The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BANK NEW YORK MELLON CORP COM 064058100 4,106 98,358 SH   SOLE   98,358 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,090 10 SH   SOLE   10 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,338 26,872 SH   SOLE   26,872 0 0
BREAD FINANCIAL HOLDINGS INC COM 018581108 2,668 72,000 SH   SOLE   72,000 0 0
CARMAX INC COM 143130102 19,578 216,159 SH   SOLE   216,159 0 0
JPMORGAN CHASE & CO COM 46625H100 15,382 136,592 SH   SOLE   136,592 0 0
LOWES COS INC COM 548661107 873 5,000 SH   SOLE   5,000 0 0
LOYALTY VENTURES INC COM 54911Q107 103 28,800 SH   SOLE   28,800 0 0
M & T BK CORP COM 55261F104 654 4,100 SH   SOLE   4,100 0 0
MOHAWK INDS INC COM 608190104 10,932 88,100 SH   SOLE   88,100 0 0
PROGRESSIVE CORP COM 743315103 23,466 201,826 SH   SOLE   201,826 0 0
SCHWAB CHARLES CORP COM 808513105 12,541 198,499 SH   SOLE   198,499 0 0
SEI INVTS CO COM 784117103 2,955 54,707 SH   SOLE   54,707 0 0