The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   838,102 6,593 SH   SOLE 0 1,495 0 5,098
INVESCO QQQ TRUST SERIES I ETF 46090E103   1,711,096 4,776 SH   SOLE 0 1,060 0 3,715
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   54,425 332 SH   SOLE 0 332 0 0
STARBUCKS CORP COM Stock 855244109   30,393 333 SH   SOLE 0 0 0 333
HANCOCK JOHN INVT TR II COM CEF 410142103   608 50 SH   SOLE 0 0 0 50
INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF ETF 46138J858   4,231 180 SH   SOLE 0 180 0 0
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107   400,800 13,347 SH   SOLE 0 4,320 0 9,026
ELEVANCE HEALTH INC COM Stock 036752103   50,073 115 SH   SOLE 0 0 0 115
ISHARES GOLD TRUST ETF 464285204   57,454 1,642 SH   SOLE 0 52 0 1,590
EBAY INC. COM Stock 278642103   7,628 173 SH   SOLE 0 0 0 173
DOLLAR GEN CORP NEW COM Stock 256677105   2,857 27 SH   SOLE 0 27 0 0
BAR HBR BANKSHARES COM Stock 066849100   31,376 1,328 SH   SOLE 0 27 0 1,300
BLACKROCK MUNIYIELD N Y QUALIT COM CEF 09255E102   532 60 SH   SOLE 0 60 0 0
PIMCO CALIF MUN INCOME FD III COM CEF 72201C109   2,350 343 SH   SOLE 0 343 0 0
JOHNSON & JOHNSON COM Stock 478160104   306,205 1,966 SH   SOLE 0 769 0 1,197
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Stock G7997R103   1,979 30 SH   SOLE 0 0 0 30
WASTE MGMT INC DEL COM Stock 94106L109   103,659 680 SH   SOLE 0 20 0 660
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   8,072 38 SH   SOLE 0 38 0 0
VANGUARD ENERGY ETF ETF 92204A306   12,294 97 SH   SOLE 0 97 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   16,049 225 SH   SOLE 0 225 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   18,567 300 SH   SOLE 0 300 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   598,858 1,060 SH   SOLE 0 833 0 227
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   99,050 2,610 SH   SOLE 0 0 0 2,610
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570   7,937,523 97,501 SH   SOLE 0 69,271 0 28,229
SHELL PLC SPON ADS ADR 780259305   3,477 54 SH   SOLE 0 54 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   3,271 96 SH   SOLE 0 96 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   232,647 1,595 SH   SOLE 0 1,305 0 290
COCA COLA CO COM Stock 191216100   177,233 3,166 SH   SOLE 0 1,614 0 1,552
BLACKROCK MUNICIPAL INCOME COM CEF 09253X102   11,449 1,128 SH   SOLE 0 1,128 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT CEF 746922103   10,957 1,191 SH   SOLE 0 1,191 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   2,971 11 SH   SOLE 0 0 0 11
BLACKROCK MUNI INCOME TR II COM CEF 09249N101   11,553 1,264 SH   SOLE 0 1,264 0 0
GENERAL MLS INC COM Stock 370334104   25,596 400 SH   SOLE 0 72 0 328
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   10,960 545 SH   SOLE 0 545 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   440,853 2,828 SH   SOLE 0 223 0 2,605
MARRIOTT INTL INC NEW CL A Stock 571903202   52,482 267 SH   SOLE 0 27 0 240
VANGUARD REAL ESTATE ETF ETF 922908553   88,447 1,169 SH   SOLE 0 319 0 850
BIOGEN INC COM Stock 09062X103   237,734 925 SH   SOLE 0 925 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   223,768 4,760 SH   SOLE 0 0 0 4,760
ALLIANCEBERNSTEIN NATL MUN INM COM CEF 01864U106   3,222 345 SH   SOLE 0 345 0 0
INTEL CORP COM Stock 458140100   175,781 4,945 SH   SOLE 0 522 0 4,422
STATE STR CORP COM Stock 857477103   7,500 112 SH   SOLE 0 12 0 100
MEDTRONIC PLC SHS Stock G5960L103   17,239 220 SH   SOLE 0 220 0 0
CLOROX CO DEL COM Stock 189054109   5,242 40 SH   SOLE 0 40 0 0
NETFLIX INC COM Stock 64110L106   26,432 70 SH   SOLE 0 70 0 0
PAYCHEX INC COM Stock 704326107   81,538 707 SH   SOLE 0 145 0 562
ISHARES CORE AGGRESSIVE ALLOCATION ETF ETF 464289859   154,264 2,430 SH   SOLE 0 2,319 0 110
ISHARES SILVER TRUST ETF 46428Q109   40,151 1,974 SH   SOLE 0 0 0 1,974
FORTIS INC COM Stock 349553107   3,457 91 SH   SOLE 0 91 0 0
ISHARES CORE GROWTH ALLOCATION ETF ETF 464289867   312,703 6,329 SH   SOLE 0 2,661 0 3,667
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   3,353,629 48,512 SH   SOLE 0 38,611 0 9,900
LAUDER ESTEE COS INC CL A Stock 518439104   2,891 20 SH   SOLE 0 20 0 0
ISHARES MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF ETF 46435G532   24,294 326 SH   SOLE 0 326 0 0
SUN LIFE FINANCIAL INC. COM Stock 866796105   975 20 SH   SOLE 0 19 0 0
MERCK & CO INC COM Stock 58933Y105   58,887 572 SH   SOLE 0 308 0 264
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   46,287 450 SH   SOLE 0 450 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   194,931 456 SH   SOLE 0 456 0 0
FIDELITY HIGH DIVIDEND ETF ETF 316092840   8,281,663 214,606 SH   SOLE 0 141,271 0 73,334
MCKESSON CORP COM Stock 58155Q103   17,829 41 SH   SOLE 0 41 0 0
FIDELITY DIVIDEND ETF FOR RISING RATES ETF 316092832   2,338,199 58,793 SH   SOLE 0 12,484 0 46,308
AURORA CANNABIS INC COM Stock 05156X884   2 4 SH   SOLE 0 4 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   37,611 95 SH   SOLE 0 95 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100   2 32 SH   SOLE 0 32 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   101,106 439 SH   SOLE 0 228 0 211
