The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   871,332 8,319 SH   SOLE   0 0 8,319
ABBVIE INC COM 00287Y109   1,267,551 7,885 SH   SOLE   0 0 7,885
ALBERTSONS COS INC COMMON STOCK 013091103   423,884 20,438 SH   SOLE   0 0 20,438
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106   1,248,441 118,899 SH   SOLE   0 0 118,899
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   1,236,208 113,936 SH   SOLE   0 0 113,936
ALPHABET INC CAP STK CL A 02079K305   1,841,152 10,917 SH   SOLE   0 0 10,917
ALPHABET INC CAP STK CL C 02079K107   2,778,411 16,316 SH   SOLE   0 0 16,316
ALTRIA GROUP INC COM 02209S103   364,813 8,125 SH   SOLE   0 0 8,125
AMAZON COM INC COM 023135106   2,575,600 13,738 SH   SOLE   0 0 13,738
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,091,732 11,811 SH   SOLE   0 0 11,811
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,067,586 16,008 SH   SOLE   0 0 16,008
AMGEN INC COM 031162100   551,757 1,779 SH   SOLE   0 0 1,779
ANGEL OAK MORTGAGE REIT INC COM 03464Y108   3,919,527 338,474 SH   SOLE   0 0 338,474
APOLLO GLOBAL MGMT INC COM 03769M106   370,246 3,304 SH   SOLE   0 0 3,304
APPLE INC COM 037833100   11,055,414 60,396 SH   SOLE   0 0 60,396
ARK ETF TR INNOVATION ETF 00214Q104   414,505 9,658 SH   SOLE   0 0 9,658
ARK ETF TR GENOMIC REV ETF 00214Q302   283,188 11,373 SH   SOLE   0 0 11,373
BANK AMERICA CORP COM 060505104   350,016 9,103 SH   SOLE   0 0 9,103
BANK NEW YORK MELLON CORP COM 064058100   347,192 5,941 SH   SOLE   0 0 5,941
BARINGS GLOBAL SHORT DURATIO COM 06760L100   1,286,297 90,140 SH   SOLE   0 0 90,140
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,690,229 4,102 SH   SOLE   0 0 4,102
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   636,559 54,175 SH   SOLE   0 0 54,175
BLACKROCK CR ALLOCATION INCO COM 092508100   1,519,387 145,675 SH   SOLE   0 0 145,675
BLACKROCK MUNICIPAL INCOME COM 09253X102   1,755,406 143,533 SH   SOLE   0 0 143,533
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   301,278 27,678 SH   SOLE   0 0 27,678
BLACKROCK MUNIVEST FD II INC COM 09253T101   1,538,754 143,140 SH   SOLE   0 0 143,140
BLACKROCK MUNIYIELD FD INC COM 09253W104   1,544,365 143,129 SH   SOLE   0 0 143,129
BLACKROCK MUNIYIELD QUALITY COM 09254E103   155,178 13,880 SH   SOLE   0 0 13,880
BLACKROCK MUNIYILD QULT FD I COM 09254F100   1,537,871 126,782 SH   SOLE   0 0 126,782
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   2,640,903 220,305 SH   SOLE   0 0 220,305
BOEING CO COM 097023105   1,109,440 6,215 SH   SOLE   0 0 6,215
BRISTOL-MYERS SQUIBB CO COM 110122108   201,781 4,490 SH   SOLE   0 0 4,490
BROADCOM INC COM 11135F101   385,179 289 SH   SOLE   0 0 289
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   332,282 1,698 SH   SOLE   0 0 1,698
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   345,938 11,250 SH   SOLE   0 0 11,250
CAMBRIA ETF TR GLB MOMENT ETF 132061508   226,769 7,863 SH   SOLE   0 0 7,863
