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   134,426 1,352 SH   SOLE 0 259 0 1,092
VANECK GOLD MINERS ETF ETF 92189F106   5,534 175 SH   SOLE 0 175 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   79,815 769 SH   SOLE 0 769 0 0
ISHARES CYBERSECURITY & TECH ETF ETF 46435U135   38,886 830 SH   SOLE 0 660 0 170
ELI LILLY & CO COM Stock 532457108   626,816 806 SH   SOLE 0 503 0 302
HASBRO INC COM Stock 418056107   5,935 105 SH   SOLE 0 0 0 105
AIR PRODS & CHEMS INC COM Stock 009158106   38,763 160 SH   SOLE 0 115 0 45
SCHWAB U.S. MID-CAP ETF ETF 808524508   42,506 522 SH   SOLE 0 522 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   8,924 148 SH   SOLE 0 148 0 0
BNY MELLON STRATEGIC MUNICIPALS CEF 05588W108   3,398 557 SH   SOLE 0 557 0 0
BLACKROCK MUNIYILD QULT FD INC COM CEF 09254F100   564 46 SH   SOLE 0 46 0 0
BLACKROCK MUNIHLDNGS CALI QLTY COM CEF 09254L107   1,189 108 SH   SOLE 0 108 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771   6,842 150 SH   SOLE 0 150 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   522,175 2,483 SH   SOLE 0 2,316 0 167
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND PIMCO ENHANCE ETF 72201R643   556,145 5,640 SH   SOLE 0 2,478 0 3,161
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   66,126 600 SH   SOLE 0 0 0 600
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   25,338 262 SH   SOLE 0 75 0 187
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   224,973 1,601 SH   SOLE 0 437 0 1,164
ISHARES IBONDS DEC 2027 TERM TREASURY ETF ETF 46436E841   244,371 11,028 SH   SOLE 0 11,027 0 0
STURM RUGER & CO INC COM Stock 864159108   4,615 100 SH   SOLE 0 0 0 100
ISHARES IBONDS DEC 2024 TERM TREASURY ETF ETF 46436E874   326,685 13,646 SH   SOLE 0 8,400 0 5,246
ISHARES IBONDS DEC 2025 TERM TREASURY ETF ETF 46436E866   326,289 14,046 SH   SOLE 0 8,643 0 5,403
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858   316,314 13,928 SH   SOLE 0 8,838 0 5,090
XEROX HOLDINGS CORP COM NEW Stock 98421M106   895 50 SH   SOLE 0 0 0 50
CARRIER GLOBAL CORPORATION COM Stock 14448C104   78,592 1,352 SH   SOLE 0 92 0 1,260
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A Stock 11275Q107   252 7 SH   SOLE 0 7 0 0
SYSCO CORP COM Stock 871829107   33,609 414 SH   SOLE 0 414 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   99,211 752 SH   SOLE 0 0 0 752
PUTNAM MANAGED MUN INCOME TR COM CEF 746823103   4,013 670 SH   SOLE 0 670 0 0
BLACKROCK MUNIVEST FD INC COM CEF 09253R105   10,117 1,433 SH   SOLE 0 1,433 0 0
JPMORGAN EQUITY PREMIUM INCOME FUND JPMORGAN EQUITY PREMIUM INCOME FUND ETF 46641Q332   1,077,323 18,619 SH   SOLE 0 5,877 0 12,742
ISHARES ESG AWARE MODERATE ALLOCATION ETF ETF 46436E684   7,453 276 SH   SOLE 0 276 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   2,193,017 17,803 SH   SOLE 0 6,640 0 11,162
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   19,176 168 SH   SOLE 0 168 0 0
KRANESHARES GLOBAL CARBON STRATEGY ETF ETF 500767678   12,089 393 SH   SOLE 0 248 0 145
ISHARES ESG AWARE AGGRESSIVE ALLOCATION ETF ETF 46436E668   13,121 385 SH   SOLE 0 385 0 0
MARATHON PETE CORP COM Stock 56585A102   57,428 285 SH   SOLE 0 285 0 0
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192   35,468 371 SH   SOLE 0 239 0 132