CRISPR THERAPEUTICS AG NAMEN AKT Stock H17182108   1,861 41 SH   SOLE 0 41 0 0
EMERSON ELEC CO COM Stock 291011104   118,685 1,229 SH   SOLE 0 787 0 442
ALCOA CORP COM Stock 013872106   87,180 3,000 SH   SOLE 0 0 0 3,000
ISHARES CORE CONSERVATIVE ALLOCATION ETF ETF 464289883   29,512 869 SH   SOLE 0 193 0 676
DIAGEO PLC SPON ADR NEW ADR 25243Q205   7,161 48 SH   SOLE 0 0 0 48
ANNALY CAPITAL MANAGEMENT INC COM NEW REIT 035710839   4,703 250 SH   SOLE 0 0 0 250
ISHARES TIPS BOND ETF ETF 464287176   152,261 1,468 SH   SOLE 0 1,208 0 260
CONDUENT INC COM Stock 206787103   139 40 SH   SOLE 0 0 0 40
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF ETF 46138J833   4,047 180 SH   SOLE 0 180 0 0
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   2,642 844 SH   SOLE 0 844 0 0
ISHARES U.S. HOME CONSTRUCTION ETF ETF 464288752   11,224 143 SH   SOLE 0 143 0 0
CORNING INC COM Stock 219350105   5,942 195 SH   SOLE 0 0 0 195
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   6,582 95 SH   SOLE 0 95 0 0
JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF ETF 46641Q878   4,564 104 SH   SOLE 0 104 0 0
HOWMET AEROSPACE INC COM Stock 443201108   539,368 11,662 SH   SOLE 0 0 0 11,662
TEGNA INC COM Stock 87901J105   32,783 2,250 SH   SOLE 0 2,250 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   1,422,053 43,877 SH   SOLE 0 9,960 0 33,916
CHUBB LIMITED COM Stock H1467J104   6,037 29 SH   SOLE 0 0 0 29
SONOCO PRODS CO COM Stock 835495102   5,435 100 SH   SOLE 0 0 0 100
FEDEX CORP COM Stock 31428X106   47,686 180 SH   SOLE 0 50 0 130
SNAP ON INC COM Stock 833034101   19,385 76 SH   SOLE 0 76 0 0
PEPSICO INC COM Stock 713448108   369,888 2,183 SH   SOLE 0 522 0 1,661
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201   1,369,655 22,839 SH   SOLE 0 19,414 0 3,425
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300   1,667,329 49,638 SH   SOLE 0 38,840 0 10,797
ISHARES CORE MODERATE ALLOCATION ETF ETF 464289875   24,331 625 SH   SOLE 0 375 0 250
KIMBERLY-CLARK CORP COM Stock 494368103   60,788 503 SH   SOLE 0 90 0 413
EATON VANCE MUN BD FD COM CEF 27827X101   13,664 1,525 SH   SOLE 0 1,525 0 0
TE CONNECTIVITY LTD SHS Stock H84989104   10,253 83 SH   SOLE 0 83 0 0
HONEYWELL INTL INC COM Stock 438516106   120,635 653 SH   SOLE 0 200 0 453
FORD MTR CO DEL COM Stock 345370860   5,225 421 SH   SOLE 0 100 0 320
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   431,610 4,596 SH   SOLE 0 4,596 0 0
US BANCORP DEL COM NEW Stock 902973304   12,364 374 SH   SOLE 0 139 0 235
HOME DEPOT INC COM Stock 437076102   304,275 1,007 SH   SOLE 0 773 0 234
BAXTER INTL INC COM Stock 071813109   23,474 622 SH   SOLE 0 0 0 622
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF ETF 381430479   9,722 225 SH   SOLE 0 225 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   384,687 1,599 SH   SOLE 0 451 0 1,148
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND ETF 33734X101   9,029 177 SH   SOLE 0 0 0 177
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243   1,708,801 71,889 SH   SOLE 0 55,524 0 16,364
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   3,795 28 SH   SOLE 0 28 0 0
BECTON DICKINSON & CO COM Stock 075887109   40,331 156 SH   SOLE 0 18 0 138
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   19,875 111 SH   SOLE 0 111 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   22,450 542 SH   SOLE 0 542 0 0
KEYCORP COM Stock 493267108   947 88 SH   SOLE 0 88 0 0
AI POWERED EQUITY ETF ETF 26924G813   20,363 684 SH   SOLE 0 0 0 684
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   53,996 203 SH   SOLE 0 63 0 140
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409   38,200 190 SH   SOLE 0 0 0 190
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   25,199 498 SH   SOLE 0 498 0 0
WHIRLPOOL CORP COM Stock 963320106   2,139 16 SH   SOLE 0 16 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   28,556 415 SH   SOLE 0 415 0 0
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX ETF 33737A108   27,040 288 SH   SOLE 0 288 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   26,011,206 518,358 SH   SOLE 0 296,800 0 221,557
AON PLC SHS CL A Stock G0403H108   57,063 176 SH   SOLE 0 84 0 92
GALLAGHER ARTHUR J & CO COM Stock 363576109   15,271 67 SH   SOLE 0 67 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   33,451 460 SH   SOLE 0 460 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474   7,305,727 249,172 SH   SOLE 0 169,798 0 79,373
LINCOLN ELEC HLDGS INC COM Stock 533900106   30,177 166 SH   SOLE 0 166 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   5,317,767 56,374 SH   SOLE 0 33,524 0 22,849
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   871,196 2,487 SH   SOLE 0 767 0 1,720
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   6,823 285 SH   SOLE 0 285 0 0
PIMCO RAFI DYNAMIC MULTI-FACTOR EMERGING MARKETS EQUITY ETF ETF 72202L389   39,868 2,199 SH   SOLE 0 2,199 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326   438,382 7,522 SH   SOLE 0 3,144 0 4,378
