The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   3,559,741 28,003 SH   SOLE   28,003 0 0
GLOBAL PMTS INC COM Stock 37940X102   444,713 3,854 SH   SOLE   3,854 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   72,216,904 201,571 SH   SOLE   201,571 0 0
STARBUCKS CORP COM Stock 855244109   491,161 5,381 SH   SOLE   5,381 0 0
XPO INC COM Stock 983793100   352,918 4,727 SH   SOLE   4,727 0 0
DOLLAR GEN CORP NEW COM Stock 256677105   836,082 7,902 SH   SOLE   7,902 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   219,001 4,136 SH   SOLE   4,136 0 0
JOHNSON & JOHNSON COM Stock 478160104   5,589,121 35,885 SH   SOLE   35,885 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   43,880,597 206,584 SH   SOLE   206,584 0 0
ISHARES MSCI INTL VALUE FACTOR ETF ETF 46435G409   530,354 20,913 SH   SOLE   20,913 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   1,061,056 14,875 SH   SOLE   14,875 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   2,346,124 4,153 SH   SOLE   4,152 0 0
HCA HEALTHCARE INC COM Stock 40412C101   245,980 1,000 SH   SOLE   1,000 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   264,891 6,980 SH   SOLE   6,980 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   665,917 2,058 SH   SOLE   2,058 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   279,871 1,557 SH   SOLE   1,557 0 0
SHELL PLC SPON ADS ADR 780259305   1,127,938 17,520 SH   SOLE   17,520 0 0
ISHARES LATIN AMERICA 40 ETF ETF 464287390   2,505,065 98,007 SH   SOLE   98,007 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,476,530 30,691 SH   SOLE   30,690 0 0
COCA COLA CO COM Stock 191216100   11,286,909 201,624 SH   SOLE   201,623 0 0
GENERAL MLS INC COM Stock 370334104   364,871 5,702 SH   SOLE   5,702 0 0
PPG INDS INC COM Stock 693506107   2,039,381 15,712 SH   SOLE   15,711 0 0
TRUIST FINL CORP COM Stock 89832Q109   1,828,723 63,919 SH   SOLE   63,918 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   2,010,239 12,897 SH   SOLE   12,896 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   202,274 1,029 SH   SOLE   1,029 0 0
INTEL CORP COM Stock 458140100   646,212 18,178 SH   SOLE   18,177 0 0
MEDTRONIC PLC SHS Stock G5960L103   1,084,424 13,839 SH   SOLE   13,839 0 0
NETFLIX INC COM Stock 64110L106   322,470 854 SH   SOLE   854 0 0
HORMEL FOODS CORP COM Stock 440452100   353,641 9,299 SH   SOLE   9,298 0 0
ISHARES SILVER TRUST ETF 46428Q109   382,778 18,819 SH   SOLE   18,819 0 0
AGNC INVT CORP COM REIT 00123Q104   634,100 67,172 SH   SOLE   67,171 0 0
SANOFI SPONSORED ADR ADR 80105N105   1,273,306 23,738 SH   SOLE   23,738 0 0
MERCK & CO INC COM Stock 58933Y105   1,740,679 16,908 SH   SOLE   16,908 0 0
OSHKOSH CORP COM Stock 688239201   761,054 7,975 SH   SOLE   7,975 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   37,511,206 87,750 SH   SOLE   87,749 0 0
MCKESSON CORP COM Stock 58155Q103   683,136 1,571 SH   SOLE   1,570 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   2,030,590 5,129 SH   SOLE   5,128 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   405,330 1,760 SH   SOLE   1,759 0 0
EMERSON ELEC CO COM Stock 291011104   403,180 4,175 SH   SOLE   4,175 0 0
GLOBE LIFE INC COM Stock 37959E102   903,033 8,305 SH   SOLE   8,305 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   321,810 2,157 SH   SOLE   2,157 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   212,817 612 SH   SOLE   612 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,216,531 34,906 SH   SOLE   34,906 0 0
GOLDMINING INC COM Stock 38149E101   7,855 10,000 SH   SOLE   10,000 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   1,828,291 56,411 SH   SOLE   56,411 0 0
SONOCO PRODS CO COM Stock 835495102   728,617 13,406 SH   SOLE   13,406 0 0
