The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   232,096 2,114 SH   SOLE   0 0 2,114
ALBERTSONS COS INC COMMON STOCK 013091103   1,161,025 55,980 SH   SOLE   0 0 55,980
AMAZON COM INC COM 023135106   2,051,448 24,422 SH   SOLE   0 0 24,422
ELEVANCE HEALTH INC COM 036752103   379,598 740 SH   SOLE   0 0 740
APPLE INC COM 037833100   6,694,350 51,523 SH   SOLE   0 0 51,523
APPLIED MATLS INC COM 038222105   694,222 7,129 SH   SOLE   0 0 7,129
ARISTA NETWORKS INC COM 040413106   439,894 3,625 SH   SOLE   0 0 3,625
BANK AMERICA CORP COM 060505104   386,875 11,681 SH   SOLE   0 0 11,681
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,732,620 5,609 SH   SOLE   0 0 5,609
BHP GROUP LTD SPONSORED ADS 088606108   895,009 14,424 SH   SOLE   0 0 14,424
BRISTOL-MYERS SQUIBB CO COM 110122108   265,783 3,694 SH   SOLE   0 0 3,694
CSX CORP COM 126408103   1,198,461 38,685 SH   SOLE   0 0 38,685
CVS HEALTH CORP COM 126650100   2,234,004 23,973 SH   SOLE   0 0 23,973
COTERRA ENERGY INC COM 127097103   351,376 14,301 SH   SOLE   0 0 14,301
CARNIVAL CORP COMMON STOCK 143658300   107,762 13,370 SH   SOLE   0 0 13,370
CHEVRON CORP NEW COM 166764100   1,826,397 10,175 SH   SOLE   0 0 10,175
CHIPOTLE MEXICAN GRILL INC COM 169656105   341,323 246 SH   SOLE   0 0 246
CITIGROUP INC COM NEW 172967424   226,738 5,013 SH   SOLE   0 0 5,013
COCA COLA CO COM 191216100   1,200,257 18,869 SH   SOLE   0 0 18,869
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   329,071 5,754 SH   SOLE   0 0 5,754
COPART INC COM 217204106   360,103 5,914 SH   SOLE   0 0 5,914
DEERE & CO COM 244199105   565,963 1,320 SH   SOLE   0 0 1,320
DELTA AIR LINES INC DEL COM NEW 247361702   607,713 18,494 SH   SOLE   0 0 18,494
DISNEY WALT CO COM 254687106   1,002,074 11,534 SH   SOLE   0 0 11,534
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   325,044 7,220 SH   SOLE   0 0 7,220
GENERAL MLS INC COM 370334104   559,028 6,667 SH   SOLE   0 0 6,667
GENUINE PARTS CO COM 372460105   416,424 2,400 SH   SOLE   0 0 2,400
GILEAD SCIENCES INC COM 375558103   1,188,287 13,841 SH   SOLE   0 0 13,841
HOME DEPOT INC COM 437076102   1,754,602 5,555 SH   SOLE   0 0 5,555
HUNTINGTON BANCSHARES INC COM 446150104   334,466 23,721 SH   SOLE   0 0 23,721
INTERNATIONAL BUSINESS MACHS COM 459200101   340,249 2,415 SH   SOLE   0 0 2,415
ISHARES INC MSCI EMERG MRKT 464286533   280,635 5,290 SH   SOLE   0 0 5,290
ISHARES TR CORE S&P TTL STK 464287150   376,258 4,437 SH   SOLE   0 0 4,437
ISHARES TR TIPS BD ETF 464287176   263,545 2,476 SH   SOLE   0 0 2,476
ISHARES TR CORE S&P500 ETF 464287200   9,057,468 23,575 SH   SOLE   0 0 23,575
ISHARES TR CORE US AGGBD ET 464287226   908,378 9,366 SH   SOLE   0 0 9,366
ISHARES TR IBOXX INV CP ETF 464287242   1,544,339 14,648 SH   SOLE   0 0 14,648
ISHARES TR S&P 500 GRWT ETF 464287309   1,914,401 32,725 SH   SOLE   0 0 32,725
ISHARES TR 20 YR TR BD ETF 464287432   207,085 2,080 SH   SOLE   0 0 2,080
ISHARES TR 7-10 YR TRSY BD 464287440   940,272 9,817 SH   SOLE   0 0 9,817
ISHARES TR EXPANDED TECH 464287515   1,444,530 5,646 SH   SOLE   0 0 5,646
ISHARES TR RUS 1000 ETF 464287622   9,869,761 46,883 SH   SOLE   0 0 46,883