KRANESHARES ELECTRIC VEHICLES & FUTURE MOBILITY INDEX ETF ETF 500767827   1,294 47 SH   SOLE 0 47 0 0
ADOBE INC COM Stock 00724F101   30,084 59 SH   SOLE 0 59 0 0
SOUTHERN COPPER CORP COM Stock 84265V105   15,585 207 SH   SOLE 0 0 0 207
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   899,124 11,964 SH   SOLE 0 11,964 0 0
EXELON CORP COM Stock 30161N101   7,105 188 SH   SOLE 0 188 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   30,164 397 SH   SOLE 0 0 0 397
ALPHABET INC CAP STK CL A Stock 02079K305   565,315 4,320 SH   SOLE 0 1,420 0 2,900
PROGRESSIVE CORP COM Stock 743315103   6,547 47 SH   SOLE 0 47 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107   10,906 12 SH   SOLE 0 12 0 0
INTUIT COM Stock 461202103   4,088 8 SH   SOLE 0 8 0 0
HALLIBURTON CO COM Stock 406216101   48,803 1,205 SH   SOLE 0 197 0 1,008
CONSTELLATION BRANDS INC CL A Stock 21036P108   10,556 42 SH   SOLE 0 4 0 38
CSX CORP COM Stock 126408103   20,941 681 SH   SOLE 0 0 0 681
COMCAST CORP NEW CL A Stock 20030N101   85,532 1,929 SH   SOLE 0 279 0 1,650
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713   505,894 13,826 SH   SOLE 0 3,026 0 10,799
MICROSOFT CORP COM Stock 594918104   2,371,914 7,512 SH   SOLE 0 2,996 0 4,516
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663   1,583,065 47,045 SH   SOLE 0 18,011 0 29,033
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   2,965 273 SH   SOLE 0 128 0 145
CVS HEALTH CORP COM Stock 126650100   106,476 1,525 SH   SOLE 0 508 0 1,017
DTE ENERGY CO COM Stock 233331107   21,246 214 SH   SOLE 0 0 0 214
ISHARES ROBOTICS AND ARTIFICIAL INTELLIGENCE MULTISECTOR ETF ETF 46435U556   28,311 927 SH   SOLE 0 236 0 691
TILRAY BRANDS INC COM Stock 88688T100   12 5 SH   SOLE 0 5 0 0
AMERIPRISE FINL INC COM Stock 03076C106   13,187 40 SH   SOLE 0 40 0 0
AVERY DENNISON CORP COM Stock 053611109   10,412 57 SH   SOLE 0 57 0 0
FEDERAL AGRIC MTG CORP CL C Stock 313148306   56,165 364 SH   SOLE 0 364 0 0
VANGUARD ESG U.S. STOCK ETF ETF 921910733   185,919 2,472 SH   SOLE 0 71 0 2,400
BOEING CO COM Stock 097023105   7,667 40 SH   SOLE 0 30 0 10
VANGUARD SMALL-CAP ETF ETF 922908751   269,459 1,425 SH   SOLE 0 605 0 820
VANGUARD MID-CAP ETF ETF 922908629   457,295 2,196 SH   SOLE 0 1,414 0 782
NEXTERA ENERGY INC COM Stock 65339F101   42,165 736 SH   SOLE 0 736 0 0
NIKE INC CL B Stock 654106103   30,694 321 SH   SOLE 0 321 0 0
TESLA INC COM Stock 88160R101   340,549 1,361 SH   SOLE 0 330 0 1,031
MSCI INC COM Stock 55354G100   5,644 11 SH   SOLE 0 11 0 0
YETI HLDGS INC COM Stock 98585X104   3,134 65 SH   SOLE 0 65 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   4,658,495 102,837 SH   SOLE 0 80,215 0 22,620
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF ETF 78468R648   16,198 409 SH   SOLE 0 409 0 0
SPDR S&P KENSHO CLEAN POWER ETF ETF 78468R655   145,233 2,153 SH   SOLE 0 1,465 0 688
VANGUARD HEALTH CARE ETF ETF 92204A504   64,653 275 SH   SOLE 0 25 0 250
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   13,998 422 SH   SOLE 0 422 0 0
ISHARES TRUST ISHARES USD GREEN BOND ETF ETF 46435U440   22,746 504 SH   SOLE 0 504 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   7,758 162 SH   SOLE 0 162 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   5,297 29 SH   SOLE 0 29 0 0
VANGUARD INDUSTRIALS ETF ETF 92204A603   21,058 108 SH   SOLE 0 108 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   219,897 530 SH   SOLE 0 468 0 62
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   28,685 445 SH   SOLE 0 445 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101   3,566 43 SH   SOLE 0 42 0 0
DOW INC COM Stock 260557103   5,981 116 SH   SOLE 0 116 0 0
ONESPAWORLD HOLDINGS LIMITED COM Stock P73684113   46,081 4,107 SH   SOLE 0 4,107 0 0
ZOOM VIDEO COMMUNICATIONS INC CL A Stock 98980L101   6,434 92 SH   SOLE 0 0 0 92
GLOBAL X LITHIUM & BATTERY TECH ETF ETF 37954Y855   23,061 418 SH   SOLE 0 168 0 250
VANGUARD S&P 500 ETF ETF 922908363   1,806,471 4,600 SH   SOLE 0 4,112 0 488
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   17,878 264 SH   SOLE 0 264 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   4,102 39 SH   SOLE 0 39 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   90,415 198 SH   SOLE 0 0 0 198
CONSOLIDATED EDISON INC COM Stock 209115104   5,731 67 SH   SOLE 0 67 0 0
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF ETF 381430230   760,886 15,236 SH   SOLE 0 2,792 0 12,444
ISHARES SELF-DRIVING EV & TECH ETF ETF 46435U366   31,872 857 SH   SOLE 0 857 0 0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF ETF 46435U168   4,403 192 SH   SOLE 0 192 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   282,119 2,911 SH   SOLE 0 1,804 0 1,106
VANECK GOLD MINERS ETF ETF 92189F106   4,709 175 SH   SOLE 0 175 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   66,365 769 SH   SOLE 0 769 0 0
ISHARES CYBERSECURITY & TECH ETF ETF 46435U135   64,887 1,685 SH   SOLE 0 901 0 783
ELI LILLY & CO COM Stock 532457108   466,766 869 SH   SOLE 0 520 0 349
