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Segment Information (Schedule of revenue by insurance product line) (Details) - USD ($)
$ in Thousands
1 Months Ended 3 Months Ended 12 Months Ended
Mar. 31, 2020
Dec. 31, 2020
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Direct premiums earned                   $ 301,061 $ 257,661 $ 219,600  
Assumed premiums earned                   6,459 5,897 6,514  
Ceded premiums earned                   (23,859) (17,120) (30,394)  
Net premiums earned   $ 69,541 $ 73,342 $ 82,006 $ 58,772 $ 63,702 $ 67,116 $ 65,114 $ 50,506 283,661 246,438 195,720  
Direct losses and LAE                   185,370 173,943 119,894  
Assumed losses and LAE                   3,308 4,032 3,399  
Ceded losses and LAE                   (20,205) (8,265) (4,205)  
Net losses and LAE                   168,473 169,710 119,088  
Gross margin                   115,188 76,728 76,632  
Underwriting and general expenses                   85,068 67,258 54,117  
Underwriting gain (loss)                   30,120 9,470 22,515  
Fee and other income                   1,801 2,125 6,496  
Net investment income   1,396 1,886 2,018 1,971 1,929 1,983 1,778 1,743 7,271 7,433 6,180  
Net capital gain on investments                   13,624 14,783 3,974  
Income before income taxes                   52,816 33,811 39,165  
Income taxes                   11,472 7,311 7,921  
Net income   22,446 3,686 18,767 (3,555) 17,148 (6,959) 2,515 13,796 41,344 26,500 31,244  
Net income attributable to non-controlling interest                   955 99 163  
Net income attributable to NI Holdings, Inc.   21,579 $ 3,664 $ 18,733 $ (3,587) 17,129 $ (6,979) $ 2,478 $ 13,773 $ 40,389 $ 26,401 $ 31,081  
Non-GAAP Ratios:                          
Loss and LAE ratio                   59.40% 68.90% 60.80%  
Expense ratio                   30.00% 27.30% 27.70%  
Combined ratio                   89.40% 96.20% 88.50%  
Premiums and agents' balances receivable   48,523       36,691       $ 48,523 $ 36,691 $ 34,287  
Deferred policy acquisition costs   23,968       15,399       23,968 15,399 12,866 $ 8,859
Reinsurance recoverables   8,710       4,045       8,710 4,045 2,232  
Receivable from Federal Crop Insurance Corporation   6,646       14,230       6,646 14,230 16,169  
Goodwill and other intangibles   9,384       2,628       9,384 2,628 4,623  
Unpaid losses and LAE   105,750       93,250       105,750 93,250 87,121  
Unearned premiums   119,363       89,276       119,363 89,276 84,767  
Gain on acquisition of Direct Auto Insurance Company                   4,578  
Private Passenger Auto [Member]                          
Direct premiums earned                   74,998 71,297 65,457  
Assumed premiums earned                   16  
Ceded premiums earned                   (2,989) (3,314) (3,008)  
Net premiums earned                   72,009 67,983 62,465  
Direct losses and LAE                   45,423 53,022 44,644  
Assumed losses and LAE                   63 358  
Ceded losses and LAE                     (389) (478)  
Ceded losses and LAE                   88      
Net losses and LAE                   45,511 52,696 44,524  
Gross margin                   26,498 15,287 17,941  
Underwriting and general expenses                   19,986 18,886 18,530  
Underwriting gain (loss)                   $ 6,512 $ (3,599) $ (589)  
Non-GAAP Ratios:                          
Loss and LAE ratio                   63.20% 77.50% 71.30%  
Expense ratio                   27.80% 27.80% 29.70%  
Combined ratio                   91.00% 105.30% 100.90%  
Premiums and agents' balances receivable   18,540       18,194       $ 18,540 $ 18,194 $ 16,558  
Deferred policy acquisition costs   5,461       4,108       5,461 4,108 3,658  
Reinsurance recoverables   412       500       412 500 176  
Receivable from Federal Crop Insurance Corporation                
Goodwill and other intangibles                
Unpaid losses and LAE   20,311       19,892       20,311 19,892 18,154  
Unearned premiums   28,293       27,949       28,293 27,949 26,022  
Non-standard auto (Primero) [Member]                          
Direct premiums earned                   53,909 57,278 27,964  
Assumed premiums earned                    
Ceded premiums earned                   (172) (164)  
Net premiums earned                   53,737 57,114 27,964  
Direct losses and LAE                   30,347 32,654 14,338  
Assumed losses and LAE                    
Ceded losses and LAE                    
Net losses and LAE                   30,347 32,654 14,338  
Gross margin                   23,390 24,460 13,626  
Underwriting and general expenses                   20,739 21,077 9,533  
Underwriting gain (loss)                   2,651 3,383 4,093  
Fee and other income                   1,337 1,638 1,406  
Other income net                   $ 3,988 $ 5,021 $ 5,499  
Non-GAAP Ratios:                          
Loss and LAE ratio                   56.50% 57.20% 51.30%  
Expense ratio                   38.60% 36.90% 34.10%  
Combined ratio                   95.10% 94.10% 85.40%  
Premiums and agents' balances receivable   6,543       7,876       $ 6,543 $ 7,876 $ 7,769  
Deferred policy acquisition costs   4,649       4,711       4,649 4,711 3,364  
Reinsurance recoverables                
Receivable from Federal Crop Insurance Corporation                
Goodwill and other intangibles   2,860       2,912       2,860 2,912 4,623  
Unpaid losses and LAE   43,336       43,978       43,336 43,978 46,786  
Unearned premiums   16,147       16,364       16,147 16,364 17,177  
Percentage effect on net premiums earned 6.00%                        
Home and Farm [Member]                          