CHEVRON CORP NEW COM 166764100   309,784 1,868 SH   SOLE   0 0 1,868
CISCO SYS INC COM 17275R102   718,016 14,940 SH   SOLE   0 0 14,940
CME GROUP INC COM 12572Q105   566,803 2,719 SH   SOLE   0 0 2,719
COCA COLA CO COM 191216100   506,776 8,011 SH   SOLE   0 0 8,011
COINBASE GLOBAL INC COM CL A 19260Q107   2,778,322 13,828 SH   SOLE   0 0 13,828
COMCAST CORP NEW CL A 20030N101   401,477 10,213 SH   SOLE   0 0 10,213
CONAGRA BRANDS INC COM 205887102   230,953 7,419 SH   SOLE   0 0 7,419
COSTCO WHSL CORP NEW COM 22160K105   614,008 780 SH   SOLE   0 0 780
CUMMINS INC COM 231021106   337,728 1,131 SH   SOLE   0 0 1,131
D R HORTON INC COM 23331A109   609,778 4,066 SH   SOLE   0 0 4,066
DATADOG INC CL A COM 23804L103   302,898 2,546 SH   SOLE   0 0 2,546
DEERE & CO COM 244199105   253,708 622 SH   SOLE   0 0 622
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   344,498 8,604 SH   SOLE   0 0 8,604
DISNEY WALT CO COM 254687106   423,692 4,005 SH   SOLE   0 0 4,005
DNP SELECT INCOME FD INC COM 23325P104   1,373,015 152,219 SH   SOLE   0 0 152,219
DOUBLELINE INCOME SOLUTIONS COM 258622109   128,068 10,100 SH   SOLE   0 0 10,100
DOUBLELINE YIELD OPPORTUNITI COM 25862D105   1,228,161 77,438 SH   SOLE   0 0 77,438
DWS MUN INCOME TR NEW COM 233368109   1,381,866 145,690 SH   SOLE   0 0 145,690
EA SERIES TRUST VAL MOMTM TRND 02072L508   237,407 9,367 SH   SOLE   0 0 9,367
EATON VANCE CALIF MUN BD FD COM 27828A100   528,037 55,936 SH   SOLE   0 0 55,936
EATON VANCE CALIF MUN INCOM SH BEN INT 27826F101   507,865 48,276 SH   SOLE   0 0 48,276
ELI LILLY & CO COM 532457108   1,838,440 2,419 SH   SOLE   0 0 2,419
EXXON MOBIL CORP COM 30231G102   787,029 6,672 SH   SOLE   0 0 6,672
FEDEX CORP COM 31428X106   254,038 956 SH   SOLE   0 0 956
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   992,088 18,701 SH   SOLE   0 0 18,701
FIRST TR EXCH TRADED FD III MERGER ARBITRA 33740J203   386,641 19,674 SH   SOLE   0 0 19,674
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   247,675 4,547 SH   SOLE   0 0 4,547
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   251,535 2,698 SH   SOLE   0 0 2,698
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   513,241 4,337 SH   SOLE   0 0 4,337
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   255,497 2,422 SH   SOLE   0 0 2,422
FIRST TR EXCHANGE-TRADED FD NASDQ PHRMTCLS 33738R837   228,845 8,539 SH   SOLE   0 0 8,539
FIRST TR EXCHANGE-TRADED FD NASDQ ARTFCIAL 33738R720   235,483 5,484 SH   SOLE   0 0 5,484
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   2,887,481 60,093 SH   SOLE   0 0 60,093
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839   297,418 7,315 SH   SOLE   0 0 7,315
FRANKLIN TEMPLETON ETF TR FRANKLIN ASIA 35473P660   230,904 10,172 SH   SOLE   0 0 10,172
GALECTIN THERAPEUTICS INC COM NEW 363225202   72,817 24,032 SH   SOLE   0 0 24,032
GAMING & LEISURE PPTYS INC COM 36467J108   5,435,804 122,788 SH   SOLE   0 0 122,788
