The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc COM 001055102 226 4,514 SH   SOLE   4,514 0 0
AT&T Inc COM 00206R102 4 139 SH   SOLE   0 0 139
AT&T Inc COM 00206R102 660 21,031 SH   SOLE   21,031 0 0
Abbott Labs COM 002824100 2 25 SH   SOLE   0 0 25
Abbott Labs COM 002824100 1,690 21,142 SH   SOLE   21,142 0 0
Abbvie Inc. COM 00287Y109 487 6,044 SH   SOLE   6,044 0 0
Adobe Systems Inc DE COM 00724F101 91 340 SH   SOLE   340 0 0
Advance Auto Parts Inc. COM 00751Y106 4 25 SH   SOLE   25 0 0
Advansix Inc COM 00773T101 16 576 SH   SOLE   576 0 0
Agios Pharmaceuticals Inc COM 00847X104 18 265 SH   OTR   265 0 0
Air Prods & Chems Inc COM 009158106 32 168 SH   SOLE   168 0 0
Alibaba.com Ltd. SPONSORED ADS 01609W102 5 25 SH   OTR   25 0 0
Allstate Corp. COM 020002101 33 350 SH   SOLE   350 0 0
Alphabet Inc-CL C CAP STK CL C 02079K107 106 90 SH   SOLE   90 0 0
Alphabet Inc-CL A CAP STK CL A 02079K305 5 4 SH   SOLE   0 0 4
Alphabet Inc-CL A CAP STK CL A 02079K305 543 461 SH   SOLE   461 0 0
Altaba Inc COM 021346101 4 50 SH   OTR   50 0 0
Altria Group Inc. COM 02209S103 178 3,104 SH   SOLE   3,104 0 0
Amazon Comm COM 023135106 142 80 SH   SOLE   80 0 0
American Express Co COM 025816109 73 670 SH   SOLE   670 0 0
American International Group Inc. COM NEW 026874784 9 200 SH   SOLE   200 0 0
American Tower Corp COM 03027X100 399 2,024 SH   SOLE   2,024 0 0
Ameriprise Financial Inc. COM 03076C106 1 7 SH   SOLE   7 0 0
Analog Devices Inc. COM 032654105 33 310 SH   SOLE   310 0 0
Apache Corp. COM 037411105 8 225 SH   SOLE   0 0 225
Apache Corp. COM 037411105 549 15,829 SH   SOLE   15,829 0 0
Apple Inc. COM 037833100 19 100 SH   OTR   100 0 0
Apple Inc. COM 037833100 42 220 SH   SOLE   0 0 220
Apple Inc. COM 037833100 3,331 17,534 SH   SOLE   17,534 0 0
Automatic Data Processing Inc. COM 053015103 62 391 SH   SOLE   391 0 0
BP P.L.C. Sponsored ADR SPONSORED ADR 055622104 78 1,788 SH   SOLE   1,788 0 0
Baidu Inc SPON ADR REP A 056752108 28 170 SH   OTR   170 0 0
Bank of America COM 060505104 55 2,000 SH   OTR   2,000 0 0
Bank of America COM 060505104 2 80 SH   SOLE   0 0 80
Bank of America COM 060505104 176 6,394 SH   SOLE   6,394 0 0
Bank New York Mellon Corp COM 064058100 241 4,777 SH   SOLE   4,777 0 0
Baxter Intl Corp COM 071813109 644 7,920 SH   SOLE   7,920 0 0
Becton Dickinson & Co COM 075887109 414 1,656 SH   SOLE   1,656 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 20 100 SH   OTR   100 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 193 963 SH   SOLE   963 0 0
BHP Billiton SPONSORED ADS 088606108 14 250 SH   SOLE   250 0 0
Blackrock Inc. COM 09247X101 1 2 SH   SOLE   0 0 2
Blackrock Inc. COM 09247X101 11 25 SH   SOLE   25 0 0
Boeing Co. COM 097023105 48 125 SH   SOLE   0 0 125
Boeing Co. COM 097023105 1,159 3,038 SH   SOLE   3,038 0 0
Bristol Myers Squibb COM 110122108 29 600 SH   SOLE   0 0 600
Bristol Myers Squibb COM 110122108 88 1,843 SH   SOLE   1,843 0 0
CME Group Inc. COM CL A 12572Q105 1 9 SH   SOLE   9 0 0
CSX Corp. COM 126408103 249 3,330 SH   SOLE   3,330 0 0
CVS Health Corporation COM 126650100 10 180 SH   SOLE   0 0 180
