The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KRAFT HEINZ CO COM 500754106 10 345 SH   SOLE   0 0 345
MOTOROLA SOLUTIONS INC COM NEW 620076307 11 63 SH   SOLE   0 0 63
WELLS FARGO CO NEW COM 949746101 11 223 SH   SOLE   0 0 223
JD COM INC SPON ADR CL A 47215P106 11 400 SH   SOLE   0 0 400
ENTERPRISE PRODS PARTNERS L COM 293792107 12 409 SH   SOLE   0 0 409
PHILLIPS 66 COM 718546104 12 117 SH   SOLE   0 0 117
VANGUARD INDEX FDS ETF 922908736 12 74 SH   SOLE   0 0 74
CORTEVA INC COM 22052L104 12 421 SH   SOLE   0 0 421
SPDR SERIES TRUST HLTH CR EQUIP 78464A581 12 150 SH   SOLE   0 0 150
3M CO COM 88579Y101 12 73 SH   SOLE   0 0 73
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 12 86 SH   SOLE   0 0 86
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 13 410 SH   SOLE   0 0 410
THE CHARLES SCHWAB CORPORATI COM 808513105 13 305 SH   SOLE   0 0 305
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 13 75 SH   SOLE   0 0 75
VALERO ENERGY CORP NEW COM 91913Y100 13 150 SH   SOLE   0 0 150
ALCON INC ORD SHS H01301128 13 225 SH   SOLE   0 0 225
FIDELITY ETF 316188309 14 274 SH   SOLE   0 0 274
ISHARES TR ETF 46429B598 14 429 SH   SOLE   0 0 429
MCKESSON CORP COM 58155Q103 14 104 SH   SOLE   0 0 104
EDISON INTL COM 281020107 15 200 SH   SOLE   0 0 200
ILLINOIS TOOL WKS INC COM 452308109 16 100 SH   SOLE   0 0 100
KIMBERLY CLARK CORP COM 494368103 16 111 SH   SOLE   0 0 111
ENBRIDGE INC COM 29250N105 16 460 SH   SOLE   0 0 460
HERSHEY CO COM 427866108 17 110 SH   SOLE   0 0 110
ISHARES TR ETF 464287879 17 111 SH   SOLE   0 0 111
FORTIVE CORP COM 34959J108 17 245 SH   SOLE   0 0 245
INGEVITY CORP COM 45688C107 17 198 SH   SOLE   0 0 198
SEABOARD CORP COM 811543107 18 4 SH   SOLE   0 0 4
FLEXSHARES TR MORNSTAR USMKT 33939L100 18 150 SH   SOLE   0 0 150
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 19 900 SH   SOLE   0 0 900
STARBUCKS CORP COM 855244109 19 218 SH   SOLE   0 0 218
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 20 274 SH   SOLE   0 0 274
AMGEN INC COM 031162100 21 110 SH   SOLE   0 0 110
ECOLAB INC COM 278865100 21 105 SH   SOLE   0 0 105
LOCKHEED MARTIN CORP COM 539830109 21 53 SH   SOLE   0 0 53
SPDR GOLD TRUST GOLD SHS 78463V107 21 149 SH   SOLE   0 0 149
ISHARES TR ETF 464288257 22 301 SH   SOLE   0 0 301
UNITED TECHNOLOGIES CORP COM 913017109 22 159 SH   SOLE   0 0 159
EOG RES INC COM 26875P101 22 302 SH   SOLE   0 0 302
FOX CORP CL A COM 35137L105 23 744 SH   SOLE   0 0 744
AMERICAN EXPRESS CO COM 025816109 24 200 SH   SOLE   0 0 200
CONSOLIDATED EDISON INC COM 209115104 24 257 SH   SOLE   0 0 257
ISHARES TR ETF 464287507 24 125 SH   SOLE   0 0 125
PFIZER INC COM 717081103 24 677 SH   SOLE   0 0 677
UNITEDHEALTH GROUP INC COM 91324P102 24 112 SH   SOLE   0 0 112
CANOPY GROWTH CORP COM 138035100 25 1,100 SH   SOLE   0 0 1,100
PAYCHEX INC COM 704326107 25 300 SH   SOLE   0 0 300