FEDEX CORP COM Stock 31428X106   988,636 3,732 SH   SOLE   3,731 0 0
PULTE GROUP INC COM Stock 745867101   286,055 3,863 SH   SOLE   3,863 0 0
SHERWIN WILLIAMS CO COM Stock 824348106   333,863 1,309 SH   SOLE   1,309 0 0
PEPSICO INC COM Stock 713448108   1,402,170 8,275 SH   SOLE   8,275 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   1,798,834 14,885 SH   SOLE   14,884 0 0
HONEYWELL INTL INC COM Stock 438516106   925,395 5,009 SH   SOLE   5,009 0 0
FORD MTR CO DEL COM Stock 345370860   219,656 17,686 SH   SOLE   17,685 0 0
US BANCORP DEL COM NEW Stock 902973304   1,051,081 31,793 SH   SOLE   31,793 0 0
BP PLC SPONSORED ADR ADR 055622104   416,911 10,767 SH   SOLE   10,767 0 0
HOME DEPOT INC COM Stock 437076102   5,833,924 19,307 SH   SOLE   19,307 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   2,683,120 11,153 SH   SOLE   11,152 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   312,024 4,183 SH   SOLE   4,183 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   807,495 14,196 SH   SOLE   14,196 0 0
SPDR GOLD SHARES ETF 78463V107   1,430,064 8,341 SH   SOLE   8,341 0 0
SOUTHERN CO COM Stock 842587107   2,170,084 33,530 SH   SOLE   33,530 0 0
CENCORA INC COM Stock 03073E105   1,069,864 5,945 SH   SOLE   5,944 0 0
BECTON DICKINSON & CO COM Stock 075887109   305,765 1,183 SH   SOLE   1,182 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   706,445 17,056 SH   SOLE   17,055 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   265,293 15,424 SH   SOLE   15,424 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,166,497 23,400 SH   SOLE   23,400 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   5,866,737 172,754 SH   SOLE   172,754 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   1,940,297 38,346 SH   SOLE   38,345 0 0
ATMOS ENERGY CORP COM Stock 049560105   246,359 2,326 SH   SOLE   2,325 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   7,231,783 72,217 SH   SOLE   72,216 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   226,851 2,405 SH   SOLE   2,404 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   73,365,431 209,436 SH   SOLE   209,436 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   3,813,206 159,282 SH   SOLE   159,281 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326   771,986 13,246 SH   SOLE   13,246 0 0
ADOBE INC COM Stock 00724F101   736,296 1,444 SH   SOLE   1,444 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   2,091,535 15,983 SH   SOLE   15,983 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   1,476,959 29,898 SH   SOLE   29,897 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   4,684,646 145,260 SH   SOLE   145,260 0 0
COMCAST CORP NEW CL A Stock 20030N101   595,995 13,441 SH   SOLE   13,441 0 0
GENERAC HLDGS INC COM Stock 368736104   200,160 1,837 SH   SOLE   1,837 0 0
MICROSOFT CORP COM Stock 594918104   50,034,623 158,463 SH   SOLE   158,462 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   297,607 27,404 SH   SOLE   27,404 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   585,108 10,036 SH   SOLE   10,036 0 0
CVS HEALTH CORP COM Stock 126650100   612,921 8,779 SH   SOLE   8,778 0 0
ARES CAPITAL CORP COM CEF 04010L103   693,266 35,607 SH   SOLE   35,606 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   4,251,816 8 SH   SOLE   8 0 0
BOEING CO COM Stock 097023105   769,020 4,012 SH   SOLE   4,012 0 0
COPART INC COM Stock 217204106   437,277 10,148 SH   SOLE   10,148 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   57,946,394 306,481 SH   SOLE   306,481 0 0
VANGUARD MID-CAP ETF ETF 922908629   71,560,823 343,646 SH   SOLE   343,645 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   823,268 4,207 SH   SOLE   4,207 0 0
NEXTERA ENERGY INC COM Stock 65339F101   278,222 4,856 SH   SOLE   4,856 0 0
