The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   4,416,592 29,068 SH   SOLE   29,068 0 0
GLOBAL PMTS INC COM Stock 37940X102   486,918 3,834 SH   SOLE   3,834 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   66,529,182 162,456 SH   SOLE   162,456 0 0
STARBUCKS CORP COM Stock 855244109   598,983 6,239 SH   SOLE   6,238 0 0
XPO INC COM Stock 983793100   414,038 4,727 SH   SOLE   4,727 0 0
EBAY INC. COM Stock 278642103   379,828 8,708 SH   SOLE   8,707 0 0
DOLLAR GEN CORP NEW COM Stock 256677105   809,428 5,954 SH   SOLE   5,953 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   238,275 4,136 SH   SOLE   4,136 0 0
JOHNSON & JOHNSON COM Stock 478160104   5,624,327 35,883 SH   SOLE   35,883 0 0
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Stock G7997R103   221,450 2,594 SH   SOLE   2,594 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   48,356,350 203,846 SH   SOLE   203,846 0 0
ISHARES MSCI INTL VALUE FACTOR ETF ETF 46435G409   554,404 20,913 SH   SOLE   20,913 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   1,196,389 15,079 SH   SOLE   15,079 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   2,842,941 4,307 SH   SOLE   4,306 0 0
HCA HEALTHCARE INC COM Stock 40412C101   270,680 1,000 SH   SOLE   1,000 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   280,666 6,980 SH   SOLE   6,980 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   839,944 2,177 SH   SOLE   2,177 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   285,523 1,557 SH   SOLE   1,557 0 0
SHELL PLC SPON ADS ADR 780259305   1,096,245 16,660 SH   SOLE   16,660 0 0
ISHARES LATIN AMERICA 40 ETF ETF 464287390   1,743,424 59,994 SH   SOLE   59,993 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,523,523 30,869 SH   SOLE   30,868 0 0
COCA COLA CO COM Stock 191216100   12,157,611 206,306 SH   SOLE   206,305 0 0
GENERAL MLS INC COM Stock 370334104   382,096 5,866 SH   SOLE   5,865 0 0
PPG INDS INC COM Stock 693506107   2,289,620 15,310 SH   SOLE   15,310 0 0
TRUIST FINL CORP COM Stock 89832Q109   2,342,917 63,459 SH   SOLE   63,459 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   2,133,814 13,571 SH   SOLE   13,571 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   271,400 1,203 SH   SOLE   1,203 0 0
INTEL CORP COM Stock 458140100   915,659 18,222 SH   SOLE   18,222 0 0
MEDTRONIC PLC SHS Stock G5960L103   1,327,471 16,114 SH   SOLE   16,114 0 0
NETFLIX INC COM Stock 64110L106   415,796 854 SH   SOLE   854 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   213,816 567 SH   SOLE   567 0 0
HORMEL FOODS CORP COM Stock 440452100   277,015 8,627 SH   SOLE   8,627 0 0
ISHARES SILVER TRUST ETF 46428Q109   409,878 18,819 SH   SOLE   18,819 0 0
AGNC INVT CORP COM REIT 00123Q104   485,734 49,514 SH   SOLE   49,514 0 0
SANOFI SPONSORED ADR ADR 80105N105   1,127,280 22,668 SH   SOLE   22,668 0 0
MERCK & CO INC COM Stock 58933Y105   1,822,947 16,721 SH   SOLE   16,721 0 0
OSHKOSH CORP COM Stock 688239201   788,141 7,270 SH   SOLE   7,270 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   41,680,239 87,691 SH   SOLE   87,690 0 0
MCKESSON CORP COM Stock 58155Q103   838,710 1,812 SH   SOLE   1,811 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   2,189,228 5,133 SH   SOLE   5,132 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   461,706 1,763 SH   SOLE   1,762 0 0
EMERSON ELEC CO COM Stock 291011104   423,094 4,347 SH   SOLE   4,347 0 0
GLOBE LIFE INC COM Stock 37959E102   954,653 7,843 SH   SOLE   7,843 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   292,601 2,009 SH   SOLE   2,008 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   258,782 636 SH   SOLE   636 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,716,789 40,811 SH   SOLE   40,811 0 0
GOLDMINING INC COM Stock 38149E101   9,742 10,000 SH   SOLE   10,000 0 0
