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Segment Information (Details) - Schedule of Revenue by Insurance Product Line - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned $ 90,125 $ 85,600 $ 257,024 $ 238,892  
Assumed premiums earned 1,880 2,045 2,684 3,448  
Ceded premiums earned (8,735) (11,227) (21,385) (24,216)  
Net premiums earned 83,270 76,418 238,323 218,124  
Direct losses and loss adjustment expenses 69,692 53,863 184,561 162,027  
Assumed losses and loss adjustment expenses 617 725 886 882  
Ceded losses and loss adjustment expenses (5,209) (1,431) (10,845) (8,550)  
Net losses and loss adjustment expenses 65,100 53,157 174,602 154,359  
Gross margin 18,170 23,261 63,721 63,765  
Underwriting and general expenses 27,340 23,853 80,381 70,917  
Underwriting gain (loss) (9,170) (592) (16,660) (7,152)  
Fee and other income 491 445 1,590 1,196  
Net investment income 2,811 2,121 8,089 5,735  
Net investment gains (losses) 2,412 (955) 3,288 275  
Loss before income taxes (3,456) 1,019 (3,693) 54  
Income tax expense (benefit) (751) 214 (445) 11  
Net income (loss) (2,705) 805 (3,248) 43  
Net loss attributable to non-controlling interest 67 (336)  
Net income attributable to NI Holdings, Inc. $ (2,705) $ 738 $ (3,248) $ 379  
Operating Ratios:          
Loss and loss adjustment expense ratio 78.20% 69.60% 73.30% 70.80%  
Expense ratio 32.80% 31.20% 33.70% 32.50%  
Combined ratio 111.00% 100.80% 107.00% 103.30%  
Premiums and agents’ balances receivable $ 85,315 $ 87,621 $ 85,315 $ 87,621  
Deferred policy acquisition costs 27,471 25,540      
Reinsurance recoverables on losses 14,321 10,702 14,321 10,702 $ 6,460
Receivable from Federal Crop Insurance Corporation 19,605 14,479 19,605 14,479  
Goodwill and other intangibles 2,728 2,728 2,728 2,728 2,728
Unpaid losses and loss adjustment expenses 159,069 142,448 159,069 142,448 119,185
Unearned premiums 136,880 131,088 136,880 131,088 $ 126,100
Private Passenger Auto [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 23,981 22,377 70,600 64,426  
Assumed premiums earned        
Ceded premiums earned (1,369) (1,142) (3,415) (2,995)  
Net premiums earned 22,612 21,235 67,185 61,431  
Direct losses and loss adjustment expenses 15,300 16,148 47,608 50,227  
Assumed losses and loss adjustment expenses        
Ceded losses and loss adjustment expenses (1,230) 455 (2,316) 867  
Net losses and loss adjustment expenses 14,070 16,603 45,292 51,094  
Gross margin 8,542 4,632 21,893 10,337  
Underwriting and general expenses 7,470 6,126 21,327 18,406  
Underwriting gain (loss) $ 1,072 $ (1,494) $ 566 $ (8,069)  
Operating Ratios:          
Loss and loss adjustment expense ratio 62.20% 78.20% 67.40% 83.20%  
Expense ratio 33.00% 28.80% 31.70% 30.00%  
Combined ratio 95.20% 107.00% 99.10% 113.20%  
Premiums and agents’ balances receivable $ 26,863 $ 23,901 $ 26,863 $ 23,901  
Deferred policy acquisition costs 6,636 5,744      
Reinsurance recoverables on losses 2,142 139 2,142 139  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 34,777 33,124 34,777 33,124  
Unearned premiums 38,309 35,059 38,309 35,059  
Non-Standard Auto [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 23,069 21,334 74,947 64,049  
Assumed premiums earned        
Ceded premiums earned (68) (103) (214) (295)  
Net premiums earned 23,001 21,231 74,733 63,754  
Direct losses and loss adjustment expenses 20,504 18,838 56,687 50,015  
Assumed losses and loss adjustment expenses        
Ceded losses and loss adjustment expenses        
Net losses and loss adjustment expenses 20,504 18,838 56,687 50,015  
Gross margin 2,497 2,393 18,046 13,739  
Underwriting and general expenses 10,327 8,719 30,892 26,511  
Underwriting gain (loss) (7,830) (6,326) (12,846) (12,772)  
Fee and other income 281 278 971 748  
Total $ (7,549) $ (6,048) $ (11,875) $ (12,024)  
Operating Ratios:          
Loss and loss adjustment expense ratio 89.10% 88.70% 75.90% 78.50%  
Expense ratio 44.90% 41.10% 41.30% 41.60%  