VANGUARD SMALL CAP VALUE ETF ETF 922908611   7,675 40 SH   SOLE 0 40 0 0
ISHARES ESG SCREENED S&P MID-CAP ETF ETF 46436E551   259,054 6,306 SH   SOLE 0 2,237 0 4,068
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF ETF 47103U845   130,858 2,579 SH   SOLE 0 2,579 0 0
BLACKROCK MUNIYIELD FD INC COM CEF 09253W104   4,656 421 SH   SOLE 0 421 0 0
VIATRIS INC COM Stock 92556V106   1,827 153 SH   SOLE 0 0 0 153
FIRST SOLAR INC COM Stock 336433107   11,647 69 SH   SOLE 0 69 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   8,878 193 SH   SOLE 0 193 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   22,467 413 SH   SOLE 0 413 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   195,802 1,860 SH   SOLE 0 0 0 1,860
ISHARES ESG AWARE GROWTH ALLOCATION ETF ETF 46436E676   699 23 SH   SOLE 0 23 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533   135,759 2,399 SH   SOLE 0 0 0 2,399
TRACTOR SUPPLY CO COM Stock 892356106   59,991 229 SH   SOLE 0 229 0 0
CAMBRIDGE BANCORP COM Stock 132152109   136,320 2,000 SH   SOLE 0 0 0 2,000
VISA INC COM CL A Stock 92826C839   349,408 1,252 SH   SOLE 0 685 0 567
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   36,740 675 SH   SOLE 0 0 0 675
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689   988,067 13,940 SH   SOLE 0 13,790 0 150
DT MIDSTREAM INC COMMON STOCK Stock 23345M107   6,538 107 SH   SOLE 0 0 0 107
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   4,819,945 57,669 SH   SOLE 0 6,949 0 50,718
INVESCO SOLAR ETF ETF 46138G706   8,167 180 SH   SOLE 0 0 0 180
ARCHER AVIATION INC COM CL A Stock 03945R102   924 200 SH   SOLE 0 0 0 200
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775   135,952 1,480 SH   SOLE 0 942 0 537
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100   4,570 210 SH   SOLE 0 10 0 200
VANGUARD VALUE ETF ETF 922908744   13,843 85 SH   SOLE 0 85 0 0
VANGUARD GROWTH ETF ETF 922908736   34,420 100 SH   SOLE 0 100 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   10,520 462 SH   SOLE 0 462 0 0
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   2,190 200 SH   SOLE 0 0 0 200
JPMORGAN INCOME ETF ETF 46641Q159   53,989 1,185 SH   SOLE 0 1,185 0 0
MFS HIGH INCOME MUN TR SH BEN INT CEF 59318D104   9,137 2,517 SH   SOLE 0 2,517 0 0
NUVEEN MUN VALUE FD INC COM CEF 670928100   49,699 5,706 SH   SOLE 0 1,636 0 4,070
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   33,031 155 SH   SOLE 0 155 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   6,718 34 SH   SOLE 0 0 0 34
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   9,339 81 SH   SOLE 0 81 0 0
ROYCE VALUE TR INC COM CEF 780910105   154,992 10,217 SH   SOLE 0 0 0 10,217
CONSTELLATION ENERGY CORP COM Stock 21037T109   11,461 62 SH   SOLE 0 62 0 0
META PLATFORMS INC CL A Stock 30303M102   393,805 811 SH   SOLE 0 100 0 711
GLOBAL X MLP ETF ETF 37954Y343   14,032 291 SH   SOLE 0 291 0 0
BNY MELLON STRATEGIC MUNI BOND CEF 09662E109   3,311 565 SH   SOLE 0 565 0 0
ZIMVIE INC COM Stock 98888T107   165 10 SH   SOLE 0 0 0 10
ISHARES AAA-A RATED CORPORATE BOND ETF ETF 46429B291   21,366 450 SH   SOLE 0 150 0 300
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101   13,085 1,069 SH   SOLE 0 1,069 0 0