HASBRO INC COM Stock 418056107   6,945 105 SH   SOLE 0 0 0 105
ISHARES S&P GSCI COMMODITY INDEXED TRUST ETF 46428R107   968 43 SH   SOLE 0 43 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   50,162 177 SH   SOLE 0 132 0 45
SCHWAB U.S. REIT ETF ETF 808524847   9,851 555 SH   SOLE 0 555 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   35,329 522 SH   SOLE 0 522 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   5,217 50 SH   SOLE 0 0 0 50
BNY MELLON STRATEGIC MUNS INC COM CEF 05588W108   2,969 557 SH   SOLE 0 557 0 0
BLACKROCK MUNIYILD QULT FD INC COM CEF 09254F100   471 46 SH   SOLE 0 46 0 0
BLACKROCK MUNIHLDNGS CALI QLTY COM CEF 09254L107   1,032 108 SH   SOLE 0 108 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771   6,567 150 SH   SOLE 0 150 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   541,001 3,061 SH   SOLE 0 2,894 0 167
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND ETF 72201R643   1,121,021 11,425 SH   SOLE 0 4,436 0 6,989
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   66,059 668 SH   SOLE 0 0 0 668
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   23,124 262 SH   SOLE 0 75 0 187
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   168,384 1,502 SH   SOLE 0 338 0 1,164
STURM RUGER & CO INC COM Stock 864159108   5,212 100 SH   SOLE 0 0 0 100
ISHARES IBONDS DEC 2023 TERM TREASURY ETF ETF 46436E882   502,481 20,245 SH   SOLE 0 20,245 0 0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF ETF 46436E874   327,323 13,730 SH   SOLE 0 11,700 0 2,030
ISHARES IBONDS DEC 2025 TERM TREASURY ETF ETF 46436E866   307,379 13,318 SH   SOLE 0 13,318 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858   203,430 9,053 SH   SOLE 0 9,053 0 0
XEROX HOLDINGS CORP COM NEW Stock 98421M106   785 50 SH   SOLE 0 0 0 50
CARRIER GLOBAL CORPORATION COM Stock 14448C104   80,150 1,452 SH   SOLE 0 92 0 1,360
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A Stock 11275Q107   247 7 SH   SOLE 0 7 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   4,363 117 SH   SOLE 0 117 0 0
SYSCO CORP COM Stock 871829107   27,345 414 SH   SOLE 0 414 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   86,048 812 SH   SOLE 0 60 0 752
PUTNAM MANAGED MUN INCOME TR COM CEF 746823103   3,665 670 SH   SOLE 0 670 0 0
BLACKROCK MUNIVEST FD INC COM CEF 09253R105   8,684 1,433 SH   SOLE 0 1,433 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   2,491,866 46,525 SH   SOLE 0 13,165 0 33,359
FIDELITY BLUE CHIP GROWTH ETF ETF 316092352   579 20 SH   SOLE 0 20 0 0
ISHARES ESG AWARE MODERATE ALLOCATION ETF ETF 46436E684   6,783 276 SH   SOLE 0 276 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   4,810,543 44,691 SH   SOLE 0 15,883 0 28,807
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   22,655 248 SH   SOLE 0 168 0 80
KRANESHARES GLOBAL CARBON STRATEGY ETF ETF 500767678   55,243 1,529 SH   SOLE 0 529 0 1,000
ISHARES ESG AWARE AGGRESSIVE ALLOCATION ETF ETF 46436E668   31,730 1,080 SH   SOLE 0 1,080 0 0
MARATHON PETE CORP COM Stock 56585A102   43,132 285 SH   SOLE 0 285 0 0
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192   73,177 964 SH   SOLE 0 320 0 644
VANGUARD SMALL CAP VALUE ETF ETF 922908611   6,380 40 SH   SOLE 0 40 0 0
ISHARES ESG SCREENED S&P MID-CAP ETF ETF 46436E551   499,190 14,738 SH   SOLE 0 5,293 0 9,445
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF ETF 47103U845   148,854 2,958 SH   SOLE 0 2,579 0 378
BLACKROCK MUNIYIELD FD INC COM CEF 09253W104   3,865 421 SH   SOLE 0 421 0 0
VIATRIS INC COM Stock 92556V106   3,007 305 SH   SOLE 0 31 0 274
FIRST SOLAR INC COM Stock 336433107   11,150 69 SH   SOLE 0 69 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   8,536 193 SH   SOLE 0 193 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   20,208 413 SH   SOLE 0 413 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100   1,122 80 SH   SOLE 0 80 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   3,701 19 SH   SOLE 0 0 0 19
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   257,157 2,695 SH   SOLE 0 0 0 2,695
ISHARES ESG AWARE GROWTH ALLOCATION ETF ETF 46436E676   1,829 68 SH   SOLE 0 68 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533   127,987 2,399 SH   SOLE 0 0 0 2,399
ARK SPACE EXPLORATION & INNOVATION ETF ETF 00214Q807   4,561 331 SH   SOLE 0 230 0 101
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303   88,050 1,790 SH   SOLE 0 1,790 0 0
TRACTOR SUPPLY CO COM Stock 892356106   56,289 277 SH   SOLE 0 277 0 0
CAMBRIDGE BANCORP COM Stock 132152109   124,580 2,000 SH   SOLE 0 0 0 2,000
ELECTRONIC ARTS INC COM Stock 285512109   3,371 28 SH   SOLE 0 28 0 0
VISA INC COM CL A Stock 92826C839   287,973 1,252 SH   SOLE 0 685 0 567
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   30,841 675 SH   SOLE 0 0 0 675
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689   1,592,803 24,422 SH   SOLE 0 20,617 0 3,805
DT MIDSTREAM INC COMMON STOCK Stock 23345M107   5,662 107 SH   SOLE 0 0 0 107
TANGO THERAPEUTICS INC COM Stock 87583X109   11,260 1,000 SH   SOLE 0 0 0 1,000
