The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,332 16,510 SH   SOLE   0 0 16,510
ISHARES TR CORE MSCI EAFE 46432F842   601 9,760 SH   SOLE   0 0 9,760
ISHARES TR RUSEL 2500 ETF 46435G268   4,445 83,654 SH   SOLE   0 0 83,654
ISHARES TR ESG AW MSCI EAFE 46435G516   334 5,092 SH   SOLE   0 0 5,092
ISHARES TR IBONDS DEC2026 46435GAA0   325 13,958 SH   SOLE   0 0 13,958
ISHARES TR IBONDS DEC23 ETF 46434VAX8   313 12,541 SH   SOLE   0 0 12,541
ISHARES TR IBONDS DEC25 ETF 46434VBD1   294 12,129 SH   SOLE   0 0 12,129
ISHARES TR IBONDS DEC24 ETF 46434VBG4   325 13,332 SH   SOLE   0 0 13,332
ISHARES TR CORE MSCI TOTAL 46432F834   469 8,112 SH   SOLE   0 0 8,112
ISHARES TR RUS 2000 GRW ETF 464287648   8,607 40,124 SH   SOLE   0 0 40,124
ISHARES TR CORE S&P MCP ETF 464287507   1,088 4,501 SH   SOLE   0 0 4,501
ISHARES TR S&P MC 400VL ETF 464287705   892 8,851 SH   SOLE   0 0 8,851
ISHARES TR S&P MC 400GR ETF 464287606   310 4,548 SH   SOLE   0 0 4,548
ISHARES TR CORE S&P SCP ETF 464287804   26,601 281,082 SH   SOLE   0 0 281,082
ISHARES TR SP SMCP600VL ETF 464287879   4,690 51,363 SH   SOLE   0 0 51,363
ISHARES TR S&P SML 600 GWT 464287887   1,421 13,150 SH   SOLE   0 0 13,150
ISHARES TR S&P 500 VAL ETF 464287408   54,279 374,163 SH   SOLE   0 0 374,163
ISHARES TR CORE S&P500 ETF 464287200   7,520 19,574 SH   SOLE   0 0 19,574
ISHARES TR S&P 500 GRWT ETF 464287309   20,106 343,704 SH   SOLE   0 0 343,704
ISHARES TR RUS 1000 ETF 464287622   4,862 23,098 SH   SOLE   0 0 23,098
ISHARES TR RUS 1000 VAL ETF 464287598   59,885 394,892 SH   SOLE   0 0 393,249
ISHARES TR RUS 1000 GRW ETF 464287614   93,390 435,916 SH   SOLE   0 0 435,027
ISHARES TR RUSSELL 2000 ETF 464287655   9,701 55,640 SH   SOLE   0 0 55,640
ISHARES TR RUS 2000 VAL ETF 464287630   8,501 61,304 SH   SOLE   0 0 61,304
ISHARES TR RUS MID CAP ETF 464287499   320 4,751 SH   SOLE   0 0 4,751
ISHARES TR RUS MD CP GR ETF 464287481   6,319 75,590 SH   SOLE   0 0 75,590
ISHARES TR RUS MDCP VAL ETF 464287473   448 4,261 SH   SOLE   0 0 4,261
ISHARES TR MSCI EAFE ETF 464287465   15,808 240,833 SH   SOLE   0 0 240,833
ISHARES TR MSCI EMG MKT ETF 464287234   825 21,790 SH   SOLE   0 0 21,790
ISHARES TR MORNINGSTR US EQ 464287127   533 10,141 SH   SOLE   0 0 10,141
ISHARES TR GRWT ALLOCAT ETF 464289867   16,447 348,757 SH   SOLE   0 0 348,757
ISHARES TR MSCI KLD400 SOC 464288570   2,459 34,256 SH   SOLE   0 0 34,256
ISHARES TR MSCI ACWI EX US 464288240   3,606 79,273 SH   SOLE   0 0 79,273
S&P GLOBAL INC COM 78409V104   751 2,245 SH   SOLE   0 0 2,245
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   266 4,042 SH   SOLE   0 0 4,042
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   277 838 SH   SOLE   0 0 838
SPDR S&P 500 ETF TR TR UNIT 78462F103   40,228 105,192 SH   SOLE   0 0 105,192
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   750 5,647 SH   SOLE   0 0 5,647
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   310 2,295 SH   SOLE   0 0 2,295
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,485 12,768 SH   SOLE   0 0 12,768
VANGUARD INDEX FDS MID CAP ETF 922908629   336 1,651 SH   SOLE   0 0 1,651
VANGUARD INDEX FDS VALUE ETF 922908744   1,312 9,349 SH   SOLE   0 0 9,349
VANGUARD INDEX FDS SMALL CP ETF 922908751   435 2,372 SH   SOLE   0 0 2,372
VANGUARD INDEX FDS GROWTH ETF 922908736   1,364 6,405 SH   SOLE   0 0 6,405
VANGUARD INDEX FDS TOTAL STK MKT 922908769   46,093 241,086 SH   SOLE   0 0 240,147
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   574 11,450 SH   SOLE   0 0 11,450
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   286 7,339 SH   SOLE   0 0 7,339
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,516 16,573 SH   SOLE   0 0 16,573
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,214 314,857 SH   SOLE   0 0 314,857