The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 204 2,107 SH   SOLE   0 0 2,107
AMAZON COM INC COM 023135106 4,537 40,153 SH   SOLE   0 0 40,153
APPLE INC COM 037833100 7,318 52,951 SH   SOLE   0 0 52,951
APPLIED MATLS INC COM 038222105 557 6,802 SH   SOLE   0 0 6,802
ARISTA NETWORKS INC COM 040413106 403 3,568 SH   SOLE   0 0 3,568
BK OF AMERICA CORP COM 060505104 271 8,963 SH   SOLE   0 0 8,963
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,853 6,938 SH   SOLE   0 0 6,938
BRISTOL-MYERS SQUIBB CO COM 110122108 257 3,616 SH   SOLE   0 0 3,616
CIGNA CORP NEW COM 125523100 353 1,272 SH   SOLE   0 0 1,272
CSX CORP COM 126408103 1,032 38,742 SH   SOLE   0 0 38,742
CVS HEALTH CORP COM 126650100 2,331 24,443 SH   SOLE   0 0 24,443
COTERRA ENERGY INC COM 127097103 315 12,056 SH   SOLE   0 0 12,056
CARNIVAL CORP COMMON STOCK 143658300 110 15,667 SH   SOLE   0 0 15,667
CHEVRON CORP NEW COM 166764100 1,990 13,852 SH   SOLE   0 0 13,852
CHIPOTLE MEXICAN GRILL INC COM 169656105 316 210 SH   SOLE   0 0 210
COCA COLA CO COM 191216100 728 13,000 SH   SOLE   0 0 13,000
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 320 5,571 SH   SOLE   0 0 5,571
COPART INC COM 217204106 304 2,856 SH   SOLE   0 0 2,856
DEERE & CO COM 244199105 415 1,244 SH   SOLE   0 0 1,244
DELTA AIR LINES INC DEL COM NEW 247361702 495 17,624 SH   SOLE   0 0 17,624
DISNEY WALT CO COM 254687106 299 3,165 SH   SOLE   0 0 3,165
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 305 6,866 SH   SOLE   0 0 6,866
GENERAL MLS INC COM 370334104 472 6,163 SH   SOLE   0 0 6,163
GENUINE PARTS CO COM 372460105 345 2,311 SH   SOLE   0 0 2,311
HOME DEPOT INC COM 437076102 2,189 7,933 SH   SOLE   0 0 7,933
HUNTINGTON BANCSHARES INC COM 446150104 150 11,393 SH   SOLE   0 0 11,393
INTEL CORP COM 458140100 459 17,807 SH   SOLE   0 0 17,807
INTERNATIONAL BUSINESS MACHS COM 459200101 230 1,935 SH   SOLE   0 0 1,935
ISHARES TR TIPS BD ETF 464287176 519 4,947 SH   SOLE   0 0 4,947
ISHARES TR CORE S&P500 ETF 464287200 7,492 20,890 SH   SOLE   0 0 20,890
ISHARES TR CORE US AGGBD ET 464287226 518 5,381 SH   SOLE   0 0 5,381
ISHARES TR IBOXX INV CP ETF 464287242 558 5,442 SH   SOLE   0 0 5,442
ISHARES TR 20 YR TR BD ETF 464287432 229 2,234 SH   SOLE   0 0 2,234
ISHARES TR EXPANDED TECH 464287515 1,557 6,225 SH   SOLE   0 0 6,225
ISHARES TR RUS 1000 ETF 464287622 9,736 49,340 SH   SOLE   0 0 49,340
ISHARES TR U.S. FINLS ETF 464287788 335 4,954 SH   SOLE   0 0 4,954
ISHARES TR U.S. ENERGY ETF 464287796 295 7,517 SH   SOLE   0 0 7,517
ISHARES TR CORE S&P SCP ETF 464287804 4,625 53,049 SH   SOLE   0 0 53,049
ISHARES TR JPMORGAN USD EMG 464288281 761 9,588 SH   SOLE   0 0 9,588
ISHARES TR ISHS 5-10YR INVT 464288638 8,025 166,220 SH   SOLE   0 0 166,220
ISHARES TR ISHS 1-5YR INVS 464288646 633 12,842 SH   SOLE   0 0 12,842
JOHNSON & JOHNSON COM 478160104 8,434 51,628 SH   SOLE   0 0 51,628
KOHLS CORP COM 500255104 1,927 76,604 SH   SOLE   0 0 76,604
KROGER CO COM 501044101 1,531 35,005 SH   SOLE   0 0 35,005
LAM RESEARCH CORP COM 512807108 262 717 SH   SOLE   0 0 717
LENNAR CORP CL A 526057104 300 4,020 SH   SOLE   0 0 4,020
LOCKHEED MARTIN CORP COM 539830109 1,156 2,993 SH   SOLE   0 0 2,993
LOWES COS INC COM 548661107 481 2,559 SH   SOLE   0 0 2,559
MCDONALDS CORP COM 580135101 479 2,074 SH   SOLE   0 0 2,074
MICROSOFT CORP COM 594918104 6,133 26,332 SH   SOLE   0 0 26,332
