The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 274 1,788 SH   SOLE Clearwater Capital Partners 0 0 1,788
ALPHABET INC CAP STK CL A 02079K305 323 148 SH   SOLE Clearwater Capital Partners 0 0 148
ALPHABET INC CAP STK CL C 02079K107 291 133 SH   SOLE Clearwater Capital Partners 0 0 133
AMAZON COM INC COM 023135106 455 4,280 SH   SOLE Clearwater Capital Partners 0 0 4,280
AMGEN INC COM 031162100 458 1,883 SH   SOLE Clearwater Capital Partners 0 0 1,883
APPLE INC COM 037833100 7,725 56,501 SH   SOLE Clearwater Capital Partners 0 0 56,501
ARK ETF TR FINTECH INNOVA 00214Q708 3,300 213,045 SH   SOLE Clearwater Capital Partners 0 0 213,045
ARK ETF TR GENOMIC REV ETF 00214Q302 5,278 167,614 SH   SOLE Clearwater Capital Partners 0 0 167,614
ARK ETF TR INNOVATION ETF 00214Q104 7,000 175,519 SH   SOLE Clearwater Capital Partners 0 0 175,519
ASML HOLDING N V N Y REGISTRY SHS N07059210 272 572 SH   SOLE Clearwater Capital Partners 0 0 572
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 227 831 SH   SOLE Clearwater Capital Partners 0 0 831
CISCO SYS INC COM 17275R102 338 7,916 SH   SOLE Clearwater Capital Partners 0 0 7,916
COMPUGEN LTD ORD M25722105 28 14,976 SH   SOLE Clearwater Capital Partners 0 0 14,976
DBX ETF TR XTRACK MSCI EAFE 233051200 29,870 858,094 SH   SOLE Clearwater Capital Partners 0 0 858,094
DISNEY WALT CO COM 254687106 304 3,222 SH   SOLE Clearwater Capital Partners 0 0 3,222
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 621 13,549 SH   SOLE Clearwater Capital Partners 0 0 13,549
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 705 15,695 SH   SOLE Clearwater Capital Partners 0 0 15,695
EXELON CORP COM 30161N101 235 5,180 SH   SOLE Clearwater Capital Partners 0 0 5,180
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 990 19,567 SH   SOLE Clearwater Capital Partners 0 0 19,567
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 25,542 1,482,415 SH   SOLE Clearwater Capital Partners 0 0 1,482,415
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 252 11,822 SH   SOLE Clearwater Capital Partners 0 0 11,822
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 543 13,964 SH   SOLE Clearwater Capital Partners 0 0 13,964
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 206 2,000 SH   SOLE Clearwater Capital Partners 0 0 2,000
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 9,184 228,232 SH   SOLE Clearwater Capital Partners 0 0 228,232
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 8,592 119,347 SH   SOLE Clearwater Capital Partners 0 0 119,347
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 573 10,583 SH   SOLE Clearwater Capital Partners 0 0 10,583
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 2,325 46,336 SH   SOLE Clearwater Capital Partners 0 0 46,336
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 1,144 18,418 SH   SOLE Clearwater Capital Partners 0 0 18,418
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 1,256 16,515 SH   SOLE Clearwater Capital Partners 0 0 16,515
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 2,650 30,065 SH   SOLE Clearwater Capital Partners 0 0 30,065
GLOBAL X FDS INTERNET OF THNG 37954Y780 11,157 433,793 SH   SOLE Clearwater Capital Partners 0 0 433,793
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 7,264 357,479 SH   SOLE Clearwater Capital Partners 0 0 357,479
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 3,242 70,406 SH   SOLE Clearwater Capital Partners 0 0 70,406
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 2,828 95,054 SH   SOLE Clearwater Capital Partners 0 0 95,054
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 3,166 113,990 SH   SOLE Clearwater Capital Partners 0 0 113,990
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,127 41,721 SH   SOLE Clearwater Capital Partners 0 0 41,721
HOME DEPOT INC COM 437076102 543 1,978 SH   SOLE Clearwater Capital Partners 0 0 1,978