GENERAL ELECTRIC CO COM NEW 369604301   1,156,567 7,079 SH   SOLE   0 0 7,079
GLOBAL X FDS E COMMERCE ETF 37954Y467   271,415 11,197 SH   SOLE   0 0 11,197
GMS INC COM 36251C103   265,067 2,810 SH   SOLE   0 0 2,810
HALOZYME THERAPEUTICS INC COM 40637H109   1,513,616 35,078 SH   SOLE   0 0 35,078
HOME DEPOT INC COM 437076102   706,024 2,038 SH   SOLE   0 0 2,038
INDAPTUS THERAPEUTICS INC COM 45339J105   51,600 24,000 SH   SOLE   0 0 24,000
INDEPENDENCE RLTY TR INC COM 45378A106   272,296 16,160 SH   SOLE   0 0 16,160
INVESCO CALIF VALUE MUN INCO COM 46132H106   420,260 42,884 SH   SOLE   0 0 42,884
INVESCO QQQ TR UNIT SER 1 46090E103   305,789 692 SH   SOLE   0 0 692
INVESCO QUALITY MUN INCOME T COM 46133G107   1,243,398 129,927 SH   SOLE   0 0 129,927
ISHARES GOLD TR ISHARES NEW 464285204   6,656,650 148,985 SH   SOLE   0 0 148,985
ISHARES INC MSCI JPN ETF NEW 46434G822   230,826 3,397 SH   SOLE   0 0 3,397
ISHARES INC MSCI EURZONE ETF 464286608   410,405 7,916 SH   SOLE   0 0 7,916
ISHARES INC CORE MSCI EMKT 46434G103   211,323 3,964 SH   SOLE   0 0 3,964
ISHARES TR CORE MSCI EAFE 46432F842   1,734,205 23,225 SH   SOLE   0 0 23,225
ISHARES TR MSCI ACWI ETF 464288257   4,011,451 36,408 SH   SOLE   0 0 36,408
ISHARES TR GL CLEAN ENE ETF 464288224   156,807 11,330 SH   SOLE   0 0 11,330
ISHARES TR SHRT NAT MUN ETF 464288158   1,335,334 12,760 SH   SOLE   0 0 12,760
ISHARES TR ESG AWR MSCI USA 46435G425   303,399 2,647 SH   SOLE   0 0 2,647
ISHARES TR CORE MSCI INTL 46435G326   1,203,462 17,837 SH   SOLE   0 0 17,837
ISHARES TR EXPONENTIAL TECH 46434V381   305,544 5,278 SH   SOLE   0 0 5,278
ISHARES TR CORE S&P MCP ETF 464287507   378,590 6,330 SH   SOLE   0 0 6,330
ISHARES TR CORE S&P SCP ETF 464287804   695,405 6,381 SH   SOLE   0 0 6,381
ISHARES TR S&P 500 VAL ETF 464287408   235,879 1,280 SH   SOLE   0 0 1,280
ISHARES TR CORE S&P500 ETF 464287200   6,784,211 12,962 SH   SOLE   0 0 12,962
ISHARES TR RUS 1000 VAL ETF 464287598   679,881 3,844 SH   SOLE   0 0 3,844
ISHARES TR RUS 1000 GRW ETF 464287614   734,765 2,182 SH   SOLE   0 0 2,182
ISHARES TR RUSSELL 2000 ETF 464287655   1,271,747 6,225 SH   SOLE   0 0 6,225
ISHARES TR RUS MID CAP ETF 464287499   1,245,168 15,109 SH   SOLE   0 0 15,109
ISHARES TR US HLTHCARE ETF 464287762   1,284,836 21,318 SH   SOLE   0 0 21,318
ISHARES TR U.S. TECH ETF 464287721   944,327 7,049 SH   SOLE   0 0 7,049
ISHARES TR 1 3 YR TREAS BD 464287457   12,269,741 150,956 SH   SOLE   0 0 150,956
ISHARES TR MSCI EMG MKT ETF 464287234   506,631 11,921 SH   SOLE   0 0 11,921
ISHARES TR S&P 100 ETF 464287101   841,912 3,397 SH   SOLE   0 0 3,397
ISHARES TR MSCI EAFE ETF 464287465   772,198 9,612 SH   SOLE   0 0 9,612
ISHARES TR ISHARES BIOTECH 464287556   624,565 4,682 SH   SOLE   0 0 4,682
ISHARES TR MRGSTR MD CP VAL 464288406   1,576,719 21,966 SH   SOLE   0 0 21,966
ISHARES TR SELECT DIVID ETF 464287168   3,829,430 30,823 SH   SOLE   0 0 30,823
