The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 131,122 1,093 SH   SOLE CARNICK & KUBIK 0 0 1,093
3M CO COM 88579Y101 BBG001S5T7X2 385,183 3,212 SH   SOLE   0 0 3,212
ABBOTT LABS COM 002824100 BBG001S5N9M6 668,196 6,086 SH   SOLE CARNICK & KUBIK 0 0 6,086
ABBOTT LABS COM 002824100 BBG001S5N9M6 215,607 1,964 SH   SOLE   0 0 1,964
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 300,325 1,858 SH   SOLE   0 0 1,858
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 19,077,478 118,046 SH   SOLE CARNICK & KUBIK 0 0 118,046
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 329,135 18,840 SH   SOLE   0 0 18,840
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 12,330,708 46,210 SH   SOLE CARNICK & KUBIK 0 0 46,210
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 15,144 45 SH   SOLE   0 0 45
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 7,132,753 21,195 SH   SOLE CARNICK & KUBIK 0 0 21,195
ADVANCE AUTO PARTS INC COM 00751Y106 BBG001SD2SB2 397,419 2,622 SH   SOLE CARNICK & KUBIK 0 0 2,622
ALLIANT ENERGY CORP COM 018802108 BBG001S8ZQ30 287,092 5,200 SH   SOLE   0 0 5,200
ALLSTATE CORP COM 020002101 BBG001S9BM06 4,053,027 29,707 SH   SOLE CARNICK & KUBIK 0 0 29,707
ALLSTATE CORP COM 020002101 BBG001S9BM06 133,082 981 SH   SOLE   0 0 981
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 11,815,544 133,918 SH   SOLE CARNICK & KUBIK 0 0 133,918
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 878,771 9,960 SH   SOLE   0 0 9,960
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,962,175 22,114 SH   SOLE CARNICK & KUBIK 0 0 22,114
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,598,915 18,020 SH   SOLE   0 0 18,020
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,615,068 19,227 SH   SOLE   0 0 19,227
AMAZON COM INC COM 023135106 BBG001S5PQL7 8,621,066 102,632 SH   SOLE CARNICK & KUBIK 0 0 102,632
AMEREN CORP COM 023608102 BBG001S5NF24 262,314 2,950 SH   SOLE   0 0 2,950
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 496,749 3,362 SH   SOLE CARNICK & KUBIK 0 0 3,362
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 44,325 300 SH   SOLE   0 0 300
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 167,748 786 SH   SOLE CARNICK & KUBIK 0 0 786
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 2,548,056 12,027 SH   SOLE   0 0 12,027
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 348,533 1,119 SH   SOLE CARNICK & KUBIK 0 0 1,119
AMGEN INC COM 031162100 BBG001S5NNL6 343,574 1,308 SH   SOLE CARNICK & KUBIK 0 0 1,308
AMPHENOL CORP NEW CL A 032095101 BBG001S5NSK6 300,208 3,932 SH   SOLE CARNICK & KUBIK 0 0 3,932
ANTERO MIDSTREAM CORP COM 03676B102 BBG00GBNZ4N9 979,980 90,823 SH   SOLE CARNICK & KUBIK 0 0 90,823
APPLE INC COM 037833100 BBG001S5N8V8 29,750,001 228,969 SH   SOLE CARNICK & KUBIK 0 0 228,969
APPLE INC COM 037833100 BBG001S5N8V8 3,200,408 24,632 SH   SOLE   0 0 24,632
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 3,466,511 37,335 SH   SOLE   0 0 37,335
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 12,179,770 131,177 SH   SOLE CARNICK & KUBIK 0 0 131,177
BEST BUY INC COM 086516101 BBG001S5P285 407,758 5,022 SH   SOLE CARNICK & KUBIK 0 0 5,022
BLACKROCK CR ALLOCATION INCO COM 092508100 BBG001SS72L0 295,930 29,300 SH   SOLE   0 0 29,300
BLACKSTONE INC COM 09260D107 BBG001S7H949 51,933 700 SH   SOLE CARNICK & KUBIK 0 0 700
BLACKSTONE INC COM 09260D107 BBG001S7H949 2,611,605 35,202 SH   SOLE   0 0 35,202
BOEING CO COM 097023105 BBG001S5P0V3 31,548 166 SH   SOLE   0 0 166
BOEING CO COM 097023105 BBG001S5P0V3 390,695 2,051 SH   SOLE CARNICK & KUBIK 0 0 2,051