CVS Health Corporation COM 126650100 1,283 23,794 SH   SOLE   23,794 0 0
Calavo Growers Inc COM 128246105 6 76 SH   SOLE   76 0 0
Capital One Finl Corp COM 14040H105 41 500 SH   OTR   500 0 0
Capital One Finl Corp COM 14040H105 8 104 SH   SOLE   0 0 104
Capital One Finl Corp COM 14040H105 27 336 SH   SOLE   336 0 0
Caterpillar Inc COM 149123101 198 1,460 SH   SOLE   1,460 0 0
Chevron Corp COM 166764100 20 163 SH   SOLE   0 0 163
Chevron Corp COM 166764100 2,222 18,035 SH   SOLE   18,035 0 0
Chico's FAS, Inc. COM 168615102 1 200 SH   OTR   200 0 0
Cisco Systems COM 17275R102 3 61 SH   SOLE   0 0 61
Cisco Systems COM 17275R102 304 5,631 SH   SOLE   5,631 0 0
Citigroup Inc. COM NEW 172967424 6 90 SH   SOLE   0 0 90
Citigroup Inc. COM NEW 172967424 1,075 17,274 SH   SOLE   17,274 0 0
Clorox Co COM 189054109 216 1,346 SH   SOLE   1,346 0 0
Coca Cola Company COM 191216100 223 4,763 SH   SOLE   4,763 0 0
Cognizant Technology Solutions Corp. CL A 192446102 2 33 SH   SOLE   0 0 33
Cognizant Technology Solutions Corp. CL A 192446102 738 10,180 SH   SOLE   10,180 0 0
Colgate Palmolive COM 194162103 70 1,026 SH   SOLE   1,026 0 0
Comcast Corp Com CL A CL A 20030N101 0 12 SH   SOLE   0 0 12
Comcast Corp Com CL A CL A 20030N101 34 853 SH   SOLE   853 0 0
Conocophillips Inc. COM 20825C104 87 1,304 SH   SOLE   1,304 0 0
Consolidated Edison Inc. COM 209115104 13 150 SH   OTR   150 0 0
Costco Wholesale Corp COM 22160K105 43 177 SH   SOLE   177 0 0
Cummins Inc. COM 231021106 32 200 SH   SOLE   200 0 0
Danaher Corp. COM 235851102 236 1,788 SH   SOLE   1,788 0 0
Deere & Co COM 244199105 3 20 SH   SOLE   20 0 0
Diageo PLC SPON ADR NEW 25243Q205 33 200 SH   OTR   200 0 0
Diageo PLC SPON ADR NEW 25243Q205 2 10 SH   SOLE   0 0 10
Digital Realty Trust COM 253868103 12 100 SH   SOLE   0 0 100
Digital Realty Trust COM 253868103 816 6,861 SH   SOLE   6,861 0 0
Walt Disney Co COM DISNEY 254687106 5 45 SH   SOLE   0 0 45
Walt Disney Co COM DISNEY 254687106 1,287 11,589 SH   SOLE   11,589 0 0
Dollar General Corp. COM 256677105 0 4 SH   SOLE   0 0 4
Dominion Resources Inc COM 25746U109 93 1,217 SH   SOLE   1,217 0 0
Dowdupont Inc COM 26078J100 201 3,764 SH   SOLE   3,764 0 0
Duke Energy Corp COM NEW 26441C204 602 6,686 SH   SOLE   6,686 0 0
Dunkin Brands COM 265504100 15 200 SH   OTR   200 0 0
EOG Resources Inc. COM 26875P101 1 10 SH   SOLE   10 0 0
Emerson Elec Co COM 291011104 36 533 SH   SOLE   533 0 0
Enbridge Inc COM 29250N105 4 100 SH   SOLE   100 0 0
Eversource Energy COM 30040W108 8 117 SH   OTR   117 0 0
Exelon Corp. COM 30161N101 75 1,504 SH   SOLE   1,504 0 0
Exxon Mobil Corp COM 30231G102 12 150 SH   SOLE   0 0 150
Exxon Mobil Corp COM 30231G102 2,244 27,773 SH   SOLE   27,773 0 0
Facebook Inc. CL A 30303M102 75 451 SH   SOLE   451 0 0
Fedex Corporation COM 31428X106 2 10 SH   SOLE   10 0 0
Fiserv Inc. COM 337738108 44 500 SH   SOLE   500 0 0
Fortive Corp COM 34959J108 8 100 SH   SOLE   0 0 100
Fortive Corp COM 34959J108 595 7,087 SH   SOLE   7,087 0 0
Freeport-McMoran Inc CL B 35671D857 1 100 SH   SOLE   100 0 0
General Dynamics Corp. COM 369550108 461 2,726 SH   SOLE   2,726 0 0