ISHARES TR CORE US AGGBD ET 464287226   299,788 3,115 SH   SOLE   0 0 3,115
ISHARES TR MSCI AC ASIA ETF 464288182   562,809 7,928 SH   SOLE   0 0 7,928
ISHARES TR EAFE SML CP ETF 464288273   257,487 4,046 SH   SOLE   0 0 4,046
ISHARES TR SHORT TREAS BD 464288679   233,801 2,121 SH   SOLE   0 0 2,121
ISHARES TR IBOXX HI YD ETF 464288513   239,082 3,109 SH   SOLE   0 0 3,109
ISHARES TR CORE S&P TTL STK 464287150   5,667,852 49,492 SH   SOLE   0 0 49,492
JOHNSON & JOHNSON COM 478160104   614,331 4,098 SH   SOLE   0 0 4,098
JPMORGAN CHASE & CO COM 46625H100   1,147,499 5,773 SH   SOLE   0 0 5,773
KAYNE ANDERSON ENERGY INFRST COM 486606106   125,136 12,730 SH   SOLE   0 0 12,730
LAM RESEARCH CORP COM 512807108   275,541 301 SH   SOLE   0 0 301
LENZ THERAPEUTICS INC COM 52635N103   924,169 58,752 SH   SOLE   0 0 58,752
LUMINAR TECHNOLOGIES INC COM CL A 550424105   214,721 125,568 SH   SOLE   0 0 125,568
LYFT INC CL A COM 55087P104   277,079 16,128 SH   SOLE   0 0 16,128
MASTERCARD INCORPORATED CL A 57636Q104   281,957 617 SH   SOLE   0 0 617
MCDONALDS CORP COM 580135101   346,763 1,261 SH   SOLE   0 0 1,261
MERCK & CO INC COM 58933Y105   1,014,338 7,799 SH   SOLE   0 0 7,799
META PLATFORMS INC CL A 30303M102   1,019,592 2,141 SH   SOLE   0 0 2,141
MICROSOFT CORP COM 594918104   7,699,458 18,565 SH   SOLE   0 0 18,565
MORGAN STANLEY COM NEW 617446448   487,469 4,960 SH   SOLE   0 0 4,960
MOTOROLA SOLUTIONS INC COM NEW 620076307   814,385 2,244 SH   SOLE   0 0 2,244
NETFLIX INC COM 64110L106   459,985 753 SH   SOLE   0 0 753
NEXTERA ENERGY INC COM 65339F101   309,549 4,195 SH   SOLE   0 0 4,195
NORTHERN TR CORP COM 665859104   437,315 5,044 SH   SOLE   0 0 5,044
NUVEEN AMT FREE MUN CR INC F COM 67071L106   1,556,401 130,134 SH   SOLE   0 0 130,134
NUVEEN AMT FREE QLTY MUN INC COM 670657105   186,785 17,247 SH   SOLE   0 0 17,247
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   1,271,215 223,805 SH   SOLE   0 0 223,805
NUVEEN FLOATING RATE INCOME COM 67072T108   1,294,099 148,066 SH   SOLE   0 0 148,066
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   1,566,867 130,138 SH   SOLE   0 0 130,138
NUVEEN QUALITY MUNCP INCOME COM 67066V101   184,180 16,430 SH   SOLE   0 0 16,430
NVIDIA CORPORATION COM 67066G104   3,472,887 3,864 SH   SOLE   0 0 3,864
ORACLE CORP COM 68389X105   813,385 6,972 SH   SOLE   0 0 6,972
PAN AMERN SILVER CORP COM 697900108   227,635 11,186 SH   SOLE   0 0 11,186
PARKER-HANNIFIN CORP COM 701094104   313,672 559 SH   SOLE   0 0 559
PEPSICO INC COM 713448108   348,433 1,938 SH   SOLE   0 0 1,938
PFIZER INC COM 717081103   531,014 18,958 SH   SOLE   0 0 18,958
PGIM HIGH YIELD BOND FUND IN COM 69346H100   1,525,515 120,881 SH   SOLE   0 0 120,881
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   354,883 10,790 SH   SOLE   0 0 10,790
PIMCO CALIF MUN INCOME FD II COM 72200M108   352,340 60,436 SH   SOLE   0 0 60,436
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,457,636 34,463 SH   SOLE   0 0 34,463