IMMUNITYBIO INC COM 45256X103 689 185,311 SH   SOLE Clearwater Capital Partners 0 0 185,311
INDEPENDENCE HOLDINGS CORP UNIT 03/02/2026 G4761A119 219 22,368 SH   SOLE Clearwater Capital Partners 0 0 22,368
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,609 211,451 SH   SOLE Clearwater Capital Partners 0 0 211,451
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 884 14,251 SH   SOLE Clearwater Capital Partners 0 0 14,251
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 990 44,609 SH   SOLE Clearwater Capital Partners 0 0 44,609
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 206 1,391 SH   SOLE Clearwater Capital Partners 0 0 1,391
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 298 14,493 SH   SOLE Clearwater Capital Partners 0 0 14,493
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 256 3,215 SH   SOLE Clearwater Capital Partners 0 0 3,215
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,083 4,581 SH   SOLE Clearwater Capital Partners 0 0 4,581
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 769 5,210 SH   SOLE Clearwater Capital Partners 0 0 5,210
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 275 6,538 SH   SOLE Clearwater Capital Partners 0 0 6,538
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 281 6,090 SH   SOLE Clearwater Capital Partners 0 0 6,090
INVESCO QQQ TR UNIT SER 1 46090E103 2,978 10,624 SH   SOLE Clearwater Capital Partners 0 0 10,624
INVITAE CORP COM 46185L103 25 10,234 SH   SOLE Clearwater Capital Partners 0 0 10,234
ISHARES INC CORE MSCI EMKT 46434G103 5,350 109,059 SH   SOLE Clearwater Capital Partners 0 0 109,059
ISHARES INC MSCI EMERG MKT 46434G889 13,120 305,691 SH   SOLE Clearwater Capital Partners 0 0 305,691
ISHARES INC MSCI EMERG MRKT 464286533 274 4,941 SH   SOLE Clearwater Capital Partners 0 0 4,941
ISHARES INC MSCI GBL GOLD MN 46434G855 561 25,762 SH   SOLE Clearwater Capital Partners 0 0 25,762
ISHARES TR 0-5 YR TIPS ETF 46429B747 23,925 235,873 SH   SOLE Clearwater Capital Partners 0 0 235,873
ISHARES TR 0-5YR HI YL CP 46434V407 214 5,275 SH   SOLE Clearwater Capital Partners 0 0 5,275
ISHARES TR BLACKROCK ULTRA 46434V878 29,641 592,346 SH   SOLE Clearwater Capital Partners 0 0 592,346
ISHARES TR CORE S&P MCP ETF 464287507 1,106 4,890 SH   SOLE Clearwater Capital Partners 0 0 4,890
ISHARES TR CORE S&P SCP ETF 464287804 873 9,449 SH   SOLE Clearwater Capital Partners 0 0 9,449
ISHARES TR CORE S&P500 ETF 464287200 2,465 6,502 SH   SOLE Clearwater Capital Partners 0 0 6,502
ISHARES TR CUR HD EURZN ETF 46434V639 535 17,064 SH   SOLE Clearwater Capital Partners 0 0 17,064
ISHARES TR EAFE SML CP ETF 464288273 1,941 35,561 SH   SOLE Clearwater Capital Partners 0 0 35,561
ISHARES TR EXPONENTIAL TECH 46434V381 2,367 49,377 SH   SOLE Clearwater Capital Partners 0 0 49,377
ISHARES TR FLTG RATE NT ETF 46429B655 2,272 45,515 SH   SOLE Clearwater Capital Partners 0 0 45,515
ISHARES TR GLOBAL TECH ETF 464287291 637 13,933 SH   SOLE Clearwater Capital Partners 0 0 13,933
ISHARES TR HDG MSCI EAFE 46434V803 2,330 73,229 SH   SOLE Clearwater Capital Partners 0 0 73,229
ISHARES TR INTL EQTY FACTOR 46434V274 37,484 1,593,033 SH   SOLE Clearwater Capital Partners 0 0 1,593,033
ISHARES TR INTL SEL DIV ETF 464288448 12,278 452,062 SH   SOLE Clearwater Capital Partners 0 0 452,062
ISHARES TR ISHARES BIOTECH 464287556 276 2,344 SH   SOLE Clearwater Capital Partners 0 0 2,344
ISHARES TR ISHS 1-5YR INVS 464288646 13,287 262,840 SH   SOLE Clearwater Capital Partners 0 0 262,840
ISHARES TR ISHS 5-10YR INVT 464288638 226 4,431 SH   SOLE Clearwater Capital Partners 0 0 4,431
ISHARES TR MRGSTR MD CP ETF 464288208 220 3,896 SH   SOLE Clearwater Capital Partners 0 0 3,896
ISHARES TR MSCI EMG MKT ETF 464287234 721 17,977 SH   SOLE Clearwater Capital Partners 0 0 17,977
ISHARES TR MSCI USA MIN VOL 46429B697 239 3,407 SH   SOLE Clearwater Capital Partners 0 0 3,407
