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INCOME TAXES (Tables)
9 Months Ended
Sep. 30, 2024
INCOME TAXES  
Summary of components of the federal and state income tax (benefit) expense

Three months ended September 30, 

Nine months ended September 30, 

2024

2023

2024

2023

(in thousands)

Current income tax expense

$

202

$

537

$

692

$

1,165

Deferred income tax expense (benefit)

5,650

(54)

10,571

(97)

Total income tax expense

$

5,852

$

483

$

11,263

$

1,068

Effective Tax Rate

24.2%

2.9%

23.1%

2.0%