The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,829 23,303 SH   SOLE 18,879 200 4,224
3M CO COM 88579Y101 53 320 SH   DFND 0 320 0
ALTRIA GROUP INC COM 02209S103 76 1,535 SH   DFND 0 1,535 0
ALTRIA GROUP INC COM 02209S103 229 4,644 SH   SOLE 4,344 0 300
APPLE INC COM 037833100 20 177 SH   DFND 0 177 0
APPLE INC COM 037833100 6,750 61,156 SH   SOLE 57,851 0 3,306
AT&T INC COM 00206R102 41 1,210 SH   DFND 0 1,210 0
AT&T INC COM 00206R102 263 7,835 SH   SOLE 7,688 0 147
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 779 5,186 SH   SOLE 3,671 50 1,465
BRISTOL MYERS SQUIBB CO COM 110122108 9 147 SH   DFND 0 147 0
BRISTOL MYERS SQUIBB CO COM 110122108 193 3,262 SH   SOLE 3,262 0 0
CATERPILLAR INC DEL COM 149123101 5 59 SH   DFND 0 59 0
CATERPILLAR INC DEL COM 149123101 380 4,157 SH   SOLE 4,157 0 0
CHEVRON CORP NEW COM 166764100 342 3,052 SH   SOLE 2,786 0 266
CHEVRON CORP NEW COM 166764100 79 703 SH   DFND 0 703 0
CISCO SYS INC COM 17275R102 52 1,875 SH   DFND 0 1,875 0
CISCO SYS INC COM 17275R102 198 7,124 SH   SOLE 5,475 0 1,649
CONOCOPHILLIPS COM 20825C104 49 710 SH   DFND 0 710 0
CONOCOPHILLIPS COM 20825C104 204 2,957 SH   SOLE 2,957 0 0
CVS HEALTH CORP COM 126650100 32 334 SH   DFND 0 334 0
CVS HEALTH CORP COM 126650100 193 1,999 SH   SOLE 1,999 0 0
EMERSON ELEC CO COM 291011104 322 5,210 SH   SOLE 5,157 0 53
EXPRESS SCRIPTS HLDG CO COM 30219G108 63 747 SH   DFND 0 747 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 312 3,689 SH   SOLE 3,414 0 275
EXXON MOBIL CORP COM 30231G102 18 193 SH   DFND 0 193 0
EXXON MOBIL CORP COM 30231G102 901 9,742 SH   SOLE 9,097 0 645
FACEBOOK INC CL A 30303M102 203 2,600 SH   SOLE 2,500 0 100
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 664 27,684 SH   SOLE 25,475 0 2,209
GENERAL ELECTRIC CO COM 369604103 58 2,304 SH   DFND 0 2,304 0
GENERAL ELECTRIC CO COM 369604103 485 19,204 SH   SOLE 17,454 300 1,450
GENERAL MLS INC COM 370334104 275 5,156 SH   SOLE 5,156 0 0
GILEAD SCIENCES INC COM 375558103 57 608 SH   DFND 0 608 0
GILEAD SCIENCES INC COM 375558103 281 2,983 SH   SOLE 2,983 0 0
HOME DEPOT INC COM 437076102 7 70 SH   DFND 0 70 0
HOME DEPOT INC COM 437076102 477 4,545 SH   SOLE 4,545 0 0
HONEYWELL INTL INC COM 438516106 3 33 SH   DFND 0 33 0
HONEYWELL INTL INC COM 438516106 232 2,325 SH   SOLE 2,325 0 0
INTEL CORP COM 458140100 62 1,710 SH   DFND 0 1,710 0
INTEL CORP COM 458140100 328 9,041 SH   SOLE 8,892 0 149
INTERNATIONAL BUSINESS MACHS COM 459200101 619 3,857 SH   SOLE 3,628 0 229
ISHARES TR CORE S&P SCP ETF 464287804 223 1,953 SH   SOLE 1,953 0 0
ISHARES TR CORE S&P500 ETF 464287200 287 1,385 SH   SOLE 1,385 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 333 8,965 SH   SOLE 8,965 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 571 14,539 SH   SOLE 14,539 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 291 2,431 SH   SOLE 2,142 0 289
ISHARES TR S&P 500 VAL ETF 464287408 250 2,669 SH   SOLE 2,669 0 0
ISHARES TR SP SMCP600VL ETF 464287879 283 2,400 SH   SOLE 2,400 0 0
JOHNSON & JOHNSON COM 478160104 61 580 SH   DFND 0 580 0
JOHNSON & JOHNSON COM 478160104 531 5,073 SH   SOLE 4,731 0 342
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 12,855 279,759 SH   SOLE 254,169 570 25,020
JPMORGAN CHASE & CO COM 46625H100 111 1,772 SH   SOLE 1,430 0 342
JPMORGAN CHASE & CO COM 46625H100 131 2,087 SH   DFND 0 2,087 0
KAYNE ANDERSON MLP INVT CO COM 486606106 12,373 324,065 SH   SOLE 301,536 0 22,529
