The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 223,211 1,964 SH   SOLE   0 0 1,964
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,463,977 8,039 SH   SOLE   0 0 8,039
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 4,637,006 13,378 SH   SOLE   0 0 13,378
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 227,932 1,497 SH   SOLE   0 0 1,497
AMAZON COM INC COM 023135106 BBG001S5PQL7 550,701 3,053 SH   SOLE   0 0 3,053
APOGEE ENTERPRISES INC COM 037598109 BBG001S5NSY1 1,524,636 25,754 SH   SOLE   0 0 25,754
APPLE INC COM 037833100 BBG001S5N8V8 2,175,717 12,688 SH   SOLE   0 0 12,688
BANK MONTREAL QUE COM 063671101 BBG001S5Y203 202,686 2,075 SH   SOLE   0 0 2,075
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 222,367 2,788 SH   SOLE   0 0 2,788
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 9,387,194 359,801 SH   SOLE   0 0 359,801
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 13,487,050 297,662 SH   SOLE   0 0 297,662
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 68,529,026 660,266 SH   SOLE   0 0 660,266
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 514,395 1,232 SH   SOLE   0 0 1,232
HOME DEPOT INC COM 437076102 BBG001S5RTW7 679,488 1,771 SH   SOLE   0 0 1,771
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 549,175 13,073 SH   SOLE   0 0 13,073
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 224,718 2,039 SH   SOLE   0 0 2,039
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 11,745,214 193,369 SH   SOLE   0 0 193,369
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 917,819 8,305 SH   SOLE   0 0 8,305
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 21,090,214 40,116 SH   SOLE   0 0 40,116
ISHARES TR MSCI INDIA ETF 46429B598 BBG002DMN4B6 625,116 12,117 SH   SOLE   0 0 12,117
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 3,069,582 10,657 SH   SOLE   0 0 10,657
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,156,030 3,430 SH   SOLE   0 0 3,430
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 419,117 2,340 SH   SOLE   0 0 2,340
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 255,047 2,035 SH   SOLE   0 0 2,035
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,556,748 7,403 SH   SOLE   0 0 7,403
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 494,489 8,440 SH   SOLE   0 0 8,440
ISHARES TR US HOME CONS ETF 464288752 BBG001SQZTR8 973,280 8,407 SH   SOLE   0 0 8,407
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 535,937 3,388 SH   SOLE   0 0 3,388
LPL FINL HLDGS INC COM 50212V100 BBG001T5GK39 405,748 1,536 SH   SOLE   0 0 1,536
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,299,988 5,467 SH   SOLE   0 0 5,467
ORACLE CORP COM 68389X105 BBG001S5SJG6 346,694 2,760 SH   SOLE   0 0 2,760
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 315,787 1,946 SH   SOLE   0 0 1,946
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 40,109,869 1,027,931 SH   SOLE   0 0 1,027,931
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 29,524,044 517,693 SH   SOLE   0 0 517,693
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,819,333 29,316 SH   SOLE   0 0 29,316
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 5,289,030 35,802 SH   SOLE   0 0 35,802
SPDR SER TR MSCI USA STRTGIC 78468R812 BBG008HB6477 1,460,958 10,032 SH   SOLE   0 0 10,032
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 2,618,659 52,269 SH   SOLE   0 0 52,269
STRYKER CORPORATION COM 863667101 BBG001S8FR03 338,210 945 SH   SOLE   0 0 945
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 629,232 8,664 SH   SOLE   0 0 8,664
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 11,155,582 46,528 SH   SOLE   0 0 46,528
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 39,512,552 158,139 SH   SOLE   0 0 158,139
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 10,294,613 119,040 SH   SOLE   0 0 119,040
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 17,839,545 37,112 SH   SOLE   0 0 37,112
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 593,963 2,598 SH   SOLE   0 0 2,598
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 200,459 771 SH   SOLE   0 0 771
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,791,074 42,879 SH   SOLE   0 0 42,879
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 3,666,966 20,081 SH   SOLE   0 0 20,081
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 40,088,513 799,054 SH   SOLE   0 0 799,054
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 263,540 974 SH   SOLE   0 0 974
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 1,006,574 1,920 SH   SOLE   0 0 1,920
VENTAS INC COM 92276F100 BBG001S9T7M6 221,880 5,096 SH   SOLE   0 0 5,096
WILLIS TOWERS WATSON PLC LTD SHS G96629103 BBG001SHY2Q9 423,963 1,542 SH   SOLE   0 0 1,542