BOK FINL CORP COM NEW 05561Q201 BBG001S6VBZ6 294,971 2,842 SH   SOLE CARNICK & KUBIK 0 0 2,842
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 358,569 178 SH   SOLE CARNICK & KUBIK 0 0 178
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 9,392,756 130,546 SH   SOLE CARNICK & KUBIK 0 0 130,546
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 79,145 1,100 SH   SOLE   0 0 1,100
BROADCOM INC COM 11135F101 BBG00KHY5SY8 10,998,370 19,671 SH   SOLE CARNICK & KUBIK 0 0 19,671
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 2,410,411 20,276 SH   SOLE   0 0 20,276
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 5,324,098 57,273 SH   SOLE CARNICK & KUBIK 0 0 57,273
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 1,812,428 43,938 SH   SOLE   0 0 43,938
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 490,889 11,846 SH   SOLE CARNICK & KUBIK 0 0 11,846
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,171,577 13,239 SH   SOLE   0 0 13,239
CATERPILLAR INC COM 149123101 BBG001S5PJ06 771,245 3,219 SH   SOLE CARNICK & KUBIK 0 0 3,219
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 3,315,643 38,916 SH   SOLE CARNICK & KUBIK 0 0 38,916
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 45,282 531 SH   SOLE   0 0 531
CHENIERE ENERGY INC COM NEW 16411R208 BBG001S7W158 2,337,726 15,589 SH   SOLE CARNICK & KUBIK 0 0 15,589
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 3,763,448 20,967 SH   SOLE   0 0 20,967
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 10,802,824 60,186 SH   SOLE CARNICK & KUBIK 0 0 60,186
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 251,136 181 SH   SOLE CARNICK & KUBIK 0 0 181
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 33,752 153 SH   SOLE   0 0 153
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 7,838,716 35,402 SH   SOLE CARNICK & KUBIK 0 0 35,402
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 207,088 625 SH   SOLE CARNICK & KUBIK 0 0 625
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 44,731 135 SH   SOLE   0 0 135
CISCO SYS INC COM 17275R102 BBG001S6HC62 47,640 1,000 SH   SOLE   0 0 1,000
CISCO SYS INC COM 17275R102 BBG001S6HC62 8,418,616 176,713 SH   SOLE CARNICK & KUBIK 0 0 176,713
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 1,039,132 26,394 SH   SOLE CARNICK & KUBIK 0 0 26,394
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 1,420,317 16,475 SH   SOLE CARNICK & KUBIK 0 0 16,475
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 103,452 1,200 SH   SOLE   0 0 1,200
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 7,061,802 15,469 SH   SOLE CARNICK & KUBIK 0 0 15,469
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,948,329 6,459 SH   SOLE   0 0 6,459
CUMMINS INC COM 231021106 BBG001S5Q9M3 7,471,169 30,836 SH   SOLE CARNICK & KUBIK 0 0 30,836
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 10,088,925 108,262 SH   SOLE CARNICK & KUBIK 0 0 108,262
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 41,097 441 SH   SOLE   0 0 441
DEERE & CO COM 244199105 BBG001S5QFF7 9,439,648 21,955 SH   SOLE CARNICK & KUBIK 0 0 21,955
DEERE & CO COM 244199105 BBG001S5QFF7 87,896 205 SH   SOLE   0 0 205
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 4,726,626 117,519 SH   SOLE CARNICK & KUBIK 0 0 117,519
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 10,422 76 SH   SOLE   0 0 76
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 1,567,409 11,459 SH   SOLE CARNICK & KUBIK 0 0 11,459
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 208,662 8,594 SH   SOLE   0 0 8,594
