The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 300 4,738 SH   SOLE   4,738 0 0
AMBEV SA SPONSORED ADR 02319V103 114 17,583 SH   SOLE   17,583 0 0
APPLE INC COM 037833100 617 3,646 SH   SOLE   3,646 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 842 33,543 SH   SOLE   33,543 0 0
ETFS GOLD TR SHS 26922Y105 868 6,880 SH   SOLE   6,880 0 0
GLOBAL X FDS SCIEN BETA US 37954Y103 9,291 300,481 SH   SOLE   300,481 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 251 8,245 SH   SOLE   8,245 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 8,531 140,404 SH   SOLE   140,404 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,387 23,444 SH   SOLE   23,444 0 0
ISHARES TR CORE S&P MCP ETF 464287507 263 1,385 SH   SOLE   1,385 0 0
ISHARES TR CORE TOTAL USD 46434V613 264 5,192 SH   SOLE   5,192 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,230 46,254 SH   SOLE   46,254 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 4,295 34,540 SH   SOLE   34,540 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 244 1,600 SH   SOLE   1,600 0 0
ISHARES TR S&P MC 400VL ETF 464287705 4,480 27,980 SH   SOLE   27,980 0 0
JOHNSON & JOHNSON COM 478160104 459 3,284 SH   SOLE   3,284 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 60 16,077 SH   SOLE   16,077 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 259 3,652 SH   SOLE   3,652 0 0
MICROSOFT CORP COM 594918104 259 3,025 SH   SOLE   3,025 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,868 113,545 SH   SOLE   113,545 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 7,348 197,109 SH   SOLE   197,109 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 5,525 147,485 SH   SOLE   147,485 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 6,024 158,956 SH   SOLE   158,956 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,191 40,147 SH   SOLE   40,147 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 15,204 500,119 SH   SOLE   500,119 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 12,992 361,297 SH   SOLE   361,297 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,725 52,354 SH   SOLE   52,354 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,017 77,764 SH   SOLE   77,764 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,142 22,321 SH   SOLE   22,321 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 12,578 177,888 SH   SOLE   177,888 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,959 163,878 SH   SOLE   163,878 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,386 26,027 SH   SOLE   26,027 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 662 2,482 SH   SOLE   2,482 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,719 60,448 SH   SOLE   60,448 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 3,548 34,497 SH   SOLE   34,497 0 0
STARBUCKS CORP COM 855244109 250 4,345 SH   SOLE   4,345 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 95 10,928 SH   SOLE   10,928 0 0
TESLA INC COM 88160R101 212 680 SH   SOLE   680 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 340 4,168 SH   SOLE   4,168 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,387 12,434 SH   SOLE   12,434 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,578 18,431 SH   SOLE   18,431 0 0
WISDOMTREE TR BARCLYS YLD AGGR 97717X511 5,691 112,205 SH   SOLE   112,205 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,967 55,741 SH   SOLE   55,741 0 0