Kayne Anderson Mids MLP CEF 486606106   194,503 22,153 SH   SOLE   22,153 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   2,111,410 56,006 SH   SOLE   56,005 0 0
SONOCO PRODS CO COM Stock 835495102   748,994 13,406 SH   SOLE   13,406 0 0
PULTE GROUP INC COM Stock 745867101   398,739 3,863 SH   SOLE   3,863 0 0
SHERWIN WILLIAMS CO COM Stock 824348106   417,712 1,339 SH   SOLE   1,339 0 0
PEPSICO INC COM Stock 713448108   1,447,935 8,525 SH   SOLE   8,525 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   1,424,936 11,727 SH   SOLE   11,726 0 0
TE CONNECTIVITY LTD SHS Stock H84989104   208,081 1,481 SH   SOLE   1,481 0 0
HONEYWELL INTL INC COM Stock 438516106   1,052,148 5,017 SH   SOLE   5,017 0 0
FORD MTR CO DEL COM Stock 345370860   179,947 14,762 SH   SOLE   14,761 0 0
US BANCORP DEL COM NEW Stock 902973304   1,159,684 26,795 SH   SOLE   26,794 0 0
BP PLC SPONSORED ADR ADR 055622104   368,640 10,414 SH   SOLE   10,413 0 0
HOME DEPOT INC COM Stock 437076102   7,097,406 20,480 SH   SOLE   20,480 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   2,776,801 11,919 SH   SOLE   11,919 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   302,979 3,938 SH   SOLE   3,938 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   742,357 10,867 SH   SOLE   10,867 0 0
SPDR GOLD SHARES ETF 78463V107   1,572,564 8,226 SH   SOLE   8,226 0 0
SOUTHERN CO COM Stock 842587107   2,397,811 34,196 SH   SOLE   34,195 0 0
CENCORA INC COM Stock 03073E105   1,401,942 6,826 SH   SOLE   6,826 0 0
BECTON DICKINSON & CO COM Stock 075887109   248,561 1,019 SH   SOLE   1,019 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   1,275,262 26,995 SH   SOLE   26,995 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   298,917 15,424 SH   SOLE   15,424 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,204,664 21,639 SH   SOLE   21,639 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   8,903,623 240,899 SH   SOLE   240,898 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   2,169,584 38,468 SH   SOLE   38,467 0 0
ATMOS ENERGY CORP COM Stock 049560105   240,603 2,076 SH   SOLE   2,075 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   7,912,745 79,294 SH   SOLE   79,293 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   274,692 2,538 SH   SOLE   2,537 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   85,669,732 240,200 SH   SOLE   240,200 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   4,780,889 192,856 SH   SOLE   192,855 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326   849,750 13,348 SH   SOLE   13,348 0 0
ADOBE INC COM Stock 00724F101   850,155 1,425 SH   SOLE   1,425 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   2,336,874 16,729 SH   SOLE   16,729 0 0
FISERV INC COM Stock 337738108   226,359 1,704 SH   SOLE   1,704 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   1,402,775 28,935 SH   SOLE   28,935 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   7,216,421 206,834 SH   SOLE   206,833 0 0
COMCAST CORP NEW CL A Stock 20030N101   615,707 14,041 SH   SOLE   14,041 0 0
MICROSOFT CORP COM Stock 594918104   59,668,249 158,675 SH   SOLE   158,675 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   297,610 26,152 SH   SOLE   26,152 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   527,621 10,139 SH   SOLE   10,138 0 0
CVS HEALTH CORP COM Stock 126650100   618,793 7,837 SH   SOLE   7,836 0 0
ARES CAPITAL CORP COM CEF 04010L103   628,802 31,393 SH   SOLE   31,393 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   4,341,000 8 SH   SOLE   8 0 0
BOEING CO COM Stock 097023105   982,688 3,770 SH   SOLE   3,770 0 0
COPART INC COM Stock 217204106   543,116 11,084 SH   SOLE   11,084 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   72,305,408 338,937 SH   SOLE   338,936 0 0
