The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,334 23,273 SH   SOLE 18,127 0 5,146
3M CO COM 88579Y101 39 275 SH   DFND 0 275 0
ALTRIA GROUP INC COM 02209S103 47 1,125 SH   DFND 0 1,125 0
ALTRIA GROUP INC COM 02209S103 198 4,721 SH   SOLE 4,336 0 385
APACHE CORP COM 037411105 250 2,482 SH   SOLE 2,332 0 150
APPLE INC COM 037833100 23 245 SH   DFND 0 245 0
APPLE INC COM 037833100 5,593 60,190 SH   SOLE 55,625 0 4,565
AT&T INC COM 00206R102 34 975 SH   DFND 0 975 0
AT&T INC COM 00206R102 353 9,982 SH   SOLE 7,755 0 2,228
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 702 5,544 SH   SOLE 3,279 0 2,265
CATERPILLAR INC DEL COM 149123101 7 63 SH   DFND 0 63 0
CATERPILLAR INC DEL COM 149123101 459 4,227 SH   SOLE 4,227 0 0
CHEVRON CORP NEW COM 166764100 76 581 SH   DFND 0 581 0
CHEVRON CORP NEW COM 166764100 310 2,371 SH   SOLE 2,105 0 266
CISCO SYS INC COM 17275R102 39 1,565 SH   DFND 0 1,565 0
CISCO SYS INC COM 17275R102 180 7,249 SH   SOLE 5,600 0 1,649
CONOCOPHILLIPS COM 20825C104 63 735 SH   DFND 0 735 0
CONOCOPHILLIPS COM 20825C104 235 2,740 SH   SOLE 1,840 0 900
EMERSON ELEC CO COM 291011104 4 61 SH   DFND 0 61 0
EMERSON ELEC CO COM 291011104 244 3,671 SH   SOLE 3,565 0 106
EXPRESS SCRIPTS HLDG CO COM 30219G108 61 876 SH   DFND 0 876 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 231 3,333 SH   SOLE 3,058 0 275
EXXON MOBIL CORP COM 30231G102 6 55 SH   DFND 0 55 0
EXXON MOBIL CORP COM 30231G102 1,004 9,971 SH   SOLE 8,801 0 1,170
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 822 34,586 SH   SOLE 32,385 0 2,201
GENERAL ELECTRIC CO COM 369604103 44 1,660 SH   DFND 0 1,660 0
GENERAL ELECTRIC CO COM 369604103 517 19,677 SH   SOLE 16,806 0 2,871
GENERAL MLS INC COM 370334104 299 5,699 SH   SOLE 5,637 0 62
GILEAD SCIENCES INC COM 375558103 64 773 SH   DFND 0 773 0
GILEAD SCIENCES INC COM 375558103 202 2,435 SH   SOLE 2,435 0 0
GOOGLE INC CL A 38259P508 14 24 SH   DFND 0 24 0
GOOGLE INC CL A 38259P508 579 991 SH   SOLE 221 0 770
GOOGLE INC CL C 38259P706 570 991 SH   SOLE 221 0 770
GOOGLE INC CL C 38259P706 29 51 SH   DFND 0 51 0
HOME DEPOT INC COM 437076102 3 34 SH   DFND 0 34 0
HOME DEPOT INC COM 437076102 412 5,095 SH   SOLE 5,095 0 0
INTEL CORP COM 458140100 54 1,751 SH   DFND 0 1,751 0
INTEL CORP COM 458140100 273 8,838 SH   SOLE 8,399 0 439
INTERNATIONAL BUSINESS MACHS COM 459200101 729 4,022 SH   SOLE 3,478 0 544
ISHARES CORE S&P500 ETF 464287200 272 1,381 SH   SOLE 1,381 0 0
ISHARES GLOBAL ENERG ETF 464287341 438 9,036 SH   SOLE 8,441 0 595
ISHARES MSCI EMG MKT ETF 464287234 258 5,962 SH   SOLE 5,962 0 0
JOHNSON & JOHNSON COM 478160104 534 5,103 SH   SOLE 4,036 0 1,067
