The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 511 3,434 SH   SOLE   0 0 3,434
ABBOTT LABS COM 002824100 540 4,559 SH   SOLE   0 0 4,559
ABBVIE INC COM 00287Y109 2,980 18,385 SH   SOLE   0 0 18,385
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 292 865 SH   SOLE   0 0 865
ACTIVISION BLIZZARD INC COM 00507V109 805 10,054 SH   SOLE   0 0 10,054
ADVANCED MICRO DEVICES INC COM 007903107 524 4,788 SH   SOLE   0 0 4,788
AGCO CORP COM 001084102 927 6,346 SH   SOLE   0 0 6,346
ALBEMARLE CORP COM 012653101 1,708 7,721 SH   SOLE   0 0 7,721
ALLETE INC COM NEW 018522300 406 6,056 SH   SOLE   0 0 6,056
ALPHABET INC CAP STK CL A 02079K305 1,174 422 SH   SOLE   0 0 422
ALPHABET INC CAP STK CL C 02079K107 1,444 517 SH   SOLE   0 0 517
AMAZON COM INC COM 023135106 1,914 587 SH   SOLE   0 0 587
AMERICAN CAMPUS CMNTYS INC COM 024835100 716 12,797 SH   SOLE   0 0 12,797
AMERICAN ELEC PWR CO INC COM 025537101 1,199 12,017 SH   SOLE   0 0 12,017
AMERICAN EXPRESS CO COM 025816109 284 1,521 SH   SOLE   0 0 1,521
ANALOG DEVICES INC COM 032654105 440 2,665 SH   SOLE   0 0 2,665
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 251 4,174 SH   SOLE   0 0 4,174
APARTMENT INCOME REIT CORP COM 03750L109 302 5,649 SH   SOLE   0 0 5,649
APPLE INC COM 037833100 1,499 8,584 SH   SOLE   0 0 8,584
APPLIED MATLS INC COM 038222105 482 3,660 SH   SOLE   0 0 3,660
ARCHER DANIELS MIDLAND CO COM 039483102 1,328 14,715 SH   SOLE   0 0 14,715
ARISTA NETWORKS INC COM 040413106 1,460 10,504 SH   SOLE   0 0 10,504
AT&T INC COM 00206R102 574 24,301 SH   SOLE   0 0 24,301
BANK MONTREAL QUE COM 063671101 1,023 8,671 SH   SOLE   0 0 8,671
BCE INC COM NEW 05534B760 1,257 22,667 SH   SOLE   0 0 22,667
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 677 1,917 SH   SOLE   0 0 1,917
BK OF AMERICA CORP COM 060505104 1,800 43,656 SH   SOLE   0 0 43,656
BLACKROCK INC COM 09247X101 661 865 SH   SOLE   0 0 865
BOK FINL CORP COM NEW 05561Q201 1,187 12,634 SH   SOLE   0 0 12,634
BOOKING HOLDINGS INC COM 09857L108 268 114 SH   SOLE   0 0 114
BRISTOL-MYERS SQUIBB CO COM 110122108 387 5,303 SH   SOLE   0 0 5,303
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 522 12,380 SH   SOLE   0 0 12,380
BROADCOM INC COM 11135F101 1,284 2,039 SH   SOLE   0 0 2,039
CANADIAN PAC RY LTD COM 13645T100 243 2,947 SH   SOLE   0 0 2,947
CAPITAL ONE FINL CORP COM 14040H105 489 3,721 SH   SOLE   0 0 3,721
CATERPILLAR INC COM 149123101 1,734 7,783 SH   SOLE   0 0 7,783
CENTENE CORP DEL COM 15135B101 813 9,651 SH   SOLE   0 0 9,651
CERNER CORP COM 156782104 459 4,901 SH   SOLE   0 0 4,901
CHEVRON CORP NEW COM 166764100 557 3,423 SH   SOLE   0 0 3,423
CISCO SYS INC COM 17275R102 1,079 19,349 SH   SOLE   0 0 19,349
COCA COLA CO COM 191216100 309 4,991 SH   SOLE   0 0 4,991
COGNEX CORP COM 192422103 295 3,819 SH   SOLE   0 0 3,819
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 677 7,547 SH   SOLE   0 0 7,547
CONOCOPHILLIPS COM 20825C104 1,020 10,204 SH   SOLE   0 0 10,204
CONSTELLATION BRANDS INC CL A 21036P108 363 1,578 SH   SOLE   0 0 1,578
CORTEVA INC COM 22052L104 529 9,203 SH   SOLE   0 0 9,203
CULLEN FROST BANKERS INC COM 229899109 1,641 11,859 SH   SOLE   0 0 11,859
DEERE & CO COM 244199105 2,266 5,453 SH   SOLE   0 0 5,453