ROUNDHILL BALL METAVERSE ETF ETF 53656F417   2,370 250 SH   SOLE 0 250 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   4,890,206 67,563 SH   SOLE 0 15,236 0 52,326
INVESCO SOLAR ETF ETF 46138G706   15,385 297 SH   SOLE 0 117 0 180
ARCHER AVIATION INC COM CL A Stock 03945R102   1,012 200 SH   SOLE 0 0 0 200
PIMCO ACTIVE BOND ETF ETF 72201R775   237,459 2,701 SH   SOLE 0 1,731 0 970
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100   3,171 210 SH   SOLE 0 10 0 200
VANGUARD VALUE ETF ETF 922908744   24,138 175 SH   SOLE 0 175 0 0
VANGUARD GROWTH ETF ETF 922908736   37,579 138 SH   SOLE 0 138 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   10,182 462 SH   SOLE 0 462 0 0
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   29,136 1,200 SH   SOLE 0 0 0 1,200
MERRIMACK PHARMACEUTICALS INC COM NEW Stock 590328209   61,650 5,000 SH   SOLE 0 0 0 5,000
JPMORGAN INCOME ETF ETF 46641Q159   212,232 4,780 SH   SOLE 0 4,780 0 0
MFS HIGH INCOME MUN TR SH BEN INT CEF 59318D104   7,853 2,517 SH   SOLE 0 2,517 0 0
NUVEEN MUN VALUE FD INC COM CEF 670928100   187,552 22,706 SH   SOLE 0 1,636 0 21,070
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   26,989 155 SH   SOLE 0 155 0 0
PHILLIPS 66 COM Stock 718546104   2,403 20 SH   SOLE 0 20 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   5,591 34 SH   SOLE 0 0 0 34
ABRDN EMRG MKTS EQTY INCM FD COM CEF 00301W105   3,678 771 SH   SOLE 0 771 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   7,629 81 SH   SOLE 0 81 0 0
ROYCE VALUE TR INC COM CEF 780910105   137,928 10,717 SH   SOLE 0 0 0 10,717
CONSTELLATION ENERGY CORP COM Stock 21037T109   6,763 62 SH   SOLE 0 62 0 0
META PLATFORMS INC CL A Stock 30303M102   243,470 811 SH   SOLE 0 100 0 711
GLOBAL X MLP ETF ETF 37954Y343   12,976 291 SH   SOLE 0 291 0 0
BNY MELLON STRATEGIC MUN BD FD COM CEF 09662E109   2,808 565 SH   SOLE 0 565 0 0
ZIMVIE INC COM Stock 98888T107   94 10 SH   SOLE 0 0 0 10
ISHARES AAA-A RATED CORPORATE BOND ETF ETF 46429B291   20,286 450 SH   SOLE 0 150 0 300
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101   14,279 1,369 SH   SOLE 0 1,069 0 300
VANGUARD MATERIALS ETF ETF 92204A801   6,901 40 SH   SOLE 0 40 0 0
EMBECTA CORP COMMON STOCK Stock 29082K105   406 27 SH   SOLE 0 0 0 27
COHEN & STEERS TOTAL RETURN RL COM CEF 19247R103   61,308 5,850 SH   SOLE 0 0 0 5,850
VIRTUS TOTAL RETURN FD INC COM CEF 92835W107   57,120 11,900 SH   SOLE 0 0 0 11,900
PACKAGING CORP AMER COM Stock 695156109   12,898 84 SH   SOLE 0 84 0 0
SAREPTA THERAPEUTICS INC COM Stock 803607100   606 5 SH   SOLE 0 5 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   4,220 18 SH   SOLE 0 18 0 0
FEDERATED HERMES PREM MUNI INM COM CEF 31423P108   3,190 333 SH   SOLE 0 333 0 0
INVESCO TR INVT GRADE MUNS COM CEF 46131M106   2,720 320 SH   SOLE 0 320 0 0
MONDELEZ INTL INC CL A Stock 609207105   3,748 54 SH   SOLE 0 54 0 0
BUILDERS FIRSTSOURCE INC COM Stock 12008R107   19,296 155 SH   SOLE 0 155 0 0
BROADCOM INC COM Stock 11135F101   106,314 128 SH   SOLE 0 128 0 0
D R HORTON INC COM Stock 23331A109   32,563 303 SH   SOLE 0 303 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   4,629 87 SH   SOLE 0 87 0 0
METLIFE INC COM Stock 59156R108   18,873 300 SH   SOLE 0 300 0 0
INVESCO FTSE RAFI US 1500 SMALL-MID ETF ETF 46137V597   404,952 12,275 SH   SOLE 0 0 0 12,275
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   30,595 510 SH   SOLE 0 510 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   6,825 67 SH   SOLE 0 67 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   182,947 2,843 SH   SOLE 0 2,843 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362   17,675 451 SH   SOLE 0 451 0 0
EXPEDITORS INTL WASH INC COM Stock 302130109   5,961 52 SH   SOLE 0 52 0 0
KINDER MORGAN INC DEL COM Stock 49456B101   50,211 3,028 SH   SOLE 0 3,028 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   87,219 284 SH   SOLE 0 284 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   12,043 177 SH   SOLE 0 44 0 133
OMNICOM GROUP INC COM Stock 681919106   3,203 43 SH   SOLE 0 43 0 0
KROGER CO COM Stock 501044101   62,561 1,398 SH   SOLE 0 598 0 800
ENBRIDGE INC COM Stock 29250N105   4,381 132 SH   SOLE 0 132 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   878,719 18,118 SH   SOLE 0 3,842 0 14,275
MILLERKNOLL INC COM Stock 600544100   7,335 300 SH   SOLE 0 0 0 300
NVIDIA CORPORATION COM Stock 67066G104   238,375 548 SH   SOLE 0 548 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646   2,942,810 59,057 SH   SOLE 0 33,718 0 25,338
ISHARES SHORT TREASURY BOND ETF ETF 464288679   16,378,470 148,262 SH   SOLE 0 86,223 0 62,038
ARCHER DANIELS MIDLAND CO COM Stock 039483102   6,109 81 SH   SOLE 0 81 0 0
GRAINGER W W INC COM Stock 384802104   276,736 400 SH   SOLE 0 0 0 400
ABBVIE INC COM Stock 00287Y109   137,582 923 SH   SOLE 0 660 0 263
S&P GLOBAL INC COM Stock 78409V104   61,754 169 SH   SOLE 0 169 0 0
BLACKROCK CALIF MUN INCOME TR SH BEN INT CEF 09248E102   7,110 691 SH   SOLE 0 691 0 0