ISHARES TR U.S. FINLS ETF 464287788   371,992 4,929 SH   SOLE   0 0 4,929
ISHARES TR CORE S&P SCP ETF 464287804   6,036,205 63,781 SH   SOLE   0 0 63,781
ISHARES TR JPMORGAN USD EMG 464288281   763,997 9,032 SH   SOLE   0 0 9,032
ISHARES TR MBS ETF 464288588   375,174 4,045 SH   SOLE   0 0 4,045
ISHARES TR ISHS 5-10YR INVT 464288638   3,589,428 72,499 SH   SOLE   0 0 72,499
ISHARES TR ISHS 1-5YR INVS 464288646   1,827,248 36,677 SH   SOLE   0 0 36,677
ISHARES TR US AER DEF ETF 464288760   266,451 2,382 SH   SOLE   0 0 2,382
ISHARES TR EAFE VALUE ETF 464288877   423,243 9,225 SH   SOLE   0 0 9,225
ISHARES TR EAFE GRWTH ETF 464288885   273,728 3,268 SH   SOLE   0 0 3,268
JOHNSON & JOHNSON COM 478160104   7,589,944 42,966 SH   SOLE   0 0 42,966
KOHLS CORP COM 500255104   1,887,139 74,738 SH   SOLE   0 0 74,738
KROGER CO COM 501044101   1,409,923 31,627 SH   SOLE   0 0 31,627
LAM RESEARCH CORP COM 512807108   403,908 961 SH   SOLE   0 0 961
LENNAR CORP CL A 526057104   468,157 5,173 SH   SOLE   0 0 5,173
LILLY ELI & CO COM 532457108   1,722,753 4,709 SH   SOLE   0 0 4,709
LOCKHEED MARTIN CORP COM 539830109   1,384,021 2,845 SH   SOLE   0 0 2,845
LOWES COS INC COM 548661107   649,011 3,257 SH   SOLE   0 0 3,257
MCDONALDS CORP COM 580135101   567,907 2,155 SH   SOLE   0 0 2,155
MICROSOFT CORP COM 594918104   6,650,644 27,732 SH   SOLE   0 0 27,732
MICRON TECHNOLOGY INC COM 595112103   400,440 8,012 SH   SOLE   0 0 8,012
NORTHROP GRUMMAN CORP COM 666807102   1,549,071 2,839 SH   SOLE   0 0 2,839
NUCOR CORP COM 670346105   1,861,350 14,121 SH   SOLE   0 0 14,121
OLD DOMINION FREIGHT LINE IN COM 679580100   860,137 3,031 SH   SOLE   0 0 3,031
ON SEMICONDUCTOR CORP COM 682189105   1,462,888 23,455 SH   SOLE   0 0 23,455
PALO ALTO NETWORKS INC COM 697435105   1,817,788 13,027 SH   SOLE   0 0 13,027
PEPSICO INC COM 713448108   1,744,219 9,655 SH   SOLE   0 0 9,655
PFIZER INC COM 717081103   3,686,236 71,941 SH   SOLE   0 0 71,941
PHILLIPS 66 COM 718546104   406,953 3,910 SH   SOLE   0 0 3,910
PROCTER AND GAMBLE CO COM 742718109   2,449,906 16,165 SH   SOLE   0 0 16,165
PRUDENTIAL FINL INC COM 744320102   396,149 3,983 SH   SOLE   0 0 3,983
QUALCOMM INC COM 747525103   391,606 3,562 SH   SOLE   0 0 3,562
SCHWAB CHARLES CORP COM 808513105   2,557,014 30,711 SH   SOLE   0 0 30,711
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,129,696 54,669 SH   SOLE   0 0 54,669
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   984,076 21,557 SH   SOLE   0 0 21,557
SOUTHERN CO COM 842587107   385,114 5,393 SH   SOLE   0 0 5,393
STARBUCKS CORP COM 855244109   425,965 4,294 SH   SOLE   0 0 4,294
TOLL BROTHERS INC COM 889478103   952,474 19,080 SH   SOLE   0 0 19,080
TRACTOR SUPPLY CO COM 892356106   242,519 1,078 SH   SOLE   0 0 1,078
UNION PAC CORP COM 907818108   506,700 2,447 SH   SOLE   0 0 2,447
UNITED PARCEL SERVICE INC CL B 911312106   1,781,338 10,247 SH   SOLE   0 0 10,247
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   16,098,741 106,017 SH   SOLE   0 0 106,017
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   19,610,847 272,979 SH   SOLE   0 0 272,979
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,030,877 48,389 SH   SOLE   0 0 48,389
