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Unpaid Losses and Settlement Expenses (Reconciliation of Unpaid Losses and Settlement Expenses) (Details) - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Unpaid losses and settlement expense - beginning of the period:      
Gross $ 61,575,666 $ 56,838,000  
Less: Ceded 13,019,865 11,036,000  
Net 47,314,000 48,556,000 $ 45,802,000
Increase in incurred losses and settlement expense:      
Current year 33,968,000 31,356,000  
Prior years 732,000 1,206,000  
Total incurred 34,699,543 32,561,988  
Deduct: Loss and settlement expense payments for claims incurred:      
Current year 14,740,000 13,054,000  
Prior years 21,203,000 16,754,000  
Total paid 35,943,000 29,808,000  
Net unpaid losses and settlement expense - end of the period 47,314,000 48,556,000  
Plus: Reinsurance recoverable on unpaid losses 14,521,219 13,019,865  
Gross unpaid losses and settlement expense - end of the period 61,834,809 61,575,666  
Supplemental ceded unpaid losses and settlement expense at end of year disclosure:      
Reinsurance Recoverables $ 14,521,219 $ 13,019,865