DISCOVER FINL SVCS COM 254709108 BBG001SS0KV6 283,912 2,902 SH   SOLE CARNICK & KUBIK 0 0 2,902
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 5,731,646 23,224 SH   SOLE CARNICK & KUBIK 0 0 23,224
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204 BBG016GD7D94 5,453,107 259,548 SH   SOLE CARNICK & KUBIK 0 0 259,548
DOW INC COM 260557103 BBG00BN96931 287,944 5,714 SH   SOLE CARNICK & KUBIK 0 0 5,714
DOW INC COM 260557103 BBG00BN96931 90,702 1,800 SH   SOLE   0 0 1,800
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 120,389 1,169 SH   SOLE   0 0 1,169
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 503,125 4,885 SH   SOLE CARNICK & KUBIK 0 0 4,885
EATON CORP PLC SHS G29183103 BBG001S5QZ45 499,415 3,182 SH   SOLE CARNICK & KUBIK 0 0 3,182
ECOLAB INC COM 278865100 BBG001S5QRB5 226,200 1,548 SH   SOLE CARNICK & KUBIK 0 0 1,548
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 384,465 5,153 SH   SOLE CARNICK & KUBIK 0 0 5,153
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 3,555,137 6,930 SH   SOLE CARNICK & KUBIK 0 0 6,930
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 9,308,343 96,901 SH   SOLE CARNICK & KUBIK 0 0 96,901
EMPIRE ST RLTY OP L P UNIT LTD PRT 250 292102308 BBG005CL79Z3 81,390 13,565 SH   SOLE CARNICK & KUBIK 0 0 13,565
EMPIRE ST RLTY OP L P UNIT LTD PRT 60 292102209 BBG005CL7PV1 208,204 31,546 SH   SOLE CARNICK & KUBIK 0 0 31,546
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 1,302,287 53,992 SH   SOLE CARNICK & KUBIK 0 0 53,992
EXELON CORP COM 30161N101 BBG001SBJMT2 2,131,567 49,308 SH   SOLE CARNICK & KUBIK 0 0 49,308
EXELON CORP COM 30161N101 BBG001SBJMT2 155,628 3,600 SH   SOLE   0 0 3,600
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 507,159 4,598 SH   SOLE   0 0 4,598
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 12,528,073 113,582 SH   SOLE CARNICK & KUBIK 0 0 113,582
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 BBG005FHW2X8 2,259,303 94,769 SH   SOLE CARNICK & KUBIK 0 0 94,769
FIDELITY NATL INFORMATION SV COM 31620M106 BBG001S8SWQ0 410,798 6,055 SH   SOLE CARNICK & KUBIK 0 0 6,055
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 BBG0043NRZR1 10,476,520 623,602 SH   SOLE CARNICK & KUBIK 0 0 623,602
FLEXSHARES TR QUALT DIVD IDX 33939L860 BBG003QD4F80 4,982,693 94,728 SH   SOLE CARNICK & KUBIK 0 0 94,728
FMC CORP COM NEW 302491303 BBG001S5R880 421,473 3,361 SH   SOLE CARNICK & KUBIK 0 0 3,361
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 4,132,882 355,364 SH   SOLE CARNICK & KUBIK 0 0 355,364
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 3,261 280 SH   SOLE   0 0 280
FORTINET INC COM 34959E109 BBG001S77BL6 5,583,727 114,210 SH   SOLE CARNICK & KUBIK 0 0 114,210
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 218,720 1,160 SH   SOLE CARNICK & KUBIK 0 0 1,160
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 9,183,380 37,013 SH   SOLE CARNICK & KUBIK 0 0 37,013
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 BBG004Y67XK8 932,102 22,868 SH   SOLE CARNICK & KUBIK 0 0 22,868
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 36,865 107 SH   SOLE   0 0 107
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 10,033,498 29,220 SH   SOLE CARNICK & KUBIK 0 0 29,220
HCA HEALTHCARE INC COM 40412C101 BBG001T8NTY2 4,418,623 18,414 SH   SOLE CARNICK & KUBIK 0 0 18,414
HOME DEPOT INC COM 437076102 BBG001S5RTW7 7,710,892 24,412 SH   SOLE CARNICK & KUBIK 0 0 24,412
HOME DEPOT INC COM 437076102 BBG001S5RTW7 3,263,268 10,331 SH   SOLE   0 0 10,331