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,344,509 12,425 SH   SOLE   0 0 12,425
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   466,255 7,646 SH   SOLE   0 0 7,646
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,236,738 133,520 SH   SOLE   0 0 133,520
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,213,177 3,453 SH   SOLE   0 0 3,453
VANGUARD INDEX FDS SM CP VAL ETF 922908611   663,200 4,176 SH   SOLE   0 0 4,176
VANGUARD INDEX FDS GROWTH ETF 922908736   2,504,915 11,754 SH   SOLE   0 0 11,754
VANGUARD INDEX FDS VALUE ETF 922908744   2,616,866 18,643 SH   SOLE   0 0 18,643
VANGAURD INDEX FDS SMALL CP ETF 922908751   560,768 3,055 SH   SOLE   0 0 3,055
VICI PPTYS INC COM 925652109   360,709 11,133 SH   SOLE   0 0 11,133
WALMART INC COM 931142103   1,631,719 11,508 SH   SOLE   0 0 11,508
WELLS FARGO CO NEW COM 949746101   620,754 15,034 SH   SOLE   0 0 15,034
WILLIAMS SONOMA INC COM 969904101   2,190,269 19,059 SH   SOLE   0 0 19,059
XPO INC COM 983793100   373,414 11,217 SH   SOLE   0 0 11,217
INVESCO QQQ TR UNIT SER 1 46090E103   2,267,194 8,514 SH   SOLE   0 0 8,514
TARGET CORP COM 87612E106   395,701 2,655 SH   SOLE   0 0 2,655
FORTINET INC COM 34959E109   1,827,948 37,389 SH   SOLE   0 0 37,389
AT&T INC COM 00206R102   331,067 17,983 SH   SOLE   0 0 17,983
ABBVIE INC COM 00287Y109   1,094,423 6,772 SH   SOLE   0 0 6,772
ACTIVISION BLIZZARD INC COM 00507V109   2,071,290 27,058 SH   SOLE   0 0 27,058
ACUITY BRANDS INC COM 00508Y102   351,424 2,122 SH   SOLE   0 0 2,122
ADOBE SYSTEMS INCORPORATED COM 00724F101   522,631 1,553 SH   SOLE   0 0 1,553
ALPHABET INC CAP STK CL A 02079K305   5,970,877 67,674 SH   SOLE   0 0 67,674
ALTRIA GROUP INC COM 02209S103   288,567 6,313 SH   SOLE   0 0 6,313
AMERICAN TOWER CORP NEW COM 03027X100   1,587,043 7,491 SH   SOLE   0 0 7,491
BARCLAYS BANK PLC ETN LKD 48 06746P563   252,911 5,287 SH   SOLE   0 0 5,287
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101   126,971 12,001 SH   SOLE   0 0 12,001
BOOKING HOLDINGS INC COM 09857L108   787,974 391 SH   SOLE   0 0 391
BROADCOM INC COM 11135F101   754,266 1,349 SH   SOLE   0 0 1,349
CME GROUP INC COM 12572Q105   900,833 5,357 SH   SOLE   0 0 5,357
CARDINAL HEALTH INC COM 14149Y108   855,871 11,134 SH   SOLE   0 0 11,134
CENTRUS ENERGY CORP CL A 15643U104   481,191 14,815 SH   SOLE   0 0 14,815
CISCO SYS INC COM 17275R102   989,340 20,767 SH   SOLE   0 0 20,767
COMCAST CORP NEW CL A 20030N101   508,149 14,531 SH   SOLE   0 0 14,531
CONOCOPHILLIPS COM 20825C104   893,378 7,571 SH   SOLE   0 0 7,571
COSTCO WHSL CORP NEW COM 22160K105   646,404 1,416 SH   SOLE   0 0 1,416
D R HORTON INC COM 23331A109   936,772 10,509 SH   SOLE   0 0 10,509
DXC TECHNOLOGY CO COM 23355L106   849,829 32,069 SH   SOLE   0 0 32,069
DELL TECHNOLOGIES INC CL C 24703L202   1,150,775 28,612 SH   SOLE   0 0 28,612
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   482,708 11,601 SH   SOLE   0 0 11,601
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   389,053 12,798 SH   SOLE   0 0 12,798
DROPBOX INC CL A 26210C104   1,268,342 56,673 SH   SOLE   0 0 56,673
DUKE ENERGY CORP NEW COM NEW 26441C204   843,591 8,191 SH   SOLE   0 0 8,191
