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ACCRUED AND OTHER LIABILITIES
12 Months Ended
Dec. 31, 2019
Payables and Accruals [Abstract]  
ACCRUED AND OTHER LIABILITIES ACCRUED AND OTHER LIABILITIES
Accrued and other liabilities consisted of the following (in thousands):
December 31,
20192018
Payables to sending agents$10,124  $8,972  
Accrued legal settlement (see Note 15)3,250  —  
Accrued salaries and benefits2,374  2,365  
Accrued bank charges976  983  
Accrued loyalty program reserve—  621  
Accrued interest17  1,009  
Accrued legal fees120  920  
Accrued other professional fees655  559  
Accrued taxes2,345  756  
Deferred revenue loyalty program2,495  —  
Other718  170  
$23,074  $16,355  

The following table shows the changes in the deferred revenue loyalty program liability (in thousands):

Balance, December 31, 2018$—  
Adoption of ASC 6061,976  
Revenue deferred during the period2,618  
Revenue recognized during the period(2,099) 
Balance, December 31, 2019$2,495