PIMCO MUN INCOME FD II COM 72200W106   1,543,433 185,509 SH   SOLE   0 0 185,509
PINSTRIPES HOLDINGS INC CL A COM 06690B107   653,985 217,995 SH   SOLE   0 0 217,995
PRA GROUP INC COM 69354N106   1,551,509 58,636 SH   SOLE   0 0 58,636
PROCTER AND GAMBLE CO COM 742718109   876,767 5,255 SH   SOLE   0 0 5,255
PROGRESSIVE CORP COM 743315103   227,627 1,055 SH   SOLE   0 0 1,055
RPM INTL INC COM 749685103   309,294 2,741 SH   SOLE   0 0 2,741
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,370,932 72,116 SH   SOLE   0 0 72,116
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,431,456 215,363 SH   SOLE   0 0 215,363
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,996,023 161,879 SH   SOLE   0 0 161,879
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,984,986 62,148 SH   SOLE   0 0 62,148
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,809,545 106,746 SH   SOLE   0 0 106,746
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,683,782 264,687 SH   SOLE   0 0 264,687
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,987,556 101,769 SH   SOLE   0 0 101,769
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,746,205 34,422 SH   SOLE   0 0 34,422
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,741,352 58,651 SH   SOLE   0 0 58,651
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   2,251,388 62,678 SH   SOLE   0 0 62,678
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   539,679 8,109 SH   SOLE   0 0 8,109
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   223,450 2,732 SH   SOLE   0 0 2,732
SELECT SECTOR SPDR TR ENERGY 81369Y506   465,332 4,959 SH   SOLE   0 0 4,959
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   565,417 13,517 SH   SOLE   0 0 13,517
SELECT SECTOR SPDR TR INDL 81369Y704   402,553 3,203 SH   SOLE   0 0 3,203
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   877,502 4,269 SH   SOLE   0 0 4,269
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   408,370 2,844 SH   SOLE   0 0 2,844
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   243,107 1,365 SH   SOLE   0 0 1,365
SOFI TECHNOLOGIES INC COM 83406F102   109,569 15,788 SH   SOLE   0 0 15,788
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   420,867 1,065 SH   SOLE   0 0 1,065
SPDR GOLD TR GOLD SHS 78463V107   5,107,535 23,353 SH   SOLE   0 0 23,353
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   413,974 7,802 SH   SOLE   0 0 7,802
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,615,370 43,019 SH   SOLE   0 0 43,019
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   12,640,062 351,406 SH   SOLE   0 0 351,406
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,760,062 14,899 SH   SOLE   0 0 14,899
SPDR SER TR PORTFOLIO S&P400 78464A847   5,792,311 110,288 SH   SOLE   0 0 110,288
SPDR SER TR NUVEEN BLMBRG SH 78468R739   254,570 5,390 SH   SOLE   0 0 5,390
SPDR SER TR PORTFOLIO S&P500 78464A854   20,272,408 330,870 SH   SOLE   0 0 330,870