VANGUARD MID-CAP ETF ETF 922908629   104,003,510 447,058 SH   SOLE   447,057 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   917,757 4,207 SH   SOLE   4,207 0 0
NEXTERA ENERGY INC COM Stock 65339F101   256,952 4,230 SH   SOLE   4,230 0 0
NIKE INC CL B Stock 654106103   447,960 4,126 SH   SOLE   4,126 0 0
TESLA INC COM Stock 88160R101   729,289 2,935 SH   SOLE   2,935 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   616,510 11,126 SH   SOLE   11,126 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   2,208,319 9,342 SH   SOLE   9,342 0 0
KIMCO RLTY CORP COM REIT 49446R109   398,092 18,681 SH   SOLE   18,681 0 0
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107   262,987 6,555 SH   SOLE   6,555 0 0
DOLLAR TREE INC COM Stock 256746108   776,445 5,466 SH   SOLE   5,466 0 0
DOW INC COM Stock 260557103   513,193 9,358 SH   SOLE   9,358 0 0
JUMIA TECHNOLOGIES AG SPONSORED ADS ADR 48138M105   107,665 30,500 SH   SOLE   30,500 0 0
VANGUARD S&P 500 ETF ETF 922908363   258,462,779 591,719 SH   SOLE   591,718 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   1,706,740 25,341 SH   SOLE   25,341 0 0
GOLUB CAP BDC INC COM CEF 38173M102   553,007 36,623 SH   SOLE   36,622 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   778,016 8,552 SH   SOLE   8,552 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   206,402 1,308 SH   SOLE   1,308 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   5,846,149 60,363 SH   SOLE   60,362 0 0
ELI LILLY & CO. COM Stock 532457108   7,147,671 12,262 SH   SOLE   12,261 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   481,319 1,758 SH   SOLE   1,757 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   1,909,274 25,349 SH   SOLE   25,348 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   311,870 4,299 SH   SOLE   4,299 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   7,514,915 129,657 SH   SOLE   129,656 0 0
PPL CORP COM Stock 69351T106   449,239 16,577 SH   SOLE   16,577 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   453,032 1,673 SH   SOLE   1,673 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,608,593 12,997 SH   SOLE   12,996 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   583,663 9,716 SH   SOLE   9,716 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   301,305 2,954 SH   SOLE   2,954 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   2,130,954 21,960 SH   SOLE   21,959 0 0
PROSHARES SHORT S&P500 ETF 74347B425   868,914 66,891 SH   SOLE   66,891 0 0
AFLAC INC COM Stock 001055102   940,211 11,396 SH   SOLE   11,396 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   361,590 8,494 SH   SOLE   8,494 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   1,203,741 12,005 SH   SOLE   12,005 0 0
BROWN FORMAN CORP CL B Stock 115637209   579,918 10,156 SH   SOLE   10,156 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   257,703 2,467 SH   SOLE   2,467 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   6,747,936 37,495 SH   SOLE   37,494 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   1,376,987 26,430 SH   SOLE   26,429 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   374,111 4,914 SH   SOLE   4,914 0 0
VISA INC COM CL A Stock 92826C839   2,805,713 10,777 SH   SOLE   10,776 0 0
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   5,386,217 184,270 SH   SOLE   184,270 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   1,003,689 19,180 SH   SOLE   19,180 0 0
DIMENSIONAL U.S. EQUITY ETF ETF 25434V401   1,373,433 26,499 SH   SOLE   26,498 0 0
HERSHEY CO COM Stock 427866108   478,744 2,568 SH   SOLE   2,567 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK Stock 36262G101   284,883 4,658 SH   SOLE   4,658 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   690,329 28,269 SH   SOLE   28,269 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   647,377 18,841 SH   SOLE   18,841 0 0