NORTHROP GRUMMAN CORP COM 666807102 1,152 2,450 SH   SOLE   0 0 2,450
NUCOR CORP COM 670346105 1,573 14,699 SH   SOLE   0 0 14,699
OCCIDENTAL PETE CORP COM 674599105 233 3,795 SH   SOLE   0 0 3,795
OLD DOMINION FREIGHT LINE IN COM 679580100 715 2,874 SH   SOLE   0 0 2,874
PALO ALTO NETWORKS INC COM 697435105 1,699 10,374 SH   SOLE   0 0 10,374
PEPSICO INC COM 713448108 1,509 9,242 SH   SOLE   0 0 9,242
PFIZER INC COM 717081103 3,100 70,836 SH   SOLE   0 0 70,836
PHILLIPS 66 COM 718546104 314 3,890 SH   SOLE   0 0 3,890
PROCTER AND GAMBLE CO COM 742718109 2,009 15,913 SH   SOLE   0 0 15,913
PRUDENTIAL FINL INC COM 744320102 307 3,583 SH   SOLE   0 0 3,583
QUALCOMM INC COM 747525103 1,408 12,465 SH   SOLE   0 0 12,465
SCHWAB CHARLES CORP COM 808513105 2,115 29,427 SH   SOLE   0 0 29,427
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,195 48,097 SH   SOLE   0 0 48,097
SOUTHERN CO COM 842587107 328 4,824 SH   SOLE   0 0 4,824
STARBUCKS CORP COM 855244109 329 3,901 SH   SOLE   0 0 3,901
TYSON FOODS INC CL A 902494103 294 4,459 SH   SOLE   0 0 4,459
UNION PAC CORP COM 907818108 453 2,325 SH   SOLE   0 0 2,325
UNITED PARCEL SERVICE INC CL B 911312106 924 5,721 SH   SOLE   0 0 5,721
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 14,552 107,668 SH   SOLE   0 0 107,668
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 20,381 285,720 SH   SOLE   0 0 285,720
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,278 227,680 SH   SOLE   0 0 227,680
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,145 12,068 SH   SOLE   0 0 12,068
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 500 8,698 SH   SOLE   0 0 8,698
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,947 102,831 SH   SOLE   0 0 102,831
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 258 785 SH   SOLE   0 0 785
VANGUARD INDEX FDS SM CP VAL ETF 922908611 602 4,200 SH   SOLE   0 0 4,200
VANGUARD INDEX FDS GROWTH ETF 922908736 2,270 10,608 SH   SOLE   0 0 10,608
VANGUARD INDEX FDS VALUE ETF 922908744 2,394 19,385 SH   SOLE   0 0 19,385
VANGUARD INDEX FDS SMALL CP ETF 922908751 536 3,135 SH   SOLE   0 0 3,135
WALMART INC COM 931142103 1,461 11,267 SH   SOLE   0 0 11,267
WELLS FARGO CO NEW COM 949746101 1,658 41,212 SH   SOLE   0 0 41,212
WILLIAMS SONOMA INC COM 969904101 2,238 18,989 SH   SOLE   0 0 18,989
XPO LOGISTICS INC COM 983793100 1,248 28,037 SH   SOLE   0 0 28,037
INVESCO QQQ TR UNIT SER 1 46090E103 467 1,748 SH   SOLE   0 0 1,748
TARGET CORP COM 87612E106 385 2,595 SH   SOLE   0 0 2,595
FORTINET INC COM 34959E109 1,624 33,053 SH   SOLE   0 0 33,053
AMMO INC COM 00175J107 141 48,180 SH   SOLE   0 0 48,180
AT&T INC COM 00206R102 220 14,338 SH   SOLE   0 0 14,338
ABBVIE INC COM 00287Y109 888 6,619 SH   SOLE   0 0 6,619
ACTIVISION BLIZZARD INC COM 00507V109 1,227 16,509 SH   SOLE   0 0 16,509
ACUITY BRANDS INC COM 00508Y102 334 2,122 SH   SOLE   0 0 2,122
ADOBE SYSTEMS INCORPORATED COM 00724F101 636 2,312 SH   SOLE   0 0 2,312
ALPHABET INC CAP STK CL A 02079K305 4,965 51,907 SH   SOLE   0 0 51,907
ALTRIA GROUP INC COM 02209S103 223 5,524 SH   SOLE   0 0 5,524
AMERICAN TOWER CORP NEW COM 03027X100 333 1,549 SH   SOLE   0 0 1,549
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 128 12,001 SH   SOLE   0 0 12,001
BOOKING HOLDINGS INC COM 09857L108 312 190 SH   SOLE   0 0 190
BROADCOM INC COM 11135F101 281 633 SH   SOLE   0 0 633