DIAGEO PLC SPON ADR NEW 25243Q205 1,211 5,959 SH   SOLE   0 0 5,959
DIGITAL RLTY TR INC COM 253868103 394 2,780 SH   SOLE   0 0 2,780
DISNEY WALT CO COM 254687106 601 4,379 SH   SOLE   0 0 4,379
DOMINION ENERGY INC COM 25746U109 321 3,774 SH   SOLE   0 0 3,774
DTE ENERGY CO COM 233331107 877 6,636 SH   SOLE   0 0 6,636
DUKE ENERGY CORP NEW COM NEW 26441C204 597 5,349 SH   SOLE   0 0 5,349
DUPONT DE NEMOURS INC COM 26614N102 376 5,111 SH   SOLE   0 0 5,111
EATON CORP PLC SHS G29183103 260 1,712 SH   SOLE   0 0 1,712
EBAY INC. COM 278642103 280 4,888 SH   SOLE   0 0 4,888
ELECTRONIC ARTS INC COM 285512109 497 3,932 SH   SOLE   0 0 3,932
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 181 16,152 SH   SOLE   0 0 16,152
EQUITY RESIDENTIAL SH BEN INT 29476L107 764 8,501 SH   SOLE   0 0 8,501
EXXON MOBIL CORP COM 30231G102 218 2,638 SH   SOLE   0 0 2,638
FEDEX CORP COM 31428X106 517 2,235 SH   SOLE   0 0 2,235
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 222 4,541 SH   SOLE   0 0 4,541
FLEX LTD ORD Y2573F102 203 10,949 SH   SOLE   0 0 10,949
GENUINE PARTS CO COM 372460105 721 5,725 SH   SOLE   0 0 5,725
GILEAD SCIENCES INC COM 375558103 620 10,437 SH   SOLE   0 0 10,437
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 350 6,976 SH   SOLE   0 0 6,976
GOLDMAN SACHS GROUP INC COM 38141G104 1,812 5,488 SH   SOLE   0 0 5,488
HOLLYSYS AUTOMATION TCHNGY L SHS G45667105 170 10,661 SH   SOLE   0 0 10,661
HOME DEPOT INC COM 437076102 1,075 3,591 SH   SOLE   0 0 3,591
HONEYWELL INTL INC COM 438516106 216 1,109 SH   SOLE   0 0 1,109
ILLUMINA INC COM 452327109 573 1,640 SH   SOLE   0 0 1,640
IMAX CORP COM 45245E109 216 11,393 SH   SOLE   0 0 11,393
INFOSYS LTD SPONSORED ADR 456788108 203 8,170 SH   SOLE   0 0 8,170
INTEL CORP COM 458140100 2,297 46,349 SH   SOLE   0 0 46,349
INTERPUBLIC GROUP COS INC COM 460690100 925 26,099 SH   SOLE   0 0 26,099
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 300 6,013 SH   SOLE   0 0 6,013
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 4,170 184,441 SH   SOLE   0 0 184,441
ISHARES INC CORE MSCI EMKT 46434G103 10,693 192,494 SH   SOLE   0 0 192,494
ISHARES TR 0-5YR HI YL CP 46434V407 20,862 474,572 SH   SOLE   0 0 474,572
ISHARES TR 0-5YR INVT GR CP 46434V100 28,227 571,859 SH   SOLE   0 0 571,859
ISHARES TR 1 3 YR TREAS BD 464287457 4,693 56,304 SH   SOLE   0 0 56,304
ISHARES TR BLACKROCK ULTRA 46434V878 358 7,131 SH   SOLE   0 0 7,131
ISHARES TR CORE DIV GRWTH 46434V621 500 9,353 SH   SOLE   0 0 9,353
ISHARES TR CORE MSCI EAFE 46432F842 24,797 356,736 SH   SOLE   0 0 356,736
ISHARES TR CORE MSCI INTL 46435G326 2,244 35,270 SH   SOLE   0 0 35,270
ISHARES TR CORE S&P SCP ETF 464287804 1,740 16,132 SH   SOLE   0 0 16,132
ISHARES TR CORE S&P500 ETF 464287200 250 550 SH   SOLE   0 0 550
ISHARES TR EAFE SML CP ETF 464288273 2,909 43,850 SH   SOLE   0 0 43,850
ISHARES TR FLTG RATE NT ETF 46429B655 15,728 311,323 SH   SOLE   0 0 311,323
ISHARES TR IBOXX HI YD ETF 464288513 3,914 47,565 SH   SOLE   0 0 47,565
ISHARES TR IBOXX INV CP ETF 464287242 5,429 44,892 SH   SOLE   0 0 44,892
ISHARES TR ISHS 1-5YR INVS 464288646 5,999 115,998 SH   SOLE   0 0 115,998
ISHARES TR ISHS 5-10YR INVT 464288638 1,285 23,412 SH   SOLE   0 0 23,412