UNITED PARCEL SERVICE INC CL B 911312106 25 211 SH   SOLE   0 0 211
BLACKSTONE GROUP INC COM CL A 09260D107 26 528 SH   SOLE   0 0 528
WELLCARE HEALTH PLANS INC COM 94946T106 26 100 SH   SOLE   0 0 100
NETFLIX INC COM 64110L106 27 100 SH   SOLE   0 0 100
NISOURCE INC COM 65473P105 27 912 SH   SOLE   0 0 912
LAM RESEARCH CORP COM 512807108 28 121 SH   SOLE   0 0 121
DUKE ENERGY CORP NEW COM NEW 26441C204 28 288 SH   SOLE   0 0 288
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 29 1,047 SH   SOLE   0 0 1,047
THERMO FISHER SCIENTIFIC INC COM 883556102 29 100 SH   SOLE   0 0 100
BOOKING HLDGS INC COM 09857L108 29 15 SH   SOLE   0 0 15
BOEING CO COM 097023105 30 78 SH   SOLE   0 0 78
CUMMINS INC COM 231021106 30 182 SH   SOLE   0 0 182
DOW INC COM 260557103 30 629 SH   SOLE   0 0 629
US BANCORP DEL COM NEW 902973304 30 537 SH   SOLE   0 0 537
DUPONT DE NEMOURS INC COM 26614N102 30 424 SH   SOLE   0 0 424
CHEVRON CORP NEW COM 166764100 31 260 SH   SOLE   0 0 260
FIFTH THIRD BANCORP COM 316773100 31 1,149 SH   SOLE   0 0 1,149
COMCAST CORP NEW CL A 20030N101 31 678 SH   SOLE   0 0 678
ZIMMER BIOMET HLDGS INC COM 98956P102 31 229 SH   SOLE   0 0 229
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 32 394 SH   SOLE   0 0 394
FEDEX CORP COM 31428X106 32 217 SH   SOLE   0 0 217
VISA INC COM CL A 92826C839 33 194 SH   SOLE   0 0 194
ALTRIA GROUP INC COM 02209S103 37 900 SH   SOLE   0 0 900
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 37 707 SH   SOLE   0 0 707
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 41 503 SH   SOLE   0 0 503
BECTON DICKINSON & CO COM 075887109 42 166 SH   SOLE   0 0 166
EMERSON ELEC CO COM 291011104 44 655 SH   SOLE   0 0 655
MONDELEZ INTL INC CL A 609207105 45 815 SH   SOLE   0 0 815
BLACKROCK INC COM 09247X101 45 102 SH   SOLE   0 0 102
SPDR SERIES TRUST ETF 78464A797 45 1,032 SH   SOLE   0 0 1,032
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 45 581 SH   SOLE   0 0 581
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 45 428 SH   SOLE   0 0 428
MERCK & CO INC COM 58933Y105 46 547 SH   SOLE   0 0 547
ISHARES TR MSCI ACWI EX US 464288240 47 1,017 SH   SOLE   0 0 1,017
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 47 1,247 SH   SOLE   0 0 1,247
OCCIDENTAL PETE CORP COM 674599105 48 1,077 SH   SOLE   0 0 1,077
INTEL CORP COM 458140100 49 944 SH   SOLE   0 0 944
PRUDENTIAL FINL INC COM 744320102 49 541 SH   SOLE   0 0 541
ISHARES TR ETF 46432FBC0 51 1,936 SH   SOLE   0 0 1,936
ISHARES TR BARCLAYS 7 10 YR 464287440 52 464 SH   SOLE   0 0 464
TOTAL S A SPONSORED ADS 89151E109 52 1,000 SH   SOLE   0 0 1,000
WALMART INC COM 931142103 53 447 SH   SOLE   0 0 447
PHILIP MORRIS INTL INC COM 718172109 55 720 SH   SOLE   0 0 720
UNILEVER N V N Y SHS NEW 904784709 57 952 SH   SOLE   0 0 952
HOME DEPOT INC COM 437076102 59 256 SH   SOLE   0 0 256