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 716,870 3,345 SH   SOLE CARNICK & KUBIK 0 0 3,345
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 145,724 680 SH   SOLE   0 0 680
HP INC COM 40434L105 BBG001S6W7N7 28,135 1,047 SH   SOLE   0 0 1,047
HP INC COM 40434L105 BBG001S6W7N7 1,884,151 69,395 SH   SOLE CARNICK & KUBIK 0 0 69,395
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 BBG00NR9QB16 1,712,570 61,009 SH   SOLE CARNICK & KUBIK 0 0 61,009
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 BBG00Q4023H0 264,660 8,726 SH   SOLE CARNICK & KUBIK 0 0 8,726
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 BBG00TGM5Q16 12,559,657 447,122 SH   SOLE CARNICK & KUBIK 0 0 447,122
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 BBG00Q4028Q9 553,050 18,906 SH   SOLE CARNICK & KUBIK 0 0 18,906
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 BBG00S1NDLX9 17,073,888 555,787 SH   SOLE CARNICK & KUBIK 0 0 555,787
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 BBG00M4NZTF8 457,124 15,202 SH   SOLE CARNICK & KUBIK 0 0 15,202
INTERPUBLIC GROUP COS INC COM 460690100 BBG001S6RLK5 3,006,289 90,252 SH   SOLE CARNICK & KUBIK 0 0 90,252
INTUIT COM 461202103 BBG001S6TWR2 405,956 1,043 SH   SOLE CARNICK & KUBIK 0 0 1,043
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 55,724 210 SH   SOLE CARNICK & KUBIK 0 0 210
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 3,151,562 11,877 SH   SOLE   0 0 11,877
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 8,340,935 406,280 SH   SOLE CARNICK & KUBIK 0 0 406,280
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 613,590 4,344 SH   SOLE CARNICK & KUBIK 0 0 4,344
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 5,853,043 169,212 SH   SOLE   0 0 169,212
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 7,153,891 174,955 SH   SOLE CARNICK & KUBIK 0 0 174,955
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 243,762 4,875 SH   SOLE   0 0 4,875
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 81,762 338 SH   SOLE   0 0 338
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 172,056 711 SH   SOLE CARNICK & KUBIK 0 0 711
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 76,521 809 SH   SOLE   0 0 809
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 592,600 6,262 SH   SOLE CARNICK & KUBIK 0 0 6,262
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 768,797 9,066 SH   SOLE CARNICK & KUBIK 0 0 9,066
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3,507,861 9,130 SH   SOLE CARNICK & KUBIK 0 0 9,130
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 15,604,632 160,889 SH   SOLE CARNICK & KUBIK 0 0 160,889
ISHARES TR EXPND TEC SC ETF 464287549 BBG001SHHYT5 2,181,957 7,793 SH   SOLE CARNICK & KUBIK 0 0 7,793
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 577,269 8,794 SH   SOLE CARNICK & KUBIK 0 0 8,794
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 84,014 554 SH   SOLE   0 0 554
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 312,551 2,061 SH   SOLE CARNICK & KUBIK 0 0 2,061
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 507,672 2,367 SH   SOLE CARNICK & KUBIK 0 0 2,367
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 21,237 99 SH   SOLE   0 0 99
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 598,102 4,313 SH   SOLE CARNICK & KUBIK 0 0 4,313
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,040,447 5,967 SH   SOLE CARNICK & KUBIK 0 0 5,967
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 12,269,459 209,734 SH   SOLE CARNICK & KUBIK 0 0 209,734
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 22,828,602 157,363 SH   SOLE CARNICK & KUBIK 0 0 157,363