General Elec COM 369604103 24 2,430 SH   OTR   2,430 0 0
General Elec COM 369604103 0 12 SH   SOLE   0 0 12
General Elec COM 369604103 184 18,440 SH   SOLE   18,440 0 0
General Mills Inc. COM 370334104 28 550 SH   SOLE   550 0 0
General Motors COM 37045V100 4 102 SH   OTR   102 0 0
Gilead Sciences Inc. COM 375558103 30 463 SH   SOLE   463 0 0
Glaxosmithkline PLC-ADR SPONSORED ADR 37733W105 169 4,053 SH   SOLE   4,053 0 0
HCA Healthcare Inc COM 40412C101 7 50 SH   SOLE   0 0 50
HCA Healthcare Inc COM 40412C101 564 4,325 SH   SOLE   4,325 0 0
HP inc. COM 40434L105 5 236 SH   SOLE   236 0 0
Harris Corp. COM 413875105 319 2,000 SH   SOLE   2,000 0 0
Hewlett Packard Enterprise Co. COM 42824C109 4 236 SH   SOLE   236 0 0
Home Depot COM 437076102 24 125 SH   SOLE   0 0 125
Home Depot COM 437076102 668 3,479 SH   SOLE   3,479 0 0
Honeywell Intl Inc COM 438516106 2 15 SH   SOLE   0 0 15
Honeywell Intl Inc COM 438516106 294 1,848 SH   SOLE   1,848 0 0
Idexx Labs COM 45168D104 39 175 SH   OTR   175 0 0
Idexx Labs COM 45168D104 305 1,365 SH   SOLE   1,365 0 0
Intel Inc. COM 458140100 51 950 SH   SOLE   0 0 950
Intel Inc. COM 458140100 1,971 36,701 SH   SOLE   36,701 0 0
Intercontinental Exchange Inc COM 45866F104 396 5,200 SH   SOLE   5,200 0 0
International Business Machines COM 459200101 10 70 SH   OTR   70 0 0
International Business Machines COM 459200101 4 30 SH   SOLE   0 0 30
International Business Machines COM 459200101 294 2,082 SH   SOLE   2,082 0 0
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 90 500 SH   SOLE   500 0 0
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 19 363 SH   SOLE   363 0 0
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 6 100 SH   OTR   100 0 0
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 12 210 SH   SOLE   0 0 210
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 1,358 23,678 SH   SOLE   23,678 0 0
iShares Dow Jones Dividend ETF SELECT DIVID ETF 464287168 181 1,846 SH   SOLE   1,846 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 163 572 SH   SOLE   572 0 0
iShares Inc MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 29 687 SH   SOLE   687 0 0
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 31 261 SH   SOLE   0 0 261
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 3,938 33,078 SH   SOLE   33,078 0 0
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 40 230 SH   SOLE   230 0 0
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 42 375 SH   SOLE   0 0 375
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 3,101 27,507 SH   SOLE   27,507 0 0
iShares Trust Barclays 1-3 Year Treasury Bond Fund ETF 1 3 YR TREAS BD 464287457 4 50 SH   SOLE   50 0 0
iShares Trust MSCI EAFE Index Fund ETF MSCI EAFE ETF 464287465 369 5,691 SH   SOLE   5,691 0 0
iShares Russell Midcap Value Index Fd ETF RUS MDCP VAL ETF 464287473 35 400 SH   SOLE   0 0 400
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 12 85 SH   SOLE   85 0 0
iShares Russell Midcap Index Fd ETF RUS MID CAP ETF 464287499 28 524 SH   SOLE   524 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 48 252 SH   SOLE   252 0 0
