The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AEGON N V NY REGISTRY SH 007924103 64 11,005 SH   SOLE   11,005 0 0
AMBEV SA SPONSORED ADR 02319V103 116 17,583 SH   SOLE   17,583 0 0
APPLE INC COM 037833100 11,091 71,966 SH   SOLE   71,966 0 0
CELGENE CORP COM 151020104 1,950 13,374 SH   SOLE   13,374 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 741 30,003 SH   SOLE   30,003 0 0
EXACT SCIENCES CORP COM 30063P105 1,565 33,221 SH   SOLE   33,221 0 0
GILEAD SCIENCES INC COM 375558103 7,923 97,789 SH   SOLE   97,789 0 0
GLOBAL X FDS SCIEN BETA US 37954Y103 8,515 288,067 SH   SOLE   288,067 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 379 12,678 SH   SOLE   12,678 0 0
INTEL CORP COM 458140100 620 16,275 SH   SOLE   16,275 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 8,178 140,757 SH   SOLE   140,757 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 5,947 47,550 SH   SOLE   47,550 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 4,180 35,270 SH   SOLE   35,270 0 0
ISHARES TR S&P MC 400VL ETF 464287705 4,707 30,818 SH   SOLE   30,818 0 0
NETFLIX INC COM 64110L106 3,770 20,788 SH   SOLE   20,788 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,496 14,729 SH   SOLE   14,729 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,755 112,204 SH   SOLE   112,204 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 6,617 188,727 SH   SOLE   188,727 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 5,695 162,010 SH   SOLE   162,010 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 5,573 153,600 SH   SOLE   153,600 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,126 39,288 SH   SOLE   39,288 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 14,919 499,456 SH   SOLE   499,456 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 12,521 359,171 SH   SOLE   359,171 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,683 51,247 SH   SOLE   51,247 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,624 75,921 SH   SOLE   75,921 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,012 21,626 SH   SOLE   21,626 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,854 179,413 SH   SOLE   179,413 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,225 158,717 SH   SOLE   158,717 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,262 25,194 SH   SOLE   25,194 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,661 59,121 SH   SOLE   59,121 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 3,133 31,644 SH   SOLE   31,644 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,449 13,716 SH   SOLE   13,716 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,969 24,292 SH   SOLE   24,292 0 0
WISDOMTREE TR BARCLYS YLD AGGR 97717X511 5,092 100,398 SH   SOLE   100,398 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,804 18,052 SH   SOLE   18,052 0 0