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 282,625 4,138 SH   SOLE CARNICK & KUBIK 0 0 4,138
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 310,061 3,076 SH   SOLE CARNICK & KUBIK 0 0 3,076
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 1,166,081 9,669 SH   SOLE CARNICK & KUBIK 0 0 9,669
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 558,629 7,499 SH   SOLE CARNICK & KUBIK 0 0 7,499
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 1,294,052 4,561 SH   SOLE CARNICK & KUBIK 0 0 4,561
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 354,112 6,431 SH   SOLE CARNICK & KUBIK 0 0 6,431
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 379,632 7,640 SH   SOLE CARNICK & KUBIK 0 0 7,640
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 BBG00Z6Q0T95 5,944,053 129,838 SH   SOLE CARNICK & KUBIK 0 0 129,838
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 16,225,278 323,013 SH   SOLE CARNICK & KUBIK 0 0 323,013
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 1,609,286 31,808 SH   SOLE CARNICK & KUBIK 0 0 31,808
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 10,651,323 60,296 SH   SOLE CARNICK & KUBIK 0 0 60,296
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,867,276 16,231 SH   SOLE   0 0 16,231
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,945,451 21,965 SH   SOLE   0 0 21,965
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 10,790,555 80,466 SH   SOLE CARNICK & KUBIK 0 0 80,466
KEURIG DR PEPPER INC COM 49271V100 BBG001ST5W34 5,874,593 164,739 SH   SOLE CARNICK & KUBIK 0 0 164,739
KROGER CO COM 501044101 BBG001S5SN40 7,639,851 171,374 SH   SOLE CARNICK & KUBIK 0 0 171,374
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 418,303 2,009 SH   SOLE CARNICK & KUBIK 0 0 2,009
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 9,666,702 22,908 SH   SOLE CARNICK & KUBIK 0 0 22,908
LILLY ELI & CO COM 532457108 BBG001S5STL8 12,804 35 SH   SOLE CARNICK & KUBIK 0 0 35
LILLY ELI & CO COM 532457108 BBG001S5STL8 5,153,668 14,087 SH   SOLE   0 0 14,087
LISTED FD TR CORE ALT FD 53656F847 BBG00R486J91 564,741 17,883 SH   SOLE   0 0 17,883
LISTED FD TR CORE ALT FD 53656F847 BBG00R486J91 24,483,634 775,289 SH   SOLE CARNICK & KUBIK 0 0 775,289
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 491,247 1,010 SH   SOLE CARNICK & KUBIK 0 0 1,010
LOWES COS INC COM 548661107 BBG001S5SVL3 3,363,370 16,881 SH   SOLE CARNICK & KUBIK 0 0 16,881
MARATHON OIL CORP COM 565849106 BBG001S69V69 343,423 12,686 SH   SOLE CARNICK & KUBIK 0 0 12,686
MARATHON PETE CORP COM 56585A102 BBG001S169P1 233,671 2,008 SH   SOLE CARNICK & KUBIK 0 0 2,008
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 92,439 266 SH   SOLE   0 0 266
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,677,583 4,824 SH   SOLE CARNICK & KUBIK 0 0 4,824
MCDONALDS CORP COM 580135101 BBG001S5T110 13,804 52 SH   SOLE   0 0 52
MCDONALDS CORP COM 580135101 BBG001S5T110 242,448 920 SH   SOLE CARNICK & KUBIK 0 0 920
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 5,149,584 13,708 SH   SOLE CARNICK & KUBIK 0 0 13,708
MERCK & CO INC COM 58933Y105 BBG001S5TC52 3,585,928 32,320 SH   SOLE   0 0 32,320
MERCK & CO INC COM 58933Y105 BBG001S5TC52 298,082 2,669 SH   SOLE CARNICK & KUBIK 0 0 2,669
METLIFE INC COM 59156R108 BBG001S5T3R8 10,613,906 146,662 SH   SOLE CARNICK & KUBIK 0 0 146,662
METLIFE INC COM 59156R108 BBG001S5T3R8 2,514,184 34,741 SH   SOLE   0 0 34,741
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,896,122 12,076 SH   SOLE   0 0 12,076