iShares Biotechnology ETF NASDAQ BIOTECH 464287556 11 96 SH   SOLE   96 0 0
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 44 200 SH   SOLE   0 0 200
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 12 56 SH   SOLE   56 0 0
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 30 200 SH   SOLE   0 0 200
iShares Tr Russell 1000 Index Fd ETF RUS 1000 ETF 464287622 118 750 SH   SOLE   750 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 25 126 SH   SOLE   126 0 0
iShares Russell 2000 Index Fund ETF RUSSELL 2000 ETF 464287655 25 166 SH   SOLE   166 0 0
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 43 274 SH   SOLE   0 0 274
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 3,447 21,957 SH   SOLE   21,957 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 400 5,186 SH   SOLE   5,186 0 0
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 24 160 SH   SOLE   0 0 160
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 3,349 22,701 SH   SOLE   22,701 0 0
iShares S&P Small Cap 600 Growth Fd ETF S&P SML 600 GWT 464287887 54 300 SH   SOLE   0 0 300
iShares JP Morgan USD Emerging Bond Fund ETF JPMORGAN USD EMG 464288281 2,972 26,999 SH   SOLE   26,999 0 0
iShares S&P National AMT-Free Muni Bond Fund ETF NATIONAL MUN ETF 464288414 89 800 SH   SOLE   800 0 0
iShares High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 2,138 24,722 SH   SOLE   24,722 0 0
iShares Short Term Corporate Bond ETF SH TR CRPORT ETF 464288646 142 2,684 SH   SOLE   2,684 0 0
iShares US Preferred Stock ETF PFD AND INCM SEC 464288687 442 12,094 SH   SOLE   12,094 0 0
iShares Floating Rate Note Fund ETF FLTG RATE NT ETF 46429B655 25 500 SH   SOLE   500 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 5 75 SH   SOLE   75 0 0
J.P. Morgan Chase & Co COM 46625H100 5 45 SH   SOLE   0 0 45
J.P. Morgan Chase & Co COM 46625H100 2,053 20,283 SH   SOLE   20,283 0 0
Johnson & Johnson COM 478160104 2,042 14,606 SH   SOLE   14,606 0 0
KLA-Tencor Corp. COM 482480100 6 50 SH   SOLE   0 0 50
KLA-Tencor Corp. COM 482480100 375 3,140 SH   SOLE   3,140 0 0
Kansas City Southern COM NEW 485170302 83 717 SH   SOLE   717 0 0
Key Bank N.A. COM 493267108 2 108 SH   OTR   108 0 0
Kimberly Clark Corp COM 494368103 21 170 SH   SOLE   170 0 0
Kraft Heinz Co. COM 500754106 154 4,710 SH   SOLE   4,710 0 0
Kroger Corp. COM 501044101 1 30 SH   SOLE   30 0 0
Estee Lauder Co CL A 518439104 14 85 SH   SOLE   0 0 85
Estee Lauder Co CL A 518439104 957 5,783 SH   SOLE   5,783 0 0
Lilly Eli & Co COM 532457108 770 5,932 SH   SOLE   5,932 0 0
Lockheed Martin Corp. COM 539830109 19 63 SH   SOLE   63 0 0
Lowes Cos Inc. COM 548661107 212 1,940 SH   SOLE   1,940 0 0
M&T Bank Corporation COM 55261F104 6 40 SH   SOLE   0 0 40
M&T Bank Corporation COM 55261F104 731 4,655 SH   SOLE   4,655 0 0
Marathon Pete Corp COM 56585A102 108 1,800 SH   SOLE   1,800 0 0
Mastercard Inc. CL A 57636Q104 2 7 SH   SOLE   0 0 7
Mastercard Inc. CL A 57636Q104 141 600 SH   SOLE   600 0 0
McCormick & Co. COM NON VTG 579780206 14 91 SH   SOLE   91 0 0
McDonalds Corp COM 580135101 9 50 SH   SOLE   0 0 50