INVESCO ADVANTAGE MUN INCOME T SH BEN INT CEF 46132E103   2,697 364 SH   SOLE 0 364 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   94,466 1,985 SH   SOLE 0 1,728 0 257
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   20,281 391 SH   SOLE 0 391 0 0
NORWEGIAN CRUISE LINE HLDG LTD SHS Stock G66721104   1,648 100 SH   SOLE 0 0 0 100
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND ETF 33738R118   4,712 84 SH   SOLE 0 84 0 0
NATIONAL FUEL GAS CO COM Stock 636180101   3,945 76 SH   SOLE 0 76 0 0
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105   1,126 3 SH   SOLE 0 3 0 0
CELANESE CORP DEL COM Stock 150870103   2,385 19 SH   SOLE 0 19 0 0
ZOETIS INC CL A Stock 98978V103   59,327 341 SH   SOLE 0 341 0 0
BLACKROCK MUNIYIELD QUALITY FD COM CEF 09254E103   812 85 SH   SOLE 0 85 0 0
BLACKROCK MUNIYIELD QUALITY FD COM CEF 09254G108   3,443 383 SH   SOLE 0 383 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863   538,348 17,779 SH   SOLE 0 12,256 0 5,523
GLOBUS MED INC CL A Stock 379577208   1,341 27 SH   SOLE 0 27 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   3,586 16 SH   SOLE 0 16 0 0
CASELLA WASTE SYS INC CL A Stock 147448104   114,450 1,500 SH   SOLE 0 0 0 1,500
BLACKSTONE INC COM Stock 09260D107   7,071 66 SH   SOLE 0 66 0 0
FORTREA HLDGS INC COMMON STOCK Stock 34965K107   5,432 190 SH   SOLE 0 0 0 190
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   11,222 100 SH   SOLE 0 0 0 100
ROCKWELL AUTOMATION INC COM Stock 773903109   14,294 50 SH   SOLE 0 50 0 0
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101   4,249 419 SH   SOLE 0 419 0 0
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106   59,788 5,799 SH   SOLE 0 799 0 5,000
STRYKER CORPORATION COM Stock 863667101   50,555 185 SH   SOLE 0 55 0 130
QUALCOMM INC COM Stock 747525103   2,777 25 SH   SOLE 0 25 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   443,245 10,571 SH   SOLE 0 9,340 0 1,231
FASTENAL CO COM Stock 311900104   5,082 93 SH   SOLE 0 93 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   132,582 600 SH   SOLE 0 100 0 500
DISCOVER FINL SVCS COM Stock 254709108   4,678 54 SH   SOLE 0 0 0 54
MCDONALDS CORP COM Stock 580135101   222,080 843 SH   SOLE 0 451 0 392
AMETEK INC COM Stock 031100100   36,497 247 SH   SOLE 0 247 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   23,654 215 SH   SOLE 0 215 0 0
DOVER CORP COM Stock 260003108   17,299 124 SH   SOLE 0 124 0 0
CISCO SYS INC COM Stock 17275R102   156,442 2,910 SH   SOLE 0 1,412 0 1,498
CAPITAL ONE FINL CORP COM Stock 14040H105   4,950 51 SH   SOLE 0 51 0 0
COHEN & STEERS INFRASTRUCTURE COM CEF 19248A109   2,878 147 SH   SOLE 0 147 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   28,116 406 SH   SOLE 0 406 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   1,542 15 SH   SOLE 0 15 0 0
CDW CORP COM Stock 12514G108   58,712 291 SH   SOLE 0 291 0 0
AT&T INC COM Stock 00206R102   42,552 2,833 SH   SOLE 0 1,285 0 1,547
VANGUARD FINANCIALS ETF ETF 92204A405   6,747 84 SH   SOLE 0 84 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556   85,052 695 SH   SOLE 0 71 0 624
GENERAL ELECTRIC CO COM NEW Stock 369604301   59,292 536 SH   SOLE 0 135 0 401
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   796,407 6,043 SH   SOLE 0 2,451 0 3,592
SPDR S&P REGIONAL BANKING ETF ETF 78464A698   3,175 76 SH   SOLE 0 76 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   2,096 15 SH   SOLE 0 15 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   44,275 500 SH   SOLE 0 500 0 0
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865   1,022,968 26,977 SH   SOLE 0 3,885 0 23,092
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   5,206 209 SH   SOLE 0 209 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   3,029,046 50,001 SH   SOLE 0 10,328 0 39,672
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501   20,160 433 SH   SOLE 0 433 0 0
FIDELITY COVINGTON TRUST MSCI CONSUMER STAPLES INDEX ETF ETF 316092303   17,032 400 SH   SOLE 0 0 0 400
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   230,863 1,878 SH   SOLE 0 1,247 0 631
ISHARES S&P 500 VALUE ETF ETF 464287408   98,150 638 SH   SOLE 0 638 0 0
LULULEMON ATHLETICA INC COM Stock 550021109   8,869 23 SH   SOLE 0 23 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   479,367 7,006 SH   SOLE 0 7,006 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   50,295,820 117,122 SH   SOLE 0 70,062 0 47,059
LAMAR ADVERTISING CO NEW CL A REIT 512816109   2,087 25 SH   SOLE 0 25 0 0
THE CIGNA GROUP COM Stock 125523100   185,373 648 SH   SOLE 0 328 0 320
ONEOK INC NEW COM Stock 682680103   634 10 SH   SOLE 0 10 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407   273,128 6,657 SH   SOLE 0 6,208 0 448
WELLS FARGO CO NEW COM Stock 949746101   57,408 1,405 SH   SOLE 0 441 0 964
UNION PAC CORP COM Stock 907818108   18,530 91 SH   SOLE 0 91 0 0
CINTAS CORP COM Stock 172908105   3,367 7 SH   SOLE 0 7 0 0
ECOLAB INC COM Stock 278865100   1,016 6 SH   SOLE 0 6 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   7,839 260 SH   SOLE 0 260 0 0