MICROSOFT CORP COM 594918104 BBG001S5TD05 28,467,629 118,704 SH   SOLE CARNICK & KUBIK 0 0 118,704
MSCI INC COM 55354G100 BBG001SV8B05 382,699 823 SH   SOLE CARNICK & KUBIK 0 0 823
NIKE INC CL B 654106103 BBG001S6NTK2 2,661,803 22,749 SH   SOLE   0 0 22,749
NIKE INC CL B 654106103 BBG001S6NTK2 251,553 2,150 SH   SOLE CARNICK & KUBIK 0 0 2,150
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 233,113 946 SH   SOLE CARNICK & KUBIK 0 0 946
NRG ENERGY INC COM NEW 629377508 BBG001SDD8F0 2,912,930 91,544 SH   SOLE CARNICK & KUBIK 0 0 91,544
NUCOR CORP COM 670346105 BBG001S5TRV0 6,977,579 52,733 SH   SOLE CARNICK & KUBIK 0 0 52,733
NUCOR CORP COM 670346105 BBG001S5TRV0 26,362 200 SH   SOLE   0 0 200
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 650,609 57,222 SH   SOLE CARNICK & KUBIK 0 0 57,222
NUVEEN FLOATING RATE INCOME COM SHS 6706EN100 BBG001SM3CC5 121,206 15,519 SH   SOLE   0 0 15,519
NUVEEN MULTI-MKT INCOME FD COM 67075J107 BBG001S5VG41 152,102 25,912 SH   SOLE   0 0 25,912
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 70,297 481 SH   SOLE CARNICK & KUBIK 0 0 481
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 895,101 6,125 SH   SOLE   0 0 6,125
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 4,933,759 31,057 SH   SOLE CARNICK & KUBIK 0 0 31,057
OLD DOMINION FREIGHT LINE IN COM 679580100 BBG001S6WQT9 494,744 1,743 SH   SOLE   0 0 1,743
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 7,179,319 8,506 SH   SOLE CARNICK & KUBIK 0 0 8,506
OWL ROCK CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 132,537 11,156 SH   SOLE   0 0 11,156
PAYCHEX INC COM 704326107 BBG001S5V135 296,494 2,566 SH   SOLE CARNICK & KUBIK 0 0 2,566
PEPSICO INC COM 713448108 BBG001S695T1 238,162 1,316 SH   SOLE CARNICK & KUBIK 0 0 1,316
PEPSICO INC COM 713448108 BBG001S695T1 97,340 539 SH   SOLE   0 0 539
PFIZER INC COM 717081103 BBG001S5V466 156,408 3,052 SH   SOLE   0 0 3,052
PFIZER INC COM 717081103 BBG001S5V466 123,130 2,403 SH   SOLE CARNICK & KUBIK 0 0 2,403
PGIM ETF TR PGIM ULTRA SH BD 69344A107 BBG00KJQ1QS8 51,683,112 1,050,507 SH   SOLE CARNICK & KUBIK 0 0 1,050,507
PHILLIPS 66 COM 718546104 BBG00286S4P7 290,576 2,792 SH   SOLE CARNICK & KUBIK 0 0 2,792
PHILLIPS 66 COM 718546104 BBG00286S4P7 31,224 300 SH   SOLE   0 0 300
PIONEER NAT RES CO COM 723787107 BBG001S7V1J4 333,239 1,459 SH   SOLE CARNICK & KUBIK 0 0 1,459
POWELL INDS INC COM 739128106 BBG001S5VBT5 319,575 9,084 SH   SOLE CARNICK & KUBIK 0 0 9,084
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,086,197 7,167 SH   SOLE CARNICK & KUBIK 0 0 7,167
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 901,630 5,949 SH   SOLE   0 0 5,949
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 518,290 4,598 SH   SOLE CARNICK & KUBIK 0 0 4,598
PROSHARES TR SHORT S&P 500 NE 74347B425 BBG001SR6H49 328,035 20,464 SH   SOLE CARNICK & KUBIK 0 0 20,464
QUALCOMM INC COM 747525103 BBG001S6VS70 54,970 500 SH   SOLE   0 0 500
QUALCOMM INC COM 747525103 BBG001S6VS70 246,815 2,245 SH   SOLE CARNICK & KUBIK 0 0 2,245
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 838,072 8,304 SH   SOLE CARNICK & KUBIK 0 0 8,304
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 400,043 1,194 SH   SOLE CARNICK & KUBIK 0 0 1,194
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 1,607,712 4,800 SH   SOLE   0 0 4,800
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 8,326 100 SH   SOLE   0 0 100
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 7,781,236 93,457 SH   SOLE CARNICK & KUBIK 0 0 93,457
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,006,184 31,238 SH   SOLE   0 0 31,238