Combined ratio 134.00% 129.80% 117.20% 120.10%  
Premiums and agents’ balances receivable $ 12,076 $ 15,854 $ 12,076 $ 15,854  
Deferred policy acquisition costs 9,279 9,797      
Reinsurance recoverables on losses  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles 2,728 2,728 2,728 2,728  
Unpaid losses and loss adjustment expenses 73,447 59,663 73,447 59,663  
Unearned premiums 28,725 31,072 28,725 31,072  
Home and Farm [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 26,092 23,650 75,336 69,077  
Assumed premiums earned        
Ceded premiums earned (2,613) (2,341) (8,519) (7,363)  
Net premiums earned 23,479 21,309 66,817 61,714  
Direct losses and loss adjustment expenses 23,248 14,611 58,604 42,548  
Assumed losses and loss adjustment expenses        
Ceded losses and loss adjustment expenses (1,225) (559) (2,374) (1,862)  
Net losses and loss adjustment expenses 22,023 14,052 56,230 40,686  
Gross margin 1,456 7,257 10,587 21,028  
Underwriting and general expenses 7,618 6,207 21,561 18,672  
Underwriting gain (loss) $ (6,162) $ 1,050 $ (10,974) $ 2,356  
Operating Ratios:          
Loss and loss adjustment expense ratio 93.80% 65.90% 84.20% 65.90%  
Expense ratio 32.40% 29.10% 32.30% 30.30%  
Combined ratio 126.20% 95.00% 116.50% 96.20%  
Premiums and agents’ balances receivable $ 11,043 $ 9,655 $ 11,043 $ 9,655  
Deferred policy acquisition costs 9,620 7,973      
Reinsurance recoverables on losses 3,648 3,918 3,648 3,918  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 23,947 24,489 23,947 24,489  
Unearned premiums 54,409 48,636 54,409 48,636  
Crop [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 13,649 15,283 26,565 32,800  
Assumed premiums earned 1,610 1,792 2,113 2,293  
Ceded premiums earned (4,374) (7,329) (8,363) (12,735)  
Net premiums earned 10,885 9,746 20,315 22,358  
Direct losses and loss adjustment expenses 7,588 4,899 14,542 16,932  
Assumed losses and loss adjustment expenses 439 558 687 558  
Ceded losses and loss adjustment expenses (1,837) (1,767) (3,285) (6,363)  
Net losses and loss adjustment expenses 6,190 3,690 11,944 11,127  
Gross margin 4,695 6,056 8,371 11,231  
Underwriting and general expenses 1,783 1,973 3,494 4,687  
Underwriting gain (loss) $ 2,912 $ 4,083 $ 4,877 $ 6,544  
Operating Ratios:          
Loss and loss adjustment expense ratio 56.90% 37.90% 58.80% 49.80%  
Expense ratio 16.40% 20.20% 17.20% 21.00%  
Combined ratio 73.30% 58.10% 76.00% 70.80%  
Premiums and agents’ balances receivable $ 32,751 $ 35,982 $ 32,751 $ 35,982  
Deferred policy acquisition costs 786 1,046      
Reinsurance recoverables on losses 3,532 4,676 3,532 4,676  
Receivable from Federal Crop Insurance Corporation 19,605 14,479 19,605 14,479  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 16,493 16,614 16,493 16,614  
Unearned premiums 8,614 10,208 8,614 10,208  
All Other [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 3,334 2,956 9,576 8,540  
Assumed premiums earned 270 253 571 1,155  
Ceded premiums earned (311) (312) (874) (828)  
Net premiums earned 3,293 2,897 9,273 8,867  
Direct losses and loss adjustment expenses 3,052 (633) 7,120 2,305  
Assumed losses and loss adjustment expenses 178 167 199 324  
Ceded losses and loss adjustment expenses (917) 440 (2,870) (1,192)  
Net losses and loss adjustment expenses 2,313 (26) 4,449 1,437  
Gross margin 980 2,923 4,824 7,430  
Underwriting and general expenses 142 828 3,107 2,641  
Underwriting gain (loss) $ 838 $ 2,095 $ 1,717 $ 4,789  
Operating Ratios:          
Loss and loss adjustment expense ratio 70.20% (0.90%) 48.00% 16.20%  
Expense ratio 4.30% 28.60% 33.50% 29.80%  
Combined ratio 74.50% 27.70% 81.50% 46.00%  
Premiums and agents’ balances receivable $ 2,582 $ 2,229 $ 2,582 $ 2,229  
Deferred policy acquisition costs 1,150 980      
Reinsurance recoverables on losses 4,999 1,969 4,999 1,969  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 10,405 8,558 10,405 8,558  
Unearned premiums $ 6,823 $ 6,113 $ 6,823 $ 6,113