The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 997 42,179 SH   SOLE   35,383 0 6,796
AT&T INC COM 00206R102 26 1,100 SH   OTR   1,100 0 0
ABBOTT LABS COM 002824100 559 4,720 SH   SOLE   4,720 0 0
ABBVIE INC COM 00287Y109 685 4,223 SH   SOLE   4,223 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 349 765 SH   SOLE   765 0 0
ALPHABET INC CAP STK CL C 02079K107 656 235 SH   SOLE   235 0 0
ALPHABET INC CAP STK CL A 02079K305 417 150 SH   SOLE   150 0 0
AMAZON COM INC COM 023135106 815 250 SH   SOLE   250 0 0
AMAZON COM INC COM 023135106 33 10 SH   OTR   10 0 0
AMERICAN EXPRESS CO COM 025816109 319 1,707 SH   SOLE   1,707 0 0
AMGEN INC COM 031162100 444 1,837 SH   SOLE   1,837 0 0
APPLE INC COM 037833100 3,358 19,230 SH   SOLE   19,230 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 408 1,792 SH   SOLE   1,792 0 0
BK OF AMERICA CORP COM 060505104 304 7,370 SH   SOLE   7,370 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 687 1,947 SH   SOLE   1,947 0 0
BOEING CO COM 097023105 550 2,874 SH   SOLE   2,874 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 518 5,902 SH   SOLE   5,902 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 298 4,085 SH   SOLE   4,085 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 261 5,690 SH   SOLE   5,690 0 0
CATERPILLAR INC COM 149123101 2,560 11,490 SH   SOLE   11,490 0 0
CHEVRON CORP NEW COM 166764100 822 5,048 SH   SOLE   5,048 0 0
CISCO SYS INC COM 17275R102 593 10,643 SH   SOLE   10,643 0 0
COCA COLA CO COM 191216100 618 9,962 SH   SOLE   9,962 0 0
COMCAST CORP NEW CL A 20030N101 638 13,637 SH   SOLE   11,631 0 2,006
CONOCOPHILLIPS COM 20825C104 389 3,885 SH   SOLE   3,885 0 0
CONSOLIDATED EDISON INC COM 209115104 229 2,420 SH   SOLE   2,420 0 0
COSTCO WHSL CORP NEW COM 22160K105 985 1,711 SH   SOLE   1,711 0 0
DEERE & CO COM 244199105 366 880 SH   SOLE   880 0 0
DISNEY WALT CO COM 254687106 449 3,277 SH   SOLE   3,277 0 0
DOMINION ENERGY INC COM 25746U109 1,110 13,063 SH   SOLE   13,063 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 741 6,634 SH   SOLE   6,634 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 33 300 SH   OTR   300 0 0
ETF SER SOLUTIONS VIDENT INTL EQ 26922A404 713 26,973 SH   SOLE   26,973 0 0
ETF SER SOLUTIONS VIDENTCORE EQ FD 26922A503 768 16,889 SH   SOLE   16,889 0 0
ETF SER SOLUTIONS US DIVERSIFIED 26922A511 207 5,454 SH   SOLE   5,454 0 0
ETF SER SOLUTIONS VIDENT CORE US 26922A602 290 6,140 SH   SOLE   6,140 0 0
EVERSOURCE ENERGY COM 30040W108 215 2,436 SH   SOLE   2,436 0 0
EXPEDITORS INTL WASH INC COM 302130109 251 2,434 SH   SOLE   2,434 0 0
EXXON MOBIL CORP COM 30231G102 2,152 26,060 SH   SOLE   26,060 0 0
FORTINET INC COM 34959E109 238 695 SH   SOLE   695 0 0
GENERAL ELECTRIC CO COM NEW 369604301 330 3,611 SH   SOLE   3,611 0 0
GENERAL MLS INC COM 370334104 217 3,199 SH   SOLE   3,199 0 0
HERSHEY CO COM 427866108 356 1,642 SH   SOLE   1,642 0 0
HOME DEPOT INC COM 437076102 1,140 3,809 SH   SOLE   3,809 0 0
HONEYWELL INTL INC COM 438516106 613 3,148 SH   SOLE   3,148 0 0
INTEL CORP COM 458140100 637 12,855 SH   SOLE   12,855 0 0
INTEL CORP COM 458140100 79 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,824 29,408 SH   SOLE   29,333 0 75