VANGUARD MATERIALS ETF ETF 92204A801   8,177 40 SH   SOLE 0 40 0 0
EMBECTA CORP COMMON STOCK Stock 29082K105   358 27 SH   SOLE 0 0 0 27
COHEN & STEERS TOTAL RETURN RL COM CEF 19247R103   67,179 5,650 SH   SOLE 0 0 0 5,650
VIRTUS TOTAL RETURN FD INC COM CEF 92835W107   66,283 11,900 SH   SOLE 0 0 0 11,900
PACKAGING CORP AMER COM Stock 695156109   15,942 84 SH   SOLE 0 84 0 0
SAREPTA THERAPEUTICS INC COM Stock 803607100   647 5 SH   SOLE 0 5 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   5,114 18 SH   SOLE 0 18 0 0
FEDERATED HERMES PREM MUNI INM COM CEF 31423P108   3,686 333 SH   SOLE 0 333 0 0
INVESCO TR INVT GRADE MUNS COM CEF 46131M106   3,155 320 SH   SOLE 0 320 0 0
MONDELEZ INTL INC CL A Stock 609207105   3,780 54 SH   SOLE 0 54 0 0
BUILDERS FIRSTSOURCE INC COM Stock 12008R107   32,325 155 SH   SOLE 0 155 0 0
BROADCOM INC COM Stock 11135F101   169,652 128 SH   SOLE 0 128 0 0
D R HORTON INC COM Stock 23331A109   49,859 303 SH   SOLE 0 303 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   5,683 87 SH   SOLE 0 87 0 0
METLIFE INC COM Stock 59156R108   22,233 300 SH   SOLE 0 300 0 0
INVESCO FTSE RAFI US 1500 SMALL-MID ETF ETF 46137V597   267,104 6,800 SH   SOLE 0 0 0 6,800
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   34,609 510 SH   SOLE 0 510 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   6,481 67 SH   SOLE 0 67 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   182,952 2,465 SH   SOLE 0 2,465 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362   20,024 451 SH   SOLE 0 451 0 0
KINDER MORGAN INC DEL COM Stock 49456B101   57,452 3,133 SH   SOLE 0 3,132 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   98,437 284 SH   SOLE 0 284 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   8,546 94 SH   SOLE 0 44 0 50
KROGER CO COM Stock 501044101   79,868 1,398 SH   SOLE 0 598 0 800
ENBRIDGE INC COM Stock 29250N105   4,776 132 SH   SOLE 0 132 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   745,125 12,718 SH   SOLE 0 3,626 0 9,091
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200   832 27 SH   SOLE 0 27 0 0
MILLERKNOLL INC COM Stock 600544100   7,428 300 SH   SOLE 0 0 0 300
NVIDIA CORPORATION COM Stock 67066G104   495,151 548 SH   SOLE 0 548 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646   970,119 18,918 SH   SOLE 0 6,053 0 12,865
ISHARES SHORT TREASURY BOND ETF ETF 464288679   17,841,654 161,405 SH   SOLE 0 93,121 0 68,283
GRAINGER W W INC COM Stock 384802104   244,152 240 SH   SOLE 0 0 0 240
ABBVIE INC COM Stock 00287Y109   168,078 923 SH   SOLE 0 660 0 263
S&P GLOBAL INC COM Stock 78409V104   71,901 169 SH   SOLE 0 169 0 0
BLACKROCK CALIF MUN INCOME TR SH BEN INT CEF 09248E102   8,168 691 SH   SOLE 0 691 0 0
INVESCO ADVANTAGE MUN INCOME T SH BEN INT CEF 46132E103   3,094 364 SH   SOLE 0 364 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   77,813 1,508 SH   SOLE 0 1,328 0 180
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   22,932 391 SH   SOLE 0 391 0 0
NORWEGIAN CRUISE LINE HLDG LTD SHS Stock G66721104   2,093 100 SH   SOLE 0 0 0 100
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND ETF 33738R118   5,852 84 SH   SOLE 0 84 0 0
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105   1,187 3 SH   SOLE 0 3 0 0
