The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,939 23,880 SH   SOLE 20,555 0 3,324
3M CO COM 88579Y101 53 320 SH   DFND 0 320 0
ALTRIA GROUP INC COM 02209S103 75 1,499 SH   DFND 0 1,499 0
ALTRIA GROUP INC COM 02209S103 217 4,347 SH   SOLE 4,047 0 300
APPLE INC COM 037833100 20 164 SH   DFND 0 164 0
APPLE INC COM 037833100 7,527 60,495 SH   SOLE 57,450 0 3,045
AT&T INC COM 00206R102 40 1,210 SH   DFND 0 1,210 0
AT&T INC COM 00206R102 302 9,262 SH   SOLE 9,112 0 150
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 777 5,386 SH   SOLE 3,771 50 1,565
BRISTOL MYERS SQUIBB CO COM 110122108 10 161 SH   DFND 0 161 0
BRISTOL MYERS SQUIBB CO COM 110122108 210 3,262 SH   SOLE 3,262 0 0
CATERPILLAR INC DEL COM 149123101 347 4,337 SH   SOLE 4,337 0 0
CHEVRON CORP NEW COM 166764100 70 670 SH   DFND 0 670 0
CHEVRON CORP NEW COM 166764100 320 3,044 SH   SOLE 2,819 0 225
CISCO SYS INC COM 17275R102 183 6,663 SH   SOLE 5,014 0 1,649
CISCO SYS INC COM 17275R102 52 1,875 SH   DFND 0 1,875 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 362 16,270 SH   SOLE 13,120 0 3,150
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 392 17,165 SH   SOLE 14,085 0 3,080
CONOCOPHILLIPS COM 20825C104 44 710 SH   DFND 0 710 0
CONOCOPHILLIPS COM 20825C104 212 3,407 SH   SOLE 3,407 0 0
CVS HEALTH CORP COM 126650100 33 318 SH   DFND 0 318 0
CVS HEALTH CORP COM 126650100 195 1,889 SH   SOLE 1,889 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 54 755 SH   DFND 0 755 0
DU PONT E I DE NEMOURS & CO COM 263534109 287 4,015 SH   SOLE 4,015 0 0
EMERSON ELEC CO COM 291011104 295 5,211 SH   SOLE 5,157 0 54
EXPRESS SCRIPTS HLDG CO COM 30219G108 335 3,856 SH   SOLE 3,581 0 275
EXPRESS SCRIPTS HLDG CO COM 30219G108 54 626 SH   DFND 0 626 0
EXXON MOBIL CORP COM 30231G102 935 10,998 SH   SOLE 10,598 0 400
EXXON MOBIL CORP COM 30231G102 18 210 SH   DFND 0 210 0
FACEBOOK INC CL A 30303M102 3 41 SH   DFND 0 41 0
FACEBOOK INC CL A 30303M102 214 2,600 SH   SOLE 2,500 0 100
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 567 24,353 SH   SOLE 22,915 0 1,438
GENERAL ELECTRIC CO COM 369604103 66 2,654 SH   DFND 0 2,654 0
GENERAL ELECTRIC CO COM 369604103 504 20,334 SH   SOLE 20,334 0 0
GENERAL MLS INC COM 370334104 7 117 SH   DFND 0 117 0
GENERAL MLS INC COM 370334104 292 5,160 SH   SOLE 5,160 0 0
GILEAD SCIENCES INC COM 375558103 60 613 SH   DFND 0 613 0
GILEAD SCIENCES INC COM 375558103 289 2,950 SH   SOLE 2,950 0 0
GOOGLE INC CL C 38259P706 82 149 SH   DFND 0 149 0
GOOGLE INC CL C 38259P706 134 244 SH   SOLE 244 0 0
HOME DEPOT INC COM 437076102 8 70 SH   DFND 0 70 0
HOME DEPOT INC COM 437076102 474 4,172 SH   SOLE 4,172 0 0
HONEYWELL INTL INC COM 438516106 243 2,325 SH   SOLE 2,325 0 0
INTEL CORP COM 458140100 53 1,710 SH   DFND 0 1,710 0
INTEL CORP COM 458140100 278 8,877 SH   SOLE 8,728 0 149
INTERNATIONAL BUSINESS MACHS COM 459200101 577 3,593 SH   SOLE 3,524 0 69
ISHARES TR CORE S&P SCP ETF 464287804 222 1,883 SH   SOLE 1,883 0 0
ISHARES TR CORE S&P500 ETF 464287200 266 1,278 SH   SOLE 1,278 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 311 8,715 SH   SOLE 8,715 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 630 15,694 SH   SOLE 13,654 0 2,040
ISHARES TR RUSSELL 2000 ETF 464287655 296 2,378 SH   SOLE 2,089 0 289
ISHARES TR SP SMCP600VL ETF 464287879 285 2,400 SH   SOLE 2,400 0 0
JOHNSON & JOHNSON COM 478160104 518 5,147 SH   SOLE 5,005 0 142
JOHNSON & JOHNSON COM 478160104 58 580 SH   DFND 0 580 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 12,275 286,793 SH   SOLE 265,190 730 20,873
JPMORGAN CHASE & CO COM 46625H100 152 2,517 SH   DFND 0 2,517 0