CBRE GROUP INC CL A 12504L109 308 4,565 SH   SOLE   0 0 4,565
CISCO SYS INC COM 17275R102 1,567 39,171 SH   SOLE   0 0 39,171
COMCAST CORP NEW CL A 20030N101 236 8,036 SH   SOLE   0 0 8,036
CONOCOPHILLIPS COM 20825C104 908 8,868 SH   SOLE   0 0 8,868
COSTCO WHSL CORP NEW COM 22160K105 630 1,335 SH   SOLE   0 0 1,335
D R HORTON INC COM 23331A109 791 11,743 SH   SOLE   0 0 11,743
DELL TECHNOLOGIES INC CL C 24703L202 963 28,168 SH   SOLE   0 0 28,168
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 422 10,879 SH   SOLE   0 0 10,879
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 306 11,892 SH   SOLE   0 0 11,892
DROPBOX INC CL A 26210C104 1,194 57,636 SH   SOLE   0 0 57,636
DUKE ENERGY CORP NEW COM NEW 26441C204 719 7,731 SH   SOLE   0 0 7,731
ETF SER SOLUTIONS US GLB JETS 26922A842 164 10,915 SH   SOLE   0 0 10,915
ENBRIDGE INC COM 29250N105 310 8,363 SH   SOLE   0 0 8,363
EXPEDIA GROUP INC COM NEW 30212P303 936 9,993 SH   SOLE   0 0 9,993
EXXON MOBIL CORP COM 30231G102 219 2,506 SH   SOLE   0 0 2,506
META PLATFORMS INC CL A 30303M102 2,882 21,243 SH   SOLE   0 0 21,243
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595 290 12,582 SH   SOLE   0 0 12,582
GENERAL MTRS CO COM 37045V100 412 12,853 SH   SOLE   0 0 12,853
GOLDMAN SACHS GROUP INC COM 38141G104 1,741 5,939 SH   SOLE   0 0 5,939
INDEPENDENCE RLTY TR INC COM 45378A106 420 25,132 SH   SOLE   0 0 25,132
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 460 15,765 SH   SOLE   0 0 15,765
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,608 12,630 SH   SOLE   0 0 12,630
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720 207 5,963 SH   SOLE   0 0 5,963
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 343 16,643 SH   SOLE   0 0 16,643
ISHARES TR US TREAS BD ETF 46429B267 6,418 282,001 SH   SOLE   0 0 282,001
ISHARES TR MSCI USA MIN VOL 46429B697 598 9,043 SH   SOLE   0 0 9,043
ISHARES TR 0-5 YR TIPS ETF 46429B747 213 2,215 SH   SOLE   0 0 2,215
ISHARES TR MSCI USA QLT FCT 46432F339 337 3,247 SH   SOLE   0 0 3,247
ISHARES INC MSCI EMRG CHN 46434G764 859 19,390 SH   SOLE   0 0 19,390
ISHARES TR 0-5YR HI YL CP 46434V407 572 14,322 SH   SOLE   0 0 14,322
JPMORGAN CHASE & CO COM 46625H100 2,709 25,924 SH   SOLE   0 0 25,924
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 232 4,524 SH   SOLE   0 0 4,524
KINDER MORGAN INC DEL COM 49456B101 344 20,698 SH   SOLE   0 0 20,698
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,685 8,229 SH   SOLE   0 0 8,229
MARATHON PETE CORP COM 56585A102 1,502 15,124 SH   SOLE   0 0 15,124
MASTERCARD INCORPORATED CL A 57636Q104 351 1,234 SH   SOLE   0 0 1,234
MCKESSON CORP COM 58155Q103 474 1,396 SH   SOLE   0 0 1,396
MERCK & CO INC COM 58933Y105 399 4,635 SH   SOLE   0 0 4,635
MODERNA INC COM 60770K107 863 7,300 SH   SOLE   0 0 7,300
MOLSON COORS BEVERAGE CO CL B 60871R209 729 15,187 SH   SOLE   0 0 15,187
NETFLIX INC COM 64110L106 359 1,523 SH   SOLE   0 0 1,523
NEXTERA ENERGY INC COM 65339F101 218 2,775 SH   SOLE   0 0 2,775
NVIDIA CORPORATION COM 67066G104 1,101 9,067 SH   SOLE   0 0 9,067
NUTRIEN LTD COM 67077M108 635 7,618 SH   SOLE   0 0 7,618
PPL CORP COM 69351T106 380 14,983 SH   SOLE   0 0 14,983
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,445 14,620 SH   SOLE   0 0 14,620
PIMCO EQUITY SER RAFI DYN MULTI 72202L371 354 15,882 SH   SOLE   0 0 15,882
PRICE T ROWE GROUP INC COM 74144T108 310 2,948 SH   SOLE   0 0 2,948