SALESFORCE INC COM Stock 79466L302   94,698 467 SH   SOLE 0 0 0 467
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   5,151 66 SH   SOLE 0 66 0 0
PITNEY BOWES INC COM Stock 724479100   1,253 415 SH   SOLE 0 0 0 415
DARDEN RESTAURANTS INC COM Stock 237194105   6,158 43 SH   SOLE 0 43 0 0
IDEXX LABS INC COM Stock 45168D104   52,472 120 SH   SOLE 0 120 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   534,009 1,055 SH   SOLE 0 388 0 667
VANGUARD MID-CAP VALUE ETF ETF 922908512   7,858 60 SH   SOLE 0 60 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   163,584 400 SH   SOLE 0 75 0 325
JPMORGAN CHASE & CO COM Stock 46625H100   358,634 2,473 SH   SOLE 0 1,103 0 1,370
INTERNATIONAL PAPER CO COM Stock 460146103   3,866 109 SH   SOLE 0 109 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   3,418,498 101,832 SH   SOLE 0 55,943 0 45,888
CHEVRON CORP NEW COM Stock 166764100   126,971 753 SH   SOLE 0 753 0 0
CONOCOPHILLIPS COM Stock 20825C104   39,893 333 SH   SOLE 0 333 0 0
BRUNSWICK CORP COM Stock 117043109   21,093 267 SH   SOLE 0 67 0 200
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   24,704,853 565,070 SH   SOLE 0 337,989 0 227,080
DANAHER CORPORATION COM Stock 235851102   55,574 224 SH   SOLE 0 224 0 0
M & T BK CORP COM Stock 55261F104   24,658 195 SH   SOLE 0 195 0 0
TJX COS INC NEW COM Stock 872540109   111,845 1,258 SH   SOLE 0 75 0 1,183
BANK AMERICA CORP COM Stock 060505104   28,995 1,059 SH   SOLE 0 204 0 855
VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108   6,196 23 SH   SOLE 0 23 0 0
BLACKROCK MUNIHLDGS NY QLTY FD COM CEF 09255C106   438 48 SH   SOLE 0 48 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   8,281 72 SH   SOLE 0 72 0 0
GANNETT CO INC COM Stock 36472T109   1,661 678 SH   SOLE 0 678 0 0
WALMART INC COM Stock 931142103   16,633 104 SH   SOLE 0 104 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   26,289 1,035 SH   SOLE 0 1,035 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   248,676 1,772 SH   SOLE 0 115 0 1,657
ORACLE CORP COM Stock 68389X105   74,250 701 SH   SOLE 0 625 0 76
RTX CORPORATION COM Stock 75513E101   214,881 2,986 SH   SOLE 0 282 0 2,703
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   261,595 6,672 SH   SOLE 0 6,371 0 300
TEXAS INSTRS INC COM Stock 882508104   21,466 135 SH   SOLE 0 135 0 0
TARGET CORP COM Stock 87612E106   14,595 132 SH   SOLE 0 132 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   16,531 160 SH   SOLE 0 0 0 160
SPDR BLOOMBERG INTERNATIONAL TREASURY BOND ETF ETF 78464A516   7,540 355 SH   SOLE 0 355 0 0
PFIZER INC COM Stock 717081103   671,191 20,235 SH   SOLE 0 3,180 0 17,054
MORGAN STANLEY COM NEW Stock 617446448   3,512 43 SH   SOLE 0 43 0 0
3M CO COM Stock 88579Y101   47,840 511 SH   SOLE 0 361 0 150
KLA CORP COM NEW Stock 482480100   2,293 5 SH   SOLE 0 5 0 0
HP INC COM Stock 40434L105   24,544 955 SH   SOLE 0 955 0 0
GILEAD SCIENCES INC COM Stock 375558103   64,299 858 SH   SOLE 0 83 0 775
CATERPILLAR INC COM Stock 149123101   42,315 155 SH   SOLE 0 0 0 155
TRINET GROUP INC COM Stock 896288107   2,097 18 SH   SOLE 0 18 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   352,040 2,670 SH   SOLE 0 2,670 0 0
AMERICAN EXPRESS CO COM Stock 025816109   120,695 809 SH   SOLE 0 139 0 670
AMGEN INC COM Stock 031162100   1,100,047 4,093 SH   SOLE 0 213 0 3,880
APPLIED MATLS INC COM Stock 038222105   4,154 30 SH   SOLE 0 30 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107   50,194 625 SH   SOLE 0 0 0 625
ANALOG DEVICES INC COM Stock 032654105   5,078 29 SH   SOLE 0 29 0 0
TYSON FOODS INC CL A Stock 902494103   26,962 534 SH   SOLE 0 0 0 534
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND ETF 33733E203   14,635 100 SH   SOLE 0 0 0 100
HUMANA INC COM Stock 444859102   209,204 430 SH   SOLE 0 60 0 370
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105   15,778 1,630 SH   SOLE 0 1,630 0 0
UNITED STATES STL CORP NEW COM Stock 912909108   2,079 64 SH   SOLE 0 64 0 0
CANADIAN NATL RY CO COM Stock 136375102   57,632 532 SH   SOLE 0 532 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671   19,008,883 200,452 SH   SOLE 0 116,310 0 84,142
ISHARES CORE S&P US VALUE ETF ETF 464287663   1,300,552 17,429 SH   SOLE 0 8,604 0 8,825
ISHARES U.S. CONSUMER DISCRETIONARY ETF ETF 464287580   66,950 1,000 SH   SOLE 0 0 0 1,000
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR ADR 715684106   26,028 1,080 SH   SOLE 0 1,080 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   2,623,365 16,884 SH   SOLE 0 9,314 0 7,569
NAVIOS MARITIME HOLDINGS INC COM Stock Y62197119   36 18 SH   SOLE 0 0 0 18
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   28,862,382 306,916 SH   SOLE 0 187,012 0 119,903
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   1,147,977 23,177 SH   SOLE 0 17,284 0 5,893
EATON CORP PLC SHS Stock G29183103   31,992 150 SH   SOLE 0 150 0 0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537   821,206 37,058 SH   SOLE 0 7,558 0 29,500
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878   1,753,752 34,810 SH   SOLE 0 22,719 0 12,091