EPR PPTYS COM SH BEN INT 26884U109   1,022,438 27,106 SH   SOLE   0 0 27,106
ETF SER SOLUTIONS US GLB JETS 26922A842   173,704 10,170 SH   SOLE   0 0 10,170
ENBRIDGE INC COM 29250N105   303,846 7,771 SH   SOLE   0 0 7,771
EXPEDIA GROUP INC COM NEW 30212P303   897,812 10,249 SH   SOLE   0 0 10,249
EXXON MOBIL CORP COM 30231G102   258,984 2,348 SH   SOLE   0 0 2,348
META PLATFORMS INC CL A 30303M102   466,438 3,876 SH   SOLE   0 0 3,876
GENERAL MTRS CO COM 37045V100   461,709 13,725 SH   SOLE   0 0 13,725
GOLDMAN SACHS GROUP INC COM 38141G104   2,061,122 6,002 SH   SOLE   0 0 6,002
INDEPENDENCE RLTY TR INC COM 45378A106   450,584 26,725 SH   SOLE   0 0 26,725
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   468,378 15,765 SH   SOLE   0 0 15,765
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,731,370 12,257 SH   SOLE   0 0 12,257
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720   205,680 5,649 SH   SOLE   0 0 5,649
ISHARES TR US TREAS BD ETF 46429B267   6,156,218 270,960 SH   SOLE   0 0 270,960
ISHARES TR MSCI USA MIN VOL 46429B697   766,351 10,629 SH   SOLE   0 0 10,629
ISHARES TR MSCI USA QLT FCT 46432F339   314,188 2,757 SH   SOLE   0 0 2,757
ISHARES INC MSCI EMRG CHN 46434G764   1,004,217 21,155 SH   SOLE   0 0 21,155
ISHARES TR 0-5YR HI YL CP 46434V407   211,851 5,181 SH   SOLE   0 0 5,181
ISHARES TR CORE TOTAL USD 46434V613   1,243,303 27,672 SH   SOLE   0 0 27,672
ISHARES TR ESG AWR MSCI USA 46435G425   703,086 8,296 SH   SOLE   0 0 8,296
JPMORGAN CHASE & CO COM 46625H100   3,622,341 27,012 SH   SOLE   0 0 27,012
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,583,261 29,056 SH   SOLE   0 0 29,056
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   262,531 6,775 SH   SOLE   0 0 6,775
KEURIG DR PEPPER INC COM 49271V100   258,785 7,257 SH   SOLE   0 0 7,257
KINDER MORGAN INC DEL COM 49456B101   1,380,987 76,382 SH   SOLE   0 0 76,382
LEGG MASON ETF INVT FRANKLIN US LOW 52468L406   910,259 23,929 SH   SOLE   0 0 23,929
MARATHON PETE CORP COM 56585A102   1,698,676 14,595 SH   SOLE   0 0 14,595
MASTERCARD INCORPORATED CL A 57636Q104   462,829 1,331 SH   SOLE   0 0 1,331
MCKESSON CORP COM 58155Q103   523,292 1,395 SH   SOLE   0 0 1,395
MERCK & CO INC COM 58933Y105   852,096 7,680 SH   SOLE   0 0 7,680
MODERNA INC COM 60770K107   304,815 1,697 SH   SOLE   0 0 1,697
MOLSON COORS BEVERAGE CO CL B 60871R209   820,315 15,922 SH   SOLE   0 0 15,922
NETFLIX INC COM 64110L106   442,910 1,502 SH   SOLE   0 0 1,502
NEXTERA ENERGY INC COM 65339F101   347,358 4,155 SH   SOLE   0 0 4,155
NVIDIA CORPORATION COM 67066G104   1,115,487 7,633 SH   SOLE   0 0 7,633
NUTRIEN LTD COM 67077M108   558,314 7,645 SH   SOLE   0 0 7,645
PPL CORP COM 69351T106   497,324 17,020 SH   SOLE   0 0 17,020
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   648,206 6,571 SH   SOLE   0 0 6,571
PIMCO EQUITY SER RAFI DYN MULTI 72202L371   393,476 15,346 SH   SOLE   0 0 15,346
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   368,744 4,394 SH   SOLE   0 0 4,394
PROSHARES TR II VIX SH TRM FUTRS 74347Y854   424,167 37,273 SH   SOLE   0 0 37,273
RXO INC COMMON STOCK 74982T103   208,154 12,102 SH   SOLE   0 0 12,102