McDonalds Corp COM 580135101 1,202 6,331 SH   SOLE   6,331 0 0
Merck & Co. Inc. New COM 58933Y105 182 2,189 SH   SOLE   2,189 0 0
Microsoft Corp. COM 594918104 3 25 SH   OTR   25 0 0
Microsoft Corp. COM 594918104 1,731 14,681 SH   SOLE   14,681 0 0
Microchip Technology COM 595017104 22 265 SH   SOLE   0 0 265
Microchip Technology COM 595017104 1,401 16,885 SH   SOLE   16,885 0 0
Mondelez Intl Inc. CL A 609207105 2 49 SH   SOLE   0 0 49
Mondelez Intl Inc. CL A 609207105 519 10,397 SH   SOLE   10,397 0 0
Morgan Stanley COM NEW 617446448 113 2,682 SH   SOLE   2,682 0 0
New York Community Bancorp COM 649445103 1 123 SH   OTR   123 0 0
Nextera Energy Inc COM 65339F101 17 87 SH   SOLE   0 0 87
Nextera Energy Inc COM 65339F101 213 1,101 SH   SOLE   1,101 0 0
Nike Inc Cl B CL B 654106103 429 5,095 SH   SOLE   5,095 0 0
Nokia Corp SPONSORED ADR 654902204 1 100 SH   SOLE   100 0 0
Noble Energy Inc COM 655044105 9 350 SH   SOLE   0 0 350
Noble Energy Inc COM 655044105 397 16,050 SH   SOLE   16,050 0 0
Nordstrom Inc COM 655664100 12 260 SH   SOLE   260 0 0
Norfolk Southern Corp COM 655844108 130 695 SH   SOLE   695 0 0
Novartis A G SPONSORED ADR 66987V109 11 112 SH   SOLE   0 0 112
Novartis A G SPONSORED ADR 66987V109 1,146 11,916 SH   SOLE   11,916 0 0
Nucor Corp. COM 670346105 29 500 SH   SOLE   500 0 0
NVIDIA Corp COM 67066G104 9 50 SH   SOLE   50 0 0
Occidental Petroleum Corp. COM 674599105 1 11 SH   SOLE   0 0 11
Omega Healthcare Investors COM 681936100 25 650 SH   OTR   650 0 0
Oracle Corp. COM 68389X105 15 280 SH   SOLE   0 0 280
Oracle Corp. COM 68389X105 1,446 26,928 SH   SOLE   26,928 0 0
Palo Alto Networks Inc COM 697435105 10 40 SH   SOLE   0 0 40
Palo Alto Networks Inc COM 697435105 698 2,875 SH   SOLE   2,875 0 0
Paychex COM 704326107 8 100 SH   SOLE   100 0 0
Paypal Holdings Inc. COM 70450Y103 5 45 SH   SOLE   0 0 45
Paypal Holdings Inc. COM 70450Y103 909 8,755 SH   SOLE   8,755 0 0
Pepsico Inc COM 713448108 34 275 SH   SOLE   0 0 275
Pepsico Inc COM 713448108 1,499 12,233 SH   SOLE   12,233 0 0
Pfizer Inc COM 717081103 4 86 SH   SOLE   0 0 86
Pfizer Inc COM 717081103 590 13,899 SH   SOLE   13,899 0 0
Phillip Morris Intl, Inc COM 718172109 133 1,500 SH   SOLE   1,500 0 0
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 32 300 SH   SOLE   0 0 300
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 1,844 17,475 SH   SOLE   17,475 0 0
T. Rowe Price COM 74144T108 36 359 SH   SOLE   359 0 0
Procter & Gamble COM 742718109 4 40 SH   OTR   40 0 0
Procter & Gamble COM 742718109 10 100 SH   SOLE   0 0 100
Procter & Gamble COM 742718109 1,487 14,294 SH   SOLE   14,294 0 0
Prospect Capital Corp COM 74348T102 1 100 SH   OTR   100 0 0
Prudential Financial Inc. COM 744320102 1 9 SH   SOLE   0 0 9
Prudential Financial Inc. COM 744320102 93 1,009 SH   SOLE   1,009 0 0
Public Storage Inc. COM 74460D109 65 300 SH   OTR   300 0 0
Royal Dutch Shell Class A ADR SPONS ADR A 780259206 3 40 SH   SOLE   0 0 40
Royal Dutch Shell Class A ADR SPONS ADR A 780259206 502 8,017 SH   SOLE   8,017 0 0
S&P Global Inc. COM 78409V104 21 100 SH   SOLE   100 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 71 250 SH   SOLE   0 0 250