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 297 4,118 SH   SOLE   0 0 4,118
PROSHARES TR INVT INT RT HG 74347B607 501 7,343 SH   SOLE   0 0 7,343
REGENERON PHARMACEUTICALS COM 75886F107 555 806 SH   SOLE   0 0 806
REGIONS FINANCIAL CORP NEW COM 7591EP100 554 27,617 SH   SOLE   0 0 27,617
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 858 33,254 SH   SOLE   0 0 33,254
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,047 40,851 SH   SOLE   0 0 40,851
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,365 39,565 SH   SOLE   0 0 39,565
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,965 118,855 SH   SOLE   0 0 118,855
SPDR SER TR PORTFOLIO LN TSR 78464A664 686 23,160 SH   SOLE   0 0 23,160
SPDR SER TR PORTFOLI S&P1500 78464A805 2,538 57,529 SH   SOLE   0 0 57,529
SPDR SER TR PORTFOLIO S&P500 78464A854 229 5,447 SH   SOLE   0 0 5,447
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 3,984 97,484 SH   SOLE   0 0 97,484
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 201 700 SH   SOLE   0 0 700
SPDR SER TR PORTFOLIO SH TSR 78468R101 10,629 367,654 SH   SOLE   0 0 367,654
SVB FINANCIAL GROUP COM 78486Q101 301 895 SH   SOLE   0 0 895
SALESFORCE INC COM 79466L302 734 5,102 SH   SOLE   0 0 5,102
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,148 8,061 SH   SOLE   0 0 8,061
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,294 17,964 SH   SOLE   0 0 17,964
SILVERGATE CAP CORP CL A 82837P408 1,675 22,224 SH   SOLE   0 0 22,224
SOUTHERN COPPER CORP COM 84265V105 878 19,589 SH   SOLE   0 0 19,589
TENABLE HLDGS INC COM 88025T102 279 8,012 SH   SOLE   0 0 8,012
TESLA INC COM 88160R101 2,746 10,353 SH   SOLE   0 0 10,353
TRUIST FINL CORP COM 89832Q109 2,367 54,370 SH   SOLE   0 0 54,370
ULTA BEAUTY INC COM 90384S303 482 1,201 SH   SOLE   0 0 1,201
UNITEDHEALTH GROUP INC COM 91324P102 3,455 6,840 SH   SOLE   0 0 6,840
VALERO ENERGY CORP COM 91913Y100 2,491 23,315 SH   SOLE   0 0 23,315
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,167 24,456 SH   SOLE   0 0 24,456
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,110 13,476 SH   SOLE   0 0 13,476
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 317 4,270 SH   SOLE   0 0 4,270
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 2,321 36,875 SH   SOLE   0 0 36,875
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 400 5,288 SH   SOLE   0 0 5,288
VERIZON COMMUNICATIONS INC COM 92343V104 352 9,265 SH   SOLE   0 0 9,265
VERTEX PHARMACEUTICALS INC COM 92532F100 371 1,282 SH   SOLE   0 0 1,282
VISA INC COM CL A 92826C839 465 2,619 SH   SOLE   0 0 2,619
VROOM INC COM 92918V109 89 77,150 SH   SOLE   0 0 77,150
WASTE MGMT INC DEL COM 94106L109 1,753 10,940 SH   SOLE   0 0 10,940
WISDOMTREE TR US HIGH DIVIDEND 97717W208 966 12,741 SH   SOLE   0 0 12,741
WISDOMTREE TR US SMALLCAP DIVD 97717W604 636 24,712 SH   SOLE   0 0 24,712
WISDOMTREE TR DYNAMIC INT EQ 97717X271 454 16,185 SH   SOLE   0 0 16,185
WISDOMTREE TR US QTLY DIV GRT 97717X669 613 11,374 SH   SOLE   0 0 11,374
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 603 28,295 SH   SOLE   0 0 28,295
NU HLDGS LTD ORD SHS CL A G6683N103 65 14,748 SH   SOLE   0 0 14,748
CHUBB LIMITED COM H1467J104 381 2,095 SH   SOLE   0 0 2,095
TOWER SEMICONDUCTOR LTD SHS NEW M87915274 1,156 26,298 SH   SOLE   0 0 26,298
ZIM INTEGRATED SHIPPING SERV SHS M9T951109 726 30,905 SH   SOLE   0 0 30,905