ZOETIS INC CL A Stock 98978V103   54,486 322 SH   SOLE 0 322 0 0
BLACKROCK MUNIYIELD QUALITY FD COM CEF 09254E103   974 85 SH   SOLE 0 85 0 0
BLACKROCK MUNIYIELD QUALITY FD COM CEF 09254G108   4,025 383 SH   SOLE 0 383 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863   594,708 18,452 SH   SOLE 0 11,933 0 6,519
GLOBUS MED INC CL A Stock 379577208   1,448 27 SH   SOLE 0 27 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   4,333 16 SH   SOLE 0 16 0 0
CASELLA WASTE SYS INC CL A Stock 147448104   158,192 1,600 SH   SOLE 0 100 0 1,500
BLACKSTONE INC COM Stock 09260D107   8,670 66 SH   SOLE 0 66 0 0
FORTREA HLDGS INC COMMON STOCK Stock 34965K107   7,627 190 SH   SOLE 0 0 0 190
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   13,198 100 SH   SOLE 0 0 0 100
ROCKWELL AUTOMATION INC COM Stock 773903109   14,567 50 SH   SOLE 0 50 0 0
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101   4,802 419 SH   SOLE 0 419 0 0
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106   9,708 799 SH   SOLE 0 799 0 0
STRYKER CORPORATION COM Stock 863667101   62,269 174 SH   SOLE 0 44 0 130
QUALCOMM INC COM Stock 747525103   4,233 25 SH   SOLE 0 25 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   423,248 10,051 SH   SOLE 0 8,835 0 1,216
GENERAL DYNAMICS CORP COM Stock 369550108   127,121 450 SH   SOLE 0 100 0 350
DISCOVER FINL SVCS COM Stock 254709108   7,079 54 SH   SOLE 0 0 0 54
MCDONALDS CORP COM Stock 580135101   234,019 830 SH   SOLE 0 438 0 392
AMETEK INC COM Stock 031100100   45,176 247 SH   SOLE 0 247 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   29,547 215 SH   SOLE 0 215 0 0
DOVER CORP COM Stock 260003108   6,910 39 SH   SOLE 0 39 0 0
CISCO SYS INC COM Stock 17275R102   138,600 2,777 SH   SOLE 0 1,279 0 1,498
COHEN & STEERS INFRASTRUCTURE COM CEF 19248A109   3,465 147 SH   SOLE 0 147 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   34,141 406 SH   SOLE 0 406 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   2,707 15 SH   SOLE 0 15 0 0
CDW CORP COM Stock 12514G108   69,572 272 SH   SOLE 0 272 0 0
AT&T INC COM Stock 00206R102   47,034 2,672 SH   SOLE 0 1,311 0 1,361
REDDIT INC CL A Stock 75734B100   4,932 100 SH   SOLE 0 0 0 100
VANGUARD FINANCIALS ETF ETF 92204A405   8,601 84 SH   SOLE 0 84 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556   48,266 352 SH   SOLE 0 11 0 340
GE AEROSPACE COM NEW Stock 369604301   50,261 286 SH   SOLE 0 135 0 151
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   449,983 2,738 SH   SOLE 0 1,352 0 1,385
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   50,705 500 SH   SOLE 0 500 0 0
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865   492,379 11,607 SH   SOLE 0 1,184 0 10,423
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   5,407 209 SH   SOLE 0 209 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   1,826,470 26,178 SH   SOLE 0 4,808 0 21,370
FIDELITY COVINGTON TRUST MSCI CONSUMER STAPLES INDEX ETF ETF 316092303   19,032 400 SH   SOLE 0 0 0 400
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   184,203 1,182 SH   SOLE 0 1,097 0 85
ISHARES S&P 500 VALUE ETF ETF 464287408   119,185 638 SH   SOLE 0 638 0 0