NIKE INC CL B Stock 654106103   386,917 4,046 SH   SOLE   4,046 0 0
TESLA INC COM Stock 88160R101   753,162 3,010 SH   SOLE   3,010 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   209,154 4,197 SH   SOLE   4,197 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   1,829,017 9,288 SH   SOLE   9,287 0 0
KIMCO RLTY CORP COM REIT 49446R109   320,683 18,231 SH   SOLE   18,231 0 0
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107   204,975 6,555 SH   SOLE   6,555 0 0
DOLLAR TREE INC COM Stock 256746108   479,238 4,502 SH   SOLE   4,502 0 0
DOW INC COM Stock 260557103   595,209 11,544 SH   SOLE   11,544 0 0
JUMIA TECHNOLOGIES AG SPONSORED ADS ADR 48138M105   80,520 30,500 SH   SOLE   30,500 0 0
VANGUARD S&P 500 ETF ETF 922908363   193,164,574 491,888 SH   SOLE   491,888 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   1,683,949 24,866 SH   SOLE   24,866 0 0
GOLUB CAP BDC INC COM CEF 38173M102   810,982 55,282 SH   SOLE   55,281 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   752,119 8,794 SH   SOLE   8,793 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   5,069,086 58,738 SH   SOLE   58,737 0 0
ELI LILLY & CO. COM Stock 532457108   6,632,282 12,348 SH   SOLE   12,347 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   497,701 1,756 SH   SOLE   1,756 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   1,484,841 21,939 SH   SOLE   21,939 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   263,837 3,958 SH   SOLE   3,957 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   7,408,415 138,423 SH   SOLE   138,423 0 0
PPL CORP COM Stock 69351T106   412,150 17,494 SH   SOLE   17,493 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   412,963 1,673 SH   SOLE   1,673 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,768,789 15,666 SH   SOLE   15,665 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   753,001 13,624 SH   SOLE   13,624 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   289,211 2,925 SH   SOLE   2,924 0 0
KAYNE ANDERSON NEXTGEN ENRGY COM CEF 48661E108   168,609 23,681 SH   SOLE   23,681 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,923,846 21,797 SH   SOLE   21,797 0 0
PROSHARES SHORT S&P500 ETF 74347B425   967,913 66,891 SH   SOLE   66,891 0 0
AFLAC INC COM Stock 001055102   895,856 11,672 SH   SOLE   11,672 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   305,069 8,181 SH   SOLE   8,181 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   1,105,357 10,980 SH   SOLE   10,980 0 0
BROWN FORMAN CORP CL B Stock 115637209   578,574 10,029 SH   SOLE   10,029 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   225,360 2,467 SH   SOLE   2,467 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   11,282,383 70,740 SH   SOLE   70,740 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   1,291,130 26,387 SH   SOLE   26,387 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   314,987 4,451 SH   SOLE   4,451 0 0
VISA INC COM CL A Stock 92826C839   2,328,396 10,123 SH   SOLE   10,123 0 0
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   4,833,126 184,470 SH   SOLE   184,470 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   876,334 19,180 SH   SOLE   19,180 0 0
DIMENSIONAL U.S. EQUITY ETF ETF 25434V401   1,233,392 26,496 SH   SOLE   26,496 0 0
HERSHEY CO COM Stock 427866108   882,720 4,412 SH   SOLE   4,411 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK Stock 36262G101   273,192 4,658 SH   SOLE   4,658 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   636,618 28,269 SH   SOLE   28,269 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   614,593 18,841 SH   SOLE   18,841 0 0
VANGUARD GROWTH ETF ETF 922908736   1,196,116 4,392 SH   SOLE   4,392 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   225,454 1,295 SH   SOLE   1,294 0 0