VANGUARD GROWTH ETF ETF 922908736   1,369,939 4,407 SH   SOLE   4,406 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   273,835 1,300 SH   SOLE   1,300 0 0
PHILLIPS 66 COM Stock 718546104   227,669 1,710 SH   SOLE   1,710 0 0
META PLATFORMS INC CL A Stock 30303M102   2,585,324 7,304 SH   SOLE   7,304 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   475,639 26,498 SH   SOLE   26,498 0 0
INGREDION INC COM Stock 457187102   991,422 9,135 SH   SOLE   9,135 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   46,890 11,326 SH   SOLE   11,326 0 0
SERVICENOW INC COM Stock 81762P102   371,614 526 SH   SOLE   526 0 0
COCA-COLA EUROPACIFIC PARTNERS SHS Stock G25839104   221,577 3,320 SH   SOLE   3,320 0 0
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   2,531,258 68,008 SH   SOLE   68,008 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   744,277 2,524 SH   SOLE   2,524 0 0
MONDELEZ INTL INC CL A Stock 609207105   1,435,977 19,826 SH   SOLE   19,825 0 0
BROADCOM INC COM Stock 11135F101   23,151,025 20,740 SH   SOLE   20,740 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   248,659 4,314 SH   SOLE   4,314 0 0
BARCLAYS PLC ADR ADR 06738E204   83,118 10,548 SH   SOLE   10,548 0 0
HONDA MOTOR LTD ADR ECH CNV IN 3 ADR 438128308   612,976 19,831 SH   SOLE   19,831 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   995,261 9,857 SH   SOLE   9,857 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   276,097 3,925 SH   SOLE   3,924 0 0
ROYAL BK CDA COM Stock 780087102   308,548 3,051 SH   SOLE   3,051 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   1,252,729 18,592 SH   SOLE   18,592 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   19,587,796 55,820 SH   SOLE   55,820 0 0
EQUIFAX INC COM Stock 294429105   287,963 1,164 SH   SOLE   1,164 0 0
MOHAWK INDS INC COM Stock 608190104   258,750 2,500 SH   SOLE   2,500 0 0
KROGER CO COM Stock 501044101   252,165 5,517 SH   SOLE   5,516 0 0
ENBRIDGE INC COM Stock 29250N105   241,478 6,704 SH   SOLE   6,704 0 0
NVIDIA CORPORATION COM Stock 67066G104   2,768,268 5,590 SH   SOLE   5,589 0 0
ARCHER DANIELS MIDLAND CO COM Stock 039483102   256,640 3,554 SH   SOLE   3,553 0 0
CUMMINS INC COM Stock 231021106   476,597 1,989 SH   SOLE   1,989 0 0
EOG RES INC COM Stock 26875P101   467,311 3,864 SH   SOLE   3,863 0 0
GENUINE PARTS CO COM Stock 372460105   1,462,909 10,563 SH   SOLE   10,562 0 0
STREAMLINE HEALTH SOLUTIONS IN COM Stock 86323X106   314,918 740,983 SH   SOLE   740,983 0 0
PROSHARES ULTRASHORT QQQ ETF 74347G739   251,786 23,731 SH   SOLE   23,731 0 0
ABBVIE INC COM Stock 00287Y109   1,186,785 7,658 SH   SOLE   7,658 0 0
S&P GLOBAL INC COM Stock 78409V104   617,724 1,402 SH   SOLE   1,402 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   270,591 5,350 SH   SOLE   5,349 0 0
MANULIFE FINL CORP COM Stock 56501R106   338,152 15,301 SH   SOLE   15,301 0 0
CADENCE BANK COM Stock 12740C103   12,308,375 415,964 SH   SOLE   415,964 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   44,348,254 789,958 SH   SOLE   789,958 0 0
COTERRA ENERGY INC COM Stock 127097103   842,799 33,025 SH   SOLE   33,025 0 0
KENVUE INC COM Stock 49177J102   1,093,358 50,783 SH   SOLE   50,783 0 0
NATIONAL FUEL GAS CO COM Stock 636180101   624,315 12,444 SH   SOLE   12,444 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   247,312 2,378 SH   SOLE   2,378 0 0
BLACKSTONE INC COM Stock 09260D107   310,019 2,368 SH   SOLE   2,368 0 0
STRYKER CORPORATION COM Stock 863667101   1,242,251 4,148 SH   SOLE   4,148 0 0
QUALCOMM INC COM Stock 747525103   414,094 2,863 SH   SOLE   2,863 0 0
GOLDMAN SACHS BDC INC SHS CEF 38147U107   225,076 15,364 SH   SOLE   15,363 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   1,704,377 6,564 SH   SOLE   6,563 0 0
MCDONALDS CORP COM Stock 580135101   4,541,419 15,316 SH   SOLE   15,316 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   800,238 6,231 SH   SOLE   6,230 0 0
