The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,305 23,566 SH   SOLE 17,649 0 5,917
3M CO COM 88579Y101 37 261 SH   DFND 0 261 0
ALTRIA GROUP INC COM 02209S103 36 930 SH   DFND 0 930 0
ALTRIA GROUP INC COM 02209S103 186 4,833 SH   SOLE 4,533 0 300
AMAZON COM INC COM 023135106 61 154 SH   DFND 0 154 0
AMAZON COM INC COM 023135106 157 394 SH   SOLE 194 0 200
APACHE CORP COM 037411105 200 2,329 SH   SOLE 2,329 0 0
APPLE INC COM 037833100 70 125 SH   DFND 0 125 0
APPLE INC COM 037833100 4,956 8,834 SH   SOLE 7,841 0 993
AT&T INC COM 00206R102 30 842 SH   DFND 0 842 0
AT&T INC COM 00206R102 373 10,601 SH   SOLE 8,461 0 2,140
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 611 5,154 SH   SOLE 3,279 0 1,875
BRISTOL MYERS SQUIBB CO COM 110122108 3 49 SH   DFND 0 49 0
BRISTOL MYERS SQUIBB CO COM 110122108 201 3,787 SH   SOLE 2,987 0 800
CATERPILLAR INC DEL COM 149123101 3 28 SH   DFND 0 28 0
CATERPILLAR INC DEL COM 149123101 495 5,447 SH   SOLE 4,447 0 1,000
CHEVRON CORP NEW COM 166764100 37 298 SH   DFND 0 298 0
CHEVRON CORP NEW COM 166764100 247 1,979 SH   SOLE 1,979 0 0
CONOCOPHILLIPS COM 20825C104 41 577 SH   DFND 0 577 0
CONOCOPHILLIPS COM 20825C104 194 2,740 SH   SOLE 1,840 0 900
DU PONT E I DE NEMOURS & CO COM 263534109 31 475 SH   DFND 0 475 0
DU PONT E I DE NEMOURS & CO COM 263534109 226 3,481 SH   SOLE 1,481 0 2,000
EMERSON ELEC CO COM 291011104 256 3,647 SH   SOLE 3,595 0 52
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 245 8,537 SH   SOLE 7,800 0 737
EXPRESS SCRIPTS HLDG CO COM 30219G108 74 1,048 SH   DFND 0 1,048 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 218 3,100 SH   SOLE 3,100 0 0
EXXON MOBIL CORP COM 30231G102 7 72 SH   DFND 0 72 0
EXXON MOBIL CORP COM 30231G102 1,078 10,648 SH   SOLE 8,682 0 1,966
FACEBOOK INC CL A 30303M102 20 369 SH   DFND 0 369 0
FACEBOOK INC CL A 30303M102 271 4,950 SH   SOLE 4,300 0 650
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 905 41,308 SH   SOLE 37,340 0 3,968
GENERAL ELECTRIC CO COM 369604103 44 1,573 SH   DFND 0 1,573 0
GENERAL ELECTRIC CO COM 369604103 567 20,231 SH   SOLE 18,431 0 1,800
GENERAL MLS INC COM 370334104 265 5,304 SH   SOLE 5,304 0 0
GILEAD SCIENCES INC COM 375558103 73 966 SH   DFND 0 966 0
GILEAD SCIENCES INC COM 375558103 218 2,908 SH   SOLE 2,908 0 0
GOOGLE INC CL A 38259P508 55 49 SH   DFND 0 49 0
GOOGLE INC CL A 38259P508 1,368 1,221 SH   SOLE 221 0 1,000
HOME DEPOT INC COM 437076102 508 6,172 SH   SOLE 6,172 0 0
HONEYWELL INTL INC COM 438516106 2 20 SH   DFND 0 20 0
HONEYWELL INTL INC COM 438516106 304 3,322 SH   SOLE 1,709 0 1,613
INTEL CORP COM 458140100 236 9,090 SH   SOLE 8,620 0 470
INTEL CORP COM 458140100 36 1,385 SH   DFND 0 1,385 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2 11 SH   DFND 0 11 0
INTERNATIONAL BUSINESS MACHS COM 459200101 667 3,557 SH   SOLE 3,148 0 408