ISHARES TR NASDAQ BIOTECH 464287556 60 601 SH   SOLE   0 0 601
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 67 1,543 SH   SOLE   0 0 1,543
SCHWAB STRATEGIC TR ETF 808524847 67 1,424 SH   SOLE   0 0 1,424
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT 46138E149 67 587 SH   SOLE   0 0 587
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 68 352 SH   SOLE   0 0 352
SCHWAB STRATEGIC TR ETF 808524607 69 995 SH   SOLE   0 0 995
SPDR S&P 500 ETF TR TR UNIT 78462F103 70 235 SH   SOLE   0 0 235
TRI CONTL CORP COM 895436103 71 2,605 SH   SOLE   0 0 2,605
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 71 1,220 SH   SOLE   0 0 1,220
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 73 1,871 SH   SOLE   0 0 1,871
FIRST TR EXCHANGE TRADED FD ETF 33734X846 76 2,739 SH   SOLE   0 0 2,739
PEPSICO INC COM 713448108 77 558 SH   SOLE   0 0 558
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 78 877 SH   SOLE   0 0 877
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 80 1,262 SH   SOLE   0 0 1,262
ISHARES TR ETF 464288489 80 2,703 SH   SOLE   0 0 2,703
ISHARES TR ETF 46434V647 81 2,900 SH   SOLE   0 0 2,900
DANAHER CORPORATION COM 235851102 82 571 SH   SOLE   0 0 571
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 82 2,666 SH   SOLE   0 0 2,666
ISHARES TR ETF 46432FAZ0 88 3,280 SH   SOLE   0 0 3,280
UNIVERSAL DISPLAY CORP COM 91347P105 92 550 SH   SOLE   0 0 550
FLEXSHARES TR MORNSTAR UPSTR 33939L407 96 3,069 SH   SOLE   0 0 3,069
MCDONALDS CORP COM 580135101 97 453 SH   SOLE   0 0 453
EXXON MOBIL CORP COM 30231G102 97 1,377 SH   SOLE   0 0 1,377
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 103 1,268 SH   SOLE   0 0 1,268
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 104 1,654 SH   SOLE   0 0 1,654
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 104 3,474 SH   SOLE   0 0 3,474
ISHARES TR ETF 464287689 105 604 SH   SOLE   0 0 604
NOVARTIS A G SPONSORED ADR 66987V109 106 1,225 SH   SOLE   0 0 1,225
MORGAN STANLEY COM NEW 617446448 107 2,500 SH   SOLE   0 0 2,500
DISCOVER FINL SVCS COM 254709108 109 1,350 SH   SOLE   0 0 1,350
SCHWAB STRATEGIC TR ETF 808524870 113 1,989 SH   SOLE   0 0 1,989
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 115 2,340 SH   SOLE   0 0 2,340
AMAZON COM INC COM 023135106 118 68 SH   SOLE   0 0 68
ISHARES INC ETF 464286392 119 1,299 SH   SOLE   0 0 1,299
CLOROX CO DEL COM 189054109 121 800 SH   SOLE   0 0 800
HONEYWELL INTL INC COM 438516106 130 766 SH   SOLE   0 0 766
ISHARES TR ETF 464288323 132 2,314 SH   SOLE   0 0 2,314
ALPHABET INC CAP STK CL C 02079K107 133 109 SH   SOLE   0 0 109
PIMCO ETF TR BROAD US TIPS 72201R403 134 2,230 SH   SOLE   0 0 2,230
SCHWAB STRATEGIC TR ETF 808524201 142 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 142 1,686 SH   SOLE   0 0 1,686
CENTERPOINT ENERGY INC COM 15189T107 144 4,779 SH   SOLE   0 0 4,779
