The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,786 23,333 SH   SOLE 17,895 0 5,438
3M CO COM 88579Y101 31 261 SH   DFND 0 261 0
APACHE CORP COM 037411105 201 2,366 SH   SOLE 2,327 0 39
APPLE INC COM 037833100 48 100 SH   DFND 0 100 0
APPLE INC COM 037833100 4,175 8,758 SH   SOLE 7,435 0 1,323
AT&T INC COM 00206R102 28 842 SH   DFND 0 842 0
AT&T INC COM 00206R102 358 10,591 SH   SOLE 8,453 0 2,138
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 426 3,753 SH   SOLE 3,279 0 474
CATERPILLAR INC DEL COM 149123101 497 5,962 SH   SOLE 4,862 0 1,100
CATERPILLAR INC DEL COM 149123101 2 28 SH   DFND 0 28 0
CHEVRON CORP NEW COM 166764100 36 298 SH   DFND 0 298 0
CHEVRON CORP NEW COM 166764100 280 2,305 SH   SOLE 2,223 0 82
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 720 27,019 SH   SOLE 0 0 27,019
CLAYMORE EXCHANGE TRD FD TR GUG MULTI ASSET 18383M506 610 25,747 SH   SOLE 0 0 25,747
CONOCOPHILLIPS COM 20825C104 40 577 SH   DFND 0 577 0
CONOCOPHILLIPS COM 20825C104 190 2,740 SH   SOLE 1,840 0 900
DU PONT E I DE NEMOURS & CO COM 263534109 28 475 SH   DFND 0 475 0
DU PONT E I DE NEMOURS & CO COM 263534109 204 3,481 SH   SOLE 1,481 0 2,000
EMERSON ELEC CO COM 291011104 235 3,626 SH   SOLE 3,575 0 51
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 241 8,381 SH   SOLE 7,658 0 724
EXPRESS SCRIPTS HLDG CO COM 30219G108 54 869 SH   DFND 0 869 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 194 3,146 SH   SOLE 3,089 0 57
EXXON MOBIL CORP COM 30231G102 1,032 11,990 SH   SOLE 9,677 0 2,313
FACEBOOK INC CL A 30303M102 14 283 SH   DFND 0 283 0
FACEBOOK INC CL A 30303M102 374 7,450 SH   SOLE 6,800 0 650
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 1,160 55,684 SH   SOLE 41,115 0 14,569
GENERAL ELECTRIC CO COM 369604103 38 1,573 SH   DFND 0 1,573 0
GENERAL ELECTRIC CO COM 369604103 497 20,787 SH   SOLE 18,377 0 2,410
GENERAL MLS INC COM 370334104 264 5,500 SH   SOLE 5,500 0 0
GILEAD SCIENCES INC COM 375558103 183 2,908 SH   SOLE 2,908 0 0
GILEAD SCIENCES INC COM 375558103 58 926 SH   DFND 0 926 0
GOOGLE INC CL A 38259P508 48 55 SH   DFND 0 55 0
GOOGLE INC CL A 38259P508 1,157 1,321 SH   SOLE 221 0 1,100
HOME DEPOT INC COM 437076102 508 6,702 SH   SOLE 6,172 0 530
HONEYWELL INTL INC COM 438516106 2 20 SH   DFND 0 20 0
HONEYWELL INTL INC COM 438516106 276 3,322 SH   SOLE 1,709 0 1,613
INTEL CORP COM 458140100 30 1,309 SH   DFND 0 1,309 0
INTEL CORP COM 458140100 213 9,293 SH   SOLE 8,618 0 675
INTERNATIONAL BUSINESS MACHS COM 459200101 4 21 SH   DFND 0 21 0
INTERNATIONAL BUSINESS MACHS COM 459200101 640 3,453 SH   SOLE 3,146 0 308
ISHARES GLOBAL ENERG ETF 464287341 356 8,675 SH   SOLE 7,395 0 1,280
ISHARES RUSSELL 2000 ETF 464287655 201 1,882 SH   SOLE 1,882 0 0
JOHNSON & JOHNSON COM 478160104 582 6,711 SH   SOLE 4,021 0 2,690
JOHNSON & JOHNSON COM 478160104 36 410 SH   DFND 0 410 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 11,894 266,684 SH   SOLE 226,704 0 39,980