JPMORGAN CHASE & CO COM 46625H100 100 1,647 SH   SOLE 1,647 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 11,749 330,947 SH   SOLE 309,697 0 21,250
KINDER MORGAN INC DEL COM 49456B101 391 9,285 SH   SOLE 9,285 0 0
LENNOX INTL INC COM 526107107 1,117 10,000 SH   SOLE 10,000 0 0
MCDONALDS CORP COM 580135101 277 2,838 SH   SOLE 2,538 0 300
MEDTRONIC PLC SHS G5960L103 9 115 SH   DFND 0 115 0
MEDTRONIC PLC SHS G5960L103 1,707 21,890 SH   SOLE 21,890 0 0
MERCK & CO INC NEW COM 58933Y105 72 1,259 SH   DFND 0 1,259 0
MERCK & CO INC NEW COM 58933Y105 325 5,648 SH   SOLE 5,648 0 0
MICROSOFT CORP COM 594918104 67 1,640 SH   DFND 0 1,640 0
MICROSOFT CORP COM 594918104 738 18,161 SH   SOLE 18,161 0 0
ORACLE CORP COM 68389X105 39 894 SH   DFND 0 894 0
ORACLE CORP COM 68389X105 209 4,852 SH   SOLE 4,759 0 93
PEPSICO INC COM 713448108 230 2,407 SH   SOLE 2,407 0 0
PEPSICO INC COM 713448108 5 53 SH   DFND 0 53 0
PETROLEO BRASILEIRO SA PETRO SP ADR NON VTG 71654V101 63 10,310 SH   DFND 0 10,310 0
PFIZER INC COM 717081103 45 1,295 SH   DFND 0 1,295 0
PFIZER INC COM 717081103 624 17,928 SH   SOLE 17,782 0 146
PHILIP MORRIS INTL INC COM 718172109 40 530 SH   DFND 0 530 0
PHILIP MORRIS INTL INC COM 718172109 201 2,664 SH   SOLE 2,364 0 300
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 200 5,261 SH   SOLE 4,459 0 802
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 678 6,422 SH   SOLE 5,980 0 442
PROCTER & GAMBLE CO COM 742718109 788 9,618 SH   SOLE 9,618 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,415 344,510 SH   SOLE 325,346 395 18,769
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 612 17,680 SH   SOLE 14,640 0 3,040
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,002 77,517 SH   SOLE 72,120 0 5,397
SPDR SERIES TRUST S&P REGL BKG 78464A698 984 24,090 SH   SOLE 24,090 0 0
ST JUDE MED INC COM 790849103 8 115 SH   DFND 0 115 0
ST JUDE MED INC COM 790849103 458 7,000 SH   SOLE 7,000 0 0
TARGET CORP COM 87612E106 34 411 SH   DFND 0 411 0
TARGET CORP COM 87612E106 707 8,613 SH   SOLE 8,360 0 253
THERMO FISHER SCIENTIFIC INC COM 883556102 73 546 SH   DFND 0 546 0
THERMO FISHER SCIENTIFIC INC COM 883556102 220 1,639 SH   SOLE 1,639 0 0
TRAVELERS COMPANIES INC COM 89417E109 59 550 SH   DFND 0 550 0
TRAVELERS COMPANIES INC COM 89417E109 277 2,566 SH   SOLE 2,566 0 0
UNITED PARCEL SERVICE INC CL B 911312106 315 3,250 SH   SOLE 3,250 0 0
UNITEDHEALTH GROUP INC COM 91324P102 649 5,484 SH   SOLE 5,406 0 78
US BANCORP DEL COM NEW 902973304 272 6,225 SH   SOLE 6,225 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 4,893 60,762 SH   SOLE 56,224 460 4,078
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 258 3,091 SH   SOLE 2,636 0 455
VANGUARD INDEX FDS GROWTH ETF 922908736 1,845 17,640 SH   SOLE 13,195 0 4,445
VANGUARD INDEX FDS REIT ETF 922908553 374 4,436 SH   SOLE 4,017 0 419
VANGUARD INDEX FDS TOTAL STK MKT 922908769 395 3,679 SH   SOLE 2,494 0 1,185
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,247 169,234 SH   SOLE 158,070 560 10,605
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,601 430,657 SH   SOLE 403,086 950 26,621
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 234 4,160 SH   SOLE 4,066 0 94
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 413 5,135 SH   SOLE 4,834 0 301
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 349 8,751 SH   SOLE 7,962 0 789
VERIZON COMMUNICATIONS INC COM 92343V104 9 181 SH   DFND 0 181 0
VERIZON COMMUNICATIONS INC COM 92343V104 277 5,692 SH   SOLE 5,692 0 0
WELLS FARGO & CO NEW COM 949746101 54 984 SH   DFND 0 984 0
WELLS FARGO & CO NEW COM 949746101 965 17,732 SH   SOLE 17,396 0 336
XCEL ENERGY INC COM 98389B100 271 7,795 SH   SOLE 7,048 0 747
XCEL ENERGY INC COM 98389B100 3 100 SH   DFND 0 100 0