CISCO SYS INC COM Stock 17275R102   1,711,926 33,886 SH   SOLE   33,886 0 0
AUTODESK INC COM Stock 052769106   223,758 919 SH   SOLE   919 0 0
ISHARES MSCI EMERGING MARKETS ASIA ETF ETF 464286426   4,399,311 66,545 SH   SOLE   66,545 0 0
AT&T INC COM Stock 00206R102   2,450,268 146,023 SH   SOLE   146,023 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   958,931 11,438 SH   SOLE   11,437 0 0
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   6,228,201 100,552 SH   SOLE   100,552 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   413,275 3,238 SH   SOLE   3,238 0 0
EXPEDIA GROUP INC COM NEW Stock 30212P303   1,027,163 6,767 SH   SOLE   6,767 0 0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF ETF 808524730   272,364 10,036 SH   SOLE   10,035 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   320,151 9,492 SH   SOLE   9,491 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   542,997 5,704 SH   SOLE   5,703 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   321,114 4,276 SH   SOLE   4,275 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   3,776,306 7,906 SH   SOLE   7,906 0 0
TEXAS PACIFIC LAND CORPORATION COM Stock 88262P102   853,840 543 SH   SOLE   543 0 0
WELLS FARGO CO NEW COM Stock 949746101   1,476,799 30,004 SH   SOLE   30,004 0 0
UNION PAC CORP COM Stock 907818108   720,263 2,932 SH   SOLE   2,932 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100   519,114 6,972 SH   SOLE   6,971 0 0
CINTAS CORP COM Stock 172908105   415,907 690 SH   SOLE   690 0 0
SALESFORCE INC COM Stock 79466L302   416,814 1,584 SH   SOLE   1,584 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   1,385,930 2,961 SH   SOLE   2,960 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   1,249,529 2,757 SH   SOLE   2,756 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   2,368,125 13,922 SH   SOLE   13,921 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   1,128,543 14,040 SH   SOLE   14,040 0 0
CHEVRON CORP NEW COM Stock 166764100   2,550,562 17,100 SH   SOLE   17,099 0 0
CONOCOPHILLIPS COM Stock 20825C104   939,029 8,090 SH   SOLE   8,090 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   243,021,096 5,073,509 SH   SOLE   5,073,509 0 0
DANAHER CORPORATION COM Stock 235851102   439,318 1,899 SH   SOLE   1,899 0 0
TJX COS INC NEW COM Stock 872540109   792,471 8,448 SH   SOLE   8,447 0 0
BANK AMERICA CORP COM Stock 060505104   1,200,849 35,665 SH   SOLE   35,665 0 0
WALMART INC COM Stock 931142103   1,548,950 9,825 SH   SOLE   9,825 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   1,988,260 12,157 SH   SOLE   12,156 0 0
ORACLE CORP COM Stock 68389X105   1,006,622 9,548 SH   SOLE   9,547 0 0
RTX CORPORATION COM Stock 75513E101   1,348,365 16,025 SH   SOLE   16,025 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   98,682,637 2,401,037 SH   SOLE   2,401,037 0 0
TEXAS INSTRS INC COM Stock 882508104   786,337 4,613 SH   SOLE   4,613 0 0
TARGET CORP COM Stock 87612E106   649,494 4,560 SH   SOLE   4,560 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   331,097 2,966 SH   SOLE   2,966 0 0
PFIZER INC COM Stock 717081103   1,272,836 44,211 SH   SOLE   44,211 0 0
MORGAN STANLEY COM NEW Stock 617446448   628,330 6,738 SH   SOLE   6,738 0 0
3M CO COM Stock 88579Y101   639,238 5,847 SH   SOLE   5,847 0 0
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF ETF 808524789   777,294 12,722 SH   SOLE   12,721 0 0
CATERPILLAR INC COM Stock 149123101   3,399,397 11,497 SH   SOLE   11,497 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   3,145,980 22,323 SH   SOLE   22,323 0 0
AMERICAN EXPRESS CO COM Stock 025816109   2,160,236 11,531 SH   SOLE   11,531 0 0
AMGEN INC COM Stock 031162100   271,441 942 SH   SOLE   942 0 0
INVESCO PHARMACEUTICALS ETF ETF 46137V662   264,446 3,475 SH   SOLE   3,475 0 0