ISHARES TR JPMORGAN USD EMG 464288281 18,476 188,997 SH   SOLE   0 0 188,997
ISHARES TR MSCI EAFE ETF 464287465 2,769 37,622 SH   SOLE   0 0 37,622
ISHARES TR S&P 500 GRWT ETF 464287309 41,915 548,767 SH   SOLE   0 0 548,767
ISHARES TR S&P 500 VAL ETF 464287408 48,619 312,222 SH   SOLE   0 0 312,222
ISHARES TR S&P SML 600 GWT 464287887 13,344 106,664 SH   SOLE   0 0 106,664
ISHARES TR SHORT TREAS BD 464288679 1,528 13,858 SH   SOLE   0 0 13,858
ISHARES TR SHRT NAT MUN ETF 464288158 3,817 36,493 SH   SOLE   0 0 36,493
ISHARES TR SP SMCP600VL ETF 464287879 29,693 289,999 SH   SOLE   0 0 289,999
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 478 9,738 SH   SOLE   0 0 9,738
JOHNSON & JOHNSON COM 478160104 2,244 12,662 SH   SOLE   0 0 12,662
JPMORGAN CHASE & CO COM 46625H100 943 6,917 SH   SOLE   0 0 6,917
KELLOGG CO COM 487836108 852 13,213 SH   SOLE   0 0 13,213
KINDER MORGAN INC DEL COM 49456B101 481 25,416 SH   SOLE   0 0 25,416
KLA CORP COM NEW 482480100 221 603 SH   SOLE   0 0 603
KRAFT HEINZ CO COM 500754106 932 23,657 SH   SOLE   0 0 23,657
LAM RESEARCH CORP COM 512807108 2,903 5,400 SH   SOLE   0 0 5,400
LILLY ELI & CO COM 532457108 2,070 7,227 SH   SOLE   0 0 7,227
LOCKHEED MARTIN CORP COM 539830109 1,112 2,520 SH   SOLE   0 0 2,520
MCDONALDS CORP COM 580135101 1,723 6,966 SH   SOLE   0 0 6,966
MERCK & CO INC COM 58933Y105 1,666 20,306 SH   SOLE   0 0 20,306
MICROCHIP TECHNOLOGY INC. COM 595017104 3,961 52,720 SH   SOLE   0 0 52,720
MICROSOFT CORP COM 594918104 7,658 24,838 SH   SOLE   0 0 24,838
MONDELEZ INTL INC CL A 609207105 677 10,781 SH   SOLE   0 0 10,781
MOSAIC CO NEW COM 61945C103 586 8,815 SH   SOLE   0 0 8,815
NIKE INC CL B 654106103 561 4,166 SH   SOLE   0 0 4,166
NORFOLK SOUTHN CORP COM 655844108 1,703 5,971 SH   SOLE   0 0 5,971
NUTRIEN LTD COM 67077M108 1,779 17,107 SH   SOLE   0 0 17,107
OMNICOM GROUP INC COM 681919106 1,260 14,846 SH   SOLE   0 0 14,846
ORACLE CORP COM 68389X105 375 4,531 SH   SOLE   0 0 4,531
PAYPAL HLDGS INC COM 70450Y103 983 8,498 SH   SOLE   0 0 8,498
PEPSICO INC COM 713448108 521 3,111 SH   SOLE   0 0 3,111
PFIZER INC COM 717081103 1,977 38,181 SH   SOLE   0 0 38,181
PHILIP MORRIS INTL INC COM 718172109 758 8,065 SH   SOLE   0 0 8,065
PHILLIPS 66 COM 718546104 429 4,968 SH   SOLE   0 0 4,968
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 468 4,672 SH   SOLE   0 0 4,672
PINNACLE WEST CAP CORP COM 723484101 236 3,025 SH   SOLE   0 0 3,025
PROCTER AND GAMBLE CO COM 742718109 874 5,720 SH   SOLE   0 0 5,720
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,356 19,377 SH   SOLE   0 0 19,377
QUALCOMM INC COM 747525103 307 2,006 SH   SOLE   0 0 2,006
REGENCY CTRS CORP COM 758849103 573 8,035 SH   SOLE   0 0 8,035
RESTAURANT BRANDS INTL INC COM 76131D103 706 12,097 SH   SOLE   0 0 12,097
RPM INTL INC COM 749685103 926 11,375 SH   SOLE   0 0 11,375
SALESFORCE COM INC COM 79466L302 611 2,876 SH   SOLE   0 0 2,876
SANOFI SPONSORED ADR 80105N105 500 9,748 SH   SOLE   0 0 9,748
SCOTTS MIRACLE-GRO CO CL A 810186106 582 4,735 SH   SOLE   0 0 4,735
SERVICENOW INC COM 81762P102 361 649 SH   SOLE   0 0 649
SHELL PLC SPON ADS 780259305 275 5,007 SH   SOLE   0 0 5,007
SHOCKWAVE MED INC COM 82489T104 395 1,903 SH   SOLE   0 0 1,903