ISHARES CORE S&P500 ETF 464287200 220 1,184 SH   SOLE 914 0 270
ISHARES GLOBAL ENERG ETF 464287341 396 9,169 SH   SOLE 7,889 0 1,280
ISHARES MSCI EMG MKT ETF 464287234 229 5,477 SH   SOLE 5,477 0 0
JOHNSON & JOHNSON COM 478160104 38 410 SH   DFND 0 410 0
JOHNSON & JOHNSON COM 478160104 602 6,574 SH   SOLE 4,021 0 2,553
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 12,552 270,810 SH   SOLE 235,657 0 35,153
KAYNE ANDERSON MLP INVT CO COM 486606106 12,823 321,787 SH   SOLE 277,346 0 44,440
LENNOX INTL INC COM 526107107 851 10,000 SH   SOLE 10,000 0 0
MCDONALDS CORP COM 580135101 4 44 SH   DFND 0 44 0
MCDONALDS CORP COM 580135101 266 2,746 SH   SOLE 2,746 0 0
MEDTRONIC INC COM 585055106 785 13,675 SH   SOLE 10,021 0 3,654
MERCK & CO INC NEW COM 58933Y105 40 805 SH   DFND 0 805 0
MERCK & CO INC NEW COM 58933Y105 201 4,013 SH   SOLE 2,943 0 1,070
MICROSOFT CORP COM 594918104 42 1,125 SH   DFND 0 1,125 0
MICROSOFT CORP COM 594918104 436 11,661 SH   SOLE 8,522 0 3,139
PEPSICO INC COM 713448108 3 34 SH   DFND 0 34 0
PEPSICO INC COM 713448108 198 2,383 SH   SOLE 2,383 0 0
PFIZER INC COM 717081103 5 177 SH   DFND 0 177 0
PFIZER INC COM 717081103 645 21,065 SH   SOLE 18,155 0 2,910
PHILIP MORRIS INTL INC COM 718172109 30 340 SH   DFND 0 340 0
PHILIP MORRIS INTL INC COM 718172109 249 2,858 SH   SOLE 2,558 0 300
PROCTER & GAMBLE CO COM 742718109 690 8,472 SH   SOLE 6,872 0 1,600
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,515 333,477 SH   SOLE 290,728 0 42,749
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 848 23,800 SH   SOLE 20,665 0 3,135
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,273 71,864 SH   SOLE 63,422 0 8,441
SPRINT CORP COM SER 1 85207U105 10 906 SH   DFND 0 906 0
SPRINT CORP COM SER 1 85207U105 615 57,197 SH   SOLE 50,000 0 7,197
ST JUDE MED INC COM 790849103 202 3,266 SH   SOLE 3,266 0 0
TARGET CORP COM 87612E106 654 10,340 SH   SOLE 9,787 0 553
TRAVELERS COMPANIES INC COM 89417E109 237 2,615 SH   SOLE 2,606 0 9
TRAVELERS COMPANIES INC COM 89417E109 39 428 SH   DFND 0 428 0
UNITED PARCEL SERVICE INC CL B 911312106 395 3,763 SH   SOLE 3,400 0 363
UNITEDHEALTH GROUP INC COM 91324P102 379 5,036 SH   SOLE 3,759 0 1,277
US BANCORP DEL COM NEW 902973304 210 5,201 SH   SOLE 4,253 0 948
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 31,490 393,975 SH   SOLE 339,960 0 54,016
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,943 136,871 SH   SOLE 125,263 0 11,607
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,913 556,943 SH   SOLE 490,466 0 66,477
VERIZON COMMUNICATIONS INC COM 92343V104 1 27 SH   DFND 0 27 0
VERIZON COMMUNICATIONS INC COM 92343V104 340 6,923 SH   SOLE 5,524 0 1,399
WELLS FARGO & CO NEW COM 949746101 13 290 SH   DFND 0 290 0
WELLS FARGO & CO NEW COM 949746101 1,950 42,943 SH   SOLE 18,572 0 24,370
XCEL ENERGY INC COM 98389B100 344 12,315 SH   SOLE 7,332 0 4,983