KINDER MORGAN INC DEL COM 49456B101 396 9,360 SH   SOLE 9,360 0 0
LENNOX INTL INC COM 526107107 951 10,000 SH   SOLE 10,000 0 0
MCDONALDS CORP COM 580135101 298 3,180 SH   SOLE 2,880 0 300
MEDTRONIC INC COM 585055106 928 12,856 SH   SOLE 9,756 0 3,100
MERCK & CO INC NEW COM 58933Y105 71 1,259 SH   DFND 0 1,259 0
MERCK & CO INC NEW COM 58933Y105 277 4,878 SH   SOLE 4,608 0 270
MICROSOFT CORP COM 594918104 73 1,579 SH   DFND 0 1,579 0
MICROSOFT CORP COM 594918104 467 10,055 SH   SOLE 9,520 0 535
ORACLE CORP COM 68389X105 202 4,501 SH   SOLE 4,408 0 93
ORACLE CORP COM 68389X105 11 237 SH   DFND 0 237 0
PEPSICO INC COM 713448108 5 53 SH   DFND 0 53 0
PEPSICO INC COM 713448108 223 2,355 SH   SOLE 2,355 0 0
PFIZER INC COM 717081103 36 1,170 SH   DFND 0 1,170 0
PFIZER INC COM 717081103 565 18,148 SH   SOLE 18,002 0 146
PHILIP MORRIS INTL INC COM 718172109 43 530 SH   DFND 0 530 0
PHILIP MORRIS INTL INC COM 718172109 232 2,854 SH   SOLE 2,510 0 344
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 205 5,396 SH   SOLE 4,594 0 802
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 640 6,203 SH   SOLE 5,761 0 442
PROCTER & GAMBLE CO COM 742718109 679 7,449 SH   SOLE 7,449 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,062 348,061 SH   SOLE 323,163 395 24,503
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 652 19,490 SH   SOLE 16,355 0 3,135
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,927 77,487 SH   SOLE 70,479 0 7,008
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,025 25,190 SH   SOLE 25,190 0 0
ST JUDE MED INC COM 790849103 455 7,000 SH   SOLE 7,000 0 0
ST JUDE MED INC COM 790849103 7 115 SH   DFND 0 115 0
TARGET CORP COM 87612E106 31 411 SH   DFND 0 411 0
TARGET CORP COM 87612E106 713 9,398 SH   SOLE 8,945 0 453
TRAVELERS COMPANIES INC COM 89417E109 58 550 SH   DFND 0 550 0
TRAVELERS COMPANIES INC COM 89417E109 273 2,575 SH   SOLE 2,566 0 9
UNITED PARCEL SERVICE INC CL B 911312106 356 3,200 SH   SOLE 3,200 0 0
UNITEDHEALTH GROUP INC COM 91324P102 655 6,479 SH   SOLE 4,901 300 1,278
US BANCORP DEL COM NEW 902973304 288 6,399 SH   SOLE 5,451 0 948
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 19,552 244,556 SH   SOLE 225,300 310 18,945
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 211 2,556 SH   SOLE 2,101 0 455
VANGUARD INDEX FDS GROWTH ETF 922908736 522 5,005 SH   SOLE 3,535 0 1,470
VANGUARD INDEX FDS REIT ETF 922908553 344 4,245 SH   SOLE 3,826 0 419
VANGUARD INDEX FDS TOTAL STK MKT 922908769 377 3,552 SH   SOLE 2,367 0 1,185
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,610 162,391 SH   SOLE 151,381 560 10,450
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,270 431,522 SH   SOLE 398,002 680 32,839
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 250 4,665 SH   SOLE 4,351 0 314
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 417 5,135 SH   SOLE 4,834 0 301
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 331 8,737 SH   SOLE 7,948 0 789
VERIZON COMMUNICATIONS INC COM 92343V104 10 208 SH   DFND 0 208 0
VERIZON COMMUNICATIONS INC COM 92343V104 252 5,383 SH   SOLE 5,090 0 293
WAL-MART STORES INC COM 931142103 201 2,338 SH   SOLE 2,088 0 250
WELLS FARGO & CO NEW COM 949746101 19 349 SH   DFND 0 349 0
WELLS FARGO & CO NEW COM 949746101 988 18,024 SH   SOLE 17,690 0 334
XCEL ENERGY INC COM 98389B100 280 7,793 SH   SOLE 7,048 0 745
XCEL ENERGY INC COM 98389B100 4 100 SH   DFND 0 100 0