The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dentsply Intl Inc Common Stock 24906P109   15,319 390 SH   SOLE   0 0 390
Invesco BulletShares 2024 Corp Bd ETF ETF 46138J841   22,867,573 1,110,615 SH   SOLE   0 0 1,110,615
iPath Bloomberg Commodity Index Total Return ETN ETN 06738C778   6,372,272 201,718 SH   SOLE   0 0 201,718
ISHARES 0 TO 3 MNTH TREASURY BND ETF ETF 46436E718   13,679 136 SH   SOLE   0 0 136
iShares 7-10 Year Treasury Bond ETF ETF 464287440   36,574,301 368,990 SH   SOLE   0 0 368,990
iShares Barclays Aggregate Bond ETF ETF 464287226   473,567 4,753 SH   SOLE   0 0 4,753
iShares Core S&P Mid-Cap ETF ETF 464287507   11,495,980 45,955 SH   SOLE   0 0 45,955
Ishares Gold ETF ETF 464285204   6,054 162 SH   SOLE   0 0 162
Ishares Inc Core Msci Emerging Mkts Etf ETF 46434G103   23,224,739 476,014 SH   SOLE   0 0 476,014
Ishares Msci Acwi Etf ETF 464288257   210,124 2,305 SH   SOLE   0 0 2,305
Ishares Msci EAFE Index ETF ETF 464287465   2,452,993 34,298 SH   SOLE   0 0 34,298
Ishares Msci Emrg Mkt ETF ETF 464287234   8,247 209 SH   SOLE   0 0 209
Ishares National AMT Free Muni ETF ETF 464288414   2,395,060 22,230 SH   SOLE   0 0 22,230
iShares Russell 3000 Index (ETF) ETF 464287689   1,162,925 4,940 SH   SOLE   0 0 4,940
Ishares Russell Midcap ETF ETF 464287499   387,986 5,549 SH   SOLE   0 0 5,549
iShares S&P 500 Index (ETF) ETF 464287200   37,510,999 91,250 SH   SOLE   0 0 91,250
Ishares S&P 500 Value ETF ETF 464287408   36,878 243 SH   SOLE   0 0 243
iShares S&P SmallCap 600 Index (ETF) ETF 464287804   7,735,743 79,997 SH   SOLE   0 0 79,997
Ishares Short-Term National Muni Bond ETF ETF 464288158   3,438,005 32,843 SH   SOLE   0 0 32,843
Ishares TRUST Core Msci Eafe Etf ETF 46432F842   36,873,109 551,580 SH   SOLE   0 0 551,580
Ishares TRUST Emerging Debt ETF ETF 464288281   6,298 73 SH   SOLE   0 0 73
Powershares Etf ETF 46138G508   308,838 14,848 SH   SOLE   0 0 14,848
Schwab Emerging Market Equity Etf ETF 808524706   1,888,553 77,021 SH   SOLE   0 0 77,021
Schwab International Equity ETF ETF 808524805   4,297,798 123,500 SH   SOLE   0 0 123,500
Schwab US Broad Market Etf ETF 808524102   3,170,110 66,251 SH   SOLE   0 0 66,251
Schwab US Large Cap Etf ETF 808524201   7,693,865 159,063 SH   SOLE   0 0 159,063
Schwab US Mid-Cap Etf ETF 808524508   1,517,183 22,361 SH   SOLE   0 0 22,361
Schwab US Small Cap Etf ETF 808524607   3,209,616 76,547 SH   SOLE   0 0 76,547
SPDR Barclays Emerging Markets Local Bond ETF ETF 78464A391   4,562,130 214,992 SH   SOLE   0 0 214,992
SPDR Developed World Ex-US ETF ETF 78463X889   10,116,066 314,946 SH   SOLE   0 0 314,946
SPDR DJ Wilshire Global Real Estate (ETF) ETF 78463X749   22,597 549 SH   SOLE   0 0 549
Spdr Nuveen Barclay Muni Bond ETF ETF 78468R721   604,165 12,904 SH   SOLE   0 0 12,904
SPDR Nvn Barclys Short Term Mncpl Bnd ETF ETF 78468R739   4,808,066 101,116 SH   SOLE   0 0 101,116
SPDR Portfolio Emerging Markets ETF ETF 78463X509   3,804,403 111,468 SH   SOLE   0 0 111,468
SPDR S&P 500 ETF ETF 78462F103   2,240,600 5,473 SH   SOLE   0 0 5,473
SPDR S&P 600 Small Cap ETF ETF 78464A813   5,440,522 64,745 SH   SOLE   0 0 64,745
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF ETF 78464A847   1,121,876 25,532 SH   SOLE   0 0 25,532
SPDR SERIES TRUST PORTFOLIO Small Cap ETF ETF 78468R853   602,394 15,949 SH   SOLE   0 0 15,949
VanEck Vectors High-Yield Municipal Index ETF ETF 92189H409   3,829 74 SH   SOLE   0 0 74
Vanguard Emerging Market ETF ETF 922042858   305,226 7,555 SH   SOLE   0 0 7,555
Vanguard Europe Pac Etf ETF 921943858   3,848,619 85,203 SH   SOLE   0 0 85,203
Vanguard Mid Cap ETF ETF 922908629   228,848 1,085 SH   SOLE   0 0 1,085
Vanguard S&P 500 Index ETF ETF 922908363   118,838 316 SH   SOLE   0 0 316
Vanguard Small Cap Index ETF ETF 922908751   13,482 71 SH   SOLE   0 0 71
Vanguard Total Stock Mkt ETF ETF 922908769   158,343 776 SH   SOLE   0 0 776