COSTCO WHSL CORP NEW COM 22160K105 144 501 SH   SOLE   0 0 501
SCHWAB STRATEGIC TR ETF 808524102 147 2,067 SH   SOLE   0 0 2,067
VANGUARD WHITEHALL FDS INC ETF 921946885 147 1,820 SH   SOLE   0 0 1,820
VANGUARD STAR FD VG TL INTL STK F 921909768 151 2,924 SH   SOLE   0 0 2,924
VERIZON COMMUNICATIONS INC COM 92343V104 152 2,516 SH   SOLE   0 0 2,516
ISHARES TR CORE US AGGBD ET 464287226 154 1,364 SH   SOLE   0 0 1,364
ISHARES INC ETF 464286525 159 1,682 SH   SOLE   0 0 1,682
KINDER MORGAN INC DEL COM 49456B101 168 8,142 SH   SOLE   0 0 8,142
ISHARES TR ETF 464287622 173 1,053 SH   SOLE   0 0 1,053
ISHARES TR ETF 464287572 174 3,518 SH   SOLE   0 0 3,518
SPDR SERIES TRUST ETF 78464A847 176 5,189 SH   SOLE   0 0 5,189
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 180 3,941 SH   SOLE   0 0 3,941
PROSHARES TR S&P MDCP 400 DIV 74347B680 180 3,100 SH   SOLE   0 0 3,100
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 184 3,757 SH   SOLE   0 0 3,757
JOHNSON & JOHNSON COM 478160104 189 1,461 SH   SOLE   0 0 1,461
ISHARES TR JPMORGAN USD EMG 464288281 193 1,704 SH   SOLE   0 0 1,704
MICROSOFT CORP COM 594918104 199 1,431 SH   SOLE   0 0 1,431
NORTHERN TR CORP COM 665859104 215 2,304 SH   SOLE   0 0 2,304
FRANKLIN RES INC COM 354613101 222 7,682 SH   SOLE   0 0 7,682
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 226 8,869 SH   SOLE   0 0 8,869
AT&T INC COM 00206R102 231 6,102 SH   SOLE   0 0 6,102
SCHWAB STRATEGIC TR ETF 808524508 236 4,165 SH   SOLE   0 0 4,165
ISHARES GOLD TRUST ISHARES 464285105 240 17,050 SH   SOLE   0 0 17,050
XCEL ENERGY INC COM 98389B100 254 3,907 SH   SOLE   0 0 3,907
INVESCO QQQ TR UNIT SER 1 46090E103 265 1,406 SH   SOLE   0 0 1,406
DISNEY WALT CO COM DISNEY 254687106 273 2,097 SH   SOLE   0 0 2,097
ISHARES TR ETF 464287200 274 919 SH   SOLE   0 0 919
ISHARES TR CORE S&P TTL STK 464287150 287 4,273 SH   SOLE   0 0 4,273
VANGUARD INDEX FDS ETF 922908744 290 2,598 SH   SOLE   0 0 2,598
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 292 5,933 SH   SOLE   0 0 5,933
ISHARES TR ETF 464288646 297 5,538 SH   SOLE   0 0 5,538
SPDR SERIES TRUST S&P BIOTECH 78464A870 302 3,960 SH   SOLE   0 0 3,960
ALLSTATE CORP COM 020002101 311 2,858 SH   SOLE   0 0 2,858
ISHARES TR ETF 464287598 322 2,509 SH   SOLE   0 0 2,509
PROCTER & GAMBLE CO COM 742718109 328 2,637 SH   SOLE   0 0 2,637
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 355 3,489 SH   SOLE   0 0 3,489
ABBVIE INC COM 00287Y109 358 4,724 SH   SOLE   0 0 4,724
ISHARES TR ETF 464288760 363 1,617 SH   SOLE   0 0 1,617
ISHARES TR 1 3 YR TREAS BD 464287457 364 4,296 SH   SOLE   0 0 4,296
ABBOTT LABS COM 002824100 366 4,379 SH   SOLE   0 0 4,379
ISHARES TR ETF 464287705 373 2,336 SH   SOLE   0 0 2,336
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 375 7,000 SH   SOLE   0 0 7,000
ISHARES TR 3 7 YR TREAS BD 464288661 385 3,039 SH   SOLE   0 0 3,039