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   6,208 125 SH   SOLE 0 0 0 125
BLACKROCK MUNIVEST FD II INC COM CEF 09253T101   2,964 319 SH   SOLE 0 319 0 0
INVESCO MUN OPPORTUNITY TR COM CEF 46132C107   11,613 1,411 SH   SOLE 0 1,411 0 0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT Stock G16252101   2,205 75 SH   SOLE 0 75 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   10,706 120 SH   SOLE 0 120 0 0
CANOPY GROWTH CORP COM Stock 138035100   8 10 SH   SOLE 0 10 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   204,989 2,031 SH   SOLE 0 2,031 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   11,369 550 SH   SOLE 0 550 0 0
PIMCO MUN INCOME FD COM CEF 72200R107   319 38 SH   SOLE 0 38 0 0
DNP SELECT INCOME FD INC COM CEF 23325P104   121,523 12,765 SH   SOLE 0 0 0 12,765
AXCELIS TECHNOLOGIES INC COM NEW Stock 054540208   5,707 35 SH   SOLE 0 35 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND ETF 33733E500   32,143 754 SH   SOLE 0 0 0 754
DELTA AIR LINES INC DEL COM NEW Stock 247361702   55,500 1,500 SH   SOLE 0 0 0 1,500
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   94,848 1,600 SH   SOLE 0 1,600 0 0
JOHN HANCOCK MULTIFACTOR MID CAP ETF ETF 47804J206   16,373 346 SH   SOLE 0 346 0 0
LAM RESEARCH CORP COM Stock 512807108   262,617 419 SH   SOLE 0 391 0 28
FIRST TRUST WATER ETF ETF 33733B100   2,150,016 25,982 SH   SOLE 0 14,338 0 11,643
NUCOR CORP COM Stock 670346105   4,221 27 SH   SOLE 0 27 0 0
PARKER-HANNIFIN CORP COM Stock 701094104   6,622 17 SH   SOLE 0 17 0 0
FIDELITY TOTAL BOND ETF ETF 316188309   15,692,221 360,244 SH   SOLE 0 236,834 0 123,409
PNC FINL SVCS GROUP INC COM Stock 693475105   7,121 58 SH   SOLE 0 20 0 38
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   37,494 646 SH   SOLE 0 410 0 236
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF ETF 46431W853   23,612 810 SH   SOLE 0 0 0 810
REALTY INCOME CORP COM REIT 756109104   6,392 128 SH   SOLE 0 0 0 128
ALTRIA GROUP INC COM Stock 02209S103   4,205 100 SH   SOLE 0 0 0 100
DOMINION ENERGY INC COM Stock 25746U109   4,467 100 SH   SOLE 0 100 0 0
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857   117,163 5,150 SH   SOLE 0 750 0 4,400
AGILENT TECHNOLOGIES INC COM Stock 00846U101   33,546 300 SH   SOLE 0 300 0 0
EXXON MOBIL CORP COM Stock 30231G102   158,498 1,348 SH   SOLE 0 898 0 450
UNITEDHEALTH GROUP INC COM Stock 91324P102   432,595 858 SH   SOLE 0 351 0 507
PRICE T ROWE GROUP INC COM Stock 74144T108   10,487 100 SH   SOLE 0 0 0 100
TRAVELERS COMPANIES INC COM Stock 89417E109   10,942 67 SH   SOLE 0 0 0 67
ISHARES EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381   116,428 2,230 SH   SOLE 0 1,211 0 1,019
LOWES COS INC COM Stock 548661107   8,314 40 SH   SOLE 0 40 0 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF ETF 00214Q203   5,876 112 SH   SOLE 0 0 0 112
DEERE & CO COM Stock 244199105   73,589 195 SH   SOLE 0 195 0 0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705   80,519 870 SH   SOLE 0 870 0 0
PATTERSON COS INC COM Stock 703395103   24,423 824 SH   SOLE 0 0 0 824
COLGATE PALMOLIVE CO COM Stock 194162103   7,111 100 SH   SOLE 0 100 0 0
U.S. GLOBAL JETS ETF ETF 26922A842   4,019 236 SH   SOLE 0 236 0 0
APPLE HOSPITALITY REIT INC COM NEW REIT 03784Y200   7,670 500 SH   SOLE 0 0 0 500
PAYPAL HLDGS INC COM Stock 70450Y103   12,043 206 SH   SOLE 0 33 0 173
FIRST TRUST NASDAQ CYBERSECURITY ETF ETF 33734X846   1,817 40 SH   SOLE 0 40 0 0
ISHARES MSCI ACWI LOW CARBON TARGET ETF ETF 46434V464   1,502 10 SH   SOLE 0 10 0 0
SCHWAB CHARLES CORP COM Stock 808513105   8,235 150 SH   SOLE 0 150 0 0
ACTIVISION BLIZZARD INC COM Stock 00507V109   2,341 25 SH   SOLE 0 25 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509   38,807 644 SH   SOLE 0 644 0 0
AUTOZONE INC COM Stock 053332102   38,100 15 SH   SOLE 0 15 0 0
BLACKROCK INC COM Stock 09247X101   49,780 77 SH   SOLE 0 77 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   6,519,524 26,146 SH   SOLE 0 14,080 0 12,065
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   59,518 4,071 SH   SOLE 0 680 0 3,391
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   418,735 8,705 SH   SOLE 0 8,705 0 0
ISHARES MSCI EAFE ETF ETF 464287465   439,847 6,382 SH   SOLE 0 4,624 0 1,758
APPLE INC COM Stock 037833100   5,077,051 29,654 SH   SOLE 0 6,120 0 23,533
WEC ENERGY GROUP INC COM Stock 92939U106   10,069 125 SH   SOLE 0 125 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8   62,944 2,482 SH   SOLE 0 2,482 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   66,481 2,728 SH   SOLE 0 2,728 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   50,820 2,055 SH   SOLE 0 2,055 0 0
ABBOTT LABS COM Stock 002824100   64,018 661 SH   SOLE 0 406 0 255
DISNEY WALT CO COM Stock 254687106   52,183 644 SH   SOLE 0 13 0 630
BOOKING HOLDINGS INC COM Stock 09857L108   6,168 2 SH   SOLE 0 2 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   11,608 61 SH   SOLE 0 61 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   944,472 6,221 SH   SOLE 0 221 0 6,000