REGENERON PHARMACEUTICALS COM 75886F107   1,432,158 1,985 SH   SOLE   0 0 1,985
REGIONS FINANCIAL CORP NEW COM 7591EP100   1,069,311 49,597 SH   SOLE   0 0 49,597
SPDR S&P 500 ETF TR TR UNIT 78462F103   556,053 1,454 SH   SOLE   0 0 1,454
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   7,444,441 250,739 SH   SOLE   0 0 250,739
SPDR SER TR PRTFLO S&P500 GW 78464A409   242,152 4,779 SH   SOLE   0 0 4,779
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,606,132 41,299 SH   SOLE   0 0 41,299
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,125,774 44,798 SH   SOLE   0 0 44,798
SPDR SER TR PORTFOLIO LN TSR 78464A664   642,769 22,142 SH   SOLE   0 0 22,142
SPDR SER TR PORTFOLI S&P1500 78464A805   2,835,689 59,964 SH   SOLE   0 0 59,964
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   3,705,499 90,599 SH   SOLE   0 0 90,599
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   950,917 2,870 SH   SOLE   0 0 2,870
SPDR SER TR PORTFOLIO SH TSR 78468R101   15,915,382 550,896 SH   SOLE   0 0 550,896
SALESFORCE INC COM 79466L302   578,755 4,365 SH   SOLE   0 0 4,365
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   952,865 7,377 SH   SOLE   0 0 7,377
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,944,081 22,226 SH   SOLE   0 0 22,226
SOUTHERN COPPER CORP COM 84265V105   385,047 6,376 SH   SOLE   0 0 6,376
SPROTT FDS TR URANIUM MINERS E 85208P303   227,576 7,170 SH   SOLE   0 0 7,170
TESLA INC COM 88160R101   1,504,767 12,216 SH   SOLE   0 0 12,216
TRUIST FINL CORP COM 89832Q109   2,705,597 62,877 SH   SOLE   0 0 62,877
ULTA BEAUTY INC COM 90384S303   628,085 1,339 SH   SOLE   0 0 1,339
UNITEDHEALTH GROUP INC COM 91324P102   2,473,960 4,666 SH   SOLE   0 0 4,666
VALERO ENERGY CORP COM 91913Y100   2,811,078 22,159 SH   SOLE   0 0 22,159
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,117,605 23,563 SH   SOLE   0 0 23,563
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   362,641 4,823 SH   SOLE   0 0 4,823
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,089,934 14,062 SH   SOLE   0 0 14,062
VERIZON COMMUNICATIONS INC COM 92343V104   391,794 9,944 SH   SOLE   0 0 9,944
VERTEX PHARMACEUTICALS INC COM 92532F100   385,810 1,336 SH   SOLE   0 0 1,336
VISA INC COM CL A 92826C839   950,710 4,576 SH   SOLE   0 0 4,576
VROOM INC COM 92918V109   8,247 30,000 SH Call SOLE   0 0 30,000
VROOM INC COM 92918V109   78,693 77,150 SH   SOLE   0 0 77,150
WASTE MGMT INC DEL COM 94106L109   1,727,448 11,011 SH   SOLE   0 0 11,011
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,331,217 15,468 SH   SOLE   0 0 15,468
WISDOMTREE TR US SMALLCAP DIVD 97717W604   715,263 25,150 SH   SOLE   0 0 25,150
WISDOMTREE TR DYNAMIC INT EQ 97717X271   423,485 14,140 SH   SOLE   0 0 14,140
WISDOMTREE TR US QTLY DIV GRT 97717X669   1,535,015 25,431 SH   SOLE   0 0 25,431
ARCH CAP GROUP LTD ORD G0450A105   357,909 5,701 SH   SOLE   0 0 5,701
WILLIS TOWERS WATSON PLC LTD SHS G96629103   348,282 1,424 SH   SOLE   0 0 1,424
CHUBB LIMITED COM H1467J104   442,082 2,004 SH   SOLE   0 0 2,004
TOWER SEMICONDUCTOR LTD SHS NEW M87915274   1,279,066 29,608 SH   SOLE   0 0 29,608
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   897,366 52,203 SH   SOLE   0 0 52,203