JOHNSON & JOHNSON COM 478160104 51 490 SH   DFND 0 490 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 14,440 275,669 SH   SOLE 245,627 0 30,042
KAYNE ANDERSON MLP INVT CO COM 486606106 12,585 319,324 SH   SOLE 288,873 0 30,450
LENNOX INTL INC COM 526107107 896 10,000 SH   SOLE 10,000 0 0
MCDONALDS CORP COM 580135101 6 57 SH   DFND 0 57 0
MCDONALDS CORP COM 580135101 295 2,928 SH   SOLE 2,628 0 300
MEDTRONIC INC COM 585055106 870 13,648 SH   SOLE 10,044 0 3,604
MERCK & CO INC NEW COM 58933Y105 224 3,880 SH   SOLE 2,810 0 1,070
MERCK & CO INC NEW COM 58933Y105 57 978 SH   DFND 0 978 0
MICROSOFT CORP COM 594918104 51 1,214 SH   DFND 0 1,214 0
MICROSOFT CORP COM 594918104 478 11,461 SH   SOLE 8,838 0 2,623
ORACLE CORP COM 68389X105 202 4,977 SH   SOLE 4,884 0 93
PEPSICO INC COM 713448108 4 42 SH   DFND 0 42 0
PEPSICO INC COM 713448108 229 2,568 SH   SOLE 2,218 0 350
PFIZER INC COM 717081103 36 1,218 SH   DFND 0 1,218 0
PFIZER INC COM 717081103 554 18,682 SH   SOLE 17,551 0 1,131
PHILIP MORRIS INTL INC COM 718172109 36 425 SH   DFND 0 425 0
PHILIP MORRIS INTL INC COM 718172109 240 2,846 SH   SOLE 2,502 0 344
PROCTER & GAMBLE CO COM 742718109 547 6,959 SH   SOLE 6,920 0 39
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,406 345,850 SH   SOLE 313,227 0 32,623
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 840 22,630 SH   SOLE 19,495 0 3,135
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,850 70,762 SH   SOLE 63,290 0 7,472
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,112 27,590 SH   SOLE 27,590 0 0
ST JUDE MED INC COM 790849103 8 115 SH   DFND 0 115 0
ST JUDE MED INC COM 790849103 408 5,895 SH   SOLE 5,895 0 0
TARGET CORP COM 87612E106 29 506 SH   DFND 0 506 0
TARGET CORP COM 87612E106 635 10,952 SH   SOLE 10,499 0 453
TRAVELERS COMPANIES INC COM 89417E109 44 465 SH   DFND 0 465 0
TRAVELERS COMPANIES INC COM 89417E109 246 2,615 SH   SOLE 2,606 0 9
UNITED PARCEL SERVICE INC CL B 911312106 411 4,000 SH   SOLE 3,400 0 600
UNITEDHEALTH GROUP INC COM 91324P102 463 5,667 SH   SOLE 3,590 0 2,078
US BANCORP DEL COM NEW 902973304 230 5,301 SH   SOLE 4,353 0 948
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 27,647 344,120 SH   SOLE 309,457 0 34,663
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,870 150,514 SH   SOLE 137,806 0 12,709
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,094 419,525 SH   SOLE 380,572 0 38,953
VERIZON COMMUNICATIONS INC COM 92343V104 5 102 SH   DFND 0 102 0
VERIZON COMMUNICATIONS INC COM 92343V104 253 5,169 SH   SOLE 4,876 0 293
WELLS FARGO & CO NEW COM 949746101 10 199 SH   DFND 0 199 0
WELLS FARGO & CO NEW COM 949746101 920 17,500 SH   SOLE 17,098 0 402
XCEL ENERGY INC COM 98389B100 247 7,664 SH   SOLE 6,923 0 741
XCEL ENERGY INC COM 98389B100 3 100 SH   DFND 0 100 0