SMUCKER J M CO COM NEW 832696405 1,423 10,510 SH   SOLE   0 0 10,510
SNAP ON INC COM 833034101 353 1,716 SH   SOLE   0 0 1,716
SOUTHERN CO COM 842587107 579 7,992 SH   SOLE   0 0 7,992
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,471 188,771 SH   SOLE   0 0 188,771
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,615 93,568 SH   SOLE   0 0 93,568
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,220 34,707 SH   SOLE   0 0 34,707
SPDR S&P 500 ETF TR TR UNIT 78462F103 736 1,630 SH   SOLE   0 0 1,630
SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,025 10,001 SH   SOLE   0 0 10,001
SPDR SER TR PORTFOLIO INTRMD 78464A375 5,726 167,678 SH   SOLE   0 0 167,678
SPDR SER TR PORTFOLIO SH TSR 78468R101 393 13,265 SH   SOLE   0 0 13,265
SPDR SER TR PORTFOLIO SHORT 78464A474 7,201 238,987 SH   SOLE   0 0 238,987
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,855 88,434 SH   SOLE   0 0 88,434
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,826 163,486 SH   SOLE   0 0 163,486
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,395 28,564 SH   SOLE   0 0 28,564
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,893 70,722 SH   SOLE   0 0 70,722
STARBUCKS CORP COM 855244109 2,475 27,209 SH   SOLE   0 0 27,209
TARGET CORP COM 87612E106 1,964 9,254 SH   SOLE   0 0 9,254
TEXAS INSTRS INC COM 882508104 2,407 13,117 SH   SOLE   0 0 13,117
TORONTO DOMINION BK ONT COM NEW 891160509 884 11,127 SH   SOLE   0 0 11,127
TRACTOR SUPPLY CO COM 892356106 246 1,053 SH   SOLE   0 0 1,053
TYLER TECHNOLOGIES INC COM 902252105 472 1,060 SH   SOLE   0 0 1,060
TYSON FOODS INC CL A 902494103 1,134 12,655 SH   SOLE   0 0 12,655
UNILEVER PLC SPON ADR NEW 904767704 286 6,273 SH   SOLE   0 0 6,273
UNION PAC CORP COM 907818108 805 2,947 SH   SOLE   0 0 2,947
UNITED PARCEL SERVICE INC CL B 911312106 1,161 5,413 SH   SOLE   0 0 5,413
UNITED RENTALS INC COM 911363109 909 2,559 SH   SOLE   0 0 2,559
UNITEDHEALTH GROUP INC COM 91324P102 351 689 SH   SOLE   0 0 689
US BANCORP DEL COM NEW 902973304 1,358 25,550 SH   SOLE   0 0 25,550
VALERO ENERGY CORP COM 91913Y100 224 2,207 SH   SOLE   0 0 2,207
VANGUARD INDEX FDS GROWTH ETF 922908736 2,156 7,497 SH   SOLE   0 0 7,497
VANGUARD INDEX FDS MID CAP ETF 922908629 215 906 SH   SOLE   0 0 906
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,674 9,515 SH   SOLE   0 0 9,515
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,099 5,169 SH   SOLE   0 0 5,169
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,090 12,453 SH   SOLE   0 0 12,453
VANGUARD INDEX FDS VALUE ETF 922908744 2,147 14,530 SH   SOLE   0 0 14,530
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 781 13,559 SH   SOLE   0 0 13,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 579 12,555 SH   SOLE   0 0 12,555
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,628 33,648 SH   SOLE   0 0 33,648
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,180 24,571 SH   SOLE   0 0 24,571
VERIZON COMMUNICATIONS INC COM 92343V104 1,663 32,650 SH   SOLE   0 0 32,650
VISA INC COM CL A 92826C839 631 2,844 SH   SOLE   0 0 2,844
WALMART INC COM 931142103 241 1,617 SH   SOLE   0 0 1,617
ZIMMER BIOMET HOLDINGS INC COM 98956P102 546 4,268 SH   SOLE   0 0 4,268
ZOETIS INC CL A 98978V103 360 1,910 SH   SOLE   0 0 1,910