ISHARES TR MSCI USA MMENTM 46432F396 347 2,545 SH   SOLE Clearwater Capital Partners 0 0 2,545
ISHARES TR MSCI USA QLT FCT 46432F339 682 6,102 SH   SOLE Clearwater Capital Partners 0 0 6,102
ISHARES TR MSCI USA SML CP 46434V290 21,516 458,857 SH   SOLE Clearwater Capital Partners 0 0 458,857
ISHARES TR MSCI USA VALUE 46432F388 408 4,508 SH   SOLE Clearwater Capital Partners 0 0 4,508
ISHARES TR NATIONAL MUN ETF 464288414 4,912 46,182 SH   SOLE Clearwater Capital Partners 0 0 46,182
ISHARES TR PFD AND INCM SEC 464288687 1,207 36,714 SH   SOLE Clearwater Capital Partners 0 0 36,714
ISHARES TR RESIDENTIAL MULT 464288562 13,176 164,723 SH   SOLE Clearwater Capital Partners 0 0 164,723
ISHARES TR RUS 2000 GRW ETF 464287648 308 1,495 SH   SOLE Clearwater Capital Partners 0 0 1,495
ISHARES TR S&P 500 GRWT ETF 464287309 240 3,979 SH   SOLE Clearwater Capital Partners 0 0 3,979
ISHARES TR S&P MC 400GR ETF 464287606 244 3,826 SH   SOLE Clearwater Capital Partners 0 0 3,826
ISHARES TR SELECT DIVID ETF 464287168 354 3,009 SH   SOLE Clearwater Capital Partners 0 0 3,009
ISHARES TR SHRT NAT MUN ETF 464288158 4,423 42,253 SH   SOLE Clearwater Capital Partners 0 0 42,253
ISHARES TR SP SMCP600VL ETF 464287879 338 3,802 SH   SOLE Clearwater Capital Partners 0 0 3,802
ISHARES TR U S EQUITY FACTR 46434V282 38,764 1,022,792 SH   SOLE Clearwater Capital Partners 0 0 1,022,792
ISHARES TR U.S. UTILITS ETF 464287697 317 3,700 SH   SOLE Clearwater Capital Partners 0 0 3,700
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 59,327 1,204,365 SH   SOLE Clearwater Capital Partners 0 0 1,204,365
LILLY ELI & CO COM 532457108 463 1,429 SH   SOLE Clearwater Capital Partners 0 0 1,429
LUMINAR TECHNOLOGIES INC COM CL A 550424105 220 37,132 SH   SOLE Clearwater Capital Partners 0 0 37,132
MCDONALDS CORP COM 580135101 469 1,899 SH   SOLE Clearwater Capital Partners 0 0 1,899
MICROSOFT CORP COM 594918104 1,905 7,416 SH   SOLE Clearwater Capital Partners 0 0 7,416
NANO DIMENSION LTD SPONSORD ADS NEW 63008G203 138 44,000 SH   SOLE Clearwater Capital Partners 0 0 44,000
NVIDIA CORPORATION COM 67066G104 400 2,638 SH   SOLE Clearwater Capital Partners 0 0 2,638
PACIFIC BIOSCIENCES CALIF IN COM 69404D108 62 14,104 SH   SOLE Clearwater Capital Partners 0 0 14,104
PALANTIR TECHNOLOGIES INC CL A 69608A108 126 13,851 SH   SOLE Clearwater Capital Partners 0 0 13,851
PEPSICO INC COM 713448108 465 2,791 SH   SOLE Clearwater Capital Partners 0 0 2,791
PFIZER INC COM 717081103 224 4,269 SH   SOLE Clearwater Capital Partners 0 0 4,269
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,300 43,387 SH   SOLE Clearwater Capital Partners 0 0 43,387
RED CAT HLDGS INC COM 75644T100 30 14,500 SH   SOLE Clearwater Capital Partners 0 0 14,500
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 16,641 655,658 SH   SOLE Clearwater Capital Partners 0 0 655,658
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,414 44,967 SH   SOLE Clearwater Capital Partners 0 0 44,967
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,125 196,128 SH   SOLE Clearwater Capital Partners 0 0 196,128
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 220 4,600 SH   SOLE Clearwater Capital Partners 0 0 4,600
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,587 27,368 SH   SOLE Clearwater Capital Partners 0 0 27,368
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 19,022 425,925 SH   SOLE Clearwater Capital Partners 0 0 425,925
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,244 115,471 SH   SOLE Clearwater Capital Partners 0 0 115,471
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,819 251,828 SH   SOLE Clearwater Capital Partners 0 0 251,828
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 623 19,805 SH   SOLE Clearwater Capital Partners 0 0 19,805
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,010 7,946 SH   SOLE Clearwater Capital Partners 0 0 7,946
SEMA4 HOLDINGS CORP COM CL A 81663L101 20 16,024 SH   SOLE Clearwater Capital Partners 0 0 16,024