INVESCO QQQ TR UNIT SER 1 46090E103 787 2,171 SH   SOLE   2,171 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 202 1,284 SH   SOLE   1,284 0 0
ISHARES GOLD TR ISHARES NEW 464285204 272 7,373 SH   SOLE   7,373 0 0
ISHARES TR CORE S&P500 ETF 464287200 690 1,520 SH   SOLE   1,520 0 0
ISHARES TR CORE US AGGBD ET 464287226 181,494 1,694,622 SH   SOLE   1,693,551 90 981
ISHARES TR CORE US AGGBD ET 464287226 165 1,542 SH   OTR   1,542 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,006 22,288 SH   SOLE   22,288 0 0
ISHARES TR IBOXX INV CP ETF 464287242 298 2,462 SH   SOLE   2,462 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 358,457 4,300,626 SH   SOLE   4,299,056 0 1,570
ISHARES TR 1 3 YR TREAS BD 464287457 311 3,727 SH   OTR   3,727 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,574 62,145 SH   SOLE   61,595 0 550
ISHARES TR CORE S&P MCP ETF 464287507 197,044 734,307 SH   SOLE   734,037 32 238
ISHARES TR CORE S&P MCP ETF 464287507 169 631 SH   OTR   368 263 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,979 11,925 SH   SOLE   11,925 0 0
ISHARES TR RUS 1000 ETF 464287622 794 3,175 SH   SOLE   3,175 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 274 1,043 SH   SOLE   1,043 0 0
ISHARES TR S&P MC 400VL ETF 464287705 6,417 58,527 SH   SOLE   58,527 0 0
ISHARES TR CORE S&P SCP ETF 464287804 186,821 1,731,752 SH   SOLE   1,731,200 60 492
ISHARES TR CORE S&P SCP ETF 464287804 172 1,598 SH   OTR   913 685 0
ISHARES TR MSCI KLD400 SOC 464288570 484 5,586 SH   SOLE   5,586 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 538,232 10,406,651 SH   SOLE   10,404,442 375 1,834
ISHARES TR ISHS 1-5YR INVS 464288646 294 5,686 SH   OTR   5,686 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 653 5,351 SH   SOLE   5,351 0 0
ISHARES TR MSCI USA ESG SLC 464288802 742 7,664 SH   SOLE   7,664 0 0
ISHARES TR CORE MSCI EAFE 46432F842 297,005 4,272,836 SH   SOLE   4,271,678 180 978
ISHARES TR CORE MSCI EAFE 46432F842 256 3,689 SH   OTR   2,209 1,480 0
ISHARES INC CORE MSCI EMKT 46434G103 210,152 3,783,110 SH   SOLE   3,781,853 198 1,059
ISHARES INC CORE MSCI EMKT 46434G103 191 3,435 SH   OTR   1,938 1,497 0
ISHARES TR CORE MSCI PAC 46434V696 379 6,216 SH   SOLE   6,216 0 0
ISHARES TR ESG AWARE MSCI 46435U663 205 5,377 SH   SOLE   5,377 0 0
JPMORGAN CHASE & CO COM 46625H100 1,125 8,253 SH   SOLE   8,253 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 14,087 280,231 SH   SOLE   280,231 0 0
JOHNSON & JOHNSON COM 478160104 1,775 10,016 SH   SOLE   10,016 0 0
LOCKHEED MARTIN CORP COM 539830109 250 567 SH   SOLE   567 0 0
LOWES COS INC COM 548661107 231 1,142 SH   SOLE   1,142 0 0
MARATHON OIL CORP COM 565849106 271 10,773 SH   SOLE   10,773 0 0
MARATHON PETE CORP COM 56585A102 936 10,948 SH   SOLE   10,948 0 0
MCDONALDS CORP COM 580135101 1,375 5,560 SH   SOLE   5,560 0 0
MCDONALDS CORP COM 580135101 49 200 SH   OTR   200 0 0
MERCK & CO INC COM 58933Y105 406 4,949 SH   SOLE   4,949 0 0
MERCK & CO INC COM 58933Y105 33 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104 8,085 26,225 SH   SOLE   26,225 0 0
NEXTERA ENERGY INC COM 65339F101 527 6,223 SH   SOLE   6,223 0 0