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 1,437,954 31,500 SH   SOLE   0 0 31,500
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 277,553 6,194 SH   SOLE CARNICK & KUBIK 0 0 6,194
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 5,672,875 126,598 SH   SOLE   0 0 126,598
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 596,804 7,900 SH   SOLE   0 0 7,900
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 993,955 13,158 SH   SOLE CARNICK & KUBIK 0 0 13,158
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 287,028 5,166 SH   SOLE   0 0 5,166
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 356,008 7,885 SH   SOLE CARNICK & KUBIK 0 0 7,885
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,881,055 28,670 SH   SOLE   0 0 28,670
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 63,314 965 SH   SOLE CARNICK & KUBIK 0 0 965
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,395,305 59,129 SH   SOLE   0 0 59,129
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 88,098 2,175 SH   SOLE CARNICK & KUBIK 0 0 2,175
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 329,235 3,764 SH   SOLE CARNICK & KUBIK 0 0 3,764
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 693,815 20,287 SH   SOLE CARNICK & KUBIK 0 0 20,287
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 41,040 1,200 SH   SOLE   0 0 1,200
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 348,215 2,696 SH   SOLE CARNICK & KUBIK 0 0 2,696
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 25,832 200 SH   SOLE   0 0 200
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 1,893,655 25,401 SH   SOLE CARNICK & KUBIK 0 0 25,401
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,347,896 17,283 SH   SOLE CARNICK & KUBIK 0 0 17,283
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 326,941 3,329 SH   SOLE CARNICK & KUBIK 0 0 3,329
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 2,993,453 42,460 SH   SOLE   0 0 42,460
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 65,212 925 SH   SOLE CARNICK & KUBIK 0 0 925
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 778,248 6,254 SH   SOLE CARNICK & KUBIK 0 0 6,254
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 413,564 7,262 SH   SOLE CARNICK & KUBIK 0 0 7,262
SOUTHERN CO COM 842587107 BBG001S5W777 235,653 3,300 SH   SOLE   0 0 3,300
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 3,906,979 23,031 SH   SOLE   0 0 23,031
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 293,741 5,152 SH   SOLE   0 0 5,152
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 23,858 62 SH   SOLE   0 0 62
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,593,875 9,353 SH   SOLE CARNICK & KUBIK 0 0 9,353
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 7,586,835 82,943 SH   SOLE CARNICK & KUBIK 0 0 82,943
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 4,548,725 89,772 SH   SOLE CARNICK & KUBIK 0 0 89,772
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 3,004,998 77,269 SH   SOLE CARNICK & KUBIK 0 0 77,269
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 1,826,731 14,601 SH   SOLE CARNICK & KUBIK 0 0 14,601
SPDR SER TR S&P INS ETF 78464A789 BBG001SPTB50 1,615,159 39,442 SH   SOLE CARNICK & KUBIK 0 0 39,442
STARBUCKS CORP COM 855244109 BBG001S72KH6 5,847,862 58,950 SH   SOLE CARNICK & KUBIK 0 0 58,950
STARBUCKS CORP COM 855244109 BBG001S72KH6 10,508 106 SH   SOLE   0 0 106
STRYKER CORPORATION COM 863667101 BBG001S8FR03 97,796 400 SH   SOLE   0 0 400