PHILLIPS 66 COM Stock 718546104   222,278 1,850 SH   SOLE   1,850 0 0
META PLATFORMS INC CL A Stock 30303M102   2,241,968 7,468 SH   SOLE   7,468 0 0
INGREDION INC COM Stock 457187102   940,704 9,560 SH   SOLE   9,560 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   42,586 11,326 SH   SOLE   11,326 0 0
SERVICENOW INC COM Stock 81762P102   292,895 524 SH   SOLE   524 0 0
COCA-COLA EUROPACIFIC PARTNERS SHS Stock G25839104   207,434 3,320 SH   SOLE   3,320 0 0
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   2,313,632 68,008 SH   SOLE   68,008 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   570,627 2,434 SH   SOLE   2,434 0 0
HALEON PLC SPON ADS ADR 405552100   365,612 43,891 SH   SOLE   43,891 0 0
MONDELEZ INTL INC CL A Stock 609207105   1,374,400 19,804 SH   SOLE   19,804 0 0
BROADCOM INC COM Stock 11135F101   17,226,229 20,740 SH   SOLE   20,740 0 0
WISDOMTREE CHINA EX-STATE-OWNED ENTERPRISES FUND ETF 97717X719   504,950 17,065 SH   SOLE   17,064 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   229,548 4,314 SH   SOLE   4,314 0 0
BARCLAYS PLC ADR ADR 06738E204   82,169 10,548 SH   SOLE   10,548 0 0
HONDA MOTOR LTD ADR ECH CNV IN 3 ADR 438128308   729,685 21,691 SH   SOLE   21,691 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   1,004,034 9,857 SH   SOLE   9,857 0 0
ROYAL BK CDA COM Stock 780087102   266,779 3,051 SH   SOLE   3,051 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   1,497,289 22,769 SH   SOLE   22,769 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   17,071,016 55,586 SH   SOLE   55,586 0 0
EQUIFAX INC COM Stock 294429105   213,222 1,164 SH   SOLE   1,164 0 0
KROGER CO COM Stock 501044101   246,203 5,502 SH   SOLE   5,501 0 0
ENBRIDGE INC COM Stock 29250N105   224,852 6,704 SH   SOLE   6,704 0 0
NVIDIA CORPORATION COM Stock 67066G104   2,297,973 5,283 SH   SOLE   5,282 0 0
ARCHER DANIELS MIDLAND CO COM Stock 039483102   248,275 3,292 SH   SOLE   3,291 0 0
CUMMINS INC COM Stock 231021106   453,521 1,985 SH   SOLE   1,985 0 0
EOG RES INC COM Stock 26875P101   485,923 3,833 SH   SOLE   3,833 0 0
GENUINE PARTS CO COM Stock 372460105   1,524,812 10,561 SH   SOLE   10,561 0 0
STREAMLINE HEALTH SOLUTIONS IN COM Stock 86323X106   646,280 667,990 SH   SOLE   667,990 0 0
PROSHARES ULTRASHORT QQQ ETF 74347G739   332,234 23,731 SH   SOLE   23,731 0 0
ABBVIE INC COM Stock 00287Y109   1,094,286 7,341 SH   SOLE   7,341 0 0
S&P GLOBAL INC COM Stock 78409V104   518,151 1,418 SH   SOLE   1,418 0 0
MANULIFE FINL CORP COM Stock 56501R106   278,002 15,208 SH   SOLE   15,208 0 0
CADENCE BANK COM Stock 12740C103   8,826,756 415,964 SH   SOLE   415,964 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   41,171,502 793,744 SH   SOLE   793,744 0 0
COTERRA ENERGY INC COM Stock 127097103   830,771 30,712 SH   SOLE   30,712 0 0
KENVUE INC COM Stock 49177J102   509,088 25,353 SH   SOLE   25,353 0 0
NATIONAL FUEL GAS CO COM Stock 636180101   476,326 9,176 SH   SOLE   9,176 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   206,648 2,378 SH   SOLE   2,378 0 0
BLACKSTONE INC COM Stock 09260D107   301,171 2,811 SH   SOLE   2,811 0 0
STRYKER CORPORATION COM Stock 863667101   1,077,677 3,944 SH   SOLE   3,943 0 0
QUALCOMM INC COM Stock 747525103   317,940 2,863 SH   SOLE   2,862 0 0
GOLDMAN SACHS BDC INC SHS CEF 38147U107   414,925 28,498 SH   SOLE   28,497 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   1,528,397 6,917 SH   SOLE   6,916 0 0
MCDONALDS CORP COM Stock 580135101   3,912,831 14,853 SH   SOLE   14,852 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   689,558 6,268 SH   SOLE   6,267 0 0
CISCO SYS INC COM Stock 17275R102   1,843,455 34,290 SH   SOLE   34,290 0 0
