The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 394 4,738 SH   SOLE   4,738 0 0
ALPHABET INC CAP STK CL C 02079K107 405 339 SH   SOLE   339 0 0
AMAZON COM INC COM 023135106 242 121 SH   SOLE   121 0 0
APPLE INC COM 037833100 694 3,076 SH   SOLE   3,076 0 0
CISCO SYS INC COM 17275R102 370 7,610 SH   SOLE   7,610 0 0
ETFS GOLD TR SHS 26922Y105 670 5,826 SH   SOLE   5,826 0 0
GLOBAL X FDS SCIEN BETA US 37954Y103 9,732 293,880 SH   SOLE   293,880 0 0
ISHARES INC MLT FCTR EMG MKT 46434G889 4,655 107,687 SH   SOLE   107,687 0 0
ISHARES TR CORE S&P TTL STK 464287150 418 6,274 SH   SOLE   6,274 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,753 29,642 SH   SOLE   29,642 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,043 38,739 SH   SOLE   38,739 0 0
ISHARES TR S&P MC 400VL ETF 464287705 3,220 19,242 SH   SOLE   19,242 0 0
ISHARES TR CORE TOTAL USD 46434V613 236 4,809 SH   SOLE   4,809 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 44 14,441 SH   SOLE   14,441 0 0
LOCKHEED MARTIN CORP COM 539830109 235 678 SH   SOLE   678 0 0
MICROSOFT CORP COM 594918104 276 2,414 SH   SOLE   2,414 0 0
NIKE INC CL B 654106103 223 2,630 SH   SOLE   2,630 0 0
SALESFORCE COM INC COM 79466L302 223 1,400 SH   SOLE   1,400 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,716 95,413 SH   SOLE   95,413 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,484 140,019 SH   SOLE   140,019 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,514 169,645 SH   SOLE   169,645 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,742 30,112 SH   SOLE   30,112 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 948 36,868 SH   SOLE   36,868 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 549 19,050 SH   SOLE   19,050 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 11,727 339,620 SH   SOLE   339,620 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 15,618 521,456 SH   SOLE   521,456 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 5,806 142,575 SH   SOLE   142,575 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 4,580 115,415 SH   SOLE   115,415 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 10,472 264,901 SH   SOLE   264,901 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,093 20,622 SH   SOLE   20,622 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,811 143,495 SH   SOLE   143,495 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,422 68,099 SH   SOLE   68,099 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 513 1,766 SH   SOLE   1,766 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,996 72,893 SH   SOLE   72,893 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 2,085 38,814 SH   SOLE   38,814 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 917 8,110 SH   SOLE   8,110 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 202 3,741 SH   SOLE   3,741 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,370 15,736 SH   SOLE   15,736 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,976 53,576 SH   SOLE   53,576 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 7,448 154,020 SH   SOLE   154,020 0 0