Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2020

Regulatory Capital Requirements

Schedule of actual and minimum required capital amounts and ratios

					For Capital				To be Well
	Actual				Adequacy Purposes				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2020
Total adjusted capital to risk-weighted assets
Consolidated	$	420,023	22.17	%	$	151,551	8.00	%		N/A	N/A
Bank		402,957	21.30			151,324	8.00		$	189,155	10.00	%
Tier 1 (core) capital to risk-weighted assets
Consolidated		330,739	17.46			113,663	6.00			N/A	N/A
Bank		379,009	20.03			113,493	6.00			151,324	8.00
Common Equity Tier 1 (CET1)
Consolidated		330,739	17.46			85,247	4.50			N/A	N/A
Bank		379,009	20.03			85,120	4.50			122,951	6.50
Tier 1 (core) capital to adjusted tangible assets
Consolidated		330,739	8.64			153,223	4.00			N/A	N/A
Bank		379,009	9.90			153,110	4.00			191,387	5.00

					For Capital				To be Well
	Actual				Adequacy Purposes				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2019
Total adjusted capital to risk-weighted assets
Consolidated	$	419,327	21.49	%	$	156,081	8.00	%		N/A	N/A
Bank		346,985	17.82			155,809	8.00		$	194,761	10.00	%
Tier 1 (core) capital to risk-weighted assets
Consolidated		332,418	17.04			117,061	6.00			N/A	N/A
Bank		325,255	16.70			116,857	6.00			155,809	8.00
Common Equity Tier 1 (CET1)
Consolidated		332,418	17.04			87,796	4.50			N/A	N/A
Bank		325,255	16.70			87,643	4.50			126,595	6.50
Tier 1 (core) capital to adjusted tangible assets
Consolidated		332,418	10.11			131,471	4.00			N/A	N/A
Bank		325,255	9.90			131,469	4.00			164,337	5.00