ISHARES MSCI EMERGING MARKETS ASIA ETF ETF 464286426   5,082,598 80,715 SH   SOLE   80,714 0 0
AT&T INC COM Stock 00206R102   2,365,466 157,488 SH   SOLE   157,487 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   1,101,537 12,186 SH   SOLE   12,186 0 0
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   4,933,067 88,138 SH   SOLE   88,137 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   364,809 3,300 SH   SOLE   3,299 0 0
EXPEDIA GROUP INC COM NEW Stock 30212P303   1,005,963 9,760 SH   SOLE   9,760 0 0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF ETF 808524730   238,946 9,113 SH   SOLE   9,113 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   251,276 7,934 SH   SOLE   7,934 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   505,067 5,704 SH   SOLE   5,703 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   291,200 4,256 SH   SOLE   4,256 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   3,274,222 7,625 SH   SOLE   7,624 0 0
TEXAS PACIFIC LAND CORPORATION COM Stock 88262P102   1,012,076 555 SH   SOLE   555 0 0
WELLS FARGO CO NEW COM Stock 949746101   1,292,103 31,623 SH   SOLE   31,622 0 0
UNION PAC CORP COM Stock 907818108   595,746 2,926 SH   SOLE   2,925 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100   443,680 6,972 SH   SOLE   6,971 0 0
CINTAS CORP COM Stock 172908105   331,425 689 SH   SOLE   689 0 0
SALESFORCE INC COM Stock 79466L302   321,204 1,584 SH   SOLE   1,584 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   1,292,270 2,936 SH   SOLE   2,935 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   1,081,242 2,644 SH   SOLE   2,643 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   1,857,073 12,806 SH   SOLE   12,805 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   1,060,710 14,959 SH   SOLE   14,958 0 0
CHEVRON CORP NEW COM Stock 166764100   2,741,385 16,258 SH   SOLE   16,257 0 0
CONOCOPHILLIPS COM Stock 20825C104   969,075 8,089 SH   SOLE   8,089 0 0
MARKEL GROUP INC COM Stock 570535104   217,929 148 SH   SOLE   148 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   166,990,501 3,819,545 SH   SOLE   3,819,544 0 0
DANAHER CORPORATION COM Stock 235851102   460,411 1,856 SH   SOLE   1,855 0 0
TJX COS INC NEW COM Stock 872540109   724,392 8,150 SH   SOLE   8,150 0 0
BANK AMERICA CORP COM Stock 060505104   980,789 35,821 SH   SOLE   35,821 0 0
WALMART INC COM Stock 931142103   1,624,768 10,159 SH   SOLE   10,159 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   1,822,783 12,992 SH   SOLE   12,992 0 0
ORACLE CORP COM Stock 68389X105   1,000,188 9,443 SH   SOLE   9,442 0 0
RTX CORPORATION COM Stock 75513E101   1,138,772 15,823 SH   SOLE   15,822 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   70,733,297 1,803,961 SH   SOLE   1,803,960 0 0
TEXAS INSTRS INC COM Stock 882508104   602,431 3,789 SH   SOLE   3,788 0 0
TARGET CORP COM Stock 87612E106   537,317 4,860 SH   SOLE   4,859 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   202,649 1,961 SH   SOLE   1,961 0 0
PFIZER INC COM Stock 717081103   1,066,334 32,148 SH   SOLE   32,147 0 0
MORGAN STANLEY COM NEW Stock 617446448   501,010 6,135 SH   SOLE   6,134 0 0
3M CO COM Stock 88579Y101   622,667 6,651 SH   SOLE   6,651 0 0
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF ETF 808524789   307,148 5,575 SH   SOLE   5,575 0 0
CATERPILLAR INC COM Stock 149123101   3,137,110 11,491 SH   SOLE   11,491 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,839,653 21,537 SH   SOLE   21,537 0 0
AMERICAN EXPRESS CO COM Stock 025816109   1,759,588 11,794 SH   SOLE   11,794 0 0
AMGEN INC COM Stock 031162100   252,678 940 SH   SOLE   940 0 0
TYSON FOODS INC CL A Stock 902494103   202,263 4,006 SH   SOLE   4,006 0 0