Direct premiums earned                   82,036 77,832 70,355  
Assumed premiums earned                      
Assumed premiums earned                       (17)  
Ceded premiums earned                   (7,157) (6,661) (5,661)  
Net premiums earned                   74,879 71,171 64,677  
Direct losses and LAE                   38,700 47,282 42,993  
Assumed losses and LAE                        
Assumed losses and LAE                   (116)   (295)  
Ceded losses and LAE                   (1,839) (1,681)    
Ceded losses and LAE                       17  
Net losses and LAE                   36,745 45,601 42,715  
Gross margin                   38,134 25,570 21,962  
Underwriting and general expenses                   20,874 20,106 19,950  
Underwriting gain (loss)                   $ 17,260 $ 5,464 $ 2,012  
Non-GAAP Ratios:                          
Loss and LAE ratio                   49.10% 64.10% 66.00%  
Expense ratio                   27.90% 28.30% 30.80%  
Combined ratio                   76.90% 92.30% 96.90%  
Premiums and agents' balances receivable   9,072       9,088       $ 9,072 $ 9,088 $ 8,630  
Deferred policy acquisition costs   7,828       5,945       7,828 5,945 5,279  
Reinsurance recoverables   588       1,068       588 1,068 730  
Receivable from Federal Crop Insurance Corporation                
Goodwill and other intangibles                
Unpaid losses and LAE   11,737       10,503       11,737 10,503 10,732  
Unearned premiums   41,301       39,945       41,301 39,945 36,883  
Crop [Member]                          
Direct premiums earned                   39,893 42,277 47,505  
Assumed premiums earned                   1,896 2,072 2,306  
Ceded premiums earned                   (6,071) (6,330) (21,112)  
Net premiums earned                   35,718 38,019 28,699  
Direct losses and LAE                   36,022 35,148 14,206  
Assumed losses and LAE                   1,070 1,582 696  
Ceded losses and LAE                   (5,713) (4,639) (2,990)  
Net losses and LAE                   31,379 32,091 11,912  
Gross margin                   4,339 5,928 16,787  
Underwriting and general expenses                   4,807 4,396 3,176  
Underwriting gain (loss)                   $ (468) $ 1,532 $ 13,611  
Non-GAAP Ratios:                          
Loss and LAE ratio                   87.90% 84.40% 41.50%  
Expense ratio                   13.50% 11.60% 11.10%  
Combined ratio                   101.30% 96.00% 52.60%  
Premiums and agents' balances receivable                
Deferred policy acquisition costs                
Reinsurance recoverables   121       998       121 998 384  
Receivable from Federal Crop Insurance Corporation   6,646       14,230       6,646 14,230 16,169  
Goodwill and other intangibles                
Unpaid losses and LAE   771       8,579       771 8,579 2,126  
Unearned premiums                
Commercial [Member]                          
Direct premiums earned                   45,557 4,546 4,230  
Assumed premiums earned                   1 1  
Ceded premiums earned                   (7,269) (450) (422)  
Net premiums earned                   38,288 4,097 3,809  
Direct losses and LAE                   32,620 2,541 1,690  
Assumed losses and LAE                    
Ceded losses and LAE                   (12,190) (52) (186)  
Net losses and LAE                   20,430 2,489    
Gross margin                   17,858 1,608 2,305  
Underwriting and general expenses                   16,358 863 875  
Underwriting gain (loss)                   $ 1,500 $ 745 $ 1,430  
Non-GAAP Ratios:                          
Loss and LAE ratio                   53.40% 60.80% 39.50%  
Expense ratio                   42.70% 21.10% 23.00%  
Combined ratio                   96.10% 81.80% 62.50%  
Premiums and agents' balances receivable   13,732       940       $ 13,732 $ 940 $ 854  
Deferred policy acquisition costs   5,588       315       5,588 315 280  
Reinsurance recoverables   5,374       6       5,374 6    
Reinsurance recoverables                       (28)  
Receivable from Federal Crop Insurance Corporation                
Goodwill and other intangibles   15,334             15,334  
Unpaid losses and LAE   19,089       1,076       19,089 1,076 643  
Unearned premiums   30,705       2,334       30,705 2,334 2,200  
All Other [Member]                          
Direct premiums earned                   4,668 4,431 4,089  
Assumed premiums earned                   4,563 3,824 4,208  
Ceded premiums earned                   (201) (201) (191)  
Net premiums earned                   9,030 8,054 8,106  
Direct losses and LAE                   2,258 3,296 2,023  
Assumed losses and LAE                   2,354 2,387 2,640  
Ceded losses and LAE                   (551) (1,504) (568)  
Net losses and LAE                   4,061 4,179 4,095  
Gross margin                   4,969 3,875 4,011  
Underwriting and general expenses                   2,304 1,930 2,053  
Underwriting gain (loss)                   $ 2,665 $ 1,945 $ 1,958  
Non-GAAP Ratios:                          
Loss and LAE ratio                   45.00% 51.90% 50.50%  
Expense ratio                   25.50% 24.00% 25.30%  
Combined ratio                   70.50% 75.90% 75.80%  
Premiums and agents' balances receivable   636       593       $ 636 $ 593 $ 476  
Deferred policy acquisition costs   442       320       442 320 285  
Reinsurance recoverables   2,215       1,473       2,215 1,473 970  
Receivable from Federal Crop Insurance Corporation                
Goodwill and other intangibles                
Unpaid losses and LAE   10,506       9,222       10,506 9,222 8,680  
Unearned premiums   $ 2,917       $ 2,684       $ 2,917 $ 2,684 $ 2,485