NIKE INC CL B 654106103 297 2,205 SH   SOLE   2,205 0 0
NORFOLK SOUTHN CORP COM 655844108 514 1,803 SH   SOLE   1,803 0 0
NORTHROP GRUMMAN CORP COM 666807102 202 451 SH   SOLE   451 0 0
NVIDIA CORPORATION COM 67066G104 1,699 6,226 SH   SOLE   6,226 0 0
ORACLE CORP COM 68389X105 316 3,821 SH   SOLE   3,821 0 0
OTIS WORLDWIDE CORP COM 68902V107 270 3,515 SH   SOLE   3,515 0 0
PPG INDS INC COM 693506107 351 2,680 SH   SOLE   2,680 0 0
PEPSICO INC COM 713448108 1,170 6,990 SH   SOLE   6,990 0 0
PEPSICO INC COM 713448108 33 200 SH   OTR   200 0 0
PFIZER INC COM 717081103 1,257 24,284 SH   SOLE   24,284 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 63,669 1,168,664 SH   SOLE   1,167,911 0 753
PIMCO ETF TR 1-5 US TIP IDX 72201R205 14 262 SH   OTR   262 0 0
PROCTER AND GAMBLE CO COM 742718109 1,497 9,800 SH   SOLE   9,800 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 357 3,603 SH   SOLE   3,603 0 0
S&P GLOBAL INC COM 78409V104 939 2,290 SH   SOLE   2,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 377,399 835,618 SH   SOLE   834,947 19 652
SPDR S&P 500 ETF TR TR UNIT 78462F103 385 852 SH   OTR   509 343 0
SPDR GOLD TR GOLD SHS 78463V107 1,898 10,507 SH   SOLE   10,507 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 160,634 5,331,380 SH   SOLE   5,330,301 0 1,079
SPDR SER TR PORTFOLIO SHORT 78464A474 84 2,777 SH   OTR   2,777 0 0
SEMPRA COM 816851109 253 1,506 SH   SOLE   1,506 0 0
SOUTHERN CO COM 842587107 566 7,805 SH   SOLE   7,805 0 0
SOUTHERN CO COM 842587107 22 300 SH   OTR   300 0 0
STARBUCKS CORP COM 855244109 789 8,674 SH   SOLE   8,674 0 0
TARGET CORP COM 87612E106 495 2,331 SH   SOLE   2,331 0 0
3M CO COM 88579Y101 302 2,031 SH   SOLE   2,031 0 0
TRUIST FINL CORP COM 89832Q109 207 3,658 SH   SOLE   3,658 0 0
UNION PAC CORP COM 907818108 383 1,401 SH   SOLE   1,401 0 0
UNITEDHEALTH GROUP INC COM 91324P102 586 1,150 SH   SOLE   1,150 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 292 2,600 SH   SOLE   2,600 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 326 5,232 SH   SOLE   5,232 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 154,390 1,977,075 SH   SOLE   1,977,075 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 60,663 705,054 SH   SOLE   705,054 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 27,488 110,781 SH   SOLE   110,647 18 116
VANGUARD INDEX FDS MID CAP ETF 922908629 216 907 SH   SOLE   907 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 414 1,988 SH   SOLE   1,988 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 27,753 96,497 SH   SOLE   96,363 11 123
VANGUARD INDEX FDS VALUE ETF 922908744 403,313 2,729,144 SH   SOLE   2,728,433 133 578
VANGUARD INDEX FDS VALUE ETF 922908744 265 1,792 SH   OTR   1,114 678 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 767 3,368 SH   SOLE   3,368 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,472 28,893 SH   SOLE   26,519 0 2,374
VERIZON COMMUNICATIONS INC COM 92343V104 40 782 SH   OTR   782 0 0
VISA INC COM CL A 92826C839 201 905 SH   SOLE   905 0 0
WALMART INC COM 931142103 628 4,219 SH   SOLE   4,219 0 0
XYLEM INC COM 98419M100 247 2,900 SH   SOLE   2,800 0 100