LULULEMON ATHLETICA INC COM Stock 550021109   8,985 23 SH   SOLE 0 23 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   463,238 5,486 SH   SOLE 0 5,486 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   60,436,856 114,958 SH   SOLE 0 72,542 0 42,415
THE CIGNA GROUP COM Stock 125523100   214,355 590 SH   SOLE 0 270 0 320
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407   33,989 799 SH   SOLE 0 350 0 448
WELLS FARGO CO NEW COM Stock 949746101   39,471 681 SH   SOLE 0 317 0 364
UNION PAC CORP COM Stock 907818108   18,199 74 SH   SOLE 0 74 0 0
CINTAS CORP COM Stock 172908105   4,809 7 SH   SOLE 0 7 0 0
SALESFORCE INC COM Stock 79466L302   140,651 467 SH   SOLE 0 0 0 467
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   5,921 66 SH   SOLE 0 66 0 0
PITNEY BOWES INC COM Stock 724479100   1,797 415 SH   SOLE 0 0 0 415
DARDEN RESTAURANTS INC COM Stock 237194105   7,187 43 SH   SOLE 0 43 0 0
IDEXX LABS INC COM Stock 45168D104   64,792 120 SH   SOLE 0 120 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   593,997 1,022 SH   SOLE 0 355 0 667
VANGUARD MID-CAP VALUE ETF ETF 922908512   9,355 60 SH   SOLE 0 60 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   177,399 390 SH   SOLE 0 65 0 325
JPMORGAN CHASE & CO COM Stock 46625H100   483,324 2,413 SH   SOLE 0 1,043 0 1,370
INTERNATIONAL PAPER CO COM Stock 460146103   4,253 109 SH   SOLE 0 109 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   3,690,305 101,970 SH   SOLE 0 55,109 0 46,861
CHEVRON CORP NEW COM Stock 166764100   111,680 708 SH   SOLE 0 708 0 0
CONOCOPHILLIPS COM Stock 20825C104   37,929 298 SH   SOLE 0 298 0 0
BRUNSWICK CORP COM Stock 117043109   25,771 267 SH   SOLE 0 67 0 200
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   28,127,608 560,646 SH   SOLE 0 347,371 0 213,274
DANAHER CORPORATION COM Stock 235851102   53,940 216 SH   SOLE 0 216 0 0
M & T BK CORP COM Stock 55261F104   58,238 400 SH   SOLE 0 194 0 206
TJX COS INC NEW COM Stock 872540109   117,572 1,159 SH   SOLE 0 75 0 1,084
BANK AMERICA CORP COM Stock 060505104   35,228 929 SH   SOLE 0 74 0 855
VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108   7,308 23 SH   SOLE 0 23 0 0
BLACKROCK MUNIHLDGS NY QLTY FD COM CEF 09255C106   508 48 SH   SOLE 0 48 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   9,449 72 SH   SOLE 0 72 0 0
WALMART INC COM Stock 931142103   18,773 312 SH   SOLE 0 312 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   29,021 1,035 SH   SOLE 0 1,035 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   338,787 1,774 SH   SOLE 0 115 0 1,659
ORACLE CORP COM Stock 68389X105   88,053 701 SH   SOLE 0 625 0 76
RTX CORPORATION COM Stock 75513E101   337,401 3,459 SH   SOLE 0 1,453 0 2,006
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   279,028 6,680 SH   SOLE 0 6,380 0 300
TEXAS INSTRS INC COM Stock 882508104   15,679 90 SH   SOLE 0 90 0 0
TARGET CORP COM Stock 87612E106   23,392 132 SH   SOLE 0 132 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   19,358 160 SH   SOLE 0 0 0 160
PFIZER INC COM Stock 717081103   239,210 8,620 SH   SOLE 0 1,339 0 7,281
3M CO COM Stock 88579Y101   36,170 341 SH   SOLE 0 341 0 0
KLA CORP COM NEW Stock 482480100   3,493 5 SH   SOLE 0 5 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   7,040 65 SH   SOLE 0 65 0 0
HP INC COM Stock 40434L105   28,860 955 SH   SOLE 0 955 0 0