SPDR SER TR HLTH CR EQUIP 78464A581   236,303 2,771 SH   SOLE   0 0 2,771
SPDR SER TR PORTFOLIO SH TSR 78468R101   3,624,632 126,030 SH   SOLE   0 0 126,030
SPDR SER TR PORTFOLIO S&P600 78468R853   5,188,670 122,201 SH   SOLE   0 0 122,201
TARGET CORP COM 87612E106   308,805 1,893 SH   SOLE   0 0 1,893
TESLA INC COM 88160R101   4,223,543 25,070 SH   SOLE   0 0 25,070
TEXAS INSTRS INC COM 882508104   328,647 1,757 SH   SOLE   0 0 1,757
THERMO FISHER SCIENTIFIC INC COM 883556102   1,347,364 2,272 SH   SOLE   0 0 2,272
UNION PAC CORP COM 907818108   423,796 1,713 SH   SOLE   0 0 1,713
UNITEDHEALTH GROUP INC COM 91324P102   1,186,130 2,313 SH   SOLE   0 0 2,313
UROGEN PHARMA LTD COM M96088105   256,380 20,124 SH   SOLE   0 0 20,124
US BANCORP DEL COM NEW 902973304   532,206 12,717 SH   SOLE   0 0 12,717
VANECK ETF TRUST GOLD MINERS ETF 92189F106   243,437 6,906 SH   SOLE   0 0 6,906
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   293,343 3,324 SH   SOLE   0 0 3,324
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   209,138 2,930 SH   SOLE   0 0 2,930
VANGUARD INDEX FDS VALUE ETF 922908744   3,474,051 21,524 SH   SOLE   0 0 21,524
VANGUARD INDEX FDS MID CAP ETF 922908629   2,324,053 9,457 SH   SOLE   0 0 9,457
VANGUARD INDEX FDS SM CP VAL ETF 922908611   517,710 2,751 SH   SOLE   0 0 2,751
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,424,853 17,190 SH   SOLE   0 0 17,190
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,209,274 9,928 SH   SOLE   0 0 9,928
VANGUARD INDEX FDS GROWTH ETF 922908736   382,317 1,112 SH   SOLE   0 0 1,112
VANGUARD INDEX FDS TOTAL STK MKT 922908769   7,040,651 27,284 SH   SOLE   0 0 27,284
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,245,419 8,868 SH   SOLE   0 0 8,868
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,704,594 15,415 SH   SOLE   0 0 15,415
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   841,713 19,368 SH   SOLE   0 0 19,368
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   483,103 8,140 SH   SOLE   0 0 8,140
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   222,283 3,225 SH   SOLE   0 0 3,225
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,354,716 7,479 SH   SOLE   0 0 7,479
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,777,185 75,004 SH   SOLE   0 0 75,004
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   209,595 862 SH   SOLE   0 0 862
VANGUARD WORLD FD INF TECH ETF 92204A702   752,707 1,458 SH   SOLE   0 0 1,458
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   388,828 1,483 SH   SOLE   0 0 1,483
VANGUARD WORLD FD FINANCIALS ETF 92204A405   518,006 5,102 SH   SOLE   0 0 5,102
VERIZON COMMUNICATIONS INC COM 92343V104   250,036 6,189 SH   SOLE   0 0 6,189
VISA INC COM CL A 92826C839   393,036 1,400 SH   SOLE   0 0 1,400
WALMART INC COM 931142103   814,079 13,460 SH   SOLE   0 0 13,460
WESTERN ASSET MANAGED MUNS F COM 95766M105   1,250,662 122,614 SH   SOLE   0 0 122,614