SPDR S&P 500 ETF TR UNIT 78462F103 34 119 SH   SOLE   119 0 0
SPDR Bloomberg Barclays Convertible Securities ETF BLMBRG BRC CNVRT 78464A359 752 14,396 SH   SOLE   14,396 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 55 550 SH   SOLE   550 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107 302 875 SH   SOLE   875 0 0
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 9 300 SH   SOLE   0 0 300
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 566 18,452 SH   SOLE   18,452 0 0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF NUVEEN BRC MUNIC 78468R721 99 2,014 SH   SOLE   2,014 0 0
Salesforce.com Inc. COM 79466L302 4 25 SH   SOLE   0 0 25
Salesforce.com Inc. COM 79466L302 409 2,585 SH   SOLE   2,585 0 0
SAP AG ADR SPON ADR 803054204 19 165 SH   SOLE   165 0 0
Schlumberger LTD COM 806857108 46 1,048 SH   SOLE   1,048 0 0
Charles Schwab Inc COM 808513105 326 7,635 SH   SOLE   7,635 0 0
Simon PPTY Group Inc COM 828806109 69 380 SH   SOLE   380 0 0
Southern Company COM 842587107 87 1,691 SH   SOLE   1,691 0 0
Starbucks Corp COM 855244109 7 100 SH   SOLE   0 0 100
Starbucks Corp COM 855244109 724 9,740 SH   SOLE   9,740 0 0
State Street Corp. COM 857477103 531 8,068 SH   SOLE   8,068 0 0
Stryker Corp COM 863667101 21 105 SH   SOLE   105 0 0
Sun Life Financial Inc COM 866796105 15 400 SH   SOLE   400 0 0
Suncor Energy, Inc. COM 867224107 0 13 SH   SOLE   13 0 0
Suntrust Banks Inc COM 867914103 274 4,620 SH   SOLE   4,620 0 0
T J X Companies COM 872540109 21 400 SH   SOLE   0 0 400
T J X Companies COM 872540109 976 18,347 SH   SOLE   18,347 0 0
Taiwan Semiconductor Mfg Co Ltd ADR SPONSORED ADS 874039100 4 100 SH   OTR   100 0 0
Target Corp. COM 87612E106 94 1,170 SH   SOLE   1,170 0 0
Texas Instruments COM 882508104 165 1,558 SH   SOLE   1,558 0 0
Thermo Fisher Scientific Inc. COM 883556102 8 28 SH   SOLE   0 0 28
3M Corp COM 88579Y101 16 75 SH   SOLE   0 0 75
3M Corp COM 88579Y101 858 4,127 SH   SOLE   4,127 0 0
Toronto Dominion Bank Ont Sedol 2897222 COM NEW 891160509 80 1,479 SH   SOLE   1,479 0 0
Tyler Technologies COM 902252105 175 855 SH   SOLE   855 0 0
UGI Corp New COM 902681105 48 864 SH   OTR   864 0 0
US Bancorp Del COM NEW 902973304 10 199 SH   SOLE   0 0 199
US Bancorp Del COM NEW 902973304 791 16,423 SH   SOLE   16,423 0 0
Union Pac Corp COM 907818108 23 136 SH   SOLE   136 0 0
United Parcel Service CL B 911312106 20 175 SH   SOLE   0 0 175
United Parcel Service CL B 911312106 1,253 11,210 SH   SOLE   11,210 0 0
United Technologies Corp COM 913017109 151 1,170 SH   SOLE   1,170 0 0
Unitedhealth Group COM 91324P102 10 40 SH   SOLE   40 0 0
UNUM Group COM 91529Y106 24 700 SH   OTR   700 0 0
VF Corp COM 918204108 254 2,918 SH   SOLE   2,918 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 74 673 SH   SOLE   673 0 0
Vanguard Int Term Bd Index Fd ETF INTERMED TERM 921937819 30 360 SH   SOLE   360 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 8 100 SH   SOLE   0 0 100