GILEAD SCIENCES INC COM Stock 375558103   62,849 858 SH   SOLE 0 83 0 775
CATERPILLAR INC COM Stock 149123101   56,797 155 SH   SOLE 0 0 0 155
TRINET GROUP INC COM Stock 896288107   2,385 18 SH   SOLE 0 18 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   406,534 2,670 SH   SOLE 0 2,670 0 0
AMERICAN EXPRESS CO COM Stock 025816109   184,201 809 SH   SOLE 0 139 0 670
AMGEN INC COM Stock 031162100   521,134 1,833 SH   SOLE 0 50 0 1,782
APPLIED MATLS INC COM Stock 038222105   6,187 30 SH   SOLE 0 30 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107   54,599 550 SH   SOLE 0 0 0 550
ANALOG DEVICES INC COM Stock 032654105   5,736 29 SH   SOLE 0 29 0 0
TYSON FOODS INC CL A Stock 902494103   31,362 534 SH   SOLE 0 0 0 534
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND ETF 33733E203   15,069 98 SH   SOLE 0 0 0 98
HUMANA INC COM Stock 444859102   149,090 430 SH   SOLE 0 60 0 370
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105   18,044 1,630 SH   SOLE 0 1,630 0 0
UNITED STATES STL CORP NEW COM Stock 912909108   2,610 64 SH   SOLE 0 64 0 0
CANADIAN NATL RY CO COM Stock 136375102   70,070 532 SH   SOLE 0 532 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671   21,395,294 182,538 SH   SOLE 0 112,669 0 69,868
ISHARES CORE S&P US VALUE ETF ETF 464287663   1,039,235 11,491 SH   SOLE 0 7,365 0 4,125
ISHARES U.S. CONSUMER DISCRETIONARY ETF ETF 464287580   81,970 1,000 SH   SOLE 0 0 0 1,000
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   1,986,066 10,876 SH   SOLE 0 6,177 0 4,699
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   37,117,698 378,984 SH   SOLE 0 244,458 0 134,525
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   1,107,843 19,081 SH   SOLE 0 13,403 0 5,678
EATON CORP PLC SHS Stock G29183103   46,902 150 SH   SOLE 0 150 0 0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537   551,426 23,140 SH   SOLE 0 7,928 0 15,212
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878   955,938 18,907 SH   SOLE 0 13,041 0 5,866
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   7,231 125 SH   SOLE 0 0 0 125
BLACKROCK MUNIVEST FD II INC COM CEF 09253T101   3,480 319 SH   SOLE 0 319 0 0
INVESCO MUN OPPORTUNITY TR COM CEF 46132C107   13,729 1,411 SH   SOLE 0 1,411 0 0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT Stock G16252101   2,341 75 SH   SOLE 0 75 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   12,331 120 SH   SOLE 0 120 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   164,778 1,393 SH   SOLE 0 1,393 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   11,534 550 SH   SOLE 0 550 0 0
PIMCO MUN INCOME FD COM CEF 72200R107   355 38 SH   SOLE 0 38 0 0
DNP SELECT INCOME FD INC COM CEF 23325P104   115,779 12,765 SH   SOLE 0 0 0 12,765
AXCELIS TECHNOLOGIES INC COM NEW Stock 054540208   3,903 35 SH   SOLE 0 35 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND ETF 33733E500   26,149 754 SH   SOLE 0 0 0 754
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   117,040 1,600 SH   SOLE 0 1,600 0 0
JOHN HANCOCK MULTIFACTOR MID CAP ETF ETF 47804J206   19,853 346 SH   SOLE 0 346 0 0
LAM RESEARCH CORP COM Stock 512807108   407,088 419 SH   SOLE 0 391 0 28
FIRST TRUST WATER ETF ETF 33733B100   1,563,363 15,312 SH   SOLE 0 9,720 0 5,592
