	2021		2020
Demand	$	219,072	$	191,898
NOW Accounts		177,223		151,797
Money market accounts		332,843		239,942
Savings		387,529		343,352
Time deposits		375,015		446,266
Total	$	1,491,682	$	1,373,255

Time deposits that meet or exceed the FDIC insurance limit of $250,000 were $100.9 million and $143.2 million at June 30, 2021 and 2020, respectively.

Scheduled maturities of time deposits were as follows as of June 30 (in thousands):

	2021		2020
Within 1 year	$	226,858	$	270,435
1 year to 2 years		52,311		63,771
2 years to 3 years		71,811		32,259
3 years to 4 years		11,030		70,452
4 years to 5 years		13,005		9,349
Total	$	375,015	$	446,266

Deposits of local governments held by PCSB Bank were $74.4 million and $44.1 million at June 30, 2021 and 2020, respectively. Additionally, as of June 30, 2021 and 2020, deposits included brokered time deposits of $30.0 million and $67.5 million, respectively. At June 30, 2021, brokered time deposits had remaining maturities between 12 and 32 months.