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 1,941 23,914 SH   SOLE   23,914 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 3 73 SH   SOLE   73 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 26 300 SH   SOLE   0 0 300
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 913 10,654 SH   SOLE   10,654 0 0
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 5 100 SH   SOLE   0 0 100
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 1,412 28,146 SH   SOLE   28,146 0 0
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 10 225 SH   SOLE   0 0 225
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 2,806 66,031 SH   SOLE   66,031 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 74 1,383 SH   SOLE   1,383 0 0
Vanguard Utility ETF UTILITIES ETF 92204A876 127 980 SH   SOLE   980 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 107 1,336 SH   SOLE   1,336 0 0
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 17 200 SH   SOLE   0 0 200
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 7,797 89,756 SH   SOLE   89,756 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 43 165 SH   SOLE   165 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 26 300 SH   SOLE   0 0 300
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 1,631 18,764 SH   SOLE   18,764 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 74 410 SH   SOLE   410 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 169 1,051 SH   SOLE   1,051 0 0
Vanguard Value ETF VALUE ETF 922908744 31 289 SH   SOLE   289 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 73 475 SH   SOLE   475 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 43 300 SH   SOLE   0 0 300
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 4,290 29,644 SH   SOLE   29,644 0 0
Verizon Communications COM 92343V104 989 16,729 SH   SOLE   16,729 0 0
Visa Inc COM CL A 92826C839 34 220 SH   SOLE   220 0 0
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 2 109 SH   SOLE   0 0 109
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 13 730 SH   SOLE   730 0 0
Walmart Inc COM 931142103 182 1,865 SH   SOLE   1,865 0 0
Walgreens Boots Alliance Inc. COM 931427108 42 666 SH   SOLE   666 0 0
Wells Fargo & Co COM 949746101 514 10,632 SH   SOLE   10,632 0 0
Whirlpool Corp COM 963320106 120 900 SH   SOLE   900 0 0
Xerox Corp COM NEW 984121608 96 3,000 SH   SOLE   3,000 0 0
YUM Brands Inc. COM 988498101 79 796 SH   SOLE   796 0 0
Zimmer Biomet Hldgs Inc COM 98956P102 6 50 SH   SOLE   0 0 50
Zimmer Biomet Hldgs Inc COM 98956P102 756 5,924 SH   SOLE   5,924 0 0
Allergan PLC. SHS G0177J108 2 17 SH   SOLE   0 0 17
Allergan PLC. SHS G0177J108 396 2,708 SH   SOLE   2,708 0 0
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 2 10 SH   SOLE   0 0 10
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 44 249 SH   SOLE   249 0 0
Eaton Corp PLC SHS G29183103 1 8 SH   SOLE   8 0 0
Ingersoll Rand PLC SHS G47791101 1 13 SH   SOLE   0 0 13
Linde PLC COM G5494J103 64 366 SH   SOLE   366 0 0
Medtronic PLC Sedol SHS G5960L103 1 9 SH   SOLE   0 0 9
Medtronic PLC Sedol SHS G5960L103 83 906 SH   SOLE   906 0 0
Chubb Ltd COM H1467J104 169 1,203 SH   SOLE   1,203 0 0
Ferrari NV COM N3167Y103 9 65 SH   OTR   65 0 0