PARKER-HANNIFIN CORP COM Stock 701094104   9,448 17 SH   SOLE 0 17 0 0
FIDELITY TOTAL BOND ETF ETF 316188309   25,101,178 553,988 SH   SOLE 0 377,027 0 176,960
PNC FINL SVCS GROUP INC COM Stock 693475105   6,141 38 SH   SOLE 0 0 0 38
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   35,033 646 SH   SOLE 0 410 0 236
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF ETF 46431W853   21,870 810 SH   SOLE 0 0 0 810
REALTY INCOME CORP COM REIT 756109104   3,625 67 SH   SOLE 0 0 0 67
ALTRIA GROUP INC COM Stock 02209S103   4,362 100 SH   SOLE 0 0 0 100
DOMINION ENERGY INC COM Stock 25746U109   4,919 100 SH   SOLE 0 100 0 0
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857   32,613 1,250 SH   SOLE 0 550 0 700
AGILENT TECHNOLOGIES INC COM Stock 00846U101   43,653 300 SH   SOLE 0 300 0 0
EXXON MOBIL CORP COM Stock 30231G102   145,835 1,255 SH   SOLE 0 883 0 371
UNITEDHEALTH GROUP INC COM Stock 91324P102   413,075 835 SH   SOLE 0 340 0 495
PRICE T ROWE GROUP INC COM Stock 74144T108   12,192 100 SH   SOLE 0 0 0 100
TRAVELERS COMPANIES INC COM Stock 89417E109   15,419 67 SH   SOLE 0 0 0 67
ISHARES EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381   110,118 1,847 SH   SOLE 0 1,137 0 710
LOWES COS INC COM Stock 548661107   10,189 40 SH   SOLE 0 40 0 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF ETF 00214Q203   6,128 112 SH   SOLE 0 0 0 112
DEERE & CO COM Stock 244199105   80,094 195 SH   SOLE 0 195 0 0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705   81,815 870 SH   SOLE 0 870 0 0
PATTERSON COS INC COM Stock 703395103   22,784 824 SH   SOLE 0 0 0 824
COLGATE PALMOLIVE CO COM Stock 194162103   9,005 100 SH   SOLE 0 100 0 0
U.S. GLOBAL JETS ETF ETF 26922A842   4,958 236 SH   SOLE 0 236 0 0
APPLE HOSPITALITY REIT INC COM NEW REIT 03784Y200   8,190 500 SH   SOLE 0 0 0 500
PAYPAL HLDGS INC COM Stock 70450Y103   13,800 206 SH   SOLE 0 33 0 173
ISHARES MSCI ACWI LOW CARBON TARGET ETF ETF 46434V464   1,795 10 SH   SOLE 0 10 0 0
SCHWAB CHARLES CORP COM Stock 808513105   10,851 150 SH   SOLE 0 150 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509   38,885 644 SH   SOLE 0 644 0 0
AUTOZONE INC COM Stock 053332102   47,275 15 SH   SOLE 0 15 0 0
BLACKROCK INC COM Stock 09247X101   64,195 77 SH   SOLE 0 77 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   7,894,244 129,968 SH   SOLE 0 71,230 0 58,737
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   24,339 1,741 SH   SOLE 0 300 0 1,441
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   278,553 5,505 SH   SOLE 0 5,505 0 0
ISHARES MSCI EAFE ETF ETF 464287465   500,243 6,264 SH   SOLE 0 4,506 0 1,758
APPLE INC COM Stock 037833100   4,137,339 24,127 SH   SOLE 0 5,691 0 18,435
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   13,472 543 SH   SOLE 0 543 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   17,535 700 SH   SOLE 0 700 0 0
ABBOTT LABS COM Stock 002824100   75,129 661 SH   SOLE 0 406 0 255
DISNEY WALT CO COM Stock 254687106   39,335 321 SH   SOLE 0 0 0 321
BOOKING HOLDINGS INC COM Stock 09857L108   7,256 2 SH   SOLE 0 2 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   10,299 50 SH   SOLE 0 50 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   1,114,243 6,221 SH   SOLE 0 221 0 6,000