KAYNE ANDERSON MLP INVSMNT C COM 486606106 11,956 333,499 SH   SOLE 275,047 0 58,452
LENNOX INTL INC COM 526107107 753 10,000 SH   SOLE 10,000 0 0
MCDONALDS CORP COM 580135101 4 44 SH   DFND 0 44 0
MCDONALDS CORP COM 580135101 263 2,732 SH   SOLE 2,732 0 0
MEDTRONIC INC COM 585055106 771 14,472 SH   SOLE 10,018 0 4,454
MERCK & CO INC NEW COM 58933Y105 196 4,125 SH   SOLE 2,941 0 1,184
MERCK & CO INC NEW COM 58933Y105 38 805 SH   DFND 0 805 0
MICROSOFT CORP COM 594918104 42 1,264 SH   DFND 0 1,264 0
MICROSOFT CORP COM 594918104 338 10,150 SH   SOLE 8,511 0 1,639
PFIZER INC COM 717081103 5 177 SH   DFND 0 177 0
PFIZER INC COM 717081103 609 21,205 SH   SOLE 18,295 0 2,910
PHILIP MORRIS INTL INC COM 718172109 29 340 SH   DFND 0 340 0
PHILIP MORRIS INTL INC COM 718172109 247 2,855 SH   SOLE 2,555 0 300
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 906 36,695 SH   SOLE 0 0 36,695
POWERSHARES GLOBAL ETF TRUST AGG PFD PORT 73936T565 180 13,176 SH   SOLE 0 0 13,176
PROCTER & GAMBLE CO COM 742718109 646 8,551 SH   SOLE 6,951 0 1,600
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,943 327,196 SH   SOLE 278,580 0 48,616
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 322 6,331 SH   SOLE 0 0 6,331
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 567 13,795 SH   SOLE 0 0 13,795
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 836 24,400 SH   SOLE 20,665 0 3,735
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,068 71,829 SH   SOLE 61,718 0 10,111
SPDR SER TR SHT TRM HGH YLD 78468R408 418 13,678 SH   SOLE 0 0 13,678
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 572 12,647 SH   SOLE 0 0 12,647
SPRINT CORP COM SER 1 85207U105 6 906 SH   DFND 0 906 0
SPRINT CORP COM SER 1 85207U105 356 57,197 SH   SOLE 50,000 0 7,197
TARGET CORP COM 87612E106 795 12,430 SH   SOLE 11,417 0 1,013
TRAVELERS COMPANIES INC COM 89417E109 222 2,615 SH   SOLE 2,606 0 9
TRAVELERS COMPANIES INC COM 89417E109 36 428 SH   DFND 0 428 0
UNITED PARCEL SERVICE INC CL B 911312106 349 3,824 SH   SOLE 3,400 0 424
UNITEDHEALTH GROUP INC COM 91324P102 373 5,212 SH   SOLE 3,751 0 1,461
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 30,939 384,960 SH   SOLE 321,101 0 63,859
VANGUARD INDEX FDS TOTAL STK MKT 922908769 246 2,805 SH   SOLE 50 0 2,755
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,477 133,263 SH   SOLE 120,199 0 13,064
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,885 545,289 SH   SOLE 472,059 0 73,230
VERIZON COMMUNICATIONS INC COM 92343V104 1 18 SH   DFND 0 18 0
VERIZON COMMUNICATIONS INC COM 92343V104 323 6,922 SH   SOLE 5,523 0 1,399
WELLS FARGO & CO NEW COM 949746101 12 290 SH   DFND 0 290 0
WELLS FARGO & CO NEW COM 949746101 1,871 45,291 SH   SOLE 18,569 0 26,721
XCEL ENERGY INC COM 98389B100 422 15,274 SH   SOLE 7,332 0 7,942