SERES THERAPEUTICS INC COM 81750R102 42 12,364 SH   SOLE Clearwater Capital Partners 0 0 12,364
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,270 37,015 SH   SOLE Clearwater Capital Partners 0 0 37,015
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,307 3,464 SH   SOLE Clearwater Capital Partners 0 0 3,464
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 286 691 SH   SOLE Clearwater Capital Partners 0 0 691
SPDR SER TR BLOOMBERG INVT 78468R200 32,704 1,086,150 SH   SOLE Clearwater Capital Partners 0 0 1,086,150
SPDR SER TR NUVEEN BLMBRG SH 78468R739 437 9,250 SH   SOLE Clearwater Capital Partners 0 0 9,250
SPDR SER TR NUVEEN BLOOMBERG 78464A284 474 9,233 SH   SOLE Clearwater Capital Partners 0 0 9,233
TESLA INC COM 88160R101 257 381 SH   SOLE Clearwater Capital Partners 0 0 381
VANECK ETF TRUST GOLD MINERS ETF 92189F106 9,981 364,533 SH   SOLE Clearwater Capital Partners 0 0 364,533
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 926 17,188 SH   SOLE Clearwater Capital Partners 0 0 17,188
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 1,545 33,821 SH   SOLE Clearwater Capital Partners 0 0 33,821
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 1,906 59,547 SH   SOLE Clearwater Capital Partners 0 0 59,547
VANGUARD INDEX FDS GROWTH ETF 922908736 6,354 28,506 SH   SOLE Clearwater Capital Partners 0 0 28,506
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,663 9,485 SH   SOLE Clearwater Capital Partners 0 0 9,485
VANGUARD INDEX FDS MID CAP ETF 922908629 216 1,097 SH   SOLE Clearwater Capital Partners 0 0 1,097
VANGUARD INDEX FDS SML CP GRW ETF 922908595 382 1,937 SH   SOLE Clearwater Capital Partners 0 0 1,937
VANGUARD INDEX FDS TOTAL STK MKT 922908769 414 2,193 SH   SOLE Clearwater Capital Partners 0 0 2,193
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 318 7,638 SH   SOLE Clearwater Capital Partners 0 0 7,638
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 556 11,085 SH   SOLE Clearwater Capital Partners 0 0 11,085
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,501 8,263 SH   SOLE Clearwater Capital Partners 0 0 8,263
VANGUARD WORLD FDS INF TECH ETF 92204A702 365 1,118 SH   SOLE Clearwater Capital Partners 0 0 1,118
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 5,922 211,267 SH   SOLE Clearwater Capital Partners 0 0 211,267
WISDOMTREE TR EM EX ST-OWNED 97717X578 9,941 346,630 SH   SOLE Clearwater Capital Partners 0 0 346,630
WISDOMTREE TR EMER MKT HIGH FD 97717W315 432 11,665 SH   SOLE Clearwater Capital Partners 0 0 11,665
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 12,987 553,590 SH   SOLE Clearwater Capital Partners 0 0 553,590
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,804 27,529 SH   SOLE Clearwater Capital Partners 0 0 27,529
WISDOMTREE TR US HIGH DIVIDEND 97717W208 23,043 280,016 SH   SOLE Clearwater Capital Partners 0 0 280,016
WISDOMTREE TR US LARGECAP DIVD 97717W307 7,093 120,011 SH   SOLE Clearwater Capital Partners 0 0 120,011
WISDOMTREE TR US MIDCAP DIVID 97717W505 693 17,785 SH   SOLE Clearwater Capital Partners 0 0 17,785
WISDOMTREE TR US MIDCAP FUND 97717W570 6,668 145,055 SH   SOLE Clearwater Capital Partners 0 0 145,055
WISDOMTREE TR US QTLY DIV GRT 97717X669 64,580 1,126,857 SH   SOLE Clearwater Capital Partners 0 0 1,126,857
WISDOMTREE TR US S CAP QTY DIV 97717X651 273 6,877 SH   SOLE Clearwater Capital Partners 0 0 6,877
WISDOMTREE TR US SMALLCAP DIVD 97717W604 770 27,282 SH   SOLE Clearwater Capital Partners 0 0 27,282
WISDOMTREE TR US SMALLCAP FUND 97717W562 491 11,950 SH   SOLE Clearwater Capital Partners 0 0 11,950
WISDOMTREE TR US TOTAL DIVIDND 97717W109 1,311 22,630 SH   SOLE Clearwater Capital Partners 0 0 22,630
WISDOMTREE TR YIELD ENHANCD US 97717X511 7,386 165,189 SH   SOLE Clearwater Capital Partners 0 0 165,189
WP CAREY INC COM 92936U109 200 2,413 SH   SOLE Clearwater Capital Partners 0 0 2,413