TRANSDIGM GROUP INC COM Stock 893641100   289,318 286 SH   SOLE   286 0 0
JONES LANG LASALLE INC COM Stock 48020Q107   777,578 4,117 SH   SOLE   4,117 0 0
WILLIAMS COS INC COM Stock 969457100   1,181,557 33,924 SH   SOLE   33,923 0 0
CANADIAN NATL RY CO COM Stock 136375102   256,034 2,038 SH   SOLE   2,038 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   642,635 4,206 SH   SOLE   4,206 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   123,211,105 723,070 SH   SOLE   723,069 0 0
SOUTHSTATE CORPORATION COM Stock 840441109   1,606,195 19,019 SH   SOLE   19,019 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   2,709,662 43,775 SH   SOLE   43,774 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   210,021 2,124 SH   SOLE   2,124 0 0
EATON CORP PLC SHS Stock G29183103   291,874 1,212 SH   SOLE   1,212 0 0
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   2,332,295 46,721 SH   SOLE   46,720 0 0
NNN REIT INC COM REIT 637417106   561,378 13,025 SH   SOLE   13,025 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   254,474 3,304 SH   SOLE   3,304 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   1,388,156 14,755 SH   SOLE   14,755 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106   274,156 503 SH   SOLE   502 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   445,838 1,718 SH   SOLE   1,718 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   1,175,895 7,594 SH   SOLE   7,593 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   1,690,097 32,939 SH   SOLE   32,938 0 0
BARRICK GOLD CORP COM Stock 067901108   526,401 29,099 SH   SOLE   29,099 0 0
ALTRIA GROUP INC COM Stock 02209S103   1,234,780 30,609 SH   SOLE   30,609 0 0
CITIGROUP INC COM NEW Stock 172967424   315,727 6,138 SH   SOLE   6,137 0 0
AGILENT TECHNOLOGIES INC COM Stock 00846U101   217,165 1,562 SH   SOLE   1,562 0 0
EXXON MOBIL CORP COM Stock 30231G102   3,539,684 35,404 SH   SOLE   35,403 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,323,461 2,514 SH   SOLE   2,513 0 0
VANGUARD MEGA CAP VALUE ETF ETF 921910840   259,972 2,377 SH   SOLE   2,377 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   1,023,050 5,371 SH   SOLE   5,370 0 0
LOWES COS INC COM Stock 548661107   631,495 2,838 SH   SOLE   2,837 0 0
SPDR S&P EMERGING ASIA PACIFIC ETF ETF 78463X301   281,140 2,782 SH   SOLE   2,781 0 0
BARINGS BDC INC COM CEF 06759L103   123,157 14,354 SH   SOLE   14,354 0 0
BLACKBERRY LTD COM Stock 09228F103   88,854 25,100 SH   SOLE   25,100 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   1,240,542 15,563 SH   SOLE   15,563 0 0
CIVISTA BANCSHARES INC COM NO PAR Stock 178867107   665,223 36,075 SH   SOLE   36,075 0 0
WESTROCK CO COM Stock 96145D105   375,798 9,051 SH   SOLE   9,051 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   1,016,581 16,554 SH   SOLE   16,554 0 0
SCHWAB CHARLES CORP COM Stock 808513105   1,424,822 20,710 SH   SOLE   20,709 0 0
BLACKROCK INC COM Stock 09247X101   561,075 691 SH   SOLE   691 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   518,330 1,870 SH   SOLE   1,870 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   341,010 6,680 SH   SOLE   6,679 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,716,707 22,783 SH   SOLE   22,783 0 0
APPLE INC COM Stock 037833100   22,574,868 117,254 SH   SOLE   117,253 0 0
GSK PLC SPONSORED ADR ADR 37733W204   1,558,632 42,057 SH   SOLE   42,057 0 0
ABBOTT LABS COM Stock 002824100   1,517,531 13,787 SH   SOLE   13,786 0 0
DISNEY WALT CO COM Stock 254687106   1,036,970 11,485 SH   SOLE   11,484 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   517,894 146 SH   SOLE   146 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   483,822 1,845 SH   SOLE   1,844 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   336,028 2,033 SH   SOLE   2,033 0 0