INVESCO PHARMACEUTICALS ETF ETF 46137V662   251,475 3,475 SH   SOLE   3,475 0 0
TRANSDIGM GROUP INC COM Stock 893641100   245,351 291 SH   SOLE   291 0 0
HUMANA INC COM Stock 444859102   211,636 435 SH   SOLE   435 0 0
JONES LANG LASALLE INC COM Stock 48020Q107   619,780 4,390 SH   SOLE   4,390 0 0
WILLIAMS COS INC COM Stock 969457100   1,217,756 36,146 SH   SOLE   36,145 0 0
CANADIAN NATL RY CO COM Stock 136375102   220,777 2,038 SH   SOLE   2,038 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   560,576 4,206 SH   SOLE   4,206 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   100,015,240 643,682 SH   SOLE   643,681 0 0
SOUTHSTATE CORPORATION COM Stock 840441109   1,272,312 18,888 SH   SOLE   18,888 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   3,634,632 64,364 SH   SOLE   64,363 0 0
HERCULES CAPITAL INC COM CEF 427096508   167,940 10,228 SH   SOLE   10,227 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   200,617 2,262 SH   SOLE   2,262 0 0
EATON CORP PLC SHS Stock G29183103   215,839 1,012 SH   SOLE   1,012 0 0
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   2,134,277 46,137 SH   SOLE   46,136 0 0
NNN REIT INC COM REIT 637417106   488,222 13,815 SH   SOLE   13,815 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   243,851 3,244 SH   SOLE   3,244 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   1,365,170 14,746 SH   SOLE   14,745 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106   239,047 494 SH   SOLE   493 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   389,814 1,718 SH   SOLE   1,718 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   831,592 6,774 SH   SOLE   6,773 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   2,393,204 41,234 SH   SOLE   41,233 0 0
BARRICK GOLD CORP COM Stock 067901108   444,924 30,579 SH   SOLE   30,579 0 0
ALTRIA GROUP INC COM Stock 02209S103   1,315,025 31,273 SH   SOLE   31,272 0 0
EXXON MOBIL CORP COM Stock 30231G102   4,129,694 35,122 SH   SOLE   35,122 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,204,083 2,388 SH   SOLE   2,388 0 0
VANGUARD MEGA CAP VALUE ETF ETF 921910840   241,028 2,377 SH   SOLE   2,377 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   933,356 5,715 SH   SOLE   5,715 0 0
LOWES COS INC COM Stock 548661107   536,819 2,583 SH   SOLE   2,582 0 0
BARINGS BDC INC COM CEF 06759L103   127,894 14,354 SH   SOLE   14,354 0 0
BLACKBERRY LTD COM Stock 09228F103   118,221 25,100 SH   SOLE   25,100 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   1,106,458 15,560 SH   SOLE   15,559 0 0
CIVISTA BANCSHARES INC COM NO PAR Stock 178867107   642,522 41,453 SH   SOLE   41,453 0 0
WESTROCK CO COM Stock 96145D105   350,017 9,777 SH   SOLE   9,777 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   764,715 13,081 SH   SOLE   13,081 0 0
SCHWAB CHARLES CORP COM Stock 808513105   1,177,743 21,453 SH   SOLE   21,452 0 0
BLACKROCK INC COM Stock 09247X101   436,514 675 SH   SOLE   675 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   477,685 1,916 SH   SOLE   1,915 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   230,977 4,802 SH   SOLE   4,802 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,441,183 20,911 SH   SOLE   20,910 0 0
APPLE INC COM Stock 037833100   20,290,138 118,510 SH   SOLE   118,510 0 0
GSK PLC SPONSORED ADR ADR 37733W204   1,565,855 43,196 SH   SOLE   43,196 0 0
ABBOTT LABS COM Stock 002824100   1,298,765 13,410 SH   SOLE   13,410 0 0
DISNEY WALT CO COM Stock 254687106   978,750 12,076 SH   SOLE   12,075 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   450,257 146 SH   SOLE   146 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   433,366 1,845 SH   SOLE   1,844 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   308,677 2,033 SH   SOLE   2,033 0 0