MASTERCARD INC CL A 57636Q104 385 1,417 SH   SOLE   0 0 1,417
ISHARES TR ETF 464287770 408 2,992 SH   SOLE   0 0 2,992
ISHARES TR ETF 464288414 418 3,661 SH   SOLE   0 0 3,661
NEXTERA ENERGY INC COM 65339F101 418 1,794 SH   SOLE   0 0 1,794
ISHARES TR ETF 46434VBD1 443 17,118 SH   SOLE   0 0 17,118
ISHARES TR ETF 464287242 462 3,624 SH   SOLE   0 0 3,624
SPDR SERIES TRUST ETF 78464A292 473 10,706 SH   SOLE   0 0 10,706
ISHARES TR ETF 464288513 510 5,855 SH   SOLE   0 0 5,855
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 512 4,245 SH   SOLE   0 0 4,245
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 528 3,789 SH   SOLE   0 0 3,789
VANGUARD WORLD FDS ETF 92204A504 531 3,168 SH   SOLE   0 0 3,168
ISHARES TR ETF 464287655 544 3,596 SH   SOLE   0 0 3,596
ISHARES TR MRNGSTR LG-CP GR 464287119 551 2,877 SH   SOLE   0 0 2,877
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 555 10,815 SH   SOLE   0 0 10,815
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 573 6,463 SH   SOLE   0 0 6,463
ALPHABET INC CAP STK CL A 02079K305 628 514 SH   SOLE   0 0 514
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 639 10,426 SH   SOLE   0 0 10,426
WALGREENS BOOTS ALLIANCE INC COM 931427108 652 11,792 SH   SOLE   0 0 11,792
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 653 11,929 SH   SOLE   0 0 11,929
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 662 44,002 SH   SOLE   0 0 44,002
APPLE INC COM 037833100 664 2,963 SH   SOLE   0 0 2,963
ISHARES TR PFD AND INCM SEC 464288687 704 18,751 SH   SOLE   0 0 18,751
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 708 13,177 SH   SOLE   0 0 13,177
VANGUARD INTL EQUITY INDEX F ETF 922042742 752 10,045 SH   SOLE   0 0 10,045
WISDOMTREE TR US SMALLCAP DIVD 97717W604 761 27,789 SH   SOLE   0 0 27,789
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 782 5,094 SH   SOLE   0 0 5,094
GOLDMAN SACHS ETF TR ETF 381430503 817 13,642 SH   SOLE   0 0 13,642
SPDR INDEX SHS FDS ETF 78463X749 820 15,815 SH   SOLE   0 0 15,815
ISHARES INC CORE MSCI EMKT 46434G103 823 16,784 SH   SOLE   0 0 16,784
ISHARES TR CORE S&P US GWT 464287671 831 13,214 SH   SOLE   0 0 13,214
SPDR SERIES TRUST ETF 78464A656 909 31,862 SH   SOLE   0 0 31,862
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 921 8,474 SH   SOLE   0 0 8,474
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 934 25,411 SH   SOLE   0 0 25,411
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 971 19,468 SH   SOLE   0 0 19,468
ISHARES TR ETF 464287473 1,042 11,612 SH   SOLE   0 0 11,612
VANGUARD WORLD FDS ETF 92204A702 1,098 5,096 SH   SOLE   0 0 5,096
SCHWAB STRATEGIC TR ETF 808524805 1,187 37,257 SH   SOLE   0 0 37,257
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,211 9,339 SH   SOLE   0 0 9,339
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 1,325 10,736 SH   SOLE   0 0 10,736