STRYKER CORPORATION COM 863667101 BBG001S8FR03 468,015 1,908 SH   SOLE CARNICK & KUBIK 0 0 1,908
TARGET CORP COM 87612E106 BBG001SC0K41 7,173,406 48,131 SH   SOLE CARNICK & KUBIK 0 0 48,131
TESLA INC COM 88160R101 BBG001SQKGD7 28,824 234 SH   SOLE   0 0 234
TESLA INC COM 88160R101 BBG001SQKGD7 341,948 2,776 SH   SOLE CARNICK & KUBIK 0 0 2,776
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 1,921,178 11,628 SH   SOLE CARNICK & KUBIK 0 0 11,628
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 7,787,486 14,134 SH   SOLE CARNICK & KUBIK 0 0 14,134
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 128,254 233 SH   SOLE   0 0 233
TJX COS INC NEW COM 872540109 BBG001S5WQ93 1,668,395 20,960 SH   SOLE CARNICK & KUBIK 0 0 20,960
TRI CONTL CORP COM 895436103 BBG001S5WZ75 583,682 22,773 SH   SOLE   0 0 22,773
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 391,057 9,088 SH   SOLE CARNICK & KUBIK 0 0 9,088
ULTA BEAUTY INC COM 90384S303 BBG00FWQ4W44 6,420,630 13,688 SH   SOLE CARNICK & KUBIK 0 0 13,688
UNION PAC CORP COM 907818108 BBG001S5X2M0 592,764 2,863 SH   SOLE CARNICK & KUBIK 0 0 2,863
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 14,726,355 27,776 SH   SOLE CARNICK & KUBIK 0 0 27,776
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 3,968,896 7,486 SH   SOLE   0 0 7,486
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 2,204,130 50,542 SH   SOLE   0 0 50,542
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 2 0 SH   SOLE CARNICK & KUBIK 0 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 BBG001SPSH76 6,501,399 75,739 SH   SOLE   0 0 75,739
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 2,628,216 51,992 SH   SOLE CARNICK & KUBIK 0 0 51,992
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 227,528 1,116 SH   SOLE   0 0 1,116
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 197,900 971 SH   SOLE CARNICK & KUBIK 0 0 971
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 526,039 1,497 SH   SOLE CARNICK & KUBIK 0 0 1,497
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 206,234 1,124 SH   SOLE   0 0 1,124
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,708,356 19,396 SH   SOLE   0 0 19,396
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 801,208 4,191 SH   SOLE CARNICK & KUBIK 0 0 4,191
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 363,788 2,396 SH   SOLE CARNICK & KUBIK 0 0 2,396
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 906,800 8,380 SH   SOLE CARNICK & KUBIK 0 0 8,380
VERISIGN INC COM 92343E102 BBG001S7BCF6 420,391 2,046 SH   SOLE CARNICK & KUBIK 0 0 2,046
VERISK ANALYTICS INC COM 92345Y106 BBG001SBRX64 405,438 2,298 SH   SOLE CARNICK & KUBIK 0 0 2,298
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 6,418,424 22,226 SH   SOLE CARNICK & KUBIK 0 0 22,226
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,829,865 13,621 SH   SOLE   0 0 13,621
VISA INC COM CL A 92826C839 BBG001SRCFY3 139,193 670 SH   SOLE CARNICK & KUBIK 0 0 670
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 6,550,242 41,753 SH   SOLE CARNICK & KUBIK 0 0 41,753
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 3,440,808 21,933 SH   SOLE   0 0 21,933
WESTROCK CO COM 96145D105 BBG008NXC581 1,188,795 33,811 SH   SOLE CARNICK & KUBIK 0 0 33,811
WILLIAMS COS INC COM 969457100 BBG001S5XH10 24,637 749 SH   SOLE   0 0 749
WILLIAMS COS INC COM 969457100 BBG001S5XH10 1,865,891 56,714 SH   SOLE CARNICK & KUBIK 0 0 56,714
WISDOMTREE TR US HIGH DIVIDEND 97717W208 BBG001SHKNX0 348,409 4,048 SH   SOLE CARNICK & KUBIK 0 0 4,048
WOODWARD INC COM 980745103 BBG001S6YZC5 237,661 2,460 SH   SOLE   0 0 2,460