ISHARES TR COHEN STEER REIT 464287564 1,331 11,088 SH   SOLE   0 0 11,088
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,427 41,642 SH   SOLE   0 0 41,642
ISHARES TR ETF 464287614 1,558 9,757 SH   SOLE   0 0 9,757
ISHARES TR ETF 464287408 1,666 13,983 SH   SOLE   0 0 13,983
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,764 11,685 SH   SOLE   0 0 11,685
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,781 49,056 SH   SOLE   0 0 49,056
ISHARES TR ETF 464287630 1,856 15,541 SH   SOLE   0 0 15,541
ISHARES TR IBONDS DEC2022 46435G755 1,907 72,935 SH   SOLE   0 0 72,935
ISHARES TR IBONDS DEC2021 46435G789 2,020 78,350 SH   SOLE   0 0 78,350
ISHARES TR IBONDS SEP2020 46434V571 2,189 85,744 SH   SOLE   0 0 85,744
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,458 24,815 SH   SOLE   0 0 24,815
ISHARES TR IBONDS DEC2023 46435G318 2,585 100,342 SH   SOLE   0 0 100,342
ISHARES TR ETF 464287846 3,081 20,880 SH   SOLE   0 0 20,880
ISHARES TR ETF 464287481 3,230 22,848 SH   SOLE   0 0 22,848
ISHARES TR ETF 464287234 3,242 79,324 SH   SOLE   0 0 79,324
ISHARES TR ETF 464287648 3,321 17,230 SH   SOLE   0 0 17,230
ISHARES TR ETF 464287465 3,655 56,045 SH   SOLE   0 0 56,045
VANGUARD INDEX FDS ETF 922908553 3,825 41,023 SH   SOLE   0 0 41,023
VANGUARD INTL EQUITY INDEX F ETF 922042676 4,099 69,953 SH   SOLE   0 0 69,953
ISHARES TR ETF 46434VBG4 4,135 160,975 SH   SOLE   0 0 160,975
VANGUARD INDEX FDS ETF 922908363 4,570 16,764 SH   SOLE   0 0 16,764
ISHARES TR ETF 464287309 4,643 25,791 SH   SOLE   0 0 25,791
ISHARES TR ETF 46434VBA7 4,867 192,206 SH   SOLE   0 0 192,206
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,682 27,317 SH   SOLE   0 0 27,317
ISHARES TR ETF 46434VAU4 5,896 237,267 SH   SOLE   0 0 237,267
SCHWAB STRATEGIC TR ETF 808524409 6,019 106,093 SH   SOLE   0 0 106,093
VANGUARD INDEX FDS ETF 922908652 6,139 52,773 SH   SOLE   0 0 52,773
VANGUARD INDEX FDS ETF 922908611 7,283 56,523 SH   SOLE   0 0 56,523
UBS AG JERSEY BRH DJ COMMD ETN39 902641679 7,536 518,634 SH   SOLE   0 0 518,634
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,777 68,825 SH   SOLE   0 0 68,825
ISHARES TR ETF 46434VAX8 8,027 313,545 SH   SOLE   0 0 313,545
ISHARES TR ETF 46434VBK5 8,264 330,545 SH   SOLE   0 0 330,545
ISHARES TR ETF 464287176 8,742 75,177 SH   SOLE   0 0 75,177
SCHWAB STRATEGIC TR ETF 808524300 8,832 105,127 SH   SOLE   0 0 105,127
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,845 59,722 SH   SOLE   0 0 59,722
VANGUARD INDEX FDS ETF 922908595 8,908 48,932 SH   SOLE   0 0 48,932
ISHARES TR ETF 46434VAQ3 9,550 376,424 SH   SOLE   0 0 376,424
VANGUARD CHARLOTTE FDS ETF 92203J407 13,554 230,400 SH   SOLE   0 0 230,400
VANGUARD TAX MANAGED INTL FD ETF 921943858 18,328 446,164 SH   SOLE   0 0 446,164
VANGUARD INTL EQUITY INDEX F ETF 922042